What is employers’ liability insurance?
Employers’ liability insurance pays compensation costs and legal fees if an employee is ill or injured due to their work and makes a claim against you.
As well as having a duty of care for employers, it’s compulsory for businesses with employees to have employers’ liability cover. There are only a few exceptions, such as if you employ only family members or if your staff work abroad.
It isn’t just for permanent staff. You should also have cover for work carried out by casual and contract workers, including volunteers.