The latest from Tim
Buy-to-Let Mortgages
A buy-to-let mortgage allows you to borrow the funds needed to buy a property to rent out. Buy-to-let mortgages tend to have higher interest rates than residential mortgages and require…
What’s the Difference Between Freehold and Leasehold?
Most home buyers in the UK have two main options when it comes to property ownership: it will usually be offered freehold or leasehold. With freehold, you will own the…
Overpaying Your Mortgage: Is it Worth it?
Making mortgage overpayments can help you save money in interest and clear your mortgage sooner. But first you should check if there are limits and charges on how much you…
House Equity: What Is It and Why Does It Matter?
House equity is the difference between the market value of your home and the amount you owe on your mortgage and secured loans. So it’s how much you own of…
West One Loans Secured Loans Review: Pros, Cons & Features
West One Loans offers large secured loans that can be repaid over a wide range of loan terms. Here’s our West One Loans secured loans review.
United Trust Bank Secured Loan Review: Pros, Cons & Features
United Trust Bank secured loans offer high loan amounts which can be repaid over a term as long as 30 years. Here’s our United Trust Bank secured loans review.
Tandem Secured Loan Review: Pros, Cons & Features
You could look into a Tandem secured loan if you want flexible borrowing and repayment options with no minimum property value required. Here’s our Tandem loans review.
Selina Secured Loan Review: Pros, Cons & Features
Specialist secured loans lender Selina loans may be an option if you want to use the equity in your home to finance a large purchase, like home improvements, a buy-to-let…
Pepper Money Secured Loan Review: Pros, Cons & Features
A Pepper Money secured loan may appeal if you need to borrow a larger amount, with loans potentially available up to 95% LTV. Discover more in our Pepper secured loans…
Norton Home Loans Secured Loan Review: Pros, Cons & Features
If you’re looking for a secured loan, Norton Home Loans may be an option if you want to borrow a smaller amount over a shorter term. You could borrow as…
Central Trust Secured Loans Review: Pros, Cons & Features
Central Trust secured loans are available for up to £250,000 and can be applied for directly or through a broker. Here’s our Central Trust secured loans review.
Loans for People on Benefits
Loans for people on benefits do exist, but they usually come with far higher interest rates than other types of loans, meaning it will cost you more to pay the…
Spring Finance Secured Loan Review: Pros, Cons & Features
Spring Finance is a specialist secured loan provider, offering a maximum loan amount of £300,000. You could choose to repay the loan over a term of between two and 30…
Debt Consolidation Loans: Compare Rates to Combine Debt
Taking out a debt consolidation loan allows you to turn multiple debt payments into one ‘consolidated’ loan and monthly payment. This could save you money, but you need to factor…
What Credit Score Do I Need For a Loan?
Your credit score is important for lots of reasons, not least because it can help lenders decide whether to approve your loan application. When it comes to the credit score…