Mortgage Lender Reviews
Comparing mortgage lenders can help you save money on closing costs and find a better mortgage rate. Read our reviews to find the best lender for you.
Getting started with mortgage lenders
NerdWallet's top-rated mortgage lenders
Guaranteed Rate Mortgage Review 2024
- Offers a one-day mortgage approval process.
- Offers a generous selection of loans, including government-backed, interest-only, ITIN, jumbo and renovation loans.
- Advertises a HELOC that can be funded in as few as five business days.
Flagstar Bank Mortgage Review 2024
- Multiple loans for those who are renovating or building a home, including loans with interest-only payments during construction.
- Offers home equity loans and lines of credit.
- Offers down payment assistance and loans for underserved borrowers, including ITIN loans and loans with flexible qualifications in certain communities.
PNC Bank Mortgage Review 2024
- Offers several low-down-payment loan options, including FHA, VA, USDA and the PNC Community Loan.
- Mortgage rates are lower than the industry average, according to the latest federal data.
- Jumbo loans available with 5% down payment.
NBKC Bank Mortgage Review 2024
- Offers government-backed loans and some harder-to-find products, such as loans for self-employed borrowers and mortgages for pilots.
- Efficient customer service over the phone or through online chat.
- Displays customized rates, with fee estimates, without requiring contact information.
Better Mortgage Review 2024
- Offers a one-day mortgage that lets eligible borrowers apply, lock in a rate and get a loan commitment within 24 hours.
- Average interest rates are on the low end compared with other lenders, according to the latest federal data.
- Offers a HELOC and a home equity loan; both can be used for a primary, second or investment home.
San Diego County Credit Union Mortgage Review 2024
- Offers purchase, refinance and jumbo mortgages, plus loans for second homes and home equity products.
- Provides customized rate and fee quotes without requiring contact information.
- Interest rates are notably low, according to the latest federal data.
Truist Mortgage Review 2024
- Offers a wide variety of loan options, including construction loans, programs for early career doctors, a wide variety of jumbo loans and home equity lines of credit.
- Proprietary grant program can help borrowers afford down payment and closing costs.
- Mortgage rates are lower than industry average, according to the latest federal data.
Bank of America Mortgage Review 2024
- Offers down payment and closing cost assistance programs.
- Existing customers who meet certain qualifications can receive a discount on mortgage lender origination fees and HELOC interest rates.
- Receives high marks for customer satisfaction, according to J.D. Power and Zillow.
Pennymac Mortgage Review 2024
- Rates are on the low side, according to the latest federal data.
- An online tool makes it easy to customize a rate quote online, with no contact information required.
- “Lock & Shop” lets you secure a rate for up to 90 days while you house-hunt, and switch to a lower one if rates drop while you shop.
NerdWallet rates lenders on a scale from 1 to 5 stars. See what goes into our ratings.
More top lenders by category
NASB Mortgage Review 2024
- Sample mortgage rates are customizable.
- Offers nontraditional mortgage products that may be difficult to find elsewhere, such as 1099 loans and bank statement loans for self-employed borrowers.
Wells Fargo Mortgage Review 2024
- Sample rates clearly posted for various loan products.
- Offers a wide variety of loan types and products, including options for borrowers who work for themselves and those without Social Security numbers.
- Mortgage rates tend to be on the low side compared with other lenders, according to the latest federal data.
Flagstar Bank Mortgage Review 2024
- Multiple loans for those who are renovating or building a home, including loans with interest-only payments during construction.
- Offers home equity loans and lines of credit.
- Offers down payment assistance and loans for underserved borrowers, including ITIN loans and loans with flexible qualifications in certain communities.
NBKC Bank Mortgage Review 2024
- Offers government-backed loans and some harder-to-find products, such as loans for self-employed borrowers and mortgages for pilots.
- Efficient customer service over the phone or through online chat.
- Displays customized rates, with fee estimates, without requiring contact information.
PNC Bank Mortgage Review 2024
- Offers several low-down-payment loan options, including FHA, VA, USDA and the PNC Community Loan.
- Mortgage rates are lower than the industry average, according to the latest federal data.
- Jumbo loans available with 5% down payment.
Truist Mortgage Review 2024
- Offers a wide variety of loan options, including construction loans, programs for early career doctors, a wide variety of jumbo loans and home equity lines of credit.
- Proprietary grant program can help borrowers afford down payment and closing costs.
- Mortgage rates are lower than industry average, according to the latest federal data.
Read all NerdWallet's mortgage lender reviews
Quicken Loans Mortgage Review 2024
- Streamlined online process with document and asset retrieval capabilities, as well as the ability to edit your preapproval letter.
- Offers the option to work with loan officers by phone if desired.
- Rocket is the largest FHA lender in the nation.
LoanDepot Mortgage Review 2024
- Offers a variety of repayment terms.
- Online loan calculator lets borrowers compare monthly payments and lifetime interest.
Better Mortgage Review 2024
- Offers a one-day mortgage that lets eligible borrowers apply, lock in a rate and get a loan commitment within 24 hours.
- Average interest rates are on the low end compared with other lenders, according to the latest federal data.
- Offers a HELOC and a home equity loan; both can be used for a primary, second or investment home.
Navy Federal Mortgage Review 2024
- Offers unique loan options aimed at military borrowers, such as a proprietary loan called Military Choice that works as an alternative to VA loans.
- 24/7 customer service supports borrowers stationed overseas.
- Offers home equity loans and lines of credit.
Rocket Mortgage Review 2024
- Streamlined online process with document and asset retrieval capabilities, as well as the ability to edit your preapproval letter.
- Offers the option to work with loan officers by phone if desired.
- Largest FHA lender in the nation.
