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Tim Leonard

Tim Leonard

Lead Writer & Content Strategist

Resume

Education

  • BA (Hons) Industrial Economics, University of Nottingham

Previous Experience

  • Finance Editor, Future
  • Associate Editor, Moneyfacts
Tim is a lead writer at NerdWallet and holds the Chartered Insurance Institute (CII) Level 3 Certificate in Mortgage Advice. He has over 20 years’ experience writing about almost all aspects of personal finance. During his career at Moneyfacts, Virgin Money and Future, Tim has shared his high-level technical understanding of financial products and regulation with both consumer and IFA audiences.

The latest from Tim

Porting a Mortgage Explained

Porting a mortgage is when you transfer your existing mortgage deal when you move to a new home, instead of taking out a new mortgage. Here’s how mortgage porting works…

How to Remortgage to Release Equity

Remortgaging to release equity allows you to raise funds by accessing some of the value that’s built up in your home.

Loans for Fair Credit: What You Need to Know

If you have a fair or average credit score, you can still access a range of loans and credit options. However, you may find you face higher interest rates than…

Joint Loans: What Are They and How Do They Work?

Joint loans allow two, or occasionally more, people to borrow money together, but each person is fully liable for the debt being repaid. It is important to make sure that…

Credit Builder Loans: Are They Worth It?

A credit builder loan helps those with poor credit scores or limited credit history to demonstrate creditworthiness. Borrowers agree to fixed monthly payments, which helps build up their score as…

Notice of Default: What Is It and What Does It Mean?

If you miss loan repayments, you might receive a notice of default from your lender warning that you have broken your credit agreement. If you can't pay your debt, you…

Compare Unsecured Loans: Cheapest Rates and How to Apply

Unsecured loans don’t require borrowers to put up an asset as collateral when applying for the loan. This helps make an unsecured loan a relatively straightforward way of borrowing money.

What is a Bank Loan? How Do They Work?

Bank loans work similarly to loans from other lenders, but often require good or excellent credit to qualify.

Home Improvement Loans: How to Pay for Renovations

A home improvement loan can fund any work you need to carry out on your property, whether you want to increase its value or simply improve your living situation.

Personal Loan Eligibility: Am I Eligible for a Loan?

It’s important to check your eligibility before applying for a loan to be more confident you will be approved and avoid damaging your credit score.

Compare Best Personal Loans

If you want to borrow money, it's important to compare loans to find the best personal loan for you.

What is a Secured Loan?

When taking out a secured loan, you put forward the equity in your property, or another asset, as security for the loan. This might help you get a loan when…

Compare Unsecured Business Loans

Get matched with unsecured business loan lenders. Raise finance without having to provide an asset as security for the loan.

Home Improvement Loans With Bad Credit

If you’re looking to fund a home renovation but have a bad credit score, a home improvement loan could be an option. However, your credit history will usually affect the…

Second Charge Mortgages

A second charge mortgage provides a way for homeowners who still have an existing mortgage to take out another loan against the equity that they have in their property.
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