AmEx Points vs. Chase Points: Which Is Right for You?

These two rewards giants have a lot to offer — so much so that you might want to earn both.
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Nerdy takeaways
  • Both Chase and AmEx points are worth about the same when transferring to partners.

  • Certain Chase cards offer a higher baseline value.

  • Hyatt, Southwest, IHG and United loyalists should choose Chase. Delta flyers, Hilton fans should choose AmEx.

  • Cash-back enthusiasts will prefer the Chase ecosystem to AmEx.

  • Advanced points nerds tend to collect both currencies instead of picking one.

Nerdy takeaways
  • Both Chase and AmEx points are worth about the same when transferring to partners.

  • Certain Chase cards offer a higher baseline value.

  • Hyatt, Southwest, IHG and United loyalists should choose Chase. Delta flyers, Hilton fans should choose AmEx.

  • Cash-back enthusiasts will prefer the Chase ecosystem to AmEx.

  • Advanced points nerds tend to collect both currencies instead of picking one.

American Express Membership Rewards and Chase Ultimate Rewards® are two of the most popular and well-established transferable points programs in the points and miles world.

However, when comparing AmEx points versus Chase Ultimate Rewards® points, which comes out on top?

Whether you're just starting to collect points and miles or are debating a change in strategy, it's worth considering which is the better points program to focus your attention and loyalty. We compare what you need to know in this deep dive on AmEx points and Chase Ultimate Rewards® points.

An overview of AmEx points vs. Chase Ultimate Rewards® points

Both Membership Rewards points and Chase Ultimate Rewards® points can be transferred to airline and hotel partners or redeemed for travel through each individual program's online travel-booking portal. Both programs also offer other non-travel redemption options, but these generally provide lower value.

Here are the key differences between AmEx and Chase Ultimate Rewards® points:

  • Number of transfer partners. AmEx leads the way with 20 airline and hotel partners versus Chase's 14 transfer partners. That means more access to airline sweet spots for AmEx points collectors.

  • Redemption rate for travel purchases. Chase offers certain Sapphire and Ink cardholders the opportunity to redeem points for travel at 1.25 to 1.5 cents per point. Meanwhile, AmEx travel redemptions generally top out at 1 cent per point (unless you know where to transfer them, which can get you a baseline value of up to 2.8 cents per point).

  • Redeeming points for purchases. Chase Ultimate Rewards® points are more valuable when using points to pay for purchases. You can redeem Chase Ultimate Rewards® points for at least 1 cent per point to cover card charges. Meanwhile, AmEx point redemptions top out at just 0.7 cent per point when paying with points at checkout at select retailers.

  • Cash out/statement credit rates. Chase lets cardholders redeem Ultimate Rewards® points for cash back at a rate of 1 cent per point. AmEx points can be redeemed to Cover Your Card Charges at a rate of just 0.6 cent per point, remitted as a statement credit.

  • The quality of the portal. In next-level points nerdiness, we dived deep to analyze and compare the online travel portals of Chase and AmEx, as well as Citi Thank You and Capital One (two other heavy hitters in the transferable currency space). Chase's portal beat AmEx's at nearly every turn.

  • Types of cards offered. AmEx and Chase both offer credit cards that earn points within their programs. The cards are different and target consumers with varying travel needs.

Earn up to 120,000 bonus points with our favorite American Express cards
Check out our nerdy picks for the best American Express credit cards and find the right card for you.

AmEx Membership Rewards points

Membership Rewards points are the points earned on American Express cards — excluding airline and hotel co-branded cards. Cardmembers can redeem Membership Rewards points in a variety of ways, from gift cards to paying with points at checkout with certain online retailers. However, the most valuable way to redeem Membership Rewards points is for travel redemptions.

The value of AmEx points

Ignoring poor-value redemption options, AmEx Membership Rewards points are worth between 1 and 2 cents per point, depending on how you use them.

In the AmEx Travel portal

AmEx Membership Rewards are worth up to 1 cent per point when used for qualifying reservations through American Express Travel. You'll get this rate when booking flights or Fine Hotels & Resorts (on qualifying cards) through AmEx Travel.

Other travel purchases made through AmEx Travel — from prepaid hotels to cruises — provide just 0.7 cent per point.

Via AmEx transfer partners

NerdWallet analysis finds that Membership Rewards points can be worth up to 2.8 cents each when redeemed through transfer partners. This high value is due to valuable AmEx partners like ANA Mileage Club (baseline value: 2.8 cents per mile) and Air Canada Aeroplan (baseline value: 1.4 cents per mile).

However, that's just the baseline value. You can get an even higher value by redeeming AmEx points for premium cabin awards (i.e., first or business class tickets). Just one of many examples:

Transfer 100,000 AmEx points to ANA Mileage Club to book a round-trip award flight in United Airlines business class between the U.S. and Europe. After factoring in the taxes and fees of $323.50, which is quite high but typical of London award flights, you'd get around 2.7 cents per point from this premium cabin redemption.

United is currently selling the same flights for $3,012.40. That means you would need 301,240 AmEx points to book this flight through the AmEx Travel portal.

As a statement credit

The AmEx Cover Your Charge program is the simplest way for Membership Rewards collectors to redeem their points as a statement credit. Unfortunately, this redemption is a pretty poor value at only 0.6 cent per point.

What are AmEx points good for?

  • Airline point redemptions. If you love flying, AmEx is the program for you, as 17 of AmEx's 20 transfer partners are airline loyalty programs. Also, airline bookings, including upgrades with points, provide among the highest redemption rates when booking through AmEx Travel. Even still, you'll generally get more value when redeeming points through transfer partners.

  • Booking niche mileage sweet spots. AmEx points unlock some of the highest-value sweet spots in the points and miles world — from 44,000-point business class flights to Africa (via the Etihad Guest sweet spot on Royal Air Maroc) to 220,000-point around-the-world award tickets in business class (via Aeromexico Club Premier).

  • Lounge access. While AmEx points themselves don't get you into lounges, premium AmEx cards do offer lounge access. Through AmEx's expansive Global Lounge Collection, eligible cardmembers get access to over 1,400 lounges in 140 countries.

Skip AmEx points if …

  • You’d rather earn cash back. AmEx points provide only 0.6 cent per point in value when redeemed to cover card charges. Considering most AmEx Membership Rewards cards earn a base rate of 1 point per dollar spent, that's a poor return on your spending. You'll do much better by getting a dedicated cash-back credit card.

  • You want to earn points that can transfer to United, Southwest Airlines or Hyatt. AmEx offers 20 airline and hotel transfer partners, but United, Southwest and Hyatt aren't among them. Instead, you'll want to earn Chase Ultimate Rewards® points to transfer points to any of these programs.

  • You plan to redeem points for non-airfare travel. AmEx generally offers subpar redemption rates for other types of travel purchases. Even prepaid hotels — with the exception of Fine Hotels & Resorts — and cruises booked through AmEx Travel provide just 0.7 cent per point in value.

AmEx cards that earn MR points

You can earn Membership Rewards points on a handful of AmEx cards.

Cards that earn AmEx Membership Rewards
The Platinum Card® from American Express
The Platinum Card® from American Express
NerdWallet Rating
Apply now

on American Express' website

Rates & Fees
American Express® Gold Card
American Express® Gold Card
NerdWallet Rating
Apply now

on American Express' website

Rates & Fees
The Business Platinum Card® from American Express
The Business Platinum Card® from American Express
NerdWallet Rating
Apply now

on American Express' website

Rates & Fees
American Express® Business Gold Card
American Express® Business Gold Card
NerdWallet Rating
Apply now

on American Express' website

Rates & Fees
Annual fee

$695.

$250.

$695.

$375.

Earn rate

• 5 points per $1 on flights booked directly with airlines or with American Express Travel, on up to $500,000 spent per year.

• 5 points per $1 on prepaid hotels booked with American Express Travel.

• 1 point per $1 on other eligible purchases.

Terms apply.

• 4 points per $1 at restaurants plus takeout and delivery in the U.S.

• 4 points per $1 at U.S. supermarkets (on up to $25,000 in purchases per year).

• 3 points per $1 on flights booked directly with airlines or with American Express Travel.

• 1 point per $1 on other eligible purchases.

Terms apply.

• 5 points per $1 on flights and prepaid hotels booked American Express Travel.

• 1.5 points per $1 in key business categories and eligible purchases of $5,000 or more (on up to $2,000,000 in purchases per year).

• 1 point per $1 on other eligible purchases.

Terms apply.

• 4 points per $1 on your top two business categories (on up to $150,000 in purchases per year).

• 3 points per $1 on flights and prepaid hotels booked American Express Travel.

• 1 point per $1 on other eligible purchases.

Terms apply.

Select benefits (see reviews for more)

• Access to more than 1,400 airport lounges worldwide, including AmEx's own Centurion Lounges and Delta Sky Clubs (when flying Delta).

• Credit for the application fee for TSA PreCheck or Global Entry.

• Hundreds of dollars a year in credits for travel, shopping and entertainment. These include up to $200 a year for incidental fees on an airline you choose, up to $240 for digital entertainment from select providers, and up to $200 a year for Uber. Enrollment required.

Terms apply.

• $120 annual dining credit (available as $10 monthly credits on purchases from select partners). Enrollment required.

• Up to $120 a year in Uber Cash ($10 per month) which can be used toward Uber Eats or rides in the U.S. Note that you must add the Uber app to receive the Uber Cash benefit.

Terms apply.

• Get 35% of your Membership Rewards points back when you redeem points for an eligible first or business class flight on any airline, or a flight in any cabin of travel on an airline you choose (up to 500,000 points per year).

• Access to more than 1,400 airport lounges worldwide, including AmEx's own Centurion Lounges and Delta Sky Clubs (when flying Delta).

• Credit for the application fee for TSA PreCheck or Global Entry.

• Up to $1,000 a year in credits for various business expenses and travel. These include $400 a year for U.S. Dell purchases, $200 a year for incidental fees on an airline you choose, $120 for a U.S. wireless credit, and more. Enrollment required.

Terms apply.

• $155 annual Walmart+ credit (available as up to $12.95 in monthly credits when you pay for a Walmart+ membership).

• $240 annual credits for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores ($20 per month).

Terms apply.

Welcome offer

Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Terms Apply.

Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership. Terms Apply.

Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership. Terms Apply.

Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. Terms Apply.

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Chase Ultimate Rewards® points

Chase offers dozens of rewards cards — including co-branded credit cards from Southwest, Hyatt, IHG Rewards, United, Air Canada and more. Just three Chase-branded cards earn Ultimate Rewards® points.

Despite their small numbers, these cards play an outsize role in the points and miles world.

The value of Chase Ultimate Rewards® points

Chase Ultimate Rewards® points are worth at least 1 cent per point in value — that’s the baseline rate at which you can cash out points for a statement credit. However, you can redeem Ultimate Rewards® points at a higher rate for travel purchases through Chase's portal and by transferring points to Chase's 14 airline and hotel partners.

In Chase's travel portal

Chase Ink Business Preferred Credit Card
NerdWallet rating 

Each of the three Chase credit cards that specifically earn Ultimate Rewards® points offers bonus value for redeeming points for travel through Chase. The bonus varies by card:

  • Chase Sapphire Reserve®: 50% more value (1.5 cents per point).

  • Chase Sapphire Preferred® Card: 25% more value (1.25 cents per point).

  • Ink Business Preferred® Credit Card: 25% more value (1.25 cents per point).

Note that this small roundup does not include Freedom and other Ink cards that earn cash back that can be converted to Ultimate Rewards® points.

Via Chase transfer partners

In NerdWallet analysis, we found that the overall value of Chase Ultimate Rewards® points is around 1 cent to 2.2 cents when redeemed through Chase's airline and hotel transfer partners.

Not all partners necessarily provide this much value. For example, Chase Ultimate Rewards® points transfer to Marriott at a 1:1 transfer ratio, and our analysis finds that Bonvoy points have a baseline value of just 0.8 cent per point.

To get top value, you'll want to transfer Chase Ultimate Rewards® points to valuable partners such as Air Canada Aeroplan (baseline value: 1.4 cents per point) or World of Hyatt (2.3 cents per point) — or for high-value redemptions through other partners.

As cash back

Generally speaking, Chase Ultimate Rewards® can always be redeemed for cash back at a rate of 1 cent per point.

What are Chase Ultimate Rewards® points best for?

  • United and Southwest redemptions. Chase Ultimate Rewards® points transfer to both United MileagePlus and Southwest Rapid Rewards at a 1:1 transfer ratio. That makes earning Chase Ultimate Rewards® points a great way to top off your points collection in either of these airline programs.

  • World of Hyatt bookings. Hotel transfer partners generally provide poorer value than airline partners; however, Hyatt is a key exception. With the introduction of off-peak award pricing, Hyatt reward nights now start at just 3,500 points per night. Collecting Chase Ultimate Rewards® points can be a shortcut for accumulating Hyatt points to take advantage of Hyatt's high-value redemptions.

  • Redeeming points for paid travel. Depending on which card you have, Chase Ultimate Rewards® provide either 1.25 or 1.5 cents per point in value toward paid travel purchases through Chase's portal. That provides an excellent way to take advantage of booking cheap flights and hotel stays — using fewer points than it would take to redeem for a reward flight or night.

Skip Chase Ultimate Rewards® points if …

  • You want to transfer points to Delta Air Lines SkyMiles. Although Chase partners with four North American airlines, Delta isn't one of them. Focus on earning AmEx points if you want to top off your Delta SkyMiles account.

  • You're looking for expert-level sweet spots. Chase transfer partners are solid, but Chase doesn't partner with some of the international programs that can provide the best of the best sweet spots — like Avianca LifeMiles and Etihad Guest.

Chase cards that earn UR points

If you'd like you start earning Chase points, consider adding one of these eligible cards to your wallet.

Cards that earn Chase Ultimate Rewards®
Chase Sapphire Preferred Credit Card
Chase Sapphire Preferred® Card
NerdWallet Rating
Apply now

on Chase's website

Chase Sapphire Reserve Credit Card
Chase Sapphire Reserve®
NerdWallet Rating
Apply now

on Chase's website

Chase Freedom Unlimited Credit Card
Chase Freedom Unlimited®
NerdWallet Rating
Apply now

on Chase's website

Chase Freedom Flex
Chase Freedom Flex®
NerdWallet Rating
Apply now

on Chase's website

Annual fee
$95
$550
$0
$0
Rewards

• 5 points per $1 on travel booked through Chase.

• 3 points per $1 on dining (including eligible delivery services and takeout), select streaming services and online grocery purchases (not including Target, Walmart and wholesale clubs).

• 2 points per $1 on other travel.

• 1 point per $1 on other purchases.

Point value in the travel portal: 1.25 cents apiece.

• 10 points per $1 on Chase Dining, hotel stays and car rentals purchased through Chase.

• 5 points per $1 on air travel purchased through Chase.

• 3 points per $1 on other travel and dining not booked with Chase.

• 1 point per $1 on other purchases.

Point value in the travel portal: 1.5 cents apiece.

• In the first year, 6.5% cash back on travel purchased through Chase, 4.5% cash back on drugstores and restaurants, and 3% on all other purchases on up to $20,000 in spending.

• After that, 5% cash back on travel purchased through Chase, 3% cash back at drugstores and restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.

Point value in the travel portal: 1 cent apiece.

• 5% cash back on rotating categories and travel purchased through Chase.

Point value in Chase travel portal: 1 cent apiece.

New cardholder bonus offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.

Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!

Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.

Horizontal scroll

AmEx vs. Chase transfer partners

Both AmEx points and Chase Ultimate Rewards® points offer a diverse group of over a dozen transfer partners. However, each program excels in a slightly different way. Start by comparing the transfer partners and transfer rates for AmEx points versus Chase points.

AmEx transfer partners, Singapore Krisflyer and Air France-KLM, generally offer high-value redemptions. We recommend avoiding Marriott and Aer Lingus, among others. Read our analysis on AmEx transfer partners here.

Meanwhile, the best Chase partners are World of Hyatt and United MileagePlus. We recommend that you don't transfer Chase Ultimate Rewards® points to partners like JetBlue True Blue and IHG Rewards Club, where you'll get less-than-ideal value. See our full breakdown of which Chase transfer partners to avoid.

Loyalty program

Chase Ultimate Rewards® ratio

American Express Membership Rewards ratio

Airline transfer partners

11 total.

17 total.

Aer Lingus Aerclub

1:1.

1:1.

Aeromexico Club Premier

N/A.

1:1.6.

Air Canada Aeroplan

1:1.

1:1.

Air France-KLM Flying Blue

1:1.

1:1.

ANA Mileage Club

N/A.

1:1.

Avianca LifeMiles

N/A.

1:1.

British Airways Executive Club

1:1.

1:1.

Cathay Pacific Asia Miles

N/A.

1:1.

Delta SkyMiles

N/A.

1:1.

Emirates Skywards

1:1.

1:1.

Etihad Airways Guest

N/A.

1:1.

Hawaiian Airlines HawaiianMiles

N/A.

1:1.

Iberia Plus

1:1.

1:1.

JetBlue TrueBlue

1:1.

5:4.

Qantas Frequent Flyer

N/A.

1:1.

Singapore Airlines KrisFlyer

1:1.

1:1.

Southwest Airlines Rapid Rewards

1:1.

N/A.

United MileagePlus

1:1.

N/A.

Virgin Atlantic Flying Club

1:1.

1:1.

Hotel transfer partners

3 total.

3 total.

Choice Privileges

N/A.

1:1.

Hilton Honors

N/A.

1:2.

IHG Rewards Club

1:1.

N/A.

Marriott Bonvoy

1:1.

1:1.

World of Hyatt

1:1.

N/A.

Chase offers fewer transfer partners than AmEx, but the ones it does are generally well-known programs. Of Chase's 11 airline partners, four are North American airlines: Southwest Rapid Rewards, United MileagePlus, JetBlue TrueBlue and Air Canada Aeroplan. Five are European airlines that can provide value when flying within the U.S.

Chase point transfers are simpler to calculate, as Chase Ultimate Rewards® points transfer to all partners at a 1:1 transfer ratio. So, you don't have to worry about calculating how many airline miles — or kilometers in the case of Aeromexico — you'll end up with after your transfer.

Also consider that Air Canada Aeroplan — just one airline partner of both AmEx and Chase — opens up award redemptions on over 40 airline partners. You can see just how far-reaching each program’s transferable points can take you.

AmEx points transfer to 20 airline and hotel loyalty programs, including several airlines from each major airline alliance.

  • SkyTeam: Aeromexico, Air France-KLM, Alitalia, Delta.

  • Star Alliance: Air Canada, ANA, Avianca Airlines, Singapore Airlines.

  • Oneworld: British Airways, Cathay Pacific, Iberia Airlines, Qantas Airlines.

Several of AmEx's airline partners may be unfamiliar to those who aren't points and miles nerds. However, knowledgeable travel rewards collectors know that gems can be found in just those types of programs. In fact, AmEx points can unlock most of the cheapest business class redemptions from the U.S. to Europe.

Credit cards that earn AmEx or Chase Ultimate Rewards® points

AmEx offers nine cards that earn transferable Membership Rewards points, while Chase offers just three credit cards that earn Ultimate Rewards® points that can be transferred to partners.

Right away, you can see that AmEx offers more options for earning Membership Rewards points. But that doesn't necessarily make AmEx the right option for you.

The right card for you depends on what you're looking to get from the card. Here's a summary of just a few card categories and how AmEx and Chase compare.

Category

American Express

Chase

Premium travel rewards card

Chase Sapphire Reserve® (annual fee: $550).

Grocery and dining card

American Express® Gold Card (annual fee: $250).

Mid-tier travel rewards card

American Express® Green Card (annual fee: $150).

Chase Sapphire Preferred® Card.

Small-business bonus points and travel card

Terms apply.

Other cards that earn Membership Rewards include:

Terms apply.

Here’s a closer look at the premium travel cards offered by both AmEx and Chase.

How the cards compare
Chase Sapphire Reserve Credit Card
Chase Sapphire Reserve®
Apply now

on Chase's website

The Platinum Card® from American Express
The Platinum Card® from American Express
Apply now

on American Express' website

Rates & Fees
Annual fee
$550
$695
Bonus offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.

Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Terms Apply.

Rewards

• 10 points per $1 on Chase Dining, hotel stays and car rentals purchased through Chase.

• 5 points per $1 on air travel purchased through Chase.

• 3 points per $1 on other travel and dining not booked with Chase.

• 1 point per $1 on other purchases.

• 5 points per $1 on flights booked directly with airlines or with American Express Travel, on up to $500,000 spent per year.

• 5 points per $1 on prepaid hotels booked with American Express Travel.

• 1 point per $1 on other eligible purchases.

Terms apply.

Why choose between Chase or AmEx? Here’s why points collectors usually have both

The secret of the choice between AmEx points versus Chase points is that you don't actually have to pick just one. Advanced points and miles collectors optimize their card portfolio to earn both AmEx points and Chase points at the highest earning rates.

American Express® Gold Card
NerdWallet rating 

That could mean using the American Express® Gold Card to earn 4x points at U.S. restaurants and 4x points on U.S. supermarkets on up to $25,000 per year in purchases. And using the Chase Sapphire Reserve® to earn 3x points on general travel and up to 10x points on travel purchased through Chase. Terms apply.

By earning both types of points, you won't have access to "only" 20 transfer partners through AmEx or "only" 14 partners through Chase. Instead, you can transfer points to a combined 24 airline and hotel transfer partners.

You can even come out ahead with the 10 overlapping partners, as both AmEx and Chase run bonus promos for transfers throughout the year. For example, AmEx is currently offering a 30% bonus for transfers to Marriott Bonvoy — while Chase is offering a 50% bonus for transfers to Marriott Bonvoy. There will also be instances where one program will run a bonus, and the other will have the standard 1:1 rate.

If you had only Chase or AmEx points, you'd miss out on all of the transfer bonuses offered by the other program.


To view rates and fees of The Platinum Card® from American Express, see this page.
To view rates and fees of The Business Platinum Card® from American Express, see this page.
To view rates and fees of the American Express® Gold Card, see this page.
To view rates and fees of the American Express® Business Gold Card, see this page.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2024:

Travel Cards from Our Partners
Chase Sapphire Preferred Credit Card

on Chase's website

Chase Sapphire Preferred® Card
5.0
NerdWallet Rating
Rewards rate

1x-5x

5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

Points

Intro offer

60,000

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

Points
Chase Freedom Unlimited Credit Card

on Chase's website

Chase Freedom Unlimited®
5.0
NerdWallet Rating
Rewards rate

1.5%-5%

Enjoy 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.

Cashback

Intro offer

Up to $300

Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!

Capital One Venture Rewards Credit Card

on Capital One's website

Capital One Venture Rewards Credit Card
4.7
NerdWallet Rating
Rewards rate

2x-5x

Earn unlimited 2X miles on every purchase, every day. Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.

Miles

Intro offer

75,000

Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening - that’s equal to $1,000 in travel.

Miles
See more travel cards
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