U.S. Bank Cash+® Visa Signature® Card
on US Bank's website
U.S. Bank Cash+® Visa Signature® Card
Card details
$200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening.
5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose
5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Center
2% cash back on one everyday category, like Gas Stations/EV Charging Stations, Grocery Stores or Restaurants
1% cash back on all other eligible purchases
0% Intro APR on purchases and balance transfers for the first 15 billing cycles. After that, a variable APR currently 18.74% - 28.74%
No Annual Fee
Terms and conditions apply.
Rates, fees & offers
Annual fee
$0
Rewards rate
1%-5%
Bonus offer
$200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening.
Intro APR
0% intro APR for 15 billing cycles on purchases and balance transfers
Ongoing APR
APR: 18.74%-28.74% Variable APR
Cash Advance APR: 30.24%
Balance transfer fee
Either 3% of the amount of each transfer or $5 minimum, whichever is greater
Foreign transaction fee
2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
Recommended credit score
Compare to other cards
| Learn more | ||
Annual fee$0 | Annual fee$99 | Annual fee$95 |
Regular APR19.24%-27.24% Variable APR | ||
Intro APR0% intro APR for 15 billing cycles on purchases and balance transfers | Intro APR0% intro APR for 15 billing cycles on balance transfers made within 45 days of account opening. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
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Rating details
4.3
Editor's overall rating
Pros and cons
Pros
No annual fee
Bonus categories
High rewards rate
Cons
Complicated rewards
The U.S. Bank Cash+® Visa Signature® Card lets you choose your own bonus categories for spending.
The annual fee is $0, and it earns:
-5% cash back (up to $2,000 in combined purchases per quarter) on two bonus categories of your choice.
-2% cash back on one everyday purchase category of your choice.
-1% cash back on all other eligible purchases.
You can choose two 5% categories from a list. Some examples include cell phone providers, movie theaters, fast food and car rentals. Your everyday category can include gas stations, grocery stores or restaurants.
For more information, see NerdWallet’s full review.
