First Time Buyer Mortgages

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  • Beverley BS's logo'

    Beverley BS 2 Year Fixed

    • Initial Rate
      2.99% Fixed for 2 years
    • APRC
      4.90%
    • Product Fee
      £995
    • Monthly Repayment
      £639.48
    Continue on Fluent Mortgages' website + More Info
  • Hinckley & Rugby BS's logo'

    Hinckley & Rugby BS 2 Year Fixed

    • Cashback Available
    • Initial Rate
      2.99% Fixed for 2 years
    • APRC
      5.00%
    • Product Fee
      £999
    • Monthly Repayment
      £639.48
    Continue on Fluent Mortgages' website + More Info
  • HSBC's logo'

    HSBC 2 Year Fixed

    • Initial Rate
      2.99% Fixed to 31/08/2023
    • APRC
      3.60%
    • Product Fee
      £999
    • Monthly Repayment
      £639.48
  • Marsden BS's logo'

    Marsden BS 2 Year Fixed

    • Bad Credit
    • Initial Rate
      2.99% Fixed to 30/09/2023
    • APRC
      5.30%
    • Product Fee
      £0
    • Monthly Repayment
      £639.48
    Continue on Fluent Mortgages' website + More Info
  • Penrith BS's logo'

    Penrith BS 2 Year Fixed

    • Initial Rate
      2.99% Fixed for 2 years
    • APRC
      4.60%
    • Product Fee
      £999
    • Monthly Repayment
      £639.48
    Continue on Fluent Mortgages' website + More Info
  • Tipton & Coseley BS's logo'

    Tipton & Coseley BS 3 Year Fixed

    • Initial Rate
      2.99% Fixed to 30/09/2024
    • APRC
      4.40%
    • Product Fee
      £0
    • Monthly Repayment
      £639.48
    Continue on Fluent Mortgages' website + More Info
  • Cumberland BS's logo'

    Cumberland BS 2 Year Fixed

    • Initial Rate
      3.08% Fixed to 01/07/2023
    • APRC
      4.10%
    • Product Fee
      £999
    • Monthly Repayment
      £645.82
    Continue on Fluent Mortgages' website + More Info
  • Yorkshire Building Society's logo'

    Yorkshire Building Society 2 Year Fixed

    • Initial Rate
      3.08% Fixed to 31/07/2023
    • APRC
      4.10%
    • Product Fee
      £995
    • Monthly Repayment
      £645.82
    Continue on Fluent Mortgages' website + More Info
  • Coventry BS's logo'

    Coventry BS 2 Year Fixed

    • Initial Rate
      3.09% Fixed to 30/06/2023
    • APRC
      4.30%
    • Product Fee
      £999
    • Monthly Repayment
      £646.52
    Continue on Fluent Mortgages' website + More Info
  • Santander's logo'

    Santander 2 Year Fixed

    • Cashback Available
    • Initial Rate
      3.09% Fixed to 02/08/2023
    • APRC
      3.40%
    • Product Fee
      £999
    • Monthly Repayment
      £646.52
    Continue on Fluent Mortgages' website + More Info
  • Virgin Money's logo'

    Virgin Money 2 Year Fixed

    • Cashback Available
    • Initial Rate
      3.09% Fixed to 01/08/2023
    • APRC
      4.10%
    • Product Fee
      £995
    • Monthly Repayment
      £646.52
    Continue on Fluent Mortgages' website + More Info
  • NatWest's logo'

    NatWest 2 Year Fixed

    • Cashback Available
    • Initial Rate
      3.12% Fixed to 31/08/2023
    • APRC
      3.60%
    • Product Fee
      £995
    • Monthly Repayment
      £648.64
  • Royal Bank of Scotland's logo'

    Royal Bank of Scotland 2 Year Fixed

    • Cashback Available
    • Initial Rate
      3.12% Fixed to 31/08/2023
    • APRC
      3.60%
    • Product Fee
      £995
    • Monthly Repayment
      £648.64
  • NatWest's logo'

    NatWest 2 Year Fixed

    • Cashback Available
    • Initial Rate
      3.13% Fixed to 31/08/2023
    • APRC
      3.60%
    • Product Fee
      £995
    • Monthly Repayment
      £649.35
  • Royal Bank of Scotland's logo'

    Royal Bank of Scotland 2 Year Fixed

    • Cashback Available
    • Initial Rate
      3.13% Fixed to 31/08/2023
    • APRC
      3.60%
    • Product Fee
      £995
    • Monthly Repayment
      £649.35
  • Halifax's logo'

    Halifax 2 Year Fixed

    • Initial Rate
      3.14% Fixed to 31/08/2023
    • APRC
      3.70%
    • Product Fee
      £995
    • Monthly Repayment
      £650.06
    Continue on Fluent Mortgages' website + More Info
  • Lloyds Bank's logo'

    Lloyds Bank 2 Year Fixed

    • Cashback Available
    • Initial Rate
      3.14% Fixed to 31/08/2023
    • APRC
      3.70%
    • Product Fee
      £995
    • Monthly Repayment
      £650.06
    Continue on Fluent Mortgages' website + More Info
  • Lloyds Bank's logo'

    Lloyds Bank 2 Year Fixed

    • Initial Rate
      3.14% Fixed to 31/08/2023
    • APRC
      3.70%
    • Product Fee
      £995
    • Monthly Repayment
      £650.06
    Continue on Fluent Mortgages' website + More Info
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  • Nationwide BS's logo'

    Nationwide BS 2 Year Fixed

    • Cashback Available
    • Initial Rate
      3.14% Fixed for 2 years
    • APRC
      3.60%
    • Product Fee
      £999
    • Monthly Repayment
      £650.06
    Continue on Fluent Mortgages' website + More Info
  • Bath BS's logo'

    Bath BS 3 Year Fixed

    • Initial Rate
      3.19% Fixed for 3 years
    • APRC
      4.70%
    • Product Fee
      £799
    • Monthly Repayment
      £653.61
    Continue on Fluent Mortgages' website + More Info
  • first direct's logo'

    first direct 2 Year Fixed

    • Initial Rate
      3.19% Fixed for 2 years
    • APRC
      3.60%
    • Product Fee
      £490
    • Monthly Repayment
      £653.61
  • Metro Bank's logo'

    Metro Bank 2 Year Fixed

    • Initial Rate
      3.19% Fixed for 2 years
    • APRC
      3.60%
    • Product Fee
      £999
    • Monthly Repayment
      £653.61
    Continue on Fluent Mortgages' website + More Info
  • Scottish BS's logo'

    Scottish BS 3 Year Fixed

    • Initial Rate
      3.19% Fixed for 3 years
    • APRC
      4.70%
    • Product Fee
      £995
    • Monthly Repayment
      £653.61
    Continue on Fluent Mortgages' website + More Info
  • Tipton & Coseley BS's logo'

    Tipton & Coseley BS 3 Year Fixed

    • Initial Rate
      3.19% Fixed to 31/08/2024
    • APRC
      4.70%
    • Product Fee
      £999
    • Monthly Repayment
      £653.61
    Continue on Fluent Mortgages' website + More Info

Your home may be repossessed if you do not keep up repayments on your mortgage.

The mortgage data above was supplied by Moneyfacts Group Plc and is updated at the time of mortgage search. The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.

Our mortgage comparison service is partnered with Fluent Mortgages for selections made outside of our featured lenders. Featured lenders are firms with whom we have a direct commercial relationship.

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Last updated on 09 November 2020.

First Time Buyer Mortgages FAQ

What is a first time buyer mortgage?

Are first time buyer mortgages more expensive?

What kind of deposit do I need for a first time buyer mortgage?

What fees will I pay?

What criteria will I have to meet to get a first time buyer mortgage?

What are the benefits of first time buyer mortgages?

What are the downsides?

How can I improve my chances of getting a first time buyer mortgage?

How can I compare first time buyer mortgages?