Resume
Education
- BA (Hons) Industrial Economics, University of Nottingham
Previous Experience
- Finance Editor, Future
- Associate Editor, Moneyfacts
Tim is a lead writer at NerdWallet and holds the Chartered Insurance Institute (CII) Level 3 Certificate in Mortgage Advice. He has over 20 years’ experience writing about almost all aspects of personal finance. During his career at Moneyfacts, Virgin Money and Future, Tim has shared his high-level technical understanding of financial products and regulation with both consumer and IFA audiences.
Tim's picks
Current Mortgage Rates UK 2025
Mortgage rates and deals are constantly changing. That’s why it’s important to keep track of current mortgage rates and compare mortgages before getting a new deal. Whether you’re a first-time…
Compare Best Secured Loans 2025
Secured loans allow you to borrow using your home as security or collateral. Use our star ratings to help compare some of the best secured loans and lenders in the…
Best Mortgage Lenders 2025
Finding the best mortgage lender and deal for you is essential. Of course, the mortgage rate you can get is important. But making sure a lender offers the type of…
The latest from Tim
Best Small Business Loans May 2025
Business loans are available for small businesses, whether you’re looking to grow your company, cover a temporary shortfall, or get a start up off the ground. Compare the pros and…
Current Mortgage Rates UK 2025
Mortgage rates and deals are constantly changing. That’s why it’s important to keep track of current mortgage rates and compare mortgages before getting a new deal. Whether you’re a first-time…
16 Ways To Get Small Business Funding in the UK
Start-up funding can be crucial in getting small businesses up and running. From start-up business loans to lines of credit, grants, crowdfunding and angel investors, here are the various options…
Auto-Enrolment Explained
Auto-enrolment legally requires employers to offer eligible employees a workplace pension and automatically enrol them. Unless an employee opts out of the scheme, both they and their employer must contribute…
Workplace Pensions Explained
A workplace pension is a pension that is organised by an employer. If your business has any employees, you’ll need to offer a workplace pension.
How Much is Stamp Duty?
How much stamp duty you pay as a homebuyer depends on many factors, including the property value and whether you already own a home.
What is a Pension and How do Pensions Work?
A pension provides a way to save during your working life that can then deliver an income when it’s time for you to retire. There are tax efficiencies and requirements…
What is Pension Tax Relief? How Tax Relief on Pension Contributions Works
Pension tax relief is a government top-up to your pension contributions that aims to encourage people to save for their retirement. The amount of tax relief you can claim will…
Pension Contributions and the Annual Allowance Explained
Pension contributions are the payments that you, your employer, and the government make into a pension, but there are caps and other considerations to bear in mind.
Stakeholder Pensions Explained
Stakeholder pensions are flexible pension schemes designed to provide a way for anyone to save for their retirement. All stakeholder pension schemes must have certain features, including low minimum contribution…
Personal Pensions: What are They and How do They Work?
A personal pension is a private pension that you can set up for yourself, outside any workplace scheme. Open a personal pension plan and your contributions could be boosted by…
Compare Private Pension Providers
Taking the time to compare private pension providers and the different personal pensions they offer can be an important cornerstone of retirement planning.
What is the State Pension and How Much Will I Get?
The State Pension is a regular payment from the Government to support you in retirement. But how much you get and when you will be able to claim it can…
How to Defer Your Pension
If you are not ready to retire, want to build more retirement savings, or simply don’t need to claim your pension yet, you may want to defer taking your pension.…
QROPS Explained: Transferring a Pension Overseas
A qualifying recognised overseas pension scheme – or QROPS – is a pension scheme based in another country that might prove a suitable destination if you wanted to transfer your…