Resume
Education
- BA (Hons) Industrial Economics, University of Nottingham
Previous Experience
- Finance Editor, Future
- Associate Editor, Moneyfacts
Tim is a Lead Writer and Content Strategist at NerdWallet who has been writing about all aspects of personal and business finance for over 25 years. Throughout his time working at Moneyfacts, Virgin Money, Future, and now NerdWallet, Tim has built up a high-level understanding of almost every financial product you can think of, from business banking and loans through to pensions and savings. He also holds the Chartered Insurance Institute (CII) Level 3 Certificate in Mortgage Advice.
Tim's picks
Compare Best Business Bank Accounts
Finding the right business bank account can make running a small business easier and save you time when managing its finances.
Compare Joint Business Bank Accounts
A joint business bank account can be a great way for multiple business partners to get involved with the management of your company’s finances. But which joint account is right…
Best Free Business Bank Accounts
A free business bank account can save you money and make it easier to manage your business finances. The crucial part is finding the best free account for you and…
The latest from Tim
Sole Trader vs Limited Company: Making the Right Choice
The legal status you choose for your business has major implications for tax, earnings and even survivability. Should you be a sole trader or a limited company – and how…
Sole Trader vs. Self-Employed: What’s the Difference?
Day to day, there is little distinction between self-employment and being a sole trader. But what is the difference, and how does it impact on you? Let’s look at the…
What is IR35 and What are IR35 Rules?
IR35 is legislation designed to ensure that contractors and businesses pay the correct amount of tax. So how do these tax rules work and are you paying the right tax?
The Co-operative Bank Business Account Review: Pros, Cons & Features
The Co-operative Bank provides a number of business current account solutions to meet the needs of different business types. Learn about the pros, cons and features of its business account.
What are the Benefits of a Business Bank Account?
Is it worth having a separate business bank account? Limited companies and partnerships legally need to have a business account, but it’s optional for sole traders. However, there are many…
Compare No Credit Check Business Bank Accounts
A bad credit business account that can be opened without a credit check could help you better manage your business finances. Finding the right business account if you have no…
Equity Release or Remortgage: Which is Right For You?
If you’re an older homeowner who wants to unlock the equity in your home, equity release or remortgaging could both be explored.
Do You Need a Solicitor to Remortgage?
The legal expertise of a solicitor will be needed if you remortgage with a new lender but may not be necessary if you take out a new deal with your…
Discount Mortgages: Is a Lower Rate Worth the Risk?
A discount rate mortgage tracks a lender's standard variable rate, but at a discount. There are pros and cons to this sort of loan.
First-time Buyer Stamp Duty Explained
As a first-time buyer you only need to pay stamp duty if the property you’re buying costs over £300,000. Even if it costs more, first-time buyer stamp duty relief means…
Best Mortgage Lenders
Finding the best mortgage lender and deal for you is essential. Of course, the mortgage rate you can get is important. But making sure a lender offers the type of…
Compare Remortgage Deals UK
Taking time to compare remortgage deals can save you money. That's why we want to help you find the best remortgage deal for you.
First-time Buyer Mortgages
Getting a mortgage as a first-time buyer is likely to be more straightforward if you’re well prepared. Find out about first-time buyer mortgages, including the deposit you need, the rates…
Coventry Building Society Mortgage Rates & Review
Coventry Building Society offers mortgages for those remortgaging, moving home or buying for the first time. Here’s our Coventry Building Society mortgage rate comparison and review.
Compare Mortgages
Taking the time to compare mortgages is essential, regardless of whether you’re buying your first property, moving to a new home or remortgaging an existing deal.




