Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

Card details

  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening

  • Earn unlimited 1.5% cash back on every purchase, every day

  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn

  • 0% intro APR on purchases for 15 months; 15.49%-25.49% variable APR after that

  • 0% intro APR on balance transfers for 15 months; 15.49%-25.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months

  • Pay no annual fee or foreign transaction fees

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.5%

  • Bonus offer

    One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening

  • Intro APR

    0% on Purchases and Balance Transfers for 15 months

  • Ongoing APR

    APR: 15.49% - 25.49% Variable APR

    Cash Advance APR: 25.49%, Variable

  • Balance transfer fee

    3%

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Capital One Quicksilver Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

Annual Fee

$0

Annual Fee

$0

Annual Fee

$0

Regular APR

15.49% - 25.49% Variable APR

Regular APR

22.99% Variable APR

Rates & Fees

Regular APR

12.99% - 21.99% Variable APR

Rates & Fees

Intro APR

0% on Purchases and Balance Transfers for 15 months

Intro APR

10.99% on Balance Transfers for 6 months

Intro APR

0% on Purchases for 6 months and 10.99% on Balance Transfers for 6 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Just tell us some details and see which card matches your needs most.

Just tell us some details and see which card matches your needs most.

NerdWallet review

By Erin El Issa

Rating details

4.7

Editor's overall rating

Pros and cons

Pros
  • High rewards rate and no minimum redemption

  • No annual fee or foreign transaction fee

  • Intro APR period on Purchases and Balance Transfers

  • Sign-up bonus

Cons
  • Other cards have longer 0% periods

  • No bonus rewards categories

  • Requires good/excellent credit

HEAR IT FROM NERDS WHO CARRY THE CARD

NerdWallet team members who carry the Capital One® Quicksilver® Cash Rewards Credit Card love the simple 1.5% rewards rate on every purchase:

If you're looking for a no-frills cash-back credit card, the Capital One® Quicksilver® Cash Rewards Credit Card is a solid option. It offers an unlimited 1.5% back on every purchase and a signup bonus: One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening. Cash back can be redeemed in any amount, at any time.

Fee-haters will love the Capital One® Quicksilver® Cash Rewards Credit Card. It boasts an annual fee of $0 and no foreign transaction fees. Cardholders will also enjoy the APR offer of 0% APR for 15 months on purchases and balance transfers, and then the ongoing APR of 15.49% - 25.49% Variable APR.

Want more information? Check out the Nerds' full review for additional details.