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8 Best Chase Business Credit Cards of March 2024

By Randa Kriss
Last updated on February 29, 2024
Edited byRyan Lane
Fact checked and reviewed

⏰ Estimated read time: 6 minutes

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Chase business credit cards offer competitive cash-back and travel rewards. And Chase sweetens the pot with big-time sign-up bonuses, like this offer for the
Ink Business Premier℠ Credit Card
:
Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
It's no wonder, then, that Chase cards frequently rank among the best business credit cards.
Compare business credit cards from Chase to find the best fit for you. The issuer offers a little bit of everything, with flat-rate and bonus category cards, a charge card option and co-branded cards with Hyatt, United and Southwest for frequent travelers. Using multiple, complementary cards within Chase's portfolio could maximize your company's rewards — especially since Chase is popular for allowing cardholders to combine their credit card points.
You’ll need a good personal credit score (690+) to qualify for most Chase business cards. If your score falls below that range, you'll need to look elsewhere. Chase does not offer a secured business card, and the issuer does not have options for business owners with fair or average credit.
Note: Some of our selections can be applied for through NerdWallet, and some cannot. Below, you’ll find application links for the credit cards from our partners that are available through NerdWallet, followed by the full list of our picks.

Looking for a business credit card?

See our overall favorites, or choose your business type to find the best options for you.

Our top overall picks

on Nerdwallet's secure site

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Chase business credit cards offer competitive cash-back and travel rewards. And Chase sweetens the pot with big-time sign-up bonuses, like this offer for the
Ink Business Premier℠ Credit Card
:
Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
It's no wonder, then, that Chase cards frequently rank among the best business credit cards.
Compare business credit cards from Chase to find the best fit for you. The issuer offers a little bit of everything, with flat-rate and bonus category cards, a charge card option and co-branded cards with Hyatt, United and Southwest for frequent travelers. Using multiple, complementary cards within Chase's portfolio could maximize your company's rewards — especially since Chase is popular for allowing cardholders to combine their credit card points.
You’ll need a good personal credit score (690+) to qualify for most Chase business cards. If your score falls below that range, you'll need to look elsewhere. Chase does not offer a secured business card, and the issuer does not have options for business owners with fair or average credit.
Note: Some of our selections can be applied for through NerdWallet, and some cannot. Below, you’ll find application links for the credit cards from our partners that are available through NerdWallet, followed by the full list of our picks.

Looking for a business credit card?

See our overall favorites, or choose your business type to find the best options for you.

Our top overall picks

on Nerdwallet's secure site

Here are the best Chase business credit cards from our partners

Credit cardNerdWallet ratingAnnual feeRewards rateIntro offerLearn more

Ink Business Unlimited® Credit Card

Apply now

on Chase's website

5.0/5

Best for Flat-rate cash back

$0

1.5%

Cashback

$750

Apply now

on Chase's website

Ink Business Cash® Credit Card

Apply now

on Chase's website

5.0/5

Best for Cash back in bonus categories

$0

1%-5%

Cashback

$750

Apply now

on Chase's website

Ink Business Preferred® Credit Card

Apply now

on Chase's website

4.9/5

Best for Travel rewards

$95

1x-3x

Points

100,000

Points

Apply now

on Chase's website

United℠ Business Card

Apply now

on Chase's website

5.0/5

Best for Airline miles

$99

1x-2x

Miles

100,000

Miles

Apply now

on Chase's website

Ink Business Premier℠ Credit Card

Apply now

on Chase's website

5.0/5

Best for No preset spending limit

$195

2%-5%

Cashback

$1,000

Apply now

on Chase's website

World of Hyatt Business Credit Card

Apply now

on Chase's website

5.0/5

Best for Hotel business credit card

$199

1x-9x

Points

60,000

Points

Apply now

on Chase's website

IHG One Rewards Premier Business Credit Card

Apply now

on Chase's website

5.0/5

Best for Hotel business credit card (sign-up bonus + free nights)

$99

3x-26x

Points

140,000

Points

Apply now

on Chase's website

Southwest® Rapid Rewards® Performance Business Credit Card

Apply now

on Chase's website

5.0/5

Best for Southwest frequent fliers

$199

1x-4x

Points

80,000

Points

Apply now

on Chase's website

Credit cardNerdWallet ratingAnnual feeRewards rateIntro offerLearn more

Ink Business Unlimited® Credit Card

Apply now

on Chase's website

5.0/5

Best for Flat-rate cash back

$0

1.5%

Cashback

$750

Apply now

on Chase's website

Ink Business Cash® Credit Card

Apply now

on Chase's website

5.0/5

Best for Cash back in bonus categories

$0

1%-5%

Cashback

$750

Apply now

on Chase's website

Ink Business Preferred® Credit Card

Apply now

on Chase's website

4.9/5

Best for Travel rewards

$95

1x-3x

Points

100,000

Points

Apply now

on Chase's website

United℠ Business Card

Apply now

on Chase's website

5.0/5

Best for Airline miles

$99

1x-2x

Miles

100,000

Miles

Apply now

on Chase's website

Ink Business Premier℠ Credit Card

Apply now

on Chase's website

5.0/5

Best for No preset spending limit

$195

2%-5%

Cashback

$1,000

Apply now

on Chase's website

World of Hyatt Business Credit Card

Apply now

on Chase's website

5.0/5

Best for Hotel business credit card

$199

1x-9x

Points

60,000

Points

Apply now

on Chase's website

IHG One Rewards Premier Business Credit Card

Apply now

on Chase's website

5.0/5

Best for Hotel business credit card (sign-up bonus + free nights)

$99

3x-26x

Points

140,000

Points

Apply now

on Chase's website

Southwest® Rapid Rewards® Performance Business Credit Card

Apply now

on Chase's website

5.0/5

Best for Southwest frequent fliers

$199

1x-4x

Points

80,000

Points

Apply now

on Chase's website

I'M INTERESTED IN:

Our pick for

Flat-rate cash back

Ink Business Unlimited® Credit Card

Apply now

on Chase's website

Annual fee
$0
Rewards rate
1.5% Cashback
Intro offer
$750
This card offers straightforward, unlimited cash-back rewards and has no annual fee — making it a great option if you don’t want to worry about bonus categories or actively managing your credit card rewards.
Plus, the
Ink Business Unlimited® Credit Card
has an impressive sign-up bonus and a long intro APR period, which can be useful for small-business owners who want to finance large purchases over that period of time.

Ink Business Unlimited® Credit Card

NerdWallet rating 

5.0/5
Apply now

on Chase's website

Annual fee
$0
Rewards rate
1.5% Cashback
Intro offer
$750

Our pick for

Cash back in bonus categories

Ink Business Cash® Credit Card

Apply now

on Chase's website

Annual fee
$0
Rewards rate
1%-5% Cashback
Intro offer
$750
The
Ink Business Cash® Credit Card
offers the ability to earn significant cash back for small businesses that spend frequently in the applicable bonus categories.
Plus, this card has no annual fee, a sizable sign-up bonus and a long intro APR period — which allows you to pay off purchases gradually before your variable APR sets in.

Ink Business Cash® Credit Card

NerdWallet rating 

5.0/5
Apply now

on Chase's website

Annual fee
$0
Rewards rate
1%-5% Cashback
Intro offer
$750

Our pick for

Travel rewards

Ink Business Preferred® Credit Card

Apply now

on Chase's website

Annual fee
$95
Rewards rate
1x-3x Points
Intro offer
100,000 Points
This Chase business credit card offers an impressive sign-up bonus — whether you want to redeem it for travel rewards or cash back.
In addition, this card gives you the ability to earn competitive rewards in business-specific categories, plus, points are worth more when redeemed for travel through Chase.

Ink Business Preferred® Credit Card

NerdWallet rating 

4.9/5
Apply now

on Chase's website

Annual fee
$95
Rewards rate
1x-3x Points
Intro offer
100,000 Points

Our pick for

Airline miles

United℠ Business Card

Apply now

on Chase's website

Annual fee
$99
Rewards rate
1x-2x Miles
Intro offer
100,000 Miles
The
United℠ Business Card
allows you to earn United-specific rewards, as well as the ability to earn rewards from spending in business-related categories.
In addition, this card has no foreign transaction fees and offers a variety of travel perks along with a decent sign-up bonus.

United℠ Business Card

NerdWallet rating 

5.0/5
Apply now

on Chase's website

Annual fee
$99
Rewards rate
1x-2x Miles
Intro offer
100,000 Miles

Our pick for

No preset spending limit

Ink Business Premier℠ Credit Card

Apply now

on Chase's website

Annual fee
$195
Rewards rate
2%-5% Cashback
Intro offer
$1,000
This business charge card has no preset spending limit and pays you more for big purchases:
Earn unlimited 2.5% total cash back on purchases of $5,000 or more and unlimited 2% cash back on all other business purchases. Earn unlimited 5% total cash back on travel purchased through Chase Ultimate Rewards.
(There's a big welcome bonus, too.)

Ink Business Premier℠ Credit Card

NerdWallet rating 

5.0/5
Apply now

on Chase's website

Annual fee
$195
Rewards rate
2%-5% Cashback
Intro offer
$1,000

Our pick for

Hotel business credit card

World of Hyatt Business Credit Card

Apply now

on Chase's website

Annual fee
$199
Rewards rate
1x-9x Points
Intro offer
60,000 Points
Elite status, a generous welcome bonus and annual statement credits make this a solid card for business travelers who frequent Hyatt properties. Plus, Hyatt points are worth more than any other hotel rewards card, so any points you earn go even further.

World of Hyatt Business Credit Card

NerdWallet rating 

5.0/5
Apply now

on Chase's website

Annual fee
$199
Rewards rate
1x-9x Points
Intro offer
60,000 Points

Our pick for

Hotel business credit card (sign-up bonus + free nights)

IHG One Rewards Premier Business Credit Card

Apply now

on Chase's website

Annual fee
$99
Rewards rate
3x-26x Points
Intro offer
140,000 Points
A stellar welcome offer, elite status and an annual free night benefit are just a few of the travel perks offer by this co-branded hotel business card. If you frequent IHG properties like Holiday Inn, Crowne Plaza, Kimpton and Intercontinental, this card is a winner.

IHG One Rewards Premier Business Credit Card

NerdWallet rating 

5.0/5
Apply now

on Chase's website

Annual fee
$99
Rewards rate
3x-26x Points
Intro offer
140,000 Points

Our pick for

Southwest frequent fliers

Southwest® Rapid Rewards® Performance Business Credit Card

Apply now

on Chase's website

Annual fee
$199
Rewards rate
1x-4x Points
Intro offer
80,000 Points
While it charges a higher annual fee than Chase's other Southwest business credit card, the
Southwest® Rapid Rewards® Performance Business Credit Card
repays users with more rewards — including more points on Southwest purchases (4X), a bigger sign-up bonus and more anniversary points. Plus, you'll get reimbursed for up to four upgraded boardings, in-flight Wi-Fi and Global Entry or TSA Precheck.

Southwest® Rapid Rewards® Performance Business Credit Card

NerdWallet rating 

5.0/5
Apply now

on Chase's website

Annual fee
$199
Rewards rate
1x-4x Points
Intro offer
80,000 Points
Earn another sign-up bonus
Using a single bank for multiple services can simplify your business's finances, and
Chase Business Complete Banking℠
sweetens that deal with this bonus:
Earn $400 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
Planning to get a Chase business credit card as well? If you make $2,000 in monthly net purchases on it, Chase will waive its business account's $
15
monthly fee. (There are other ways to waive this fee, too.)

NerdWallet's editorial picks: Best Chase business credit cards

Before applying, confirm details on the issuer’s website.

Ink Business Unlimited® Credit Card

Our pick for: Flat-rate cash back
NerdWallet star rating:
5
The
Ink Business Unlimited® Credit Card
earns a simple, flat cash-back rate on every purchase, with no limit on how much you can earn. The sign-up bonus is outstanding for a cash-back card, particularly one with no annual fee, and there's an intro APR period for purchases. Learn more and apply.

Ink Business Cash® Credit Card

Our pick for: Cash back in bonus categories
NerdWallet star rating:
5
If your business's spending matches the bonus categories on the
Ink Business Cash® Credit Card
, you can rack up some serious cash back. (If not, then look elsewhere.) There's an excellent sign-up bonus for a no-annual-fee cash-back card, plus an introductory APR period for purchases. Learn more and apply.

Chase Ink Business Premier

Our pick for: No preset spending limit
NerdWallet star rating:
5
This business charge card delivers with a generous welcome offer, no preset spending limit and a higher cash-back rate for big purchases:
Earn unlimited 2.5% total cash back on purchases of $5,000 or more and unlimited 2% cash back on all other business purchases. Earn unlimited 5% total cash back on travel purchased through Chase Ultimate Rewards.
You have to pay your balance in full each month, but there is an option to finance certain purchases, up to a set limit. Learn more and apply.

World of Hyatt Business Credit Card

Our pick for: Hotel business credit card
NerdWallet star rating:
5
Business travelers who frequent Hyatt properties will appreciate perks like elite status, credits on Hyatt stays and useful everyday bonus spending categories. Hyatt points are also worth 5x more than those offered by other hotel-branded cards. Learn more and apply.

IHG® One Rewards Premier Business Credit Card

Our pick for: Hotel business credit card (sign-up bonus + free nights)
NerdWallet star rating:
5
The
IHG One Rewards Premier Business Credit Card
is a must-have if you frequent hotels under the InterContinental Hotel Group umbrella (Holiday Inn, Crowne Plaza, Kimpton and Intercontinental, to name a few). This card has a killer welcome bonus, a free anniversary night, automatic elite status and a slew of other travel-friendly perks. Learn more and apply.

Southwest® Rapid Rewards® Performance Business Credit Card

Our pick for: Southwest frequent fliers
NerdWallet star rating:
5
If you're a frequent Southwest flier, consider the
Southwest® Rapid Rewards® Performance Business Credit Card
. While its annual fee will run you $
199
, that cost comes with meaningful rewards:
Earn 4 points per $1 spent on Southwest® purchases. Earn 3 points on Rapid Rewards® hotel and car rental partners. Earn 2 points per $1 spent on local transit and commuting, including rideshare. Earn 2 points per $1 spent on social media and search engine advertising, internet, cable, and phone services. Earn 1 point per $1 spent on all other purchases.
Plus, it comes with competitive sign-up and anniversary bonuses, also in the form of Southwest points. Learn more and apply.

Ink Business Preferred® Credit Card

Our pick for: Travel rewards
NerdWallet star rating:
4.9
The
Ink Business Preferred® Credit Card
starts you off with one of the biggest sign-up bonuses of any credit card anywhere:
Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®.
You also get bonus rewards on travel expenses and common business spending categories, like advertising, shipping and internet, cable and phone service. Points are worth 25% more when redeemed for travel booked through Chase, or you can transfer them to about a dozen airline and hotel partners. Learn more and apply.

United℠ Business Card

Our pick for: Airline miles
NerdWallet star rating:
5
The
United℠ Business Card
allows you to earn United-specific rewards, as well as rewards from spending in business-related categories. This card also offers a variety of travel perks and a decent sign-up bonus. Learn more and apply.

Other business credit cards from Chase

  • Southwest® Rapid Rewards® Premier Business Credit Card
    .
    This is a less expensive version of the issuer's
    Southwest® Rapid Rewards® Performance Business Credit Card
    , with an annual fee of $
    99
    instead of $
    199
    . The more expensive card packs more than enough extra benefits to offset that difference. But if you want to save some money, the
    Southwest® Rapid Rewards® Premier Business Credit Card
    is a solid enough choice for Southwest loyalists as it earns the following rewards:
    Earn 3 points per $1 spent on Southwest® purchases. Earn 2 points per $1 spent on Rapid Rewards® hotel and car rental partners. Earn 2 points per $1 spent on local transit and commuting, including rideshare. Earn 1 point per $1 spent on all other purchases.
    Plus, the sign-up bonus gets you about halfway to a Companion Pass. Learn more and apply.
  • United Club℠ Business Card
    .
    This card is a star if you crave unlimited United lounge access and the ability to check multiple bags for free, but the annual fee packs a wallop, especially compared to the less expensive
    United℠ Business Card
    ($
    450
    vs. $
    99
    ). If you're going to shell out that much for a business travel card, there may be better overall options — like
    The Business Platinum Card® from American Express
    below. Learn more and apply.

Alternatives to Chase business credit cards

If you want a small-business card with luxury travel perks, there may be better options outside the Chase lineup. And you’ll need to shop around if you have bad or fair credit, too.
Best for: Luxury travel perks
The Business Platinum Card® from American Express
has a steep annual fee,
$695
, much higher than any of the Chase business credit cards. If you’re looking for luxury travel perks, however, this card may be worth the cost.
This card earns high rewards on certain travel purchases and includes airport lounge access, elite hotel status, business platinum travel service, among other benefits. It also has an impressive welcome offer:
Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card within the first 3 months of Card Membership. Terms Apply.
Read our review.
Our pick for: Business owners with fair credit
Capital on Tap says applicants with a FICO score of 670 or higher have the best chance of approval, but the card is available to business owners with fair credit. The
Capital on Tap Business Credit Card
offers
1.5%
cash back on all purchases, no annual fee and the potential for a low APR. One important note: This card is not available to sole proprietors, which excludes the majority of businesses. Learn more and apply.

Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® Secured credit card

Our pick for: Secured business credit card
The Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® Secured credit card earns 1.5% cash back on all purchases, with no cap or expiration date on the rewards you earn. The card has a minimum security deposit of $1,000, which is equal to your credit limit and subject to credit approval. Bank of America will periodically review your secured card and may upgrade you to an unsecured card if and when you qualify. This card has no annual fee. Learn more about secured business credit cards.
To view rates and fees of
The Business Platinum Card® from American Express
, see this page.
Last updated on February 29, 2024

Methodology

NerdWallet's Credit Cards team selects the best credit cards for small business based on overall consumer value, as evidenced by star ratings, as well as their suitability for specific kinds of small-business operators. Factors in our evaluation include annual and other fees, rewards rates, the earning structure (for example, flat-rate rewards versus bonus categories), redemption options, bonus offers for new cardholders, introductory and ongoing APRs, and other noteworthy features such as special financing arrangements, free cards for employees or tools for managing business expenses. Learn more about how we rate business credit cards.

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