Resume
Education
- BA (Hons) Industrial Economics, University of Nottingham
Previous Experience
- Finance Editor, Future
- Associate Editor, Moneyfacts
Tim is a Lead Writer and Content Strategist at NerdWallet who has been writing about all aspects of personal and business finance for over 25 years. Throughout his time working at Moneyfacts, Virgin Money, Future, and now NerdWallet, Tim has built up a high-level understanding of almost every financial product you can think of, from business banking and loans through to pensions and savings. He also holds the Chartered Insurance Institute (CII) Level 3 Certificate in Mortgage Advice.
The latest from Tim
Window Cleaning Insurance
Climbing ladders, hanging off the side of buildings… window cleaners live the high life, and face many risks as a result. Here we spill the suds on window cleaning insurance…
Goods in Transit Insurance
If you are in charge of getting something from A to B, keeping your goods safe should be a priority. But when things go wrong and items are stolen, damaged…
What Credit Score Do I Need For a Loan?
Your credit score is important for lots of reasons, not least because it can help lenders decide whether to approve your loan application. When it comes to the credit score…
Secured vs Unsecured Loan: What’s the Difference?
Secured loans require you to put forward some form of security, or collateral, but unsecured loans don’t need to be backed by any asset.
How to Get a Loan
It can be fairly simple and quick to apply for a loan online. Knowing what to expect and being prepared in advance can make the process even smoother. Find out…
How to Use a Prepaid Travel Card
A prepaid travel card lets you load money onto it before you set off, and then you use it to pay for things while you're abroad.
Prepaid Cards: How to Compare and Apply
Prepaid cards are a type of payment card that you can use online or instore. Before you spend you need to load the card with cash, which means you can’t…
Money Transfer Credit Card
You can transfer cash straight into your bank account with a money transfer credit card, making it a useful way to clear an expensive overdraft or access a short-term loan.…
Personal Guarantees Explained
Providing a personal guarantee for business borrowing (such as a business loan or business credit card) can allow smaller business owners to secure credit that might otherwise be out of…
Do I Need an Accountant for My Small Business?
An accountant could help your small business with various things like filing your annual tax return and managing your payroll – especially if you haven’t been trading for long or…
Differences Between Debit and Credit Explained
Debit lets you use and access money you already have. Credit lets you borrow money that you'll later pay back.
Credit Card Charges and Fees Demystified
Credit card charges that might show up on your statement include fees from travelling abroad, cash withdrawals, or paying your interest and balance late.
Personal Loan Calculator
Use our personal loan calculator to get an estimate of how much you could afford to borrow and what your monthly repayments would be.
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