Compare Peer To Peer Business Loans

  • Peer-to-peer funding is becoming an increasingly popular source for business finance
  • If you are looking for an alternative to traditional commercial loans providers, we can help you compare business peer-to-peer options
  • Check out the latest available terms and amounts and apply direct
1 product found
  • Funding Xchange Peer-to-Peer Business Loans logo
    Broker

    Funding Xchange Peer-to-Peer Business Loans

    • Discover instant & personalised finance offers for your business in just 3 minutes
    • Compare Business peer to peer and other loan options from 45+ lenders, to save you time & money
    • Never pay more than direct & the search won’t affect your credit rating
    • Minimum Turnover
      £100,000 p.a.
    • Available Amounts
      £1,000 to £500,000
    • Available Terms
      1 month to 5 years

    Company details

    • Funding Xchange’s free service matches your eligibility against over 50 lenders in seconds
    • Complete your application online in as little as 3 minutes and you could get funded in a few hours
    • It's simple, safe and free and the search won’t affect your credit rating

    Eligibility criteria

    • Your business must have been trading for a minimum of 2 years
    • Your business must have an annual turnover of at least £100,000
  • Suppliers that don't offer Peer To Peer Business Loans but may offer suitable alternatives:

    • Funding Circle logo
      Peer To Peer

      Funding Circle

      • Borrow £50,001 to £500,000 with the Government's CBIL scheme
      • Nothing to pay for 12 months - No upfront fees - No early settlement fees
      • Simple online application & decisions typically in 24 hours
      • Rates between 1.8% and 7.4% APR
      • Minimum Turnover
        £200,000+ p.a.
      • Available Amounts
        £50,001 to £500,000
      • Available Terms
        2 to 5 years

      Company details

      • Funding Circle, supporting small businesses for over 10 years
      • Used by over 57,000 UK businesses
      • All Funding Circle do is small business, as a result 9 out of 10 of their businesses would come back first next time

      Eligibility criteria

      • UK-based business - 3 years of trading history - Adversely affected by coronavirus
      • Loan primarily for trading in the UK
      • Annual turnover from £200K+ up to £45 million - Over 50% of turnover from trading activity (e.g. not from investments)
    • EJ Finance logo
      Broker

      EJ Finance

      • Application-to-offer within 24 hours
      • To be contacted within 3 minutes of applying
      • Access to over 200+ lenders, covering all sectors
      • Minimum Turnover
        £50,000 p.a.
      • Available Amounts
        £10,000 to £10,000,000
      • Available Terms
        1 months to 10 years

      Company details

      • Application-to-offer within 24 hours
      • To be contacted within 3 minutes of applying
      • Access to over 200+ lenders, covering all sectors

      Eligibility criteria

      • Application-to-offer within 24 hours
      • To be contacted within 3 minutes of applying
      • Access to over 200+ lenders, covering all sectors
    • Swoop Funding logo
      Broker

      Swoop Funding

      • Simple, secure and speedy access to over 1,000 funding providers without affecting your credit rating
      • Experts in CBILS – borrow from £50k to £250k with no personal guarantee, no fees, no repayment for 12 months, no early settlement fee
      • Speak to Swoop's team of experts – five-star Trustpilot rated
      • Minimum Turnover
        £200,000 p.a.
      • Available Amounts
        £1,000 to £10,000,000
      • Available Terms
        3 months to 6 years

      Company details

      Eligibility criteria

    • Fluidly logo
      Broker

      Fluidly

      • Your business must be trading for 12 months or more to apply with us
      • Instantly see funding products your business is eligible for, from across the market (no credit checks)
      • A dedicated 5-star rated Funding Specialist on hand to support your application end-to-end (no hidden fees)
      • Range of products available including CBILS, unsecured loans and asset financing
      • Minimum Turnover
        £100,000 p.a.
      • Available Amounts
        £50,000 to £10,000,000
      • Available Terms
        1 to 10 years

      Company details

      • Hassle free funding options within 30 seconds
      • Team of 5-star rated Funding Specialists are on hand to support your application
      • A range of products available including CBILS, unsecured and asset financing

      Eligibility criteria

      • Hassle free funding options within 30 seconds
      • Team of 5-star rated Funding Specialists are on hand to support your application
      • A range of products available including CBILS, unsecured and asset financing
    • Asto logo

      Asto

      • Short-term working capital loans from Asto, a part of the Santander Group
      • Once approved, your business can borrow from £150 to £150,000 (subject to your credit limit)
      • 18.9% APR representative. Rates vary depending on your and your business’ circumstances
      • Minimum Turnover
        No minimum (must have positive cashflow)
      • Available Amounts
        £150 to £150,000
      • Available Terms
        6 to 12 months

      Company details

      • Short-term working capital loans from Asto, a part of the Santander Group
      • Once approved, your business can borrow from £150 to £150,000 (subject to your credit limit)
      • 18.9% APR representative. Rates vary depending on your and your business’ circumstances

      Eligibility criteria

      • Short-term working capital loans from Asto, a part of the Santander Group
      • Once approved, your business can borrow from £150 to £150,000 (subject to your credit limit)
      • 18.9% APR representative. Rates vary depending on your and your business’ circumstances
    • Fleximize logo

      Fleximize

      • Voted "Best Business Finance Provider" at the British Bank Awards 2020
      • Industry-leading flexibility - top-ups, repayment holidays, no hidden fees
      • Interest charged on a reducing balance, repay early and only pay for the time you had the loan
      • Rates from 0.9% per month (10.8% per annum), with no additional fees
      • Minimum Turnover
        £60,000 p.a.
      • Available Amounts
        £5,000 to £500,000
      • Available Terms
        3 months to 4 years

      Company details

      • Voted "Best Business Finance Provider" at the British Bank Awards 2020
      • Industry-leading flexibility - top-ups, repayment holidays, no hidden fees
      • Interest charged on a reducing balance, repay early and only pay for the time you had the loan
      • Apply online in minutes, receive funds in as little as 24 hours.

      Eligibility criteria

      • Minimum annual turnover of £60,000 p.a.
      • Borrow between £5,000 and £500,000
      • Business activities must be UK-based and impacted by Covid-19
    • THINK Business Loans logo
      Broker

      THINK Business Loans

      • THINK's funding platform matches your businesses eligibility against hundreds of lenders instantly (without a credit check)
      • THINK are the UK's leading business lending specialists; their experts are on hand to guide you through the process
      • Find the perfect loan in minutes - Make the lender work for you
      • Minimum Turnover
        £50,000 p.a.
      • Available Amounts
        £25,000 to £10,000,000
      • Available Terms
        1 month to 30 years

      Company details

      Eligibility criteria

    • Portman Asset Finance logo
      Broker

      Portman Asset Finance

      • Business finance broker with specialist sector experience to offer fast and flexible finance solutions
      • Access over 40 leading UK business finance providers
      • Dedicated CBILS specialist account managers
      • Minimum Turnover
        £150,000+ p.a.
      • Available Amounts
        £10,000 to £10,000,000
      • Available Terms
        Up to 5 years

      Company details

      • Business finance broker with specialist sector experience to offer fast and flexible finance solutions
      • Access over 40 leading UK business finance providers
      • Dedicated CBILS specialist account managers

      Eligibility criteria

      • Business finance broker with specialist sector experience to offer fast and flexible finance solutions
      • Access over 40 leading UK business finance providers
      • Dedicated CBILS specialist account managers
    • 365 Business Finance logo

      365 Business Finance

      • Your business must process credit and debit card transactions to apply for this product
      • A flexible business funding alternative
      • Cash advanced against card transactions
      • Pay back an affordable % of your card transactions
      • Minimum Turnover
        £5,000+ card transactions per month
      • Available Amounts
        £5,000 to £200,000
      • Available Terms
        4 to 18 months

      Company details

      • Get between £5,000 and £200,000
      • Pay back through your customer card transactions
      • A single all inclusive charge that never changes
      • No interest, APRs or hidden extras

      Eligibility criteria

      • Your business must have been trading for at least 6 months
      • Your business must accept debit and credit card payments
      • Your business must take at least £5,000 per month in card transactions.
    • Start Up Loans (British Business Bank) logo

      Start Up Loans (British Business Bank)

      • Interest rate of fixed 6% per annum
      • Receive business mentoring and support after drawing down your loan
      • No application fees or early repayment fees
      • Minimum Turnover
        No minimum
      • Available Amounts
        £500 to £25,000
      • Available Terms
        1 to 5 years

      Company details

      • Start Up Loans is a Not-For-Profit Company offering a finance and mentoring solution to start and grow a business
      • Start Up Loans have helped over 40,000 businesses get started in the UK
      • Free application support
      • Free post-loan business mentoring

      Eligibility criteria

      • Business is based in the UK
      • Trading for under 24 months
      • 18 years and over

Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered according to our commercial arrangements. You can use the options above the table to order it according to various criteria.

Peer-to-Peer Business Loans FAQ

What are peer to peer business loans?

How are peer to peer business loans arranged?

How do I apply for a peer to peer business loan?

Is peer to peer lending the same as crowd funding?

Are peer to peer loans secured or unsecured?

In what circumstances might I want to consider taking out a peer to peer business loan?

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