Ink Business Unlimited® Credit Card
on Chase's website
Ink Business Unlimited® Credit Card
Card details
BEST OFFER EVER: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
Earn unlimited 1.5% cash back on every purchase made for your business
No Annual Fee
Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
0% introductory APR for 12 months on purchases
Rates, fees & offers
Annual fee
$0
Rewards rate
1.5%
Bonus offer
Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
Intro APR
0% intro APR on Purchases for 12 months
Ongoing APR
APR: 17.49%-23.49% Variable APR
Cash Advance APR: 29.24%, Variable
Penalty APR: 29.99%, Variable
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign transaction fee
3% of each transaction in U.S. dollars
Recommended credit score
Compare to other cards
| Learn more | Learn more | |
Annual fee$0 | Annual fee$99 | Annual fee$199 |
Regular APR17.49%-23.49% Variable APR | Regular APRSee Terms | |
Intro APR0% intro APR on Purchases for 12 months | Intro APR0% intro APR for 15 billing cycles on balance transfers made within 45 days of account opening. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Gregory Karp
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Rating details
5
Editor's overall rating
Pros and cons
Pros
No annual fee
Intro APR period
No reward caps
New cardholder bonus offer
Cons
No bonus categories
The Ink Business Unlimited® Credit Card keeps it simple for entrepreneurs with an unlimited 1.5% cash back on all purchases and an annual fee of $0.
A hefty sign-up bonus doesn’t hurt: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
Business owners willing to put some effort into learning a rewards program might find greater rewards value elsewhere, even within Chase’s own lineup of small-business credit cards. But it’s hard to go far wrong with the Ink Business Unlimited® Credit Card.
For more information, see NerdWallet’s full review of this card.
