Starling Bank Current Accounts

Starling Bank Current Accounts logo
  • Compare products from Starling Bank's current account range
  • Compare interest rates, account fees and other important features or click on the links to apply online.
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Compare Starling Bank Current Accounts

  • Starling Bank logo

    Starling Bank Personal Current Account

    • Monthly Fee
      Free
    • Interest Rate
      0.05%
    • Arranged Overdraft Rate
      15.0%
    • Minimum Monthly Credit
      None

Compare similar products from other providers

  • thinkmoney logo

    thinkmoney Account

    • Monthly Fee
      £10
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      No overdraft
    • Minimum Monthly Credit
      None
  • Barclays logo

    Barclays Bank Account

    • Monthly Fee
      Free
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      35.0%
    • Minimum Monthly Credit
      None
  • first direct logo

    First Direct 1st Account

    • Monthly Fee
      Free
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      0%
    • Minimum Monthly Credit
      None

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Last updated on 09 November 2020.

Starling Bank Current Accounts FAQ

What is Starling Bank?

Starling Bank is a relatively new bank offering app-based banking services for consumers and business customers. It provides a range of banking services, including borrowing, current accounts and business bank accounts and its app is available to download onto Android or Apple devices. Starling Bank Limited is regulated by the Financial Conduct Authority.

Who might want to open a Starling Bank current account?

Starling Bank current accounts offer fully app-based banking, which means that you can carry out your banking through your phone, without having to visit a branch or make phone calls. This type of banking is becoming increasingly popular due to the perceived benefits of mobile banking. However, this type of bank account might not be suitable for those who prefer the face-to-face contact that comes with a high street bank branch. There are also various eligibility criteria for those looking to apply for Starling Bank accounts, including access to a decent smartphone and passing a credit check, for example.

Can I take out an overdraft with a Starling Bank current account?

Yes, you can apply for an overdraft, which may be offered to applicants who pass credit and affordability checks. The bank also offers access to personal loans. It is important to be aware that borrowing does come with costs, mainly in the form of interest charges, which can be compared by looking at AER or APR rates advertised by lenders. There may also be fees for borrowing more than you arranged, for example.

What services does the Starling Bank current account offer?

Starling Bank offers a range of current account services, including withdrawals with a debit card, access to transfers, direct debits and borrowing, for example. Account holders will also be given real-time views of their spending and the ability to set savings goals through features that can automatically transfer cash into a separate account.

How do I apply for a Starling Bank current account?

To begin the application process for a Starling Bank current account, you need to download the banking app through the App Store or through the Google Play Store. You can then complete the application process through your mobile. The usual eligibility and affordability checks will be carried out for both the current account and any overdraft or other borrowing that you apply for.

Can I switch to a Starling Bank current account from my existing current account?

Yes, in fact, Starling Bank is signed up to the Current Account Switch Guarantee scheme, which ensures that your entire account will be transferred to your new bank within seven working days. Starling Bank, along with many other banks, have a dedicated team of people helping new account holders to switch their accounts over, without having to carry out the paperwork themselves.

Services offered by this provider may change over time. Always check Ts&Cs.