Compare Secured Business Loans

  • Secured loans are available to a wide range of commercial borrowers
  • This type of loan is secured against an asset owned by the borrower's business
  • Below you can compare secured loan offerings from some of the UK’s leading business finance providers
3 products found
  • THINK Business Loans Secured Loans logo
    Broker

    THINK Business Loans Secured Loans

    • Match your business against 100s of eligible lenders
    • Rates from 1.2% APR (Over Base)
    • Legal charges may apply
    • Minimum Turnover
      £50,000 p.a.
    • Available Amounts
      From £25,000 to £10,000,000
    • Available Terms
      5 to 30 years

    Company details

    • THINK's funding platform matches your businesses eligibility against hundreds of lenders instantly (without a credit check)
    • THINK are the UK's leading business lending specialists; their experts are on hand to guide you through the process
    • Find the perfect loan in minutes - Make the lender work for you

    Eligibility criteria

    • Must have at least 6 months' trading history
    • Borrower must be a homeowner
  • Funding Xchange Secured Business Loans logo
    Broker

    Funding Xchange Secured Business Loans

    • Discover instant & personalised Secured Loan offers in just 3 minutes
    • Borrow against your company's assets and get the capital your business needs
    • One search compares Secured with Unsecured lending solutions to find the best for you
    • Minimum Turnover
      £100,000 p.a.
    • Available Amounts
      £25,000 to £5,000,000
    • Available Terms
      6 months to 25 years

    Company details

    • Funding Xchange’s free service matches your eligibility against over 50 lenders in seconds
    • Complete your application online in as little as 3 minutes and you could get funded in a few hours
    • It's simple, safe and free and the search won’t affect your credit rating

    Eligibility criteria

    • Your business must have been trading for a minimum of 2 years
    • Your business must have an annual turnover of at least £100,000
  • Selina Finance Secured Loans logo

    Selina Finance Secured Loans

    • Your loan must be secured against a residential property
    • Check your eligibility without affecting your credit rating
    • Apply in 30 seconds - offer within 15 minutes
    • Competitive rates – no fees or early repayment charges
    • Minimum Turnover
      £30,000 p.a.
    • Available Amounts
      £25,000 to £500,000
    • Available Terms
      6 months to 5 years

    Company details

    • Specialist digital lender offering secured business loans and flexible credit lines
    • Apply online and get a personalised loan offer in just 15 minutes
    • No fees or early repayment charges

    Eligibility criteria

    • Secured property must be residential and have an active mortgage
    • Residential property must have a value of more than £50,000
    • Homeowner must be based in England, Wales, Scotland or Northern Ireland
    • Maximum CLTV (Cumulative Loan to Value) of 70%
    • Credit Score: 720+
  • Suppliers that don't offer Secured Business Loans but may offer suitable alternatives:

    • Funding Circle logo
      Peer To Peer

      Funding Circle

      • Funding Circle currently only offers CBILS and BBLS loans
      • Borrow £50,001 to £500,000 with the Government's CBIL scheme
      • Nothing to pay for 12 months - No upfront fees - No early settlement fees
      • Simple online application & decisions in as little as 5 hours
      • Rates between 1.8% and 7.4% APR
      • Minimum Turnover
        £200,000+ p.a.
      • Available Amounts
        £50,001 to £500,000
      • Available Terms
        2 to 5 years

      Company details

      • Funding Circle, supporting small businesses for over 10 years
      • Used by over 57,000 UK businesses
      • All Funding Circle do is small business, as a result 9 out of 10 of their businesses would come back first next time

      Eligibility criteria

      • UK-based business - 3 years of trading history - Adversely affected by coronavirus
      • Loan primarily for trading in the UK
      • Annual turnover from £200K+ up to £45 million - Over 50% of turnover from trading activity (e.g. not from investments)
    • EJ Finance logo
      Broker

      EJ Finance

      • Application-to-offer within 24 hours
      • To be contacted within 3 minutes of applying
      • Access to over 200+ lenders, covering all sectors
      • Minimum Turnover
        £50,000 p.a.
      • Available Amounts
        £10,000 to £10,000,000
      • Available Terms
        1 months to 10 years

      Company details

      • Application-to-offer within 24 hours
      • To be contacted within 3 minutes of applying
      • Access to over 200+ lenders, covering all sectors

      Eligibility criteria

      • Application-to-offer within 24 hours
      • To be contacted within 3 minutes of applying
      • Access to over 200+ lenders, covering all sectors
    • Asto logo

      Asto

      • Short-term working capital loans from Asto, a part of the Santander Group
      • Once approved, your business can borrow from £150 to £150,000 (subject to your credit limit)
      • 18.9% APR representative. Rates vary depending on your and your business’ circumstances
      • Minimum Turnover
        No minimum (must have positive cashflow)
      • Available Amounts
        £150 to £150,000
      • Available Terms
        6 to 12 months

      Company details

      • Short-term working capital loans from Asto, a part of the Santander Group
      • Once approved, your business can borrow from £150 to £150,000 (subject to your credit limit)
      • 18.9% APR representative. Rates vary depending on your and your business’ circumstances

      Eligibility criteria

      • Short-term working capital loans from Asto, a part of the Santander Group
      • Once approved, your business can borrow from £150 to £150,000 (subject to your credit limit)
      • 18.9% APR representative. Rates vary depending on your and your business’ circumstances
    • Swoop Funding logo
      Broker

      Swoop Funding

      • Simple, secure and speedy access to over 1,000 funding providers without affecting your credit rating
      • Experts in CBILS – borrow from £50k to £250k with no personal guarantee, no fees, no repayment for 12 months, no early settlement fee
      • Speak to Swoop's team of experts – five-star Trustpilot rated
      • Minimum Turnover
        £200,000 p.a.
      • Available Amounts
        £1,000 to £10,000,000
      • Available Terms
        3 months to 6 years

      Company details

      Eligibility criteria

    • Fluidly logo
      Broker

      Fluidly

      • Your business must be trading for 12 months or more to apply with us
      • Instantly see funding products your business is eligible for, from across the market (no credit checks)
      • A dedicated 5-star rated Funding Specialist on hand to support your application end-to-end (no hidden fees)
      • Range of products available including CBILS, unsecured loans and asset financing
      • Minimum Turnover
        £100,000 p.a.
      • Available Amounts
        £50,000 to £10,000,000
      • Available Terms
        1 to 10 years

      Company details

      • Hassle free funding options within 30 seconds
      • Team of 5-star rated Funding Specialists are on hand to support your application
      • A range of products available including CBILS, unsecured and asset financing

      Eligibility criteria

      • Hassle free funding options within 30 seconds
      • Team of 5-star rated Funding Specialists are on hand to support your application
      • A range of products available including CBILS, unsecured and asset financing
    • Fleximize logo

      Fleximize

      • Voted "Best Business Finance Provider" at the British Bank Awards 2020
      • Industry-leading flexibility - top-ups, repayment holidays, no hidden fees
      • Interest charged on a reducing balance, repay early and only pay for the time you had the loan
      • Rates from 0.9% per month (10.8% per annum), with no additional fees
      • Minimum Turnover
        £60,000 p.a.
      • Available Amounts
        £5,000 to £500,000
      • Available Terms
        3 months to 4 years

      Company details

      • Voted "Best Business Finance Provider" at the British Bank Awards 2020
      • Industry-leading flexibility - top-ups, repayment holidays, no hidden fees
      • Interest charged on a reducing balance, repay early and only pay for the time you had the loan
      • Apply online in minutes, receive funds in as little as 24 hours.

      Eligibility criteria

      • Minimum annual turnover of £60,000 p.a.
      • Borrow between £5,000 and £500,000
      • Business activities must be UK-based and impacted by Covid-19
    • Portman Asset Finance logo
      Broker

      Portman Asset Finance

      • Business finance broker with specialist sector experience to offer fast and flexible finance solutions
      • Access over 40 leading UK business finance providers
      • Dedicated CBILS specialist account managers
      • Minimum Turnover
        £150,000+ p.a.
      • Available Amounts
        £10,000 to £10,000,000
      • Available Terms
        Up to 5 years

      Company details

      • Business finance broker with specialist sector experience to offer fast and flexible finance solutions
      • Access over 40 leading UK business finance providers
      • Dedicated CBILS specialist account managers

      Eligibility criteria

      • Business finance broker with specialist sector experience to offer fast and flexible finance solutions
      • Access over 40 leading UK business finance providers
      • Dedicated CBILS specialist account managers
    • Nucleus logo

      Nucleus

      • Fast service - receive your funding in 24 hours
      • Unsecured and secured business loans
      • 7 products tailored to your business
      • Minimum Turnover
        £5,000
      • Available Amounts
        £3,000 to £50,000,000
      • Available Terms
        3 months to 8 years

      Company details

      • Fast service - receive your funding in 24 hours
      • Unsecured and secured business loans
      • 7 products tailored to your business

      Eligibility criteria

      • Fast service - receive your funding in 24 hours
      • Unsecured and secured business loans
      • 7 products tailored to your business
    • 365 Business Finance logo

      365 Business Finance

      • Your business must process credit and debit card transactions to apply for this product
      • A flexible business funding alternative
      • Cash advanced against card transactions
      • Pay back an affordable % of your card transactions
      • Minimum Turnover
        £5,000+ card transactions per month
      • Available Amounts
        £5,000 to £200,000
      • Available Terms
        4 to 18 months

      Company details

      • Get between £5,000 and £200,000
      • Pay back through your customer card transactions
      • A single all inclusive charge that never changes
      • No interest, APRs or hidden extras

      Eligibility criteria

      • Your business must have been trading for at least 6 months
      • Your business must accept debit and credit card payments
      • Your business must take at least £5,000 per month in card transactions.
    • Start Up Loans (British Business Bank) logo

      Start Up Loans (British Business Bank)

      • Interest rate of fixed 6% per annum
      • Receive business mentoring and support after drawing down your loan
      • No application fees or early repayment fees
      • Minimum Turnover
        No minimum
      • Available Amounts
        £500 to £25,000
      • Available Terms
        1 to 5 years

      Company details

      • Start Up Loans is a Not-For-Profit Company offering a finance and mentoring solution to start and grow a business
      • Start Up Loans have helped over 40,000 businesses get started in the UK
      • Free application support
      • Free post-loan business mentoring

      Eligibility criteria

      • Business is based in the UK
      • Trading for under 24 months
      • 18 years and over

Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered according to our commercial arrangements. You can use the options above the table to order it according to various criteria.

Business Secured Loans FAQ

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Is a business secured loan similar to a personal secured loan?

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Are there any alternatives to a secured business loan?

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