15% Deposit Mortgages

  • If you have a 15 percent deposit to lay down on your property purchase then you will be looking at an 85 percent loan-to-value mortgage.
  • Compare all the important features of 15% deposit mortgages below.
Filter your results
You have a 85% loan-to-value
  • Lloyds Bank's logo'

    Lloyds Bank 2 Year Fixed

    • Initial Rate
      1.91% Fixed to 28/02/2023
    • APRC
      3.50%
    • Product Fee
      £999
    • Monthly Repayment
      £891.41
    • Lender:
      Lloyds Bank
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £100,000
    • Max Loan:
      £249,999
    • Product Description:
      1.91% Fixed to 28/02/2023
    • Incentives:
      Free valuation fees
      free legal fees

    • Initial Monthly Repayment:
      £891.41 x 27
    • Ongoing Monthly Payments:
      £1,058.33 x 273
    • Total Amount Payable:
      £313,991.16
    • Total Interest Payable:
      £100,492.16
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 28/2/23: 2/1% Sum Repaid
  • Lloyds Bank's logo'

    Lloyds Bank 2 Year Fixed

    • Initial Rate
      1.91% Fixed to 28/02/2023
    • APRC
      3.50%
    • Product Fee
      £999
    • Monthly Repayment
      £891.41
    • Lender:
      Lloyds Bank
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £100,000
    • Max Loan:
      £249,999
    • Product Description:
      1.91% Fixed to 28/02/2023
    • Incentives:
      Free valuation fees
      free legal fees
      £200 cashback

    • Initial Monthly Repayment:
      £891.41 x 27
    • Ongoing Monthly Payments:
      £1,058.33 x 273
    • Total Amount Payable:
      £313,791.16
    • Total Interest Payable:
      £100,492.16
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 28/2/23: 2/1% Sum Repaid
  • Click here to see 1 similar product
  • Lloyds Bank's logo'

    Lloyds Bank 5 Year Fixed

    • Initial Rate
      2.20% Fixed to 28/02/2026
    • APRC
      3.30%
    • Product Fee
      £999
    • Monthly Repayment
      £921.52
    • Lender:
      Lloyds Bank
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £100,000
    • Max Loan:
      £249,999
    • Product Description:
      2.20% Fixed to 28/02/2026
    • Incentives:
      Free valuation fees
      free legal fees

    • Initial Monthly Repayment:
      £921.52 x 63
    • Ongoing Monthly Payments:
      £1,043.76 x 237
    • Total Amount Payable:
      £306,425.88
    • Total Interest Payable:
      £92,926.88
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 28/2/26: 5/4/3/2/1% Sum Repaid
  • Lloyds Bank's logo'

    Lloyds Bank 5 Year Fixed

    • Initial Rate
      2.20% Fixed to 28/02/2026
    • APRC
      3.30%
    • Product Fee
      £999
    • Monthly Repayment
      £921.52
    • Lender:
      Lloyds Bank
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £100,000
    • Max Loan:
      £249,999
    • Product Description:
      2.20% Fixed to 28/02/2026
    • Incentives:
      Free valuation fees
      free legal fees
      £200 cashback

    • Initial Monthly Repayment:
      £921.52 x 63
    • Ongoing Monthly Payments:
      £1,043.76 x 237
    • Total Amount Payable:
      £306,225.88
    • Total Interest Payable:
      £92,926.88
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 28/2/26: 5/4/3/2/1% Sum Repaid
  • Click here to see 1 similar product
  • TSB's logo'

    TSB 2 Year Fixed

    • Initial Rate
      2.39% Fixed to 28/02/2023
    • APRC
      3.40%
    • Product Fee
      £0
    • Monthly Repayment
      £941.58
    • Lender:
      TSB
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £5,000
    • Max Loan:
      £1,000,000
    • Product Description:
      2.39% Fixed to 28/02/2023
    • Incentives:
      Free valuation fees
      No arrangement fees
      £500 cashback

    • Initial Monthly Repayment:
      £941.58 x 27
    • Ongoing Monthly Payments:
      £1,063.08 x 273
    • Total Amount Payable:
      £315,543.50
    • Total Interest Payable:
      £103,143.50
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 28/2/23: 2/1% Sum Repaid
  • Loughborough BS's logo'

    Loughborough BS 3 Year Discounted Variable

    • Initial Rate
      2.49% Discounted Variable (collared at 1.50%) for 3 years (2.85% disc)
    • APRC
      4.40%
    • Product Fee
      £499
    • Monthly Repayment
      £952.24
    • Lender:
      Loughborough BS
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £25,000
    • Max Loan:
      £400,000
    • Product Description:
      2.49% Discounted Variable (collared at 1.50%) for 3 years (2.85% disc)
    • Incentives:
      Free valuation fees

    • Ongoing Monthly Payments:
      £952.24 x 36
    • Total Amount Payable:
      £364,449.56
    • Total Interest Payable:
      £150,930.56
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £120
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 3 yrs: 3/2/2% Mortgage Advance
  • TSB's logo'

    TSB 5 Year Fixed

    • Initial Rate
      2.49% Fixed to 28/02/2026
    • APRC
      3.10%
    • Product Fee
      £0
    • Monthly Repayment
      £952.24
    • Lender:
      TSB
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £5,000
    • Max Loan:
      £1,000,000
    • Product Description:
      2.49% Fixed to 28/02/2026
    • Incentives:
      Free valuation fees
      No arrangement fees
      £500 cashback

    • Initial Monthly Repayment:
      £952.24 x 63
    • Ongoing Monthly Payments:
      £1,050.33 x 237
    • Total Amount Payable:
      £308,819.33
    • Total Interest Payable:
      £96,419.33
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 28/2/26: 5/4/3/2/1% Sum Repaid
  • Halifax's logo'

    Halifax 2 Year Fixed

    • Initial Rate
      2.55% Fixed to 28/02/2023
    • APRC
      3.60%
    • Product Fee
      £995
    • Monthly Repayment
      £958.67
    • Lender:
      Halifax
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £100,000
    • Max Loan:
      £249,999
    • Product Description:
      2.55% Fixed to 28/02/2023
    • Incentives:
      Free valuation fees
      free valuation admin fees
      free legal fees

    • Initial Monthly Repayment:
      £958.67 x 27
    • Ongoing Monthly Payments:
      £1,064.62 x 273
    • Total Amount Payable:
      £317,520.35
    • Total Interest Payable:
      £104,025.35
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 28/2/23: 2/1% Mortgage Advance
  • Ipswich BS's logo'

    Ipswich BS 2 Year Discounted Variable

    • Initial Rate
      2.60% Discounted Variable for 2 years (2.64% disc)
    • APRC
      4.20%
    • Product Fee
      £999
    • Monthly Repayment
      £964.05
    • Lender:
      Ipswich BS
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £500,000
    • Product Description:
      2.60% Discounted Variable for 2 years (2.64% disc)
    • Incentives:
    • Ongoing Monthly Payments:
      £964.05 x 24
    • Total Amount Payable:
      £357,634.84
    • Total Interest Payable:
      £143,060.84
    • Valuation Fee:
      £180
    • Exit Admin Fee:
      £95
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 1% Mortgage Advance
  • Ipswich BS's logo'

    Ipswich BS 2 Year Discounted Variable

    • Initial Rate
      2.60% Discounted Variable for 2 years (2.64% disc)
    • APRC
      4.20%
    • Product Fee
      £999
    • Monthly Repayment
      £964.05
    • Lender:
      Ipswich BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £25,000
    • Max Loan:
      £500,000
    • Product Description:
      2.60% Discounted Variable for 2 years (2.64% disc)
    • Incentives:
      Free valuation fees for properties valued Max £1M
      free legal fees

    • Ongoing Monthly Payments:
      £964.05 x 24
    • Total Amount Payable:
      £356,654.84
    • Total Interest Payable:
      £143,060.84
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £95
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 1% Mortgage Advance
  • Click here to see 1 similar product
  • NatWest's logo'

    NatWest 2 Year Fixed

    • Initial Rate
      2.64% Fixed to 31/03/2023
    • APRC
      3.50%
    • Product Fee
      £995
    • Monthly Repayment
      £968.36
    • Lender:
      NatWest
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £25,000
    • Max Loan:
      £1,000,000
    • Product Description:
      2.64% Fixed to 31/03/2023
    • Incentives:
      Free valuation fees
      free legal fees
      free valuation admin fees

    • Initial Monthly Repayment:
      £968.36 x 28
    • Ongoing Monthly Payments:
      £1,065.15 x 272
    • Total Amount Payable:
      £317,829.88
    • Total Interest Payable:
      £104,334.88
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/3/23: 2/1% Sum Repaid
  • Royal Bank of Scotland's logo'

    Royal Bank of Scotland 2 Year Fixed

    • Initial Rate
      2.64% Fixed to 31/03/2023
    • APRC
      3.50%
    • Product Fee
      £995
    • Monthly Repayment
      £968.36
    • Lender:
      Royal Bank of Scotland
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £25,000
    • Max Loan:
      £1,000,000
    • Product Description:
      2.64% Fixed to 31/03/2023
    • Incentives:
      Free valuation fees
      free legal fees
      free valuation admin fees

    • Initial Monthly Repayment:
      £968.36 x 28
    • Ongoing Monthly Payments:
      £1,065.15 x 272
    • Total Amount Payable:
      £317,829.88
    • Total Interest Payable:
      £104,334.88
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/3/23: 2/1% Sum Repaid
  • TSB's logo'

    TSB 2 Year Fixed

    • Initial Rate
      2.64% Fixed to 28/02/2023
    • APRC
      3.50%
    • Product Fee
      £995
    • Monthly Repayment
      £968.36
    • Lender:
      TSB
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £5,000
    • Max Loan:
      £1,000,000
    • Product Description:
      2.64% Fixed to 28/02/2023
    • Incentives:
      Free valuation fees
      free legal fees

    • Initial Monthly Repayment:
      £968.36 x 27
    • Ongoing Monthly Payments:
      £1,065.48 x 273
    • Total Amount Payable:
      £318,016.76
    • Total Interest Payable:
      £104,521.76
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 28/2/23: 2/1% Sum Repaid
  • TSB's logo'

    TSB 2 Year Fixed

    • Initial Rate
      2.64% Fixed to 28/02/2023
    • APRC
      3.50%
    • Product Fee
      £995
    • Monthly Repayment
      £968.36
    • Lender:
      TSB
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £5,000
    • Max Loan:
      £1,000,000
    • Product Description:
      2.64% Fixed to 28/02/2023
    • Incentives:
      Free valuation fees
      free legal fees
      £150 cashback

    • Initial Monthly Repayment:
      £968.36 x 27
    • Ongoing Monthly Payments:
      £1,065.48 x 273
    • Total Amount Payable:
      £317,866.76
    • Total Interest Payable:
      £104,521.76
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 28/2/23: 2/1% Sum Repaid
  • Click here to see 1 similar product
  • Stafford Railway BS's logo'

    Stafford Railway BS 2 Year Discounted Variable

    • Initial Rate
      2.65% Discounted Variable (collared at 1.00%) for 2 years (0.30% disc)
    • APRC
      3.00%
    • Product Fee
      £100
    • Monthly Repayment
      £969.44
    • Lender:
      Stafford Railway BS
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £50,000
    • Max Loan:
      Varies
    • Product Description:
      2.65% Discounted Variable (collared at 1.00%) for 2 years (0.30% disc)
    • Incentives:
    • Ongoing Monthly Payments:
      £969.44 x 24
    • Total Amount Payable:
      £300,540.16
    • Total Interest Payable:
      £86,725.16
    • Valuation Fee:
      £265
    • Exit Admin Fee:
      £150
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 3% Sum Repaid
  • NatWest's logo'

    NatWest 5 Year Fixed

    • Initial Rate
      2.69% Fixed to 31/03/2026
    • APRC
      3.30%
    • Product Fee
      £995
    • Monthly Repayment
      £973.77
    • Lender:
      NatWest
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £25,000
    • Max Loan:
      £1,000,000
    • Product Description:
      2.69% Fixed to 31/03/2026
    • Incentives:
      Free valuation fees
      free legal fees
      free valuation admin fees

    • Initial Monthly Repayment:
      £973.77 x 64
    • Ongoing Monthly Payments:
      £1,054.48 x 236
    • Total Amount Payable:
      £312,173.56
    • Total Interest Payable:
      £98,678.56
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/3/26: 5/4/3/2/1% Sum Repaid
  • Royal Bank of Scotland's logo'

    Royal Bank of Scotland 5 Year Fixed

    • Initial Rate
      2.69% Fixed to 31/03/2026
    • APRC
      3.30%
    • Product Fee
      £995
    • Monthly Repayment
      £973.77
    • Lender:
      Royal Bank of Scotland
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £25,000
    • Max Loan:
      £1,000,000
    • Product Description:
      2.69% Fixed to 31/03/2026
    • Incentives:
      Free valuation fees
      free legal fees
      free valuation admin fees

    • Initial Monthly Repayment:
      £973.77 x 64
    • Ongoing Monthly Payments:
      £1,054.48 x 236
    • Total Amount Payable:
      £312,173.56
    • Total Interest Payable:
      £98,678.56
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/3/26: 5/4/3/2/1% Sum Repaid
  • Yorkshire Building Society's logo'

    Yorkshire Building Society 2 Year Fixed

    • Initial Rate
      2.70% Fixed to 28/02/2023
    • APRC
      4.00%
    • Product Fee
      £1,495
    • Monthly Repayment
      £974.86
    • Lender:
      Yorkshire Building Society
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £50,000
    • Max Loan:
      £1,000,000
    • Product Description:
      2.70% Fixed to 28/02/2023
    • Incentives:
    • Initial Monthly Repayment:
      £974.86 x 27
    • Ongoing Monthly Payments:
      £1,136.67 x 36
    • Total Amount Payable:
      £344,338.19
    • Total Interest Payable:
      £129,673.19
    • Valuation Fee:
      £180
    • Exit Admin Fee:
      £90
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 28/2/23: 2.5/1.5% Sum Repaid

Your home may be repossessed if you do not keep up repayments on your mortgage.

The mortgage data above was supplied by Moneyfacts Group Plc and is updated at the time of mortgage search. The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.

Our mortgage comparison service is partnered with L&C Mortgages for selections made outside of our featured lenders. Featured lenders are firms with whom we have a direct commercial relationship.