Compare Basic Current Accounts

  • Basic current accounts are 'no-frills' products that only provide everyday banking services with no monthly fee
  • Use our quick and easy comparison tool to compare basic bank accounts available from high street banks and internet providers
  • Compare up-to-date information on account features to find your ideal account

What type of current account are you looking for?

9 products found
  • Starling Bank logo

    Starling Bank Personal Current Account

    • Monthly Fee
      Free
    • Interest Rate
      0.05%
    • Arranged Overdraft Rate
      15.0%
    • Minimum Monthly Credit
      None
  • Barclays logo

    Barclays Bank Account

    • Monthly Fee
      Free
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      35.0%
    • Minimum Monthly Credit
      None
  • TSB logo

    TSB Spend & Save Plus Account

    • Monthly Fee
      £3
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      39.9%
    • Minimum Monthly Credit
      None
  • TSB logo

    TSB Spend & Save Account

    • Monthly Fee
      Free
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      39.9%
    • Minimum Monthly Credit
      None
  • Santander  logo

    Santander 1|2|3 Current Account

    • Monthly Fee
      £4
    • Interest Rate
      0.30%
    • Arranged Overdraft Rate
      39.94%
    • Minimum Monthly Credit
      £500
  • Santander  logo

    Santander 1|2|3 Lite Current Account

    • Monthly Fee
      £2
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      39.94%
    • Minimum Monthly Credit
      £500
  • Nationwide logo

    Nationwide FlexAccount

    • Monthly Fee
      Free
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      39.9%
    • Minimum Monthly Credit
      None
  • HSBC logo

    HSBC Advance Bank Account

    • Monthly Fee
      Free
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      39.9%
    • Minimum Monthly Credit
      £1,750
  • CardOneMoney logo

    CardOneMoney Account

    • Monthly Fee
      £12.50
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      No overdraft
    • Minimum Monthly Credit
      None

Please note: Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered according to our commercial arrangements. You can use the options above the table to order it according to various criteria.

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Published on 05 July 2017. Last updated on 16 March 2021.

Basic Bank Accounts FAQs

What is a basic bank account?

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Can anyone open a basic bank account?

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Do these bank accounts charge fees?

How can I apply for a basic bank account?