Compare Overdraft Current Accounts

  • A good overdraft facility on your bank account can be a huge advantage in times of financial difficulty and save you money on penalty charges
  • Compare accounts with overdrafts available from the major high street banks and internet providers below
  • Compare up-to-date information on account features to find your ideal account

What type of current account are you looking for?

9 products found
  • Starling Bank logo

    Starling Bank Personal Current Account

    • Monthly Fee
      Free
    • Interest Rate
      0.05%
    • Arranged Overdraft Rate
      15.0%
    • Minimum Monthly Credit
      None
  • TSB logo

    TSB Spend & Save Account

    • Monthly Fee
      Free
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      39.9%
    • Minimum Monthly Credit
      None
  • TSB logo

    TSB Spend & Save Plus Account

    • Monthly Fee
      £3
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      39.9%
    • Minimum Monthly Credit
      None
  • Barclays logo

    Barclays Bank Account

    • Monthly Fee
      Free
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      35.0%
    • Minimum Monthly Credit
      None
  • first direct logo

    First Direct 1st Account

    • Monthly Fee
      Free
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      0%
    • Minimum Monthly Credit
      None
  • Santander  logo

    Santander 1|2|3 Current Account

    • Monthly Fee
      £4
    • Interest Rate
      0.30%
    • Arranged Overdraft Rate
      39.94%
    • Minimum Monthly Credit
      £500
  • Santander  logo

    Santander 1|2|3 Lite Current Account

    • Monthly Fee
      £2
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      39.94%
    • Minimum Monthly Credit
      £500
  • Nationwide logo

    Nationwide FlexPlus

    • Monthly Fee
      £13
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      39.9%
    • Minimum Monthly Credit
      None
  • HSBC logo

    HSBC Advance Bank Account

    • Monthly Fee
      Free
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      39.9%
    • Minimum Monthly Credit
      £1,750

Please note: Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered according to our commercial arrangements. You can use the options above the table to order it according to various criteria.

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Published on 05 July 2017. Last updated on 16 March 2021.

Overdraft Bank Accounts FAQs

What is an overdraft?

How do overdrafts work?

Can I ask for an overdraft on my bank account?

When do I need to repay my overdraft?

Who might want an overdraft account?

Would I qualify for an overdraft?

What is an unauthorised overdraft?

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