Compare Business Tax Loans

  • If you need help paying your business tax bill then a business tax loan may be your ideal option
  • You can compare business loan specialists that provide tax loans in the table below
  • Compare terms and loan amounts currently available on UK business tax loans
1 product found
  • THINK Business Loans Tax Loans logo
    Broker

    THINK Business Loans Tax Loans

    • Check eligibility (without a credit check) & compare all Business Tax Loans in one place
    • Secured and Unsecured options available
    • HMRC arrears accepted
    • Minimum Turnover
      £50,000 p.a.
    • Available Amounts
      £25,000 to £500,000
    • Available Terms
      3 months to 5 years
  • Suppliers that don't offer Business Tax Loans but may offer suitable alternatives:

    • EJ Finance logo
      Broker

      EJ Finance

      • Application-to-offer within 24 hours
      • To be contacted within 3 minutes of applying
      • Access to over 200+ lenders, covering all sectors
      • Minimum Turnover
        £50,000 p.a.
      • Available Amounts
        £10,000 to £10,000,000
      • Available Terms
        1 months to 10 years
    • Funding Circle logo
      Peer To Peer

      Funding Circle

      • Your business must have a minimum of 2 years’ trading history
      • A leading UK platform for Small Business Loans
      • Simple online application and decisions in as little as 1 hour
      • Rates from 2.9% to 12.1% per year - No early settlement fees
      • Minimum Turnover
        No minimum
      • Available Amounts
        £10,000 to £500,000
      • Available Terms
        2 to 6 years
    • Nationwide Finance Business Finance logo

      Nationwide Finance Business Finance

      • Nationwide Finance help 35,000 businesses get finance each year
      • Direct funder - not a broker
      • Same day decision, funds within 48 hours
      • Minimum Turnover
        No minimum
      • Available Amounts
        £10,000 to £500,000
      • Available Terms
        1 to 5 years
    • Puzzle Funding logo
      Broker

      Puzzle Funding

      • Puzzle’s free service matches your business with over 100+ lenders in seconds
      • Complete your application within 3 minutes and receive funds in as little as 1 hour
      • High Acceptance Rate
      • Minimum Turnover
        £50,000 p.a.
      • Available Amounts
        £1,000 to £15,000,000
      • Available Terms
        1 month to 25 years
    • Fluidly logo
      Broker

      Fluidly

      • YOUR BUSINESS MUST BE TRADING FOR 12 MONTHS OR MORE
      • Hassle free funding options within 30 seconds
      • Team of Funding Specialists are on hand to support your application
      • A range of products available including Recovery Loan Schemes, unsecured and asset financing
      • Minimum Turnover
        £50,000 p.a.
      • Available Amounts
        £15,000 to £10,000,000
      • Available Terms
        3 months to 7 years
    • iwoca logo

      iwoca

      • Flexible Credit Facilities of £1,000 to £200,000 for Limited Companies
      • No fees or long term commitments
      • Apply online in minutes for a decision (some decisions may take up to 24 hours)
      • Minimum Turnover
        £50,000 p.a.
      • Available Amounts
        £1,000 to £200,000
      • Available Terms
        up to 12 months
    • 365 Business Finance logo

      365 Business Finance

      • Your business must process credit and debit card transactions to apply for this product
      • A flexible business funding alternative
      • Cash advanced against card transactions
      • Pay back an affordable % of your card transactions
      • Minimum Turnover
        £5,000+ card transactions per month
      • Available Amounts
        £5,000 to £200,000
      • Available Terms
        4 to 18 months
    • MarketFinance logo

      MarketFinance

      • Fast, flexible, frictionless business finance
      • Helping SMEs secure working capital since 2011
      • Various funding solutions available to meet all business needs
      • Minimum Turnover
        £50,000 p.a.
      • Available Amounts
        £5,000 to £50,000
      • Available Terms
        3 months to 1 year
    • Fleximize logo

      Fleximize

      • Industry-leading flexibility - top-ups, repayment holidays, penalty-free early repayment, no set-up fees
      • Interest charged on reducing balance, not total loan amount - repay early and only pay for the time you had the loan
      • Apply online in five minutes, typically get a decision in 24 to 48 hours, receive funds the same day
      • Minimum Turnover
        £60,000 p.a.
      • Available Amounts
        £5,000 to £500,000
      • Available Terms
        1 month to 4 years
    • Funding Xchange logo
      Broker

      Funding Xchange

      • Access 70 lenders from one simple funding request
      • Easily compare the choices available, including RLS options
      • Apply with confidence, no impact on your credit score
      • Minimum Turnover
        £100,000 p.a.
      • Available Amounts
        £1,000 to £500,000
      • Available Terms
        3 months to 5 years
    • Swoop Funding logo
      Broker

      Swoop Funding

      • Your business must be trading for 12 months or more
      • Simple, secure and speedy search of 1,000 funding providers without affecting your credit rating
      • Free access every type of finance including the Recovery Loan Scheme
      • Speak to Swoop’s team of five-star Trustpilot rated experts
      • Minimum Turnover
        £100,000 p.a.
      • Available Amounts
        £1,000 to £10,000,000
      • Available Terms
        3 months to 6 years
    • NatWest Rapid Cash - Invoice Finance logo

      NatWest Rapid Cash - Invoice Finance

      • Eligibility Criteria Apply
      • Rapid Cash is an innovative, high tech solution to business financing
      • Borrow against your unpaid invoices and get a flexible line of credit from £25,000 to £1 Million
      • You could be approved within 48 hours. Security and guarantee required. Fees may apply
      • Minimum Turnover
        £100,000 p.a.
      • Available Amounts
        £25,000 to £1,000,000
      • Available Terms
        No min/max terms
    • Portman Asset Finance logo
      Broker

      Portman Asset Finance

      • Business finance broker with specialist sector experience, offering fast and flexible finance solutions
      • Access over 40 leading UK lenders
      • Over £750 million in funding provided to thousands of small-to-medium sized UK businesses
      • Minimum Turnover
        No minimum
      • Available Amounts
        £1,000 to £10,000,000
      • Available Terms
        Up to 5 years

Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered according to our commercial arrangements. You can use the options above the table to order it according to various criteria.

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Last updated on 16 November 2020.

Business Tax Loans FAQ

Tax loans are business finance products that are designed to aid businesses in paying their taxes on time. For more information on these products and to find out whether a business tax loan is right for you, we've compiled a list of frequently asked questions below - just click on the headings for simple, straightforward answers.

What are tax loans?

Tax loans are simply a form of loan designed to help businesses meet their tax obligations and ensure that payments are delivered to HMRC on time. Some companies find that they struggle to pay huge tax bills in one lump sum and tax loans can give some flexibility by permitting the business to pay off what they owe in monthly instalments to a third-party - which takes on the responsibility of paying HMRC on time.

How do tax loans work?

Some businesses feel as though their tax bills come at the worst time possible, but tax loans allow you to spread the cost of your tax liability over a period usually between six and 12 months. Tax loans or tax funding can be accessed for personal tax purposes, corporation tax, capital gains, inheritance tax, and more.

Essentially, you take out the loan that would be required to pay off your bills, and hand the responsibility of meeting the tax liabilities to a third party. In return, you will be expected to make monthly payments to that company over a set term period. For many organisations, this can make dealing with tax obligations more affordable.

What are the benefits of tax loans?

Tax loans can make it easier for companies to manage their cash flow, by ensuring that no huge lump-sum payments are required for the HMRC. Many companies provide flexible payment terms, and you also get the benefit of knowing that every tax bill will be paid on time, which avoids the risk of fines from HMRC.

Can tax loans be unsecured?

Most tax loans are offered on an unsecured basis, which means that you will not have to offer your assets as collateral against the loan. However, because lenders take bigger risks offering unsecured loans, the chances are that you will need a good credit rating, and the interest rates that you face might be higher than they would be with secured loan options.

How long do tax loan terms last?

Most tax loans will last for up to 12 months at a time. However, some organisations will be willing to offer a "rollover" solution for your finance, which permits companies to manage future tax liabilities as they become due.

What rate can I expect to pay?

The rate of interest that you can expect to pay on your tax loan will depend on the lender that you choose to work with, your credit rating, and a host of additional factors. However, most lenders ensure that the rate you pay is fixed over your borrowing term. In other words, this means that you will pay the same amount every month. Fixed borrowing terms can be particularly useful for companies that prefer to budget their spend to ensure that they can afford loan repayments.

How can I apply for a tax loan?

Applying for a tax loan can be very easy. Most of the time, the process involves filling out an online form that asks for important information including the amount owed on your tax bill and the term you would like to make repayments over. Specialist underwriters will examine your application and determine whether you are too much of a risk to offer finance on or a welcome client.

How will I receive my tax loan money?

If your application is approved, the funds will be paid either into your account or directly to HMRC on an agreed-upon date. Most companies prefer to have the cash paid directly to the HMRC to avoid any chances of late penalties.

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