Find the Best Homeowners Insurance

Your home is one of your largest and most meaningful investments, so it’s only right to be picky about the company you choose to insure it.

Customer satisfaction and complaints

Every home insurer talks a big game when it comes to providing reliable coverage for your home, belongings and assets. But how well they handle claims and customer service reveal which companies deserve your business.

Using customer satisfaction ratings from J.D. Power and consumer complaint data from the National Association of Insurance Commissioners, we’ve compiled rankings of large home insurance companies below. (Read our full methodology here.)

Best homeowners insurance companies for 2017

CompanyNerdWallet ratingFind rates
Note: Not all insurers are available in all states.


Amica insurance review
5.0-stars
5 stars



Country Financial
4.0-stars
4 stars



Auto-Owners Insurance
4.0-stars
4 stars




Erie insurance review
4.0-stars
4 stars



Encompass
4.0-stars
4 stars



Cincinnati Insurance
3.5-stars
3.5 stars



State Farm insurance review
3.5-stars
3.5 stars



Nationwide insurance review
3.5-stars
3.5 stars





Farmers insurance review
3.5-stars
3.5 stars



MetLife insurance review

3.5-stars
3.5 stars





The Hartford insurance review
3.5-stars
3.5 stars





Allstate insurance review
3.0-stars
3 stars



American Family insurance review
3.0-stars
3 stars





Automobile Club of Southern California (a subsidiary of AAA)
3.0-stars
3 stars



Liberty Mutual insurance review

3.0-stars
3 stars



The Hanover
3.0-stars
3 stars



MAPFRE
3.0-stars
3 stars



CSAA (a subsidiary of AAA)

2.5-stars
2.5 stars





Safeco insurance review

2.5-stars
2.5 stars





Travelers insurance review
2.0-stars
2 stars





Automobile Club Group (a subsidiary of AAA)
1.5-stars
1.5 stars





Mercury insurance review

1.5-stars
1.5 stars





Homesite Insurance

1.0-stars
1 star



Other companies to consider

CHUBB: BEST HOMEOWNERS SERVICES

Chubb is well-regarded for its services to customers, including Wildfire Defense Services, which provides hazard assessment and fire-prevention assistance to customers in select areas with wildfire threats.

Chubb’s HomeScan service uses infrared cameras to look behind customers’ walls and ceilings to identify potential water, electrical and other problems. Chubb is rated A++ (Superior) by A.M. Best.

Chubb’s Loss Control University offers training to fire officials, building inspectors and other professionals on worker safety, fire prevention and accident investigation.

» MORE: Chubb Insurance review


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USAA: BEST FOR MILITARY FAMILIES

USAA sells only to current and former members of the military and their families and is committed to its mission of top service for those families. USAA has the best financial strength rating available from A.M. Best, at A++ (Superior).

USAA has a Military Affairs team made up of retired officers and senior noncommissioned officers who advocate for past and present military members and work to support military families.

» MORE: USAA Insurance review


NerdWallet is a free tool to find you the best credit cards, cd rates, savings, checking accounts, scholarships, healthcare and airlines. Start here to maximize your rewards or minimize your interest rates. NerdWallet

Methodology

We used the following data, weighted equally on a 30-point scale, to evaluate large home insurance companies and assign star ratings on a scale of 0 stars to 5 stars:

In cases of a points tie, NAIC complaint data were used to break the tie.