The latest from Tim
Is it Better to Rent or Buy?
Both renting and buying a home have pros and cons. The right option for you will depend on your circumstances and financial goals.
Should I Get an Interest Only or Repayment Mortgage?
There are two main ways of repaying a mortgage. With an interest only mortgage, your monthly payments only cover the interest charged on your loan. With a repayment mortgage, your…
Second Charge Mortgages
A second charge mortgage provides a way for homeowners who still have an existing mortgage to take out another loan against the equity that they have in their property.
What Will 2024 Have in Store for Renters and Landlords?
Rental market predictions by industry experts suggest tenants will face more rent increases and property shortages this year.
Mortgage Rates Predicted to Fall After Inflation Drop
The base rate is forecasted to fall in the summer and there are hopes that mortgage rate cuts may be about to resume. Here are our latest mortgage rate predictions.
Base Rate Delay May Lead to More Mortgage Rate Rises
Further increases to mortgage rates could be on the way in March amid predictions the first base rate cut will be delayed to later in 2024. Here is our latest…
What is a Second Charge Mortgage?
A second charge mortgage allows homeowners to borrow against the equity in their property while still having an existing mortgage. These mortgages usually have higher interest rates than a standard…
Do You Need a Solicitor to Remortgage?
The legal expertise of a solicitor will be needed if you remortgage with a new lender but may not be necessary if you take out a new deal with your…
Signs Mortgage Rate Cuts May Slow After Inflation Rise
The period of constant mortgage rate reductions may have passed and the first base rate cut could be delayed after inflation unexpectedly rises. Here are our latest mortgage rate predictions.
How Long Does a Remortgage Take?
The remortgaging process may take one to two months if you’re switching to a new lender, or it could be less than a week if you stay with your current…
When Can You Remortgage?
It’s possible to remortgage whenever and how often you like, but there may be charges if you remortgage before your current deal ends.
Student Mortgage: Can I Buy A House As A Student?
Getting a mortgage as a student – often called a buy-for-uni mortgage –could be an option iIf you are at university and would prefer not to rent. However, the criteria…
More Cuts in Mortgage Rates Predicted for 2024
Further mortgage rate cuts are widely forecast for 2024 amid a lender price war and predictions the base rate will be heading lower by May.
Should You Remortgage with the Same Lender or Switch?
Remortgaging with your current lender can be easier and quicker than changing mortgage providers, but a different lender may offer better remortgage deals.
Remortgage Costs and Fees Explained
Remortgage costs are the fees that you may have to pay when switching from your current mortgage to a new deal. These could include arrangement fees, booking fees, legal fees…