Search
  1. Home
  2. Tim Leonard
  3. Page 8
Tim Leonard

Tim Leonard

Lead Writer & Content Strategist

Resume

Education

  • BA (Hons) Industrial Economics, University of Nottingham

Previous Experience

  • Finance Editor, Future
  • Associate Editor, Moneyfacts
Tim is a lead writer at NerdWallet and holds the Chartered Insurance Institute (CII) Level 3 Certificate in Mortgage Advice. He has over 20 years’ experience writing about almost all aspects of personal finance. During his career at Moneyfacts, Virgin Money and Future, Tim has shared his high-level technical understanding of financial products and regulation with both consumer and IFA audiences.

The latest from Tim

No Deposit Mortgages: Getting a 100% Mortgage Without a Deposit

A no deposit mortgage may be an option if you’re struggling to raise the deposit for a home, though you’ll probably need a family member or friend to be your…

95% Mortgages: Getting a Mortgage With a 5% Deposit

95% mortgages only require you to have a 5% deposit. They are mainly used by first-time buyers, and sometimes by existing homeowners who are looking to move or remortgage but…

Interest Only Mortgages

With an interest only mortgage you’ll only pay off the mortgage interest each month, but none of the original loan.

How Much Deposit Do You Need for a House?

A deposit of 5% is usually the minimum needed to get a mortgage to buy a home, but saving a larger deposit can help you secure a lower mortgage rate.

What is a Mortgage in Principle and How do You Get One?

Getting a mortgage in principle can give you an idea of whether a lender will offer you a mortgage and for how much.

When Can You Remortgage?

It’s possible to remortgage whenever and how often you like, but there may be charges if you remortgage before your current deal ends.

How Long Does it Take to Remortgage?

The remortgaging process may take one to two months if you’re switching to a new lender, or it could be less than a week if you stay with your current…

Remortgaging to Pay for Home Improvements

Remortgaging to pay for home improvements or an extension may be an option if you have sufficient equity in your property and can prove to your lender a larger mortgage…

Mortgage Overpayment Calculator

Use our mortgage overpayment calculator to work out the savings you could make by overpaying and how much faster your mortgage could be paid off.

Remortgage Costs and Fees Explained

Remortgage costs are the fees that you may have to pay when switching from your current mortgage to a new deal. These could include arrangement fees, booking fees, legal fees…

Do You Need a Solicitor to Remortgage?

The legal expertise of a solicitor will be needed if you remortgage with a new lender but may not be necessary if you take out a new deal with your…

How to Remortgage to Release Equity

Remortgaging to release equity allows you to raise funds by accessing some of the value that’s built up in your home.

Equity Release or Remortgage: Which is Right For You?

If you’re an older homeowner who wants to unlock the equity in your home, equity release or remortgaging could both be explored.

What is a Remortgage & How Does Remortgaging Work?

Remortgaging involves changing your existing mortgage for a new deal, either with a different lender or your current one.

Mortgage Repayment Calculator

A mortgage repayment calculator estimates how much your monthly mortgage repayments may be. Use our calculator to work out how much your mortgage may cost each month.
1 2 3 6 7 8 9 10