The latest from Tim
Non-Standard Construction Mortgages: Who Needs One and How Do They Work?
A non-standard construction mortgage might be needed if the home you’re buying or already own is built differently from the norm. Prefabricated concrete houses, steel or timber-framed homes, listed properties…
50 Year Mortgages: A Gamechanger for First-Time Buyers or Gimmick?
The government is exploring whether ultra-long, fixed-rate mortgages could make buying a first home more affordable, while a new lender is granted permission to offer 50-year fixed-rate mortgage deals. But…
Mortgage Rate Uncertainty as December Base Rate Cut Hopes Fade
Mortgage rates have been rising as new inflation concerns seem to end the chances of a December base rate cut. Here’s our latest mortgage and base rate forecast.
Loans for People on Disability Benefits
It can be possible to get a loan if you have a disability or long-term illness and are receiving disability benefits, but the interest rates you’re asked to pay might…
Compare Cheap Breakdown Cover
Breakdown cover provides peace of mind in case your car breaks down. Depending on the cover you choose, emergency assistance may be on hand if your vehicle breaks down while…
Compare Unsecured Business Loans
Unsecured loans are a popular option for business borrowers. Read on below for our guide on how to compare unsecured business loans.
Do I Need a Credit Card?
A credit card can be a useful way to borrow, and some cards can save you money when you spend abroad or help you spread the cost of an expensive…
What is a Let-to-Buy Mortgage?
A let-to-buy mortgage allows you to buy a new home and let out your existing property to bring in extra income. It can be useful if you can’t or don’t…
What is a Buy-to-Let Mortgage?
A buy-to-let mortgage is a mortgage that you would use to buy a property to rent out. Your mortgage repayments should be covered by your rental income, but there are…
Buy-to-Let Mortgages
A buy-to-let mortgage allows you to borrow the funds needed to buy a property to rent out. Buy-to-let mortgages tend to have higher interest rates than residential mortgages and require…
Hopes Mortgage Rate Cuts Will Resume as Base Rate Cut Nears
It is hoped mortgage rate cuts will return in November, while expectations are that the base rate is about to fall. Here’s our latest mortgage and base rate forecast.
Scope For Mortgage Rate Cuts Despite Warning They May Slow
There may be room for mortgage rates to carry on falling but there are suggestions the OBR inflation forecast could see the pace of cuts slow. Here are our latest…
Mortgage Rate Cuts May Stall After Inflation Holds Firm
The base rate could remain unchanged for a while and slow down mortgage rate cuts after the latest official data revealed inflation is unexpectedly ‘sticky’. Here are our latest mortgage…
More Mortgage Rate Cuts Possible After Surprise Inflation Drop
There are hopes that more mortgage rate cuts may be on the way after a base rate rise that was expected never happened and if competition among lenders for borrowers…
Mortgage Rates Fall as Lenders Look to Compete
Fixed-rate mortgages have been falling as inflation continues its descent and competition among lenders ramps up. Base rate predictions are lowered too. Here are our latest mortgage rate predictions.