U.S. Bank Cash+™ Visa Signature® Card
U.S. Bank Cash+™ Visa Signature® Card
U.S. Bank Cash+™ Visa Signature® Card
Card details
Earn up to $550 cash back in the first year.
$150 bonus after spending $500 in eligible net purchases within the first 90 days of account opening.
5% cash back on your first $2,000 in combined eligible net purchases ($100 per quarter) on two categories you choose. That adds up to $400 cash back!
2% cash back on your choice of one everyday category, like gas stations or grocery stores.
1% cash back on all other eligible net purchases.
No limit on total cash back earned.
0% Intro APR* on balance transfers for 12 billing cycles. After that, a variable APR currently 13.99% - 23.99%
No annual fee*
Great Offer from U.S. Bank, a 2020 World's Most Ethical Company® - Ethisphere Institute, February 2020
Rates, fees & offers
Annual fee
$0
Rewards rate
1%-5%
Bonus offer
$150 bonus after spending $500 in eligible net purchases within the first 90 days of account opening.
Intro APR
0% Intro APR* balance transfers for 12 billing cycles
Ongoing APR
APR: 13.99% - 23.99% Variable APR
Cash Advance APR: 23.99%, Variable
Balance transfer fee
3%
Foreign transaction fee
2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
Recommended credit score
Compare to other cards
 U.S. Bank Cash+™ Visa Signature® Card | ||
|---|---|---|
Annual Fee$0 | Annual Fee$95 | Annual Fee$95 |
Regular APR15.99% - 22.99% Variable APR | ||
Intro APR0% Intro APR* balance transfers for 12 billing cycles | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
Wondering if this card is the best match for you?
Wondering if this card is the best match for you?
Wondering if this card is the best match for you?
Just tell us some details and see which card matches your needs most.
Just tell us some details and see which card matches your needs most.
NerdWallet review
Rating details
4.2
Editor's overall rating
Pros and cons
Pros
High rewards rate
Bonus cash back categories
No annual fee
Intro APR period on Balance Transfers
Cons
Complex rewards require maintenance
Foreign transaction fee
The U.S. Bank Cash+™ Visa Signature® Card lets you choose your own bonus categories for spending.
The annual fee is $0, and it earns:
-5% cash back (up to $2,000 in combined purchases per quarter) on two bonus categories of your choice.
-2% cash back on one everyday purchase category of your choice.
-1% cash back on all other eligible purchases.
You can choose two 5% categories from a list. Some examples include cell phone providers, movie theaters, fast food and car rentals. Your everyday category can include gas stations, grocery stores or restaurants.
For more information, see NerdWallet’s full review.
