Compare Business Tax Loans

If you need help paying your business tax bill then a business tax loan may be your ideal option
You can compare business loan specialists that provide tax loans in the table below
Compare terms and loan amounts currently available on UK business tax loans

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Suppliers that don't offer Business Tax Loans but may offer suitable alternatives:

Broker
Puzzle Funding

Free service matches your business with over 100 lenders in seconds

Apply in 3 minutes and get funds in as little as 1 hour

High acceptance rate
Minimum Turnover
£100,000 p.a.

Available Amounts
£1,000 to £15,000,000

Available Terms
1 month to 25 years

See Deal
Company details
- Free service matches your business with over 100 lenders in seconds
- Apply in 3 minutes and get funds in as little as 1 hour
- High acceptance rate
Eligibility Criteria
Funding Circle

Your business must have a minimum of 2 years’ trading history

A leading UK platform for Small Business Loans

Simple online application and decisions in as little as 1 hour

Rates from 2.9% to 12.1% per year - No early settlement fees
Minimum Turnover
No minimum

Available Amounts
£10,000 to £500,000

Available Terms
2 to 6 years

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Company details
- A leading UK platform for Small Business Loans
- Simple online application and decisions in as little as 1 hour
- Rates from 2.9% to 12.1% per year - No early settlement fees
Eligibility Criteria
- A leading UK platform for Small Business Loans
- Simple online application and decisions in as little as 1 hour
- Rates from 2.9% to 12.1% per year - No early settlement fees
Nationwide Finance Business Finance

Nationwide Finance help 35,000 businesses get finance each year

Direct funder - not a broker

Same day decision, funds within 48 hours
Minimum Turnover
No minimum

Available Amounts
£10,000 to £500,000

Available Terms
1 to 5 years

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Company details
- Nationwide Finance help 35,000 businesses get finance each year
- Direct funder - not a broker
- Same day decision, funds within 48 hours
Eligibility Criteria
- Nationwide Finance help 35,000 businesses get finance each year
- Direct funder - not a broker
- Same day decision, funds within 48 hours
NatWest Rapid Cash - Invoice Finance

Eligibility Criteria Apply

Rapid Cash is an innovative, high tech solution to business financing

Borrow against your unpaid invoices and get a flexible line of credit from £25,000 to £1 Million

You could be approved within 48 hours. Security and guarantee required. Fees may apply
Minimum Turnover
£100,000 p.a.

Available Amounts
£25,000 to £1,000,000

Available Terms
No min/max terms

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Company details
- Rapid Cash is an innovative, high tech solution to business financing
- Borrow against your unpaid invoices and get a flexible line of credit from £25,000 to £1 Million
- You could be approved within 48 hours. Security and guarantee required. Fees may apply
Eligibility Criteria
- Rapid Cash is an innovative, high tech solution to business financing
- Borrow against your unpaid invoices and get a flexible line of credit from £25,000 to £1 Million
- You could be approved within 48 hours. Security and guarantee required. Fees may apply
Fleximize

Industry-leading flexibility - top-ups, repayment holidays, penalty-free early repayment, no set-up fees

Interest charged on reducing balance, not total loan amount - repay early and only pay for the time you had the loan

Apply online in five minutes, typically get a decision in 24 to 48 hours, receive funds the same day
Minimum Turnover
£60,000 p.a.

Available Amounts
£5,000 to £500,000

Available Terms
1 month to 4 years

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Company details
- Industry-leading flexibility - top-ups, repayment holidays, penalty-free early repayment, no set-up fees
- Interest charged on reducing balance, not total loan amount - repay early and only pay for the time you had the loan
- Apply online in five minutes, typically get a decision in 24 to 48 hours, receive funds the same day
Eligibility Criteria
Broker
Swoop Funding

Your business must be trading for 12 months or more

Simple, secure and speedy search of 1,000 funding providers without affecting your credit rating

Free access every type of finance including the Recovery Loan Scheme

Speak to Swoop’s team of five-star Trustpilot rated experts
Minimum Turnover
£100,000 p.a.

Available Amounts
£1,000 to £10,000,000

Available Terms
3 months to 6 years

See Deal
Company details
Eligibility Criteria
Broker
Funding Xchange

Access 70 lenders from one simple funding request

Easily compare the choices available, including RLS options

Apply with confidence, no impact on your credit score
Minimum Turnover
£100,000 p.a.

Available Amounts
£1,000 to £500,000

Available Terms
3 months to 5 years

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Company details
Eligibility Criteria
iwoca

Flexible finance for small businesses from £1000 to £200,000

No long term commitments and flexible repayments to fit for your business

Apply online in minutes for a decision (some decisions may take up to 24 hours)
Minimum Turnover
£50,000 p.a.

Available Amounts
£1,000 to £200,000

Available Terms
up to 12 months

See Deal
Company details
- Flexible finance for small businesses from £1000 to £200,000
- No long term commitments and flexible repayments to fit for your business
- Apply online in minutes for a decision (some decisions may take up to 24 hours)
Eligibility Criteria
- Flexible finance for small businesses from £1000 to £200,000
- No long term commitments and flexible repayments to fit for your business
- Apply online in minutes for a decision (some decisions may take up to 24 hours)
365 Business Finance

Your business must process credit and debit card transactions to apply for this product

A flexible business funding alternative

Cash advanced against card transactions

Pay back an affordable % of your card transactions
Minimum Turnover
£5,000+ card transactions per month

Available Amounts
£5,000 to £200,000

Available Terms
4 to 18 months

See Deal
Company details
- Get between £5,000 and £200,000
- Pay back through your customer card transactions
- A single all inclusive charge that never changes
- No interest, APRs or hidden extras
Eligibility Criteria
- Your business must have been trading for at least 6 months
- Your business must accept debit and credit card payments
- Your business must take at least £5,000 per month in card transactions.
Capify

Your business must have a minimum of 1 years trading history. No sole traders.

Capify loans are paid back in very small automated regular payment; either daily or weekly

A fast and easy business funding alternative for SMEs

Funds can be used for any business purpose, from managing cashflow through to improving technology
Minimum Turnover
£120,000 p.a.

Available Amounts
£5,000 to £500,000

Available Terms
3 to 18 months

See Deal
Company details
- Capify loans are paid back in very small automated regular payment; either daily or weekly
- A fast and easy business funding alternative for SMEs
- Funds can be used for any business purpose, from managing cashflow through to improving technology
Eligibility Criteria
Cubefunder

3+ months trading. Limited companies in England and Wales.

Fast and Flexible funding from £5,000 - £100,000 for Limited Companies within England and Wales

No penalties for Late payments or Early repayment

Apply and receive funds within 48 hours
Minimum Turnover
£50,000 p.a.

Available Amounts
£5,000 to £100,000

Available Terms
3 months to 1 year

See Deal
Company details
- Fast and Flexible funding from £5,000 - £100,000 for Limited Companies within England and Wales
- No penalties for Late payments or Early repayment
- Apply and receive funds within 48 hours
Eligibility Criteria
- Fast and Flexible funding from £5,000 - £100,000 for Limited Companies within England and Wales
- No penalties for Late payments or Early repayment
- Apply and receive funds within 48 hours

Refine Your Business Loan Type

Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered according to our commercial arrangements. You can use the options above the table to order it according to various criteria.

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Last updated on 16 November 2020.

Business Tax Loans FAQ

Tax loans are business finance products that are designed to aid businesses in paying their taxes on time. For more information on these products and to find out whether a business tax loan is right for you, we've compiled a list of frequently asked questions below - just click on the headings for simple, straightforward answers.

What are tax loans?

Tax loans are simply a form of loan designed to help businesses meet their tax obligations and ensure that payments are delivered to HMRC on time. Some companies find that they struggle to pay huge tax bills in one lump sum and tax loans can give some flexibility by permitting the business to pay off what they owe in monthly instalments to a third-party - which takes on the responsibility of paying HMRC on time.

How do tax loans work?

Some businesses feel as though their tax bills come at the worst time possible, but tax loans allow you to spread the cost of your tax liability over a period usually between six and 12 months. Tax loans or tax funding can be accessed for personal tax purposes, corporation tax, capital gains, inheritance tax, and more.

Essentially, you take out the loan that would be required to pay off your bills, and hand the responsibility of meeting the tax liabilities to a third party. In return, you will be expected to make monthly payments to that company over a set term period. For many organisations, this can make dealing with tax obligations more affordable.

What are the benefits of tax loans?

Tax loans can make it easier for companies to manage their cash flow, by ensuring that no huge lump-sum payments are required for the HMRC. Many companies provide flexible payment terms, and you also get the benefit of knowing that every tax bill will be paid on time, which avoids the risk of fines from HMRC.

Can tax loans be unsecured?

Most tax loans are offered on an unsecured basis, which means that you will not have to offer your assets as collateral against the loan. However, because lenders take bigger risks offering unsecured loans, the chances are that you will need a good credit rating, and the interest rates that you face might be higher than they would be with secured loan options.

How long do tax loan terms last?

Most tax loans will last for up to 12 months at a time. However, some organisations will be willing to offer a "rollover" solution for your finance, which permits companies to manage future tax liabilities as they become due.

What rate can I expect to pay?

The rate of interest that you can expect to pay on your tax loan will depend on the lender that you choose to work with, your credit rating, and a host of additional factors. However, most lenders ensure that the rate you pay is fixed over your borrowing term. In other words, this means that you will pay the same amount every month. Fixed borrowing terms can be particularly useful for companies that prefer to budget their spend to ensure that they can afford loan repayments.

How can I apply for a tax loan?

Applying for a tax loan can be very easy. Most of the time, the process involves filling out an online form that asks for important information including the amount owed on your tax bill and the term you would like to make repayments over. Specialist underwriters will examine your application and determine whether you are too much of a risk to offer finance on or a welcome client.

How will I receive my tax loan money?

If your application is approved, the funds will be paid either into your account or directly to HMRC on an agreed-upon date. Most companies prefer to have the cash paid directly to the HMRC to avoid any chances of late penalties.