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Siddhi Bagwe

Editor & Content Strategist

Siddhi Bagwe is an editor and content strategist for NerdWallet Canada. Treating content marketing as an educational medium for readers, Siddhi believes in empowering them with the knowledge of personal finance and enabling financial freedom for all. Her previous work experience includes five years as a content writer, content coordinator and strategist in tech, PR and marketing. Before that, she worked on advertising and graphic design projects for some of India’s leading architects and movie artists, as well as global brands like Disney.

Education:
Digital Marketing at RED AcademyAdvertising & Graphic Design at Wigan & Leigh College, UK
Credentials:
YouTube Video Marketing Certification, BCIT School of Business + MediaWriting for Content Marketing Certification, UBC Extended Learning
The latest from Siddhi
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How to Apply for a SIN NumberYou can submit your SIN number application with Service Canada in person, online, or by mail.Read more
A loving, happy Indian couple sitting on the couch at home, embracing, using laptop computer.
Tax-Free Savings Account: What a TFSA Is and How To Use ItA tax-free savings account (TFSA) can be used to tax-shelter your investments and the interest earned inside this account. You can contribute up to $7,000 in 2025.Read more
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TFSA Contribution Limit and Withdrawal Rules for 2025The TFSA contribution limit for 2025 is $7,000. If you contribute more than this annual ceiling to your tax-free savings account, you must pay a penalty until you withdraw the surplus amount.Read more
People, Person, Adult
Spousal RRSP: Contribution and Withdrawal RulesA spousal RRSP allows the higher-earning person in a married or common-law couple to contribute to a retirement savings account in their partner’s name.Read more
Adult, Female, Person
What You Should Know About RRSP WithdrawalsYou can withdraw from your registered retirement savings plan at any time, but withdrawals made before you turn 71 can lead to significant penalties.Read more
A group of friends at the basketball court in a public park laughing and having fun.
Registered Retirement Savings Plans (RRSPs): How They WorkAn RRSP is a retirement account that you, or your common-law partner or spouse, can contribute to and receive huge tax benefits. Start saving early to plan for a stable retirement.Read more
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How RRSP Matching Works in CanadaRRSP matching programs, offered as part of an employer’s group RRSP, can provide an extra boost to your retirement savings.Read more
Person, Adult, Female
Best Short-Term GIC Rates in Canada for May 2025The best short-term GICs grow your savings while keeping your hard-earned cash safely set aside.Read more
Adult, Female, Person
Compare GIC Rates in Canada for 2025: Best 1- to 5-Year GICsThe best GIC rates offer a secure and reliable way to grow your money over a set term.Read more
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How Does the RRSP Contribution Limit Work?Your RRSP contribution limit is the maximum amount you can invest in your registered retirement savings plan, as set by the government.Read more
Cheerful multiracial group of young students working together with their classmates on a project sitting at a table in the faculty.
Registered Education Savings Plan: How RESPs Work in CanadaAn RESP is a tax-free investment account that helps parents and families save for a child’s post-secondary education.Read more
Electronics, Mobile Phone, Phone
Here’s How a Bank Draft WorksPart cheque, part money order, a bank draft is a guaranteed payment method that allows you to transfer large amounts of cash from your bank to a third party.Read more
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Guaranteed Investment Certificate: How GICs WorkA GIC is a low-risk investment product that guarantees your initial deposit while earning a fixed or variable rate of return, which is typically paid at the end of the term.Read more
Electronics, Phone, Mobile Phone
A Guide to Common Canadian Bank Fees and ChargesBanks often charge fees for holding a bank account and using banking services. Common fees include monthly account fees, overdraft charges, wire payments and ATM fees.Read more
Computer, Electronics, Tablet Computer
Common Types of Bank Accounts in CanadaChoosing the right type of banking account — whether chequing or savings — can help you manage your finances and grow your money.Read more
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