10 Factors Affecting COVID-Era Travel in 2021

Traveling during COVID-19 means making more advance reservations and planning for vaccine or testing rules.
Sally French
By Sally French 
Edited by Kevin Berry

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.


After a year of little to no travel, you’re probably ready to get back out and explore the world once it's safe. But just because you’ve gotten your vaccine or coronavirus case rates are dropping doesn’t necessarily mean everything is returning to normal. In fact, the travel world is still far from it.

If you haven’t traveled in a while, you’ll almost certainly discover a “new normal.” Some of the changes are beneficial to you — like easier paths to airline and hotel status and more customer-friendly cancellation policies. You might find other changes add time to your trip planning, like mandatory reservations and testing requirements.

Regardless, major shifts are happening in the travel industry, and here are the main factors likely to affect your next trip.

1. Many change and cancellation fees have been eliminated

It’s easy to feel hesitant booking a trip not knowing if flights will be canceled or destinations will change their COVID-19 regulations, especially if you’ve been burned by hefty change and cancellation fees in the past.

Over the past year, many airlines eliminated change fees completely, and it’s now fairly common to find hotels that waive fees for reservations canceled at least 24 hours in advance of arrival. A few cruise lines will even give you a full cash refund if you can’t go on your trip for a coronavirus-related reason.

2. Travel insurance may not cover everything you thought it did

Given how unpredictable the travel world is right now with schedule, rule and policy changes, you might be inclined to purchase travel insurance to provide yourself with some financial protection on the nonrefundable portions of your trip. Just be clear about what your travel insurance covers. Even pre-pandemic, most forms of travel insurance would cover illness-related cancellations (such as actually getting sick), but would not cover disinclination to travel (such as backing out because you might get sick).

That is, unless you purchase cancel for any reason coverage, which is an add-on cost. Sometimes travel insurance is worth it, but sometimes it is not. Be sure you understand what you’re paying for.

3. More restaurants and venues require reservations

Most travelers are accustomed to reserving hotel rooms or theater tickets in advance. But these days, plan to make reservations for theme park tickets and even restaurants, too.

For example, when Walt Disney World reopened during the pandemic, reservations became mandatory. At one point, a Nevada law actually required you to have a reservation to dine at restaurants — no walk-ins were allowed. These rules are likely to continue to evolve as the travel industry further adjusts to COVID-era travel.

4. Buffets, club lounges and other common spaces have been cut

Goodbye, all-you-can-eat hotel breakfast buffets. Many hotels have transitioned to grab-and-go breakfasts as part of their efforts to safely serve guests. Many club lounges, frequently offered as an amenity for customers with hotel elite status, and airport lounges are also still closed, or open with limited offerings and hours. Maybe just pack your own protein bars instead.

Even those complimentary soaps are going away at some hotels. Temper your expectations on the service and amenities you’ll receive ahead of your next trip.

5. You’ll need to add some new items to your packing list

You likely haven’t flexed your packing muscle in a while, yet next time you travel, packing will require even more effort. Besides the obvious items like face masks and hand sanitizer, there are a few more additions to your COVID-era travel packing list to consider, including a contactless credit card, a water bottle and, yes, maybe even your own toilet paper.

6. You might still have status with airline and hotel loyalty programs

Ah, the aggravating feeling of finally reaching airline status in December 2019, only to never take a single flight in 2020 (and perhaps never in 2021 either). Happily, your status might not actually be lost.

Many travel rewards programs have changed elite status rules in consumers’ favor and have extended the duration of how long customers hold status before needing to requalify. Others have reduced qualification requirements, and some programs have done both — extended benefits and reduced requalification requirements.

Before you give up hope that you never actually got to take advantage of your elite status, check whether it was extended (or at least, how far off you are from earning or maintaining it).

7. You’ll (still) need a negative COVID-19 test to return to the U.S.

International travel is still difficult at the moment, and it’s unclear when that will change. A few countries have re-opened to vaccinated U.S. travelers, but still, many countries are not accepting foreign tourists, period.

To enter the U.S. from another country — even if you’re a U.S. citizen — you’ll need to show proof of a negative COVID-19 test or recovery before boarding your flight. Proof of vaccination alone isn't sufficient.

If you do test positive, you’ll have to stay abroad, which could lead to unanticipated travel expenses as you scramble for last-minute lodging, not to mention possible medical expenses (private health insurance may not cover expenses incurred abroad).

8. Some U.S. cities still have domestic travel restrictions

Even domestic travel can be tricky. Some cities, counties and states have ongoing COVID-19 restrictions, and they can vary dramatically from neighboring areas, adding to confusion. For example, in San Francisco, you'll need to show proof of vaccination to enter most indoor establishments, including restaurants, theaters and gyms. Be sure you check and plan ahead for your specific destination.

9. Many spots still aren’t open, or operating like they used to

Even without outright travel restrictions, you may find many places just aren’t operating like they used to. Some regions have other rules that could impact your experience, such as indoor dining bans.

Sometimes, changes are up to the businesses themselves. For example, Cirque du Soleil is a staple of Las Vegas, but even still, not all of its shows have returned. And don’t expect to get a hug from Mickey on any upcoming Disney trips. Walt Disney World’s character experiences have been amended for social distancing, meaning characters only wave to you from terraces, parade floats or behind other barricades.

10. You may need a vaccine passport

While many countries, including the U.S., require proof of a negative COVID-19 test to enter, a vaccine passport could take things a step further by digitally documenting proof that you’ve received a coronavirus vaccine in a widely accepted format. They're already popping up in some spots of the U.S., and their use is only likely to grow. The International Air Transport Association has developed an app called the IATA Travel Pass capable of showing whether passengers meet testing or vaccination requirements.

Many countries already require proof of vaccination, such as for yellow fever, to enter. As more people get vaccinated worldwide, be prepared for the possibility that you may be required to be vaccinated to enter certain countries.

The bottom line

It’s certainly encouraging to see coronavirus cases dropping, but that doesn’t mean travel is going back to 2019’s version of normal. Some changes — like consumer-friendly cancellation policies — are clearly for the better, but some might be for the worse (so long, buffets). Either way, whether you’re planning travel for this spring, summer or further into the future, expect a new normal.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2023, including those best for:

Travel Cards from Our Partners
Chase Sapphire Preferred Credit Card

on Chase's website

Chase Sapphire Preferred® Card
NerdWallet Rating
Rewards rate


5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.


Intro offer


Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.

Chase Freedom Unlimited Credit Card

on Chase's website

Chase Freedom Unlimited®
NerdWallet Rating
Rewards rate


Enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.


Intro offer

Up to $300

Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!

Capital One Venture Rewards Credit Card

on Capital One's website

Capital One Venture Rewards Credit Card
NerdWallet Rating
Rewards rate


Earn unlimited 2X miles on every purchase, every day. Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.


Intro offer


Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.

See more travel cards
Get more smart money moves – straight to your inbox
Sign up and we’ll send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money.