The latest from Tim
Mortgage Rates Fall as Lenders Look to Compete
Fixed-rate mortgages have been falling as inflation continues its descent and competition among lenders ramps up. Base rate predictions are lowered too. Here are our latest mortgage rate predictions.
Base Rate Hike Suggests More Mortgage Rate Rises to Come
A larger-than-expected rise in the base rate in response to inflation failing to fall could spell more bad news for mortgage borrowers. Here are our latest mortgage rate predictions.
Inflation Figures Point to Mortgage Rate Rises in June
The latest UK inflation figures means interest rate predictions for June are erring towards another increase in the base rate and a rise in mortgage rates. Here are our mortgage…
Will Mortgage Rates Continue to Fall in May?
While the markets are expecting base rate to rise in May and eventually peak at 5%, some commentators predict fixed mortgage rates could continue to fall. Learn more in our…
Could April Mortgage Rates Fall Again?
Fixed-rate mortgages look like they could continue to drop, while inflation expectations and threat of a banking crisis have the potential to halt Bank of England base rate rises. Read…
March Mortgage Rates May Have Room to Fall Further
Fixed-rate mortgages could head lower, but a further Bank of England base rate increase could see variable rate mortgages rise again. Read on to find out mortgage rate predictions for…
Is it Better to Pay Off Your Mortgage or Save?
With savings rates finally paying some semblance of a decent return, deciding whether it’s better to pay off more of your mortgage or put your spare funds into a savings…
How Would a House Price Crash Affect You?
Sliding property values and wider economic woes have seen whispers of a house price crash in the UK start to grow. Here, we explore whether a correction in prices could…
How Help to Buy ISAs may have Become a Hindrance
With Help to Buy ISA house price limits failing to rise in line with house price growth, some first-time buyers are finding these savings accounts are hampering their homeownership dreams.…
No Deposit Mortgages: Getting a 100% Mortgage Without a Deposit in the UK
A no deposit mortgage may be an option if you’re struggling to raise the deposit for a home, though you’ll probably need a family member or friend to be your…
95% Mortgages: Getting a Mortgage With a 5% Deposit
95% mortgages only require you to have a 5% deposit. They are mainly used by first-time buyers, and sometimes by existing homeowners who are looking to move or remortgage but…
What is a Mortgage in Principle?
Getting a mortgage in principle can give you an idea of whether a lender will offer you a mortgage and for how much. Having such an agreement doesn’t guarantee you’ll…
Is Equity Release Safe?
Equity release can be considered safe because you must take professional advice, and providers and advisers are regulated by the Financial Conduct Authority. Most equity release providers are members of…
What is a Drawdown Mortgage?
A drawdown mortgage is a form of equity release that allows you to unlock the equity in your home as and when you require. As you only pay interest on…
What is a Lifetime Mortgage?
A lifetime mortgage is an equity release scheme that allows you to access some of the wealth you have tied up in your home. With a lifetime mortgage you can…