Resume
Education
- BA (Hons) Industrial Economics, University of Nottingham
Previous Experience
- Finance Editor, Future
- Associate Editor, Moneyfacts
Tim is a lead writer at NerdWallet and holds the Chartered Insurance Institute (CII) Level 3 Certificate in Mortgage Advice. He has over 20 years’ experience writing about almost all aspects of personal finance. During his career at Moneyfacts, Virgin Money and Future, Tim has shared his high-level technical understanding of financial products and regulation with both consumer and IFA audiences.
The latest from Tim
Selina Secured Loan Review: Pros, Cons & Features
Specialist secured loans lender Selina loans may be an option if you want to use the equity in your home to finance a large purchase, like home improvements, a buy-to-let…
Pepper Money Secured Loan Review: Pros, Cons & Features
A Pepper Money secured loan may appeal if you need to borrow a larger amount, with loans potentially available up to 95% LTV. Discover more in our Pepper secured loans…
Norton Home Loans Secured Loan Review: Pros, Cons & Features
If you’re looking for a secured loan, Norton Home Loans may be an option if you want to borrow a smaller amount over a shorter term. You could borrow as…
Central Trust Secured Loans Review: Pros, Cons & Features
Central Trust secured loans are available for up to £250,000 and can be applied for directly or through a broker. Here’s our Central Trust secured loans review.
Loans for People on Benefits
Loans for people on benefits do exist, but they usually come with far higher interest rates than other types of loans, meaning it will cost you more to pay the…
Spring Finance Secured Loan Review: Pros, Cons & Features
Spring Finance is a specialist secured loan provider, offering a maximum loan amount of £300,000. You could choose to repay the loan over a term of between two and 30…
Debt Consolidation Loans: Compare Rates to Combine Debt
Taking out a debt consolidation loan allows you to turn multiple debt payments into one ‘consolidated’ loan and monthly payment. This could save you money, but you need to factor…
Can’t Get a Loan? What to do if Your Application is Refused
While there are many reasons why you may not get a loan, it’s important to understand why you’re being turned down before you make any other credit applications.
Should I Take Out a Loan Against My House?
Taking out a loan against property could be an option if you need to borrow a larger sum, perhaps to help pay for home improvements, or are struggling to get…
Does a Secured Loan Affect Remortgaging?
Having a loan secured against your home doesn’t necessarily mean you can’t remortgage, but it will play a part in the lender’s decision and may limit the options that you…
What is Security on a Loan?
Providing security for a loan means you put forward an asset, such as your home, as collateral against the loan that you need. As lenders feel they are taking on…
Does Getting a Loan Affect Your Credit Score?
A personal loan can improve your credit score in the long term as long as you consistently repay the debt on time. Find out more about the different ways that…
Business Cash Flow Loans
A business cash flow loan can provide funding to support the everyday running of your business and cover short-term financial challenges.
Barclays Business Loans Review: Pros, Cons & Features
Read our review of Barclays business loans, including its pros, cons, and key features.
Stamp Duty Explained: How Much is it, Who Pays & When?
Stamp duty is a tax you may need to pay when buying property or land in England and Northern Ireland. Whether stamp duty is payable, and how much, mainly depends…