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Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Here are the best U.S. Bank business credit cards
Best for | NerdWallet rating▼ | Annual fee▼ | Rewards rate | Intro offer | Learn more |
---|---|---|---|---|---|
Sign-up bonus U.S. Bank Business Triple Cash Rewards World Elite Mastercard® Apply now on U.S. Bank's website Rates & Fees | 5.0/5 | $0 | 1%-3% Cashback | $750 | |
Business travel rewards U.S. Bank Business Altitude™ Connect World Elite Mastercard® | 5.0/5 | $0 | 1x-5x Points | 60,000 Points | |
Flexible cash-back rewards U.S. Bank Business Leverage® Visa Signature® Card | 3.9/5 | $0 intro for the first year, then $95 | 1%-5% Points | $750 | |
Corporate card U.S. Bank Commercial Rewards Card Apply now on U.S. Bank's website | 3.0/5 | No annual fee for free plan. Paid plan available. | 1% Cashback | N/A | Apply now on U.S. Bank's website |
Best for | NerdWallet rating▼ | Annual fee▼ | Rewards rate | Intro offer | Learn more |
---|---|---|---|---|---|
Sign-up bonus U.S. Bank Business Triple Cash Rewards World Elite Mastercard® | 5.0/5 | $0 | 1%-3% Cashback | $750 | |
Business travel rewards U.S. Bank Business Altitude™ Connect World Elite Mastercard® | 5.0/5 | $0 | 1x-5x Points | 60,000 Points | |
Flexible cash-back rewards U.S. Bank Business Leverage® Visa Signature® Card | 3.9/5 | $0 intro for the first year, then $95 | 1%-5% Points | $750 | |
Corporate card U.S. Bank Commercial Rewards Card Apply now on U.S. Bank's website | 3.0/5 | No annual fee for free plan. Paid plan available. | 1% Cashback | N/A | Apply now on U.S. Bank's website |
I'M INTERESTED IN:
Our pick for
Sign-up bonus
U.S. Bank Business Triple Cash Rewards World Elite Mastercard®
Pros
- Bonus cash back categories
- No annual fee
- Intro APR period on purchases
Cons
- Requires good/excellent credit
- Low rate outside bonus categories
- Introducing the U.S. Bank Business Triple Cash Rewards World Elite Mastercard® the card that gives back on all your eligible business needs.
- Earn $750 in cash back. Just spend $6000 on the Account Owner's card in the first 180 days of opening your account.
- Earn 3% cash back on eligible purchases at gas stations and EV charging stations, office supply stores, cell phone service providers and restaurants.
- 1% cash back on all other eligible net purchases.
- Earn 5% cash back on prepaid hotels and car rentals booked directly in the Rewards Center.
- No limit on total cash back earned.
- Rewards never expire.
- Earn an annual $100 statement credit for recurring software subscription expenses such as FreshBooks or quickbooks.
- Great Offer from U.S. Bank, a 2022 World's Most Ethical Company® - Ethisphere Institute, February 2022.
- Terms and conditions apply.
View Rates & Fees
Our pick for
Business travel rewards
U.S. Bank Business Altitude™ Connect World Elite Mastercard®
Pros
- Bonus categories
- Welcome offer
- Annual fee waived for the first year
Cons
- Requires good/excellent credit
- No intro APR offer
- Introducing the U.S. Bank Business Altitude Connect™ World Elite Mastercard®, the business travel card that's 5X more rewarding.
- Limited Time Offer: Earn 60,000 bonus points, worth $600 if you spend $6,000 on the Account Owner's card in the first 180 days from account opening.
- Earn 5X points on prepaid hotels and car rentals booked directly in the Rewards Center.
- Earn 4X points on travel, gas and EV charging stations on the first $150,000 in combined annual spend.
- Earn 2X points on dining, takeout, restaurant delivery and cell service providers.
- Earn 1X points on all other eligible spend.
- Rewards never expire.
- Earn a $25 statement credit for every three consecutive monthly taxi or rideshare trips.
- $0 intro annual fee for the first year, $95 per year thereafter.
- Points transfer between business and consumer U.S. Bank Altitude products (excluding Reserve).
- Airport lounge access - Priority Pass™ Digital annual membership with access to more than 1,300 VIP lounges worldwide, plus four complimentary visits per membership year.
- Great Offer from U.S. Bank, a 2022 World's Most Ethical Company® - Ethisphere Institute, February 2022.
- Terms and conditions apply.
View Rates & Fees
Our pick for
Flexible cash-back rewards
U.S. Bank Business Leverage® Visa Signature® Card
Pros
- Personalized rewards
Cons
- Has annual fee
- Needs excellent credit
- Earn $750 in rewards when you spend $7,500 in eligible purchases on the account owner's card within the first 120 days of opening your account.
- Earn 2% back in the top two categories where you spend the most each month automatically.
- 1% cash per dollar spent on all other eligible purchases.
- Earn 5% cash back on prepaid hotels and car rentals booked directly in the Rewards Center.
- No reward caps or limits on the total rewards your business can earn. Redeem for your choice of cash back, gift cards, merchandise and travel.
- Expense management tool VISA Spend Clarity is free to access and sync expenses, set employee card controls, generate reports, and more.
- Great Offer from U.S. Bank, a 2022 World's Most Ethical Company® - Ethisphere Institute, February 2022.
- Terms and conditions apply.
View Rates & Fees
Our pick for
Corporate card
U.S. Bank Commercial Rewards Card
Pros
- No annual fee.
- Two-way integration with QuickBooks.
- Cardholders can earn high rewards rates on travel spending booked through U.S. Bank’s portal or a 1% rebate on all purchases (but not both).
Cons
- Balance must be paid in full each month.
- Not available to sole proprietors or unincorporated businesses.
- Cardholders who choose the 1% rebate rewards option must spend at least $150,000 per quarter to earn it.
Pros
- No annual fee.
- Two-way integration with QuickBooks.
- Cardholders can earn high rewards rates on travel spending booked through U.S. Bank’s portal or a 1% rebate on all purchases (but not both).
Cons
- Balance must be paid in full each month.
- Not available to sole proprietors or unincorporated businesses.
- Cardholders who choose the 1% rebate rewards option must spend at least $150,000 per quarter to earn it.
- Commercial credit card backed by an all-in-one platform for card, expense and travel.
- Designed specifically for businesses with $10 to $150 million in annual revenue.
- Simple-to-use design that's straightforward and easy for non-tech administrators to implement and manage.
- Seamlessly integrates with major accounting and HR tools via API.
- Potential to earn rebates with lower spend thresholds of $150,000 per quarter.
- Core insights reports increase visibility and control, and help manage cash flow.
- 24/7 phone and chat support.
- Easy application process – apply in as little as 30 minutes.
Other business credit cards from U.S. Bank
- U.S. Bank Business Platinum Card. This card’s standout feature: It offers0% intro APR on Purchases for 18 billing cycles, and then the ongoing APR of 17.24%-26.24% Variable APR. There’s also no annual fee — but no sign-up bonus or ongoing rewards either. We’d generally opt for those over the extra months of interest-free financing this card offers compared to theU.S. Bank Business Triple Cash Rewards World Elite Mastercard®. But if you’re solely interested in the longest time possible to finance big purchases or startup costs, this card is a fit.
Alternatives to U.S. Bank business credit cards
For premium travel rewards
🤓 Nerdy Tip
The annual fee on your business credit card can be tax deductible if you use the card exclusively for business expenses.