Interest Only Mortgages

Lender:
HSBC
Max First Time Buyer LTV:
70%
Max House Purchase LTV:
70%
Max Remortgage LTV:
70%
Min Loan:
£10,000
Max Loan:
£1,000,000
Product Description:
1.19% Fixed to 31/08/2023
Incentives:
Free valuation fees
free legal fees Remortgages

Initial Monthly Repayment:
£148.25 x 26
Ongoing Monthly Payments:
£441.02 x 274
Total Amount Payable:
£275,287.98
Total Interest Payable:
£124,693.98
Valuation Fee:
Free
Exit Admin Fee:
£95
Early Repayment Charge:
Yes
Early Repayment Charge Details:
to 31/8/23: 2/1% Outstanding Balance

HSBC 2 Year Fixed

Initial Rate
1.19% Fixed to 31/08/2023
APRC
3.20%
Product Fee
£999
Monthly Repayment
£148.25

0808 291 2452

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Lender:
HSBC
Max First Time Buyer LTV:
75%
Max House Purchase LTV:
75%
Max Remortgage LTV:
75%
Min Loan:
£10,000
Max Loan:
£1,000,000
Product Description:
1.19% Fixed to 31/08/2023
Incentives:
Free valuation fees
free legal fees Remortgages

Initial Monthly Repayment:
£148.25 x 26
Ongoing Monthly Payments:
£441.02 x 274
Total Amount Payable:
£275,287.98
Total Interest Payable:
£124,693.98
Valuation Fee:
Free
Exit Admin Fee:
£95
Early Repayment Charge:
Yes
Early Repayment Charge Details:
to 31/8/23: 2/1% Outstanding Balance

TSB 2 Year Fixed

Initial Rate
1.19% Fixed to 31/08/2023
APRC
3.30%
Product Fee
£995
Monthly Repayment
£148.25

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Lender:
TSB
Max First Time Buyer LTV:
0%
Max House Purchase LTV:
75%
Max Remortgage LTV:
0%
Min Loan:
£5,000
Max Loan:
£1,000,000
Product Description:
1.19% Fixed to 31/08/2023
Incentives:
Free valuation fees

Initial Monthly Repayment:
£148.25 x 26
Ongoing Monthly Payments:
£322.67 x 274
Total Amount Payable:
£243,561.08
Total Interest Payable:
£92,266.08
Valuation Fee:
Free
Exit Admin Fee:
£0
Early Repayment Charge:
Yes
Early Repayment Charge Details:
to 31/8/23: 2/1% Sum Repaid

TSB 2 Year Fixed

Initial Rate
1.19% Fixed to 31/08/2023
APRC
2.50%
Product Fee
£995
Monthly Repayment
£148.25

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Lender:
TSB
Max First Time Buyer LTV:
75%
Max House Purchase LTV:
0%
Max Remortgage LTV:
0%
Min Loan:
£5,000
Max Loan:
£1,000,000
Product Description:
1.19% Fixed to 31/08/2023
Incentives:
Free valuation fees

Initial Monthly Repayment:
£148.25 x 26
Ongoing Monthly Payments:
£322.67 x 274
Total Amount Payable:
£243,561.08
Total Interest Payable:
£92,266.08
Valuation Fee:
Free
Exit Admin Fee:
£0
Early Repayment Charge:
Yes
Early Repayment Charge Details:
to 31/8/23: 2/1% Sum Repaid

Halifax 2 Year Fixed

Initial Rate
1.23% Fixed to 31/08/2023
APRC
3.50%
Product Fee
£995
Monthly Repayment
£153.24

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Lender:
Halifax
Max First Time Buyer LTV:
0%
Max House Purchase LTV:
75%
Max Remortgage LTV:
0%
Min Loan:
£100,000
Max Loan:
£249,999
Product Description:
1.23% Fixed to 31/08/2023
Incentives:

Website:
www.halifax.co.uk
Initial Monthly Repayment:
£153.24 x 26
Ongoing Monthly Payments:
£447.25 x 274
Total Amount Payable:
£278,025.74
Total Interest Payable:
£126,530.74
Valuation Fee:
£200
Exit Admin Fee:
£0
Early Repayment Charge:
Yes
Early Repayment Charge Details:
to 31/8/23: 2/1% Mortgage Advance

Halifax 2 Year Fixed

Initial Rate
1.23% Fixed to 31/08/2023
APRC
3.50%
Product Fee
£995
Monthly Repayment
£153.24

Continue on Halifax's website + More Info

Lender:
Halifax
Max First Time Buyer LTV:
75%
Max House Purchase LTV:
0%
Max Remortgage LTV:
0%
Min Loan:
£100,000
Max Loan:
£249,999
Product Description:
1.23% Fixed to 31/08/2023
Incentives:

Website:
www.halifax.co.uk
Initial Monthly Repayment:
£153.24 x 26
Ongoing Monthly Payments:
£447.25 x 274
Total Amount Payable:
£278,025.74
Total Interest Payable:
£126,530.74
Valuation Fee:
£200
Exit Admin Fee:
£0
Early Repayment Charge:
Yes
Early Repayment Charge Details:
to 31/8/23: 2/1% Mortgage Advance

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Virgin Money 5 Year Fixed

Cashback Available

Initial Rate
1.25% Fixed to 01/10/2026
APRC
3.10%
Product Fee
£995
Monthly Repayment
£155.73

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Lender:
Virgin Money
Max First Time Buyer LTV:
65%
Max House Purchase LTV:
65%
Max Remortgage LTV:
0%
Min Loan:
£0
Max Loan:
£1,000,000
Product Description:
1.25% Fixed to 01/10/2026
Incentives:
£300 cashback

Initial Monthly Repayment:
£155.73 x 63
Ongoing Monthly Payments:
£540.69 x 21
Total Amount Payable:
£282,487.28
Total Interest Payable:
£131,228.28
Valuation Fee:
£214
Exit Admin Fee:
£50
Early Repayment Charge:
Yes
Early Repayment Charge Details:
to 1/10/26: 3.5% Outstanding Balance

A mortgage of £149,500 payable over 25 years initially on a fixed rate for 63 months at 1.25%, reverting to 4.34% variable for 21 months and 4.09% variable for remaining term. 63 monthly payments of £155.73, 21 monthly payments of £540.69, and 216 monthly payments of £509.55. The total amount payable would be £282,037.28 made up of the loan amount, interest £131,228.28 and a product fee £995 and valuation fee £214. The overall cost for comparison is 3.10% APRC representative.

NatWest 2 Year Fixed

Cashback Available

Initial Rate
1.26% Fixed to 31/08/2023
APRC
3.40%
Product Fee
£995
Monthly Repayment
£156.98

Lender:
NatWest
Max First Time Buyer LTV:
75%
Max House Purchase LTV:
75%
Max Remortgage LTV:
0%
Min Loan:
£25,000
Max Loan:
£2,000,000
Product Description:
1.26% Fixed to 31/08/2023
Incentives:
£350 cashback

Initial Monthly Repayment:
£156.98 x 26
Ongoing Monthly Payments:
£447.25 x 274
Total Amount Payable:
£277,820.98
Total Interest Payable:
£126,627.98
Valuation Fee:
£248
Exit Admin Fee:
£0
Early Repayment Charge:
Yes
Early Repayment Charge Details:
to 31/8/23: 1.5/0.75% Sum Repaid

Royal Bank of Scotland 2 Year Fixed

Cashback Available

Initial Rate
1.26% Fixed to 31/08/2023
APRC
3.40%
Product Fee
£995
Monthly Repayment
£156.98

Lender:
Royal Bank of Scotland
Max First Time Buyer LTV:
75%
Max House Purchase LTV:
75%
Max Remortgage LTV:
0%
Min Loan:
£25,000
Max Loan:
£2,000,000
Product Description:
1.26% Fixed to 31/08/2023
Incentives:
£350 cashback

Initial Monthly Repayment:
£156.98 x 26
Ongoing Monthly Payments:
£447.25 x 274
Total Amount Payable:
£277,820.98
Total Interest Payable:
£126,627.98
Valuation Fee:
£248
Exit Admin Fee:
£0
Early Repayment Charge:
Yes
Early Repayment Charge Details:
to 31/8/23: 1.5/0.75% Sum Repaid

NatWest 2 Year Fixed

Cashback Available

Initial Rate
1.27% Fixed to 31/08/2023
APRC
3.40%
Product Fee
£995
Monthly Repayment
£158.22

Lender:
NatWest
Max First Time Buyer LTV:
75%
Max House Purchase LTV:
75%
Max Remortgage LTV:
0%
Min Loan:
£25,000
Max Loan:
£2,000,000
Product Description:
1.27% Fixed to 31/08/2023
Incentives:
£350 cashback

Initial Monthly Repayment:
£158.22 x 26
Ongoing Monthly Payments:
£447.25 x 274
Total Amount Payable:
£277,853.22
Total Interest Payable:
£126,660.22
Valuation Fee:
£248
Exit Admin Fee:
£0
Early Repayment Charge:
Yes
Early Repayment Charge Details:
to 31/8/23: 1.5/0.75% Sum Repaid

NatWest 2 Year Fixed

Cashback Available

Initial Rate
1.27% Fixed to 31/08/2023
APRC
3.40%
Product Fee
£995
Monthly Repayment
£158.22

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Lender:
NatWest
Max First Time Buyer LTV:
70%
Max House Purchase LTV:
70%
Max Remortgage LTV:
0%
Min Loan:
£25,000
Max Loan:
£2,000,000
Product Description:
1.27% Fixed to 31/08/2023
Incentives:
£350 cashback

Initial Monthly Repayment:
£158.22 x 26
Ongoing Monthly Payments:
£447.25 x 274
Total Amount Payable:
£277,853.22
Total Interest Payable:
£126,660.22
Valuation Fee:
£248
Exit Admin Fee:
£0
Early Repayment Charge:
Yes
Early Repayment Charge Details:
to 31/8/23: 1.5/0.75% Sum Repaid

Royal Bank of Scotland 2 Year Fixed

Cashback Available

Initial Rate
1.27% Fixed to 31/08/2023
APRC
3.40%
Product Fee
£995
Monthly Repayment
£158.22

Lender:
Royal Bank of Scotland
Max First Time Buyer LTV:
70%
Max House Purchase LTV:
70%
Max Remortgage LTV:
0%
Min Loan:
£25,000
Max Loan:
£2,000,000
Product Description:
1.27% Fixed to 31/08/2023
Incentives:
£350 cashback

Initial Monthly Repayment:
£158.22 x 26
Ongoing Monthly Payments:
£447.25 x 274
Total Amount Payable:
£277,853.22
Total Interest Payable:
£126,660.22
Valuation Fee:
£248
Exit Admin Fee:
£0
Early Repayment Charge:
Yes
Early Repayment Charge Details:
to 31/8/23: 1.5/0.75% Sum Repaid

Royal Bank of Scotland 2 Year Fixed

Cashback Available

Initial Rate
1.27% Fixed to 31/08/2023
APRC
3.40%
Product Fee
£995
Monthly Repayment
£158.22

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Lender:
Royal Bank of Scotland
Max First Time Buyer LTV:
75%
Max House Purchase LTV:
75%
Max Remortgage LTV:
0%
Min Loan:
£25,000
Max Loan:
£2,000,000
Product Description:
1.27% Fixed to 31/08/2023
Incentives:
£350 cashback

Initial Monthly Repayment:
£158.22 x 26
Ongoing Monthly Payments:
£447.25 x 274
Total Amount Payable:
£277,853.22
Total Interest Payable:
£126,660.22
Valuation Fee:
£248
Exit Admin Fee:
£0
Early Repayment Charge:
Yes
Early Repayment Charge Details:
to 31/8/23: 1.5/0.75% Sum Repaid

Cumberland BS 2 Year Fixed

Initial Rate
1.28% Fixed to 01/07/2023
APRC
3.70%
Product Fee
£999
Monthly Repayment
£159.47

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Lender:
Cumberland BS
Max First Time Buyer LTV:
0%
Max House Purchase LTV:
0%
Max Remortgage LTV:
75%
Min Loan:
£20,000
Max Loan:
Varies
Product Description:
1.28% Fixed to 01/07/2023
Incentives:
Free valuation fees
free legal fees

Initial Monthly Repayment:
£159.47 x 24
Ongoing Monthly Payments:
£509.55 x 276
Total Amount Payable:
£295,112.08
Total Interest Payable:
£144,463.08
Valuation Fee:
Free
Exit Admin Fee:
£150
Early Repayment Charge:
Yes
Early Repayment Charge Details:
to 1/7/23: 2/1% Sum Repaid

Cumberland BS 2 Year Fixed

Initial Rate
1.28% Fixed to 01/07/2023
APRC
3.70%
Product Fee
£999
Monthly Repayment
£159.47

Continue on Fluent Mortgages' website + More Info

Lender:
Cumberland BS
Max First Time Buyer LTV:
0%
Max House Purchase LTV:
0%
Max Remortgage LTV:
75%
Min Loan:
£20,000
Max Loan:
Varies
Product Description:
1.28% Fixed to 01/07/2023
Incentives:
Free valuation fees
free legal fees

Initial Monthly Repayment:
£159.47 x 24
Ongoing Monthly Payments:
£509.55 x 276
Total Amount Payable:
£295,112.08
Total Interest Payable:
£144,463.08
Valuation Fee:
Free
Exit Admin Fee:
£150
Early Repayment Charge:
Yes
Early Repayment Charge Details:
to 1/7/23: 2/1% Sum Repaid

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TSB 2 Year Fixed

Initial Rate
1.29% Fixed to 31/08/2023
APRC
3.30%
Product Fee
£995
Monthly Repayment
£160.71

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Lender:
TSB
Max First Time Buyer LTV:
0%
Max House Purchase LTV:
0%
Max Remortgage LTV:
75%
Min Loan:
£5,000
Max Loan:
£1,000,000
Product Description:
1.29% Fixed to 31/08/2023
Incentives:
Free valuation fees
free legal fees

Initial Monthly Repayment:
£160.71 x 26
Ongoing Monthly Payments:
£447.25 x 274
Total Amount Payable:
£277,219.96
Total Interest Payable:
£126,724.96
Valuation Fee:
Free
Exit Admin Fee:
£0
Early Repayment Charge:
Yes
Early Repayment Charge Details:
to 31/8/23: 2/1% Sum Repaid

Yorkshire Building Society 2 Year Fixed

Initial Rate
1.29% Fixed to 31/10/2023
APRC
3.70%
Product Fee
£1,495
Monthly Repayment
£160.71

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Lender:
Yorkshire Building Society
Max First Time Buyer LTV:
75%
Max House Purchase LTV:
75%
Max Remortgage LTV:
0%
Min Loan:
£25,001
Max Loan:
£5,000,000
Product Description:
1.29% Fixed to 31/10/2023
Incentives:

Initial Monthly Repayment:
£160.71 x 28
Ongoing Monthly Payments:
£467.19 x 36
Total Amount Payable:
£305,397.40
Total Interest Payable:
£153,332.40
Valuation Fee:
£180
Exit Admin Fee:
£90
Early Repayment Charge:
Yes
Early Repayment Charge Details:
to 31/10/23: 2.5/1.5% Sum Repaid

A mortgage of £149,500 payable over 25 years initially on a fixed rate for 28 months at 1.29%, reverting to 3.75% variable for 36 months and 4.49% variable for remaining term. 28 monthly payments of £160.71, 36 monthly payments of £467.19, and 236 monthly payments of £559.38. The total amount payable would be £304,647.40 made up of the loan amount, interest £153,332.40 and a product fee £1,495 and valuation fee £180. The overall cost for comparison is 3.70% APRC representative.

Yorkshire Building Society 2 Year Fixed

Initial Rate
1.30% Fixed to 31/10/2023
APRC
3.40%
Product Fee
£1,495
Monthly Repayment
£161.96

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Lender:
Yorkshire Building Society
Max First Time Buyer LTV:
0%
Max House Purchase LTV:
0%
Max Remortgage LTV:
75%
Min Loan:
£25,001
Max Loan:
£5,000,000
Product Description:
1.30% Fixed to 31/10/2023
Incentives:

Initial Monthly Repayment:
£161.96 x 28
Ongoing Monthly Payments:
£467.19 x 36
Total Amount Payable:
£305,032.40
Total Interest Payable:
£153,367.40
Valuation Fee:
£180
Exit Admin Fee:
£90
Early Repayment Charge:
Yes
Early Repayment Charge Details:
to 31/10/23: 2.5/1.5% Sum Repaid

A mortgage of £149,500 payable over 25 years initially on a fixed rate for 28 months at 1.30%, reverting to 3.75% variable for 36 months and 4.49% variable for remaining term. 28 monthly payments of £161.96, 36 monthly payments of £467.19, and 236 monthly payments of £559.38. The total amount payable would be £304,952.40 made up of the loan amount, interest £153,367.40 and a product fee £1,495 and valuation fee £180. The overall cost for comparison is 3.40% APRC representative.

NatWest 2 Year Fixed

Initial Rate
1.33% Fixed to 31/08/2023
APRC
3.40%
Product Fee
£995
Monthly Repayment
£165.70

Lender:
NatWest
Max First Time Buyer LTV:
0%
Max House Purchase LTV:
0%
Max Remortgage LTV:
70%
Min Loan:
£25,000
Max Loan:
£349,999
Product Description:
1.33% Fixed to 31/08/2023
Incentives:
Free valuation fees
free legal fees
free valuation admin fees

Initial Monthly Repayment:
£165.70 x 26
Ongoing Monthly Payments:
£447.25 x 274
Total Amount Payable:
£277,349.70
Total Interest Payable:
£126,854.70
Valuation Fee:
Free
Exit Admin Fee:
£0
Early Repayment Charge:
Yes
Early Repayment Charge Details:
to 31/8/23: 1.5/0.75% Sum Repaid

NatWest 2 Year Fixed

Initial Rate
1.33% Fixed to 31/08/2023
APRC
3.40%
Product Fee
£995
Monthly Repayment
£165.70

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Lender:
NatWest
Max First Time Buyer LTV:
0%
Max House Purchase LTV:
0%
Max Remortgage LTV:
75%
Min Loan:
£25,000
Max Loan:
£349,999
Product Description:
1.33% Fixed to 31/08/2023
Incentives:
Free valuation fees
free legal fees
free valuation admin fees

Initial Monthly Repayment:
£165.70 x 26
Ongoing Monthly Payments:
£447.25 x 274
Total Amount Payable:
£277,349.70
Total Interest Payable:
£126,854.70
Valuation Fee:
Free
Exit Admin Fee:
£0
Early Repayment Charge:
Yes
Early Repayment Charge Details:
to 31/8/23: 1.5/0.75% Sum Repaid

Royal Bank of Scotland 2 Year Fixed

Initial Rate
1.33% Fixed to 31/08/2023
APRC
3.40%
Product Fee
£995
Monthly Repayment
£165.70

Lender:
Royal Bank of Scotland
Max First Time Buyer LTV:
0%
Max House Purchase LTV:
0%
Max Remortgage LTV:
75%
Min Loan:
£25,000
Max Loan:
£349,999
Product Description:
1.33% Fixed to 31/08/2023
Incentives:
Free valuation fees
free legal fees
free valuation admin fees

Initial Monthly Repayment:
£165.70 x 26
Ongoing Monthly Payments:
£447.25 x 274
Total Amount Payable:
£277,349.70
Total Interest Payable:
£126,854.70
Valuation Fee:
Free
Exit Admin Fee:
£0
Early Repayment Charge:
Yes
Early Repayment Charge Details:
to 31/8/23: 1.5/0.75% Sum Repaid

Royal Bank of Scotland 2 Year Fixed

Initial Rate
1.33% Fixed to 31/08/2023
APRC
3.40%
Product Fee
£995
Monthly Repayment
£165.70

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Lender:
Royal Bank of Scotland
Max First Time Buyer LTV:
0%
Max House Purchase LTV:
0%
Max Remortgage LTV:
70%
Min Loan:
£25,000
Max Loan:
£349,999
Product Description:
1.33% Fixed to 31/08/2023
Incentives:
Free valuation fees
free legal fees
free valuation admin fees

Initial Monthly Repayment:
£165.70 x 26
Ongoing Monthly Payments:
£447.25 x 274
Total Amount Payable:
£277,349.70
Total Interest Payable:
£126,854.70
Valuation Fee:
Free
Exit Admin Fee:
£0
Early Repayment Charge:
Yes
Early Repayment Charge Details:
to 31/8/23: 1.5/0.75% Sum Repaid

Virgin Money 5 Year Fixed

Cashback Available

Initial Rate
1.35% Fixed to 01/10/2026
APRC
3.10%
Product Fee
£995
Monthly Repayment
£168.19

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Lender:
Virgin Money
Max First Time Buyer LTV:
65%
Max House Purchase LTV:
65%
Max Remortgage LTV:
0%
Min Loan:
£0
Max Loan:
£1,000,000
Product Description:
1.35% Fixed to 01/10/2026
Incentives:
£300 cashback

Initial Monthly Repayment:
£168.19 x 63
Ongoing Monthly Payments:
£540.69 x 21
Total Amount Payable:
£283,272.26
Total Interest Payable:
£132,013.26
Valuation Fee:
£214
Exit Admin Fee:
£50
Early Repayment Charge:
Yes
Early Repayment Charge Details:
to 1/10/26: 3.5% Outstanding Balance