What Is a Canada PRO Deposit?

A Canada PRO deposit in your bank account means you’ve received a benefit payment from your province, via the Canada Revenue Agency. The “PRO” stands for “provincial.”

The CRA makes these payments to certain Canadians living in the provinces of Alberta and Ontario, often by direct deposit. Whether your receive a Canada PRO payment depends on your financial circumstances and where you live.

How Canada PRO deposit works

Canada PRO is how the government disperses certain tax credit and benefit program payments to eligible residents of Ontario and Alberta. Canada PRO deposits are made by the CRA on behalf of those provinces.

You have to meet certain income and residency criteria to be eligible for benefits from these annual entitlement programs. Benefits are distributed either monthly or as a lump sum, and are not taxable.

The 2024 benefit year runs from July 2024 to June 2025.

Canada PRO deposit programs in Ontario

The Ontario Trillium Benefit, or OTB, is a common PRO deposit for residents of Ontario. The OTB is actually a combined payment of three individual benefits: the Ontario Energy and Property tax credit, the Northern Ontario energy credit, and the Ontario sales tax credit.

1. Ontario Energy and Property Tax Credit

The OEPTC helps low- to moderate-income Ontarians cover some of the costs of property taxes and the sales taxes charged on home energy expenses. The OEPTC has two components: energy and property tax. For the 2025 tax year, the eligibility requirements for both components are the same.

You could get:

Your OEPTC amounts could vary if you lived on a reserve, in a public long-term care home, or in a designated college, university or private school residence in 2024.

OEPTC eligibility requirements

To qualify for the 2024 benefit year, you must have been a resident of Ontario on December 31, 2024 and at least one of the following must be true:

and, in 2024, at least one of the following applied to you:

2. Northern Ontario Energy Credit

The NOEC helps qualified individuals living in northern Ontario with the higher costs of energy common to that part of the country.

NOEC eligibility requirements

To qualify for the 2025 benefit year, you must be a resident of Northern Ontario, which includes:

You must also meet one of the following criteria:

and, in 2024, you:

Note that your eligibility also depends on whether you lived in Northern Ontario on the 1st of each month.

3. Ontario Sales Tax Credit

The OSTC helps low- to moderate-income Ontarians recoup some of the sales tax they pay.

Payments based on your 2024 income taxes may be up to $371 per eligible person in your household.

OSTC eligibility requirements

To qualify for the 2025 benefit year, you must be an Ontario resident at some time before June 1, 2025 plus meet one of the following criteria:

Canada PRO deposit programs in Alberta

Alberta Child and Family Benefit

This program offers financial help to eligible Alberta families who have children under the age of 18.

The amount you receive depends on the number of children in your family and family income. For example, families with one child may receive between $752-$1,469, while families with four or more children may receive $1,982-$3,674.

Alberta Child and Family Benefit eligibility requirements

To qualify, you must meet the following criteria:

Canada PRO Deposit dates

If you’re owed more than $360 via the Ontario Trillium Benefit for the 2024 benefit year, you can choose between monthly payments starting in July 2024 or a single payment made in June 2025.

If you’re owned $360 or less, you’ll receive a single payment in July 2024.

OTB payment dates in 2025

Alberta Child and Family Benefit payment dates

The Alberta Child and Family Benefit is paid in quarterly instalments throughout the year. You can expect to receive payment in the last week of: