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Tim Leonard

Tim Leonard

Lead Writer & Content Strategist

Resume

Education

  • BA (Hons) Industrial Economics, University of Nottingham

Previous Experience

  • Finance Editor, Future
  • Associate Editor, Moneyfacts
Tim is a lead writer at NerdWallet and holds the Chartered Insurance Institute (CII) Level 3 Certificate in Mortgage Advice. He has over 20 years’ experience writing about almost all aspects of personal finance. During his career at Moneyfacts, Virgin Money and Future, Tim has shared his high-level technical understanding of financial products and regulation with both consumer and IFA audiences.

The latest from Tim

What is a Remortgage & How Does Remortgaging Work?

Remortgaging involves changing your existing mortgage for a new deal, either with a different lender or your current one.

Mortgage Advice: Do I Need a Mortgage Broker?

The job of a mortgage adviser or broker is to help you find the best mortgage for your circumstances and needs. They may also apply for the mortgage and take…

Overpaying Your Mortgage: Is it Worth it?

Making mortgage overpayments can help you save money in interest and clear your mortgage sooner. But first you should check if there are limits and charges on how much you…

Fixed-Rate Mortgages: Peace of Mind Over Your Repayments

With a fixed-rate mortgage your interest rate, and therefore your monthly repayments, will stay the same for the duration of the period you’ve chosen to fix. Most fixed-rate mortgages are…

Loans to Buy a Business: Guide, Pros and Cons

Business loans aren’t just for building from the ground up. If you have experience operating a profitable business, securing a loan to buy a business might be an option for…

What is Turnover?

Turnover is the total value of a business’s sales over a set period of time. This figure can be used to provide insights into how quickly your business is able…

Compare Mortgage Rates August 2025

Mortgage rates and deals are constantly changing. That’s why it’s important to keep track of and compare mortgage rates before getting a new deal. Whether you’re a first-time buyer, moving…

What is an SME and What Does it Mean For Your Business?

In the UK, the term SME (or small and medium-sized enterprise) captures the vast majority of the nation’s business population. Yet in certain circumstances, what is defined as an SME…

Do I Need an Accountant for My Small Business?

You may consider getting an accountant for your small business to help file your tax returns, manage your payroll or for more general business advice.

What is a Business Continuity Plan? And Why is it Important?

A business continuity plan is a type of business plan that helps businesses prepare for every eventuality that may impact their business, including economic and environmental factors. Learn why business…

Personal Guarantees Explained

Providing a personal guarantee for business borrowing (such as a business loan or business credit card) can allow smaller business owners to secure credit that might otherwise be out of…

Business Cash Flow Loans

A business cash flow loan can provide funding to support the everyday running of your business and cover short-term financial challenges.

Compare Cheap Car Insurance Quotes

Car insurance provides financial protection if you have an accident which injures someone else, or damages their car or property. Depending on your policy, it can also help pay for…

Compare Start Up Business Loans

Looking for a loan for your startup business? Our guide to the best business startup loans will help you find the right lender for your small business.

Are UK Business Loans Tax-Deductible?

The short answer is that business loan repayments themselves aren’t usually tax-deductible but most interest payments made on business loans are.
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