Compare 2 Year Fixed Rate Mortgages
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-
Halifax 2 Year Fixed
-
Initial Rate
1.14% Fixed to 31/05/2023
-
APRC
3.40%
-
Product Fee
£995
-
Monthly Repayment
£574.87
-
Lender:
Halifax
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
60%
-
Min Loan:
£100,000
-
Max Loan:
£249,999
-
Product Description:
1.14% Fixed to 31/05/2023
-
Incentives:
Free valuation fees
free valuation admin fees
free legal fees
-
Initial Monthly Repayment:
£574.87 x 26
-
Ongoing Monthly Payments:
£742.02 x 274
-
Total Amount Payable:
£219,255.10
-
Total Interest Payable:
£68,260.10
-
Valuation Fee:
Free
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 31/5/23: 2/1% Mortgage Advance
-
Initial Rate
-
HSBC 2 Year Fixed
-
Initial Rate
1.14% Fixed to 31/05/2023
-
APRC
3.20%
-
Product Fee
£999
-
Monthly Repayment
£574.87
-
Lender:
HSBC
-
Max First Time Buyer LTV:
60%
-
Max House Purchase LTV:
60%
-
Max Remortgage LTV:
60%
-
Min Loan:
£10,000
-
Max Loan:
£5,000,000
-
Product Description:
1.14% Fixed to 31/05/2023
-
Incentives:
Free valuation fees
free legal fees Remortgages
-
Initial Monthly Repayment:
£574.87 x 26
-
Ongoing Monthly Payments:
£738.35 x 274
-
Total Amount Payable:
£218,348.52
-
Total Interest Payable:
£67,254.52
-
Valuation Fee:
Free
-
Exit Admin Fee:
£95
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 31/5/23: 2/1% Outstanding Balance
-
Initial Rate
-
NatWest 2 Year Fixed
-
Initial Rate
1.15% Fixed to 30/06/2023
-
APRC
3.20%
-
Product Fee
£995
-
Monthly Repayment
£575.55
-
Lender:
NatWest
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
60%
-
Min Loan:
£25,000
-
Max Loan:
£349,999
-
Product Description:
1.15% Fixed to 30/06/2023
-
Incentives:
Free valuation fees
free legal fees
free valuation admin fees
-
Initial Monthly Repayment:
£575.55 x 27
-
Ongoing Monthly Payments:
£741.47 x 273
-
Total Amount Payable:
£218,956.16
-
Total Interest Payable:
£67,961.16
-
Valuation Fee:
Free
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 30/6/23: 2/1% Sum Repaid
-
Initial Rate
-
Royal Bank of Scotland 2 Year Fixed
-
Initial Rate
1.15% Fixed to 30/06/2023
-
APRC
3.20%
-
Product Fee
£995
-
Monthly Repayment
£575.55
-
Lender:
Royal Bank of Scotland
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
60%
-
Min Loan:
£25,000
-
Max Loan:
£349,999
-
Product Description:
1.15% Fixed to 30/06/2023
-
Incentives:
Free valuation fees
free legal fees
free valuation admin fees
-
Initial Monthly Repayment:
£575.55 x 27
-
Ongoing Monthly Payments:
£741.47 x 273
-
Total Amount Payable:
£218,956.16
-
Total Interest Payable:
£67,961.16
-
Valuation Fee:
Free
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 30/6/23: 2/1% Sum Repaid
-
Initial Rate
-
Lloyds Bank 2 Year Fixed
-
Initial Rate
1.16% Fixed to 31/05/2023
-
APRC
3.40%
-
Product Fee
£999
-
Monthly Repayment
£576.24
-
Lender:
Lloyds Bank
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
60%
-
Min Loan:
£100,000
-
Max Loan:
£249,999
-
Product Description:
1.16% Fixed to 31/05/2023
-
Incentives:
Free valuation fees
free legal fees
£200 cashback
-
Initial Monthly Repayment:
£576.24 x 26
-
Ongoing Monthly Payments:
£742.16 x 274
-
Total Amount Payable:
£219,133.08
-
Total Interest Payable:
£68,334.08
-
Valuation Fee:
Free
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 31/5/23: 2/1% Sum Repaid
-
Initial Rate
-
Lloyds Bank 2 Year Fixed
-
Initial Rate
1.16% Fixed to 31/05/2023
-
APRC
3.40%
-
Product Fee
£999
-
Monthly Repayment
£576.24
-
Lender:
Lloyds Bank
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
60%
-
Min Loan:
£100,000
-
Max Loan:
£249,999
-
Product Description:
1.16% Fixed to 31/05/2023
-
Incentives:
Free valuation fees
free legal fees
-
Initial Monthly Repayment:
£576.24 x 26
-
Ongoing Monthly Payments:
£742.16 x 274
-
Total Amount Payable:
£219,333.08
-
Total Interest Payable:
£68,334.08
-
Valuation Fee:
Free
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 31/5/23: 2/1% Sum Repaid
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-
Initial Rate
-
Santander 2 Year Fixed
-
Initial Rate
1.16% Fixed to 02/06/2023
-
APRC
2.90%
-
Product Fee
£999
-
Monthly Repayment
£576.24
-
Lender:
Santander
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
60%
-
Min Loan:
£6,000
-
Max Loan:
£1,500,000
-
Product Description:
1.16% Fixed to 02/06/2023
-
Incentives:
Free valuation admin fees England, Wales, Northern Ireland
£250 cashback On Completion or free legal fees
free valuation fees (Max £1190)England, Wales, Northern Ireland or £95 towards valuation feesScotland
-
Initial Monthly Repayment:
£576.24 x 26
-
Ongoing Monthly Payments:
£724.67 x 274
-
Total Amount Payable:
£214,765.82
-
Total Interest Payable:
£63,541.82
-
Valuation Fee:
Free
-
Exit Admin Fee:
£225
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 2/6/23: 3% Outstanding Balance,to 2/4/23: £250 reclaimedCashback Reclaimed or to : 2/4/23. Legal Fee (Max £200.00)
-
Initial Rate
-
Nationwide BS 2 Year Fixed
-
Initial Rate
1.19% Fixed for 2 years
-
APRC
3.10%
-
Product Fee
£999
-
Monthly Repayment
£578.30
-
Lender:
Nationwide BS
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
60%
-
Min Loan:
£25,000
-
Max Loan:
£299,999
-
Product Description:
1.19% Fixed for 2 years
-
Incentives:
Free valuation fees
free valuation admin fees
£500 cashback On Completion or free legal fees
-
Initial Monthly Repayment:
£578.30 x 24
-
Ongoing Monthly Payments:
£743.60 x 276
-
Total Amount Payable:
£220,111.80
-
Total Interest Payable:
£69,112.80
-
Valuation Fee:
Free
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
1st 2 yrs: 1.5/0.75% Outstanding Balance
-
Initial Rate
-
West Brom BS 2 Year Fixed
-
Initial Rate
1.19% Fixed to 30/06/2023
-
APRC
3.60%
-
Product Fee
£1,495
-
Monthly Repayment
£578.30
-
Lender:
West Brom BS
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
60%
-
Min Loan:
£40,000
-
Max Loan:
£2,000,000
-
Product Description:
1.19% Fixed to 30/06/2023
-
Incentives:
Free valuation fees (Max £740)
free valuation admin fees
£400 cashback
-
Initial Monthly Repayment:
£578.30 x 27
-
Ongoing Monthly Payments:
£771.35 x 273
-
Total Amount Payable:
£227,887.65
-
Total Interest Payable:
£76,192.65
-
Valuation Fee:
Free
-
Exit Admin Fee:
£200
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 30/6/23: 2/1% Sum Repaid
-
Initial Rate
-
West Brom BS 2 Year Fixed
-
Initial Rate
1.19% Fixed to 30/06/2023
-
APRC
3.60%
-
Product Fee
£1,495
-
Monthly Repayment
£578.30
-
Lender:
West Brom BS
-
Max First Time Buyer LTV:
60%
-
Max House Purchase LTV:
60%
-
Max Remortgage LTV:
0%
-
Min Loan:
£40,000
-
Max Loan:
£2,000,000
-
Product Description:
1.19% Fixed to 30/06/2023
-
Incentives:
Free valuation fees (Max £740)
free valuation admin fees
-
Initial Monthly Repayment:
£578.30 x 27
-
Ongoing Monthly Payments:
£771.35 x 273
-
Total Amount Payable:
£228,687.65
-
Total Interest Payable:
£76,192.65
-
Valuation Fee:
Free
-
Exit Admin Fee:
£200
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 30/6/23: 2/1% Sum Repaid
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-
Initial Rate
-
Barclays Mortgage 2 Year Fixed
-
Initial Rate
1.22% Fixed to 31/05/2023
-
APRC
3.30%
-
Product Fee
£999
-
Monthly Repayment
£580.37
-
Lender:
Barclays Mortgage
-
Max First Time Buyer LTV:
60%
-
Max House Purchase LTV:
60%
-
Max Remortgage LTV:
60%
-
Min Loan:
£5,000
-
Max Loan:
£2,000,000
-
Product Description:
1.22% Fixed to 31/05/2023
-
Incentives:
Free valuation fees Remortgages
free valuation fees for properties valued Max £2M House Purchase,First Time Buyers
free legal feesRemortgages or £250 cashbackRemortgages
- Website:
-
Initial Monthly Repayment:
£580.37 x 26
-
Ongoing Monthly Payments:
£742.60 x 274
-
Total Amount Payable:
£219,641.02
-
Total Interest Payable:
£68,562.02
-
Valuation Fee:
Free
-
Exit Admin Fee:
£80
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 31/5/23: 2% Sum Repaid
-
Initial Rate
-
NatWest 2 Year Fixed
-
Initial Rate
1.23% Fixed to 30/06/2023
-
APRC
3.30%
-
Product Fee
£995
-
Monthly Repayment
£581.06
-
Lender:
NatWest
-
Max First Time Buyer LTV:
60%
-
Max House Purchase LTV:
60%
-
Max Remortgage LTV:
0%
-
Min Loan:
£25,000
-
Max Loan:
£2,000,000
-
Product Description:
1.23% Fixed to 30/06/2023
-
Incentives:
£350 cashback
-
Initial Monthly Repayment:
£581.06 x 27
-
Ongoing Monthly Payments:
£742.08 x 273
-
Total Amount Payable:
£219,969.46
-
Total Interest Payable:
£68,276.46
-
Valuation Fee:
£248
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 30/6/23: 2/1% Sum Repaid
-
Initial Rate
-
Royal Bank of Scotland 2 Year Fixed
-
Initial Rate
1.23% Fixed to 30/06/2023
-
APRC
3.30%
-
Product Fee
£995
-
Monthly Repayment
£581.06
-
Lender:
Royal Bank of Scotland
-
Max First Time Buyer LTV:
60%
-
Max House Purchase LTV:
60%
-
Max Remortgage LTV:
0%
-
Min Loan:
£25,000
-
Max Loan:
£2,000,000
-
Product Description:
1.23% Fixed to 30/06/2023
-
Incentives:
£350 cashback
-
Initial Monthly Repayment:
£581.06 x 27
-
Ongoing Monthly Payments:
£742.08 x 273
-
Total Amount Payable:
£219,969.46
-
Total Interest Payable:
£68,276.46
-
Valuation Fee:
£248
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 30/6/23: 2/1% Sum Repaid
-
Initial Rate
-
first direct 2 Year Fixed
-
Initial Rate
1.24% Fixed for 2 years
-
APRC
3.10%
-
Product Fee
£490
-
Monthly Repayment
£581.75
-
Lender:
first direct
-
Max First Time Buyer LTV:
60%
-
Max House Purchase LTV:
60%
-
Max Remortgage LTV:
60%
-
Min Loan:
£10,000
-
Max Loan:
£1,000,000
-
Product Description:
1.24% Fixed for 2 years
-
Incentives:
Free valuation fees
free legal fees Remortgages
- Website:
-
Initial Monthly Repayment:
£581.75 x 24
-
Ongoing Monthly Payments:
£740.24 x 276
-
Total Amount Payable:
£218,758.24
-
Total Interest Payable:
£68,268.24
-
Valuation Fee:
Free
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
1st 2 yrs: 3/2% Mortgage Advance
-
Initial Rate
-
Nationwide BS 2 Year Fixed
-
Initial Rate
1.24% Fixed for 2 years
-
APRC
3.30%
-
Product Fee
£999
-
Monthly Repayment
£581.75
-
Lender:
Nationwide BS
-
Max First Time Buyer LTV:
60%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
0%
-
Min Loan:
£25,000
-
Max Loan:
£299,999
-
Product Description:
1.24% Fixed for 2 years
-
Incentives:
Free valuation fees
free valuation admin fees
£500 cashback
-
Initial Monthly Repayment:
£581.75 x 24
-
Ongoing Monthly Payments:
£743.93 x 276
-
Total Amount Payable:
£220,585.68
-
Total Interest Payable:
£69,286.68
-
Valuation Fee:
Free
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
1st 2 yrs: 1.5/0.75% Outstanding Balance
-
Initial Rate
-
Nationwide BS 2 Year Fixed
-
Initial Rate
1.24% Fixed for 2 years
-
APRC
3.20%
-
Product Fee
£999
-
Monthly Repayment
£581.75
-
Lender:
Nationwide BS
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
60%
-
Max Remortgage LTV:
0%
-
Min Loan:
£25,000
-
Max Loan:
£299,999
-
Product Description:
1.24% Fixed for 2 years
-
Incentives:
Free valuation fees
free valuation admin fees
-
Initial Monthly Repayment:
£581.75 x 24
-
Ongoing Monthly Payments:
£743.93 x 276
-
Total Amount Payable:
£221,085.68
-
Total Interest Payable:
£69,286.68
-
Valuation Fee:
Free
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
1st 2 yrs: 1.5/0.75% Outstanding Balance
-
Initial Rate
-
NatWest 2 Year Fixed
-
Initial Rate
1.24% Fixed to 30/06/2023
-
APRC
3.30%
-
Product Fee
£995
-
Monthly Repayment
£581.75
-
Lender:
NatWest
-
Max First Time Buyer LTV:
60%
-
Max House Purchase LTV:
60%
-
Max Remortgage LTV:
0%
-
Min Loan:
£25,000
-
Max Loan:
£2,000,000
-
Product Description:
1.24% Fixed to 30/06/2023
-
Incentives:
£350 cashback
-
Initial Monthly Repayment:
£581.75 x 27
-
Ongoing Monthly Payments:
£742.15 x 273
-
Total Amount Payable:
£220,007.20
-
Total Interest Payable:
£68,314.20
-
Valuation Fee:
£248
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 30/6/23: 2/1% Sum Repaid
-
Initial Rate
-
Royal Bank of Scotland 2 Year Fixed
-
Initial Rate
1.24% Fixed to 30/06/2023
-
APRC
3.30%
-
Product Fee
£995
-
Monthly Repayment
£581.75
-
Lender:
Royal Bank of Scotland
-
Max First Time Buyer LTV:
60%
-
Max House Purchase LTV:
60%
-
Max Remortgage LTV:
0%
-
Min Loan:
£25,000
-
Max Loan:
£2,000,000
-
Product Description:
1.24% Fixed to 30/06/2023
-
Incentives:
£350 cashback
-
Initial Monthly Repayment:
£581.75 x 27
-
Ongoing Monthly Payments:
£742.15 x 273
-
Total Amount Payable:
£220,007.20
-
Total Interest Payable:
£68,314.20
-
Valuation Fee:
£248
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 30/6/23: 2/1% Sum Repaid
-
Initial Rate
-
Santander 2 Year Fixed
-
Initial Rate
1.24% Fixed to 02/06/2023
-
APRC
3.00%
-
Product Fee
£999
-
Monthly Repayment
£581.75
-
Lender:
Santander
-
Max First Time Buyer LTV:
60%
-
Max House Purchase LTV:
60%
-
Max Remortgage LTV:
0%
-
Min Loan:
£6,000
-
Max Loan:
£1,500,000
-
Product Description:
1.24% Fixed to 02/06/2023
-
Incentives:
Free valuation admin fees
free valuation fees (Max £1190) for properties valued Max £2
5M
£250 cashback
-
Initial Monthly Repayment:
£581.75 x 26
-
Ongoing Monthly Payments:
£725.24 x 274
-
Total Amount Payable:
£215,615.26
-
Total Interest Payable:
£63,841.26
-
Valuation Fee:
Free
-
Exit Admin Fee:
£225
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 2/6/23: 3% Outstanding Balance, to 2/4/23: £250 reclaimedCashback Reclaimed
-
Initial Rate
-
Skipton BS 2 Year Fixed
-
Initial Rate
1.24% Fixed to 31/05/2023
-
APRC
3.90%
-
Product Fee
£995
-
Monthly Repayment
£581.75
-
Lender:
Skipton BS
-
Max First Time Buyer LTV:
60%
-
Max House Purchase LTV:
60%
-
Max Remortgage LTV:
60%
-
Min Loan:
£5,000
-
Max Loan:
£1,000,000
-
Product Description:
1.24% Fixed to 31/05/2023
-
Incentives:
Free valuation fees
free legal fees Remortgages
free valuation admin fees
-
Initial Monthly Repayment:
£581.75 x 26
-
Ongoing Monthly Payments:
£746.42 x 36
-
Total Amount Payable:
£236,668.68
-
Total Interest Payable:
£85,578.68
-
Valuation Fee:
Free
-
Exit Admin Fee:
£95
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 31/5/23: 2/1% Outstanding Balance
-
Initial Rate
-
TSB 2 Year Fixed
-
Initial Rate
1.24% Fixed to 31/05/2023
-
APRC
2.50%
-
Product Fee
£995
-
Monthly Repayment
£581.75
-
Lender:
TSB
-
Max First Time Buyer LTV:
60%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
0%
-
Min Loan:
£5,000
-
Max Loan:
£1,000,000
-
Product Description:
1.24% Fixed to 31/05/2023
-
Incentives:
Free valuation fees
-
Initial Monthly Repayment:
£581.75 x 26
-
Ongoing Monthly Payments:
£671.37 x 274
-
Total Amount Payable:
£200,875.88
-
Total Interest Payable:
£49,080.88
-
Valuation Fee:
Free
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 31/5/23: 2/1% Sum Repaid
-
Initial Rate
-
TSB 2 Year Fixed
-
Initial Rate
1.24% Fixed to 31/05/2023
-
APRC
3.30%
-
Product Fee
£995
-
Monthly Repayment
£581.75
-
Lender:
TSB
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
60%
-
Max Remortgage LTV:
0%
-
Min Loan:
£5,000
-
Max Loan:
£1,000,000
-
Product Description:
1.24% Fixed to 31/05/2023
-
Incentives:
Free valuation fees
-
Initial Monthly Repayment:
£581.75 x 26
-
Ongoing Monthly Payments:
£742.75 x 274
-
Total Amount Payable:
£220,434
-
Total Interest Payable:
£68,639
-
Valuation Fee:
Free
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 31/5/23: 2/1% Sum Repaid
-
Initial Rate
-
Cumberland BS 2 Year Fixed
-
Initial Rate
1.26% Fixed to 01/04/2023
-
APRC
3.70%
-
Product Fee
£999
-
Monthly Repayment
£583.14
-
Lender:
Cumberland BS
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
60%
-
Min Loan:
£20,000
-
Max Loan:
£500,000
-
Product Description:
1.26% Fixed to 01/04/2023
-
Incentives:
Free valuation fees
free legal fees
-
Initial Monthly Repayment:
£583.14 x 24
-
Ongoing Monthly Payments:
£781.60 x 276
-
Total Amount Payable:
£230,865.96
-
Total Interest Payable:
£79,716.96
-
Valuation Fee:
Free
-
Exit Admin Fee:
£150
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 1/4/23: 2/1% Sum Repaid
-
Initial Rate
-
Halifax 2 Year Fixed
-
Initial Rate
1.28% Fixed to 31/05/2023
-
APRC
3.50%
-
Product Fee
£995
-
Monthly Repayment
£584.52
-
Lender:
Halifax
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
60%
-
Max Remortgage LTV:
0%
-
Min Loan:
£100,000
-
Max Loan:
£249,999
-
Product Description:
1.28% Fixed to 31/05/2023
-
Incentives:
-
Initial Monthly Repayment:
£584.52 x 26
-
Ongoing Monthly Payments:
£743.04 x 274
-
Total Amount Payable:
£220,785.48
-
Total Interest Payable:
£68,790.48
-
Valuation Fee:
£200
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 31/5/23: 2/1% Mortgage Advance
-
Initial Rate
-
Halifax 2 Year Fixed
-
Initial Rate
1.28% Fixed to 31/05/2023
-
APRC
3.50%
-
Product Fee
£995
-
Monthly Repayment
£584.52
-
Lender:
Halifax
-
Max First Time Buyer LTV:
60%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
0%
-
Min Loan:
£100,000
-
Max Loan:
£249,999
-
Product Description:
1.28% Fixed to 31/05/2023
-
Incentives:
-
Initial Monthly Repayment:
£584.52 x 26
-
Ongoing Monthly Payments:
£743.04 x 274
-
Total Amount Payable:
£220,785.48
-
Total Interest Payable:
£68,790.48
-
Valuation Fee:
£200
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 31/5/23: 2/1% Mortgage Advance
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-
Initial Rate
Your home may be repossessed if you do not keep up repayments on your mortgage.
The mortgage data above was supplied by Moneyfacts Group Plc and is updated at the time of mortgage search. The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.
Our mortgage comparison service is partnered with L&C Mortgages for selections made outside of our featured lenders. Featured lenders are firms with whom we have a direct commercial relationship.

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2-Year Fixed Rate Mortgages FAQ
What is a two-year fixed-rate mortgage?
Two-year fixed-rate mortgages allow borrowers to make monthly repayments on their mortgage, at a fixed rate of interest for a term of two years. This helps keep a lid on interest payments to be made.
Are fixed-rate mortgages useful for first-time buyers?
Yes, especially as new home buyers might be keen to avoid having to pay fluctuating sums of interest on their mortgage, as would be the case with a variable-rate mortgage product.
Is a two-year fixed-rate mortgage cheaper than a five-year fixed-rate mortgage?
As fixing rates for longer entails greater risk to a lender over time, they would be inclined to charge a higher rate of interest over a five-year fixed term as compared to a two-year fixed term. Use NerdWallet’s comparison tables to determine which product best suits your requirements.
What happens when the fixed-rate term ends?
You might wish to make prior arrangements to have a new fixed rate before the current one expires. If no arrangement is made, you would transition onto your provider’s Standard Variable Rate. Please note that this would result in interest payments rising substantially.
What is an interest-only mortgage?
Some mortgages allow borrowers to pay just interest on a monthly basis, with the mortgage loan outstanding, to be paid off in full when the term ends. Again, these kinds of products are suitable for those wishing to keep costs to a minimum.
What is LTV?
Loan-to-value (LTV) is a ratio measuring the proportion of a new property’s value that a provider is willing to offer in the form of the mortgage loan. If your provider offered you a mortgage with an LTV of 80%, you would have to repay the remaining 20% upfront as a deposit.
Are higher-LTV mortgages costlier?
They can be, despite the fact that you’ve got a smaller deposit to save up for at the start. This is because a high LTV entails greater risk to your provider. As a way of mitigating this risk, the provider will opt to charge a higher rate of interest than they would on a lower-LTV mortgage.
Is early repayment possible on a mortgage?
Early repayment should be possible with many providers, but please check terms and conditions to see whether they have any Early Repayment Charges. These are often used as a means of dissuading borrowers from paying back too soon, so costs need to be considered carefully.
What details are required for a fixed-rate mortgage?
Make sure to provide some form of identification, as well as documents such as bank statements, payslips and information about existing debts on your balance sheet. All this information helps your provider build up an accurate picture of your financial situation.
Does poor credit stop me getting a fixed-rate mortgage?
Not necessarily, but because low credit scores denote high risk for a provider, some might be inclined to refuse an application for a mortgage. Not only that, but those who are open to providing you with a mortgage might also decide to charge a higher rate of interest to reduce risk.
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