Compare 60% LTV Mortgages

Why are you looking for a mortgage?
Filter your results
You have a 60% loan-to-value
  • Yorkshire Building Society's logo'

    Yorkshire Building Society 2 Year Variable

    • Initial Rate
      0.78% Variable (collared at ) to 29/02/2024
    • APRC
      3.60%
    • Product Fee
      £995
    • Monthly Repayment
      £550.50
    Continue on Fluent Mortgages' website + More info
  • Cumberland BS's logo'

    Cumberland BS 2 Year Discounted Variable

    • Initial Rate
      0.83% Discounted Variable for 2 years (3.26% disc)
    • APRC
      3.70%
    • Product Fee
      £1,999
    • Monthly Repayment
      £553.84
    Continue on Fluent Mortgages' website + More info
  • Cumberland BS's logo'

    Cumberland BS 2 Year Discounted Variable

    • Initial Rate
      0.83% Discounted Variable for 2 years (3.26% disc)
    • APRC
      3.70%
    • Product Fee
      £1,999
    • Monthly Repayment
      £553.84
    Continue on Fluent Mortgages' website + More info
  • Click here to see 1 similar product
  • Santander's logo'

    Santander 2 Year Fixed

    • Cashback Available
    • Initial Rate
      0.84% Fixed to 02/01/2024
    • APRC
      2.80%
    • Product Fee
      £749
    • Monthly Repayment
      £554.51
    Continue on Fluent Mortgages' website + More info
  • TSB's logo'

    TSB 2 Year Fixed

    • Initial Rate
      0.84% Fixed to 29/02/2024
    • APRC
      3.20%
    • Product Fee
      £995
    • Monthly Repayment
      £554.51
    Continue on Fluent Mortgages' website + More info
  • Barclays Mortgage's logo'

    Barclays Mortgage 2 Year Variable

    • Cashback Available
    • Initial Rate
      0.85% Variable (collared at 0.75%) for 2 years
    • APRC
      3.20%
    • Product Fee
      £999
    • Monthly Repayment
      £555.18
    Continue on Fluent Mortgages' website + More info
  • Barclays Mortgage's logo'

    Barclays Mortgage 2 Year Fixed

    • Cashback Available
    • Initial Rate
      0.86% Fixed to 30/11/2023
    • APRC
      3.20%
    • Product Fee
      £999
    • Monthly Repayment
      £555.85
    Continue on Fluent Mortgages' website + More info
  • NatWest's logo'

    NatWest 2 Year Fixed

    • Cashback Available
    • Initial Rate
      0.87% Fixed to 29/02/2024
    • APRC
      3.20%
    • Product Fee
      £995
    • Monthly Repayment
      £556.53
  • NatWest's logo'

    NatWest 2 Year Fixed

    • Cashback Available
    • Initial Rate
      0.87% Fixed to 29/02/2024
    • APRC
      3.20%
    • Product Fee
      £995
    • Monthly Repayment
      £556.53
  • Click here to see 1 similar product
  • Royal Bank of Scotland's logo'

    Royal Bank of Scotland 2 Year Fixed

    • Cashback Available
    • Initial Rate
      0.87% Fixed to 29/02/2024
    • APRC
      3.20%
    • Product Fee
      £995
    • Monthly Repayment
      £556.53
  • Cumberland BS's logo'

    Cumberland BS 2 Year Fixed

    • Initial Rate
      0.88% Fixed to 01/01/2024
    • APRC
      3.80%
    • Product Fee
      £1,999
    • Monthly Repayment
      £557.20
    Continue on Fluent Mortgages' website + More info
  • Cumberland BS's logo'

    Cumberland BS 2 Year Fixed

    • Initial Rate
      0.88% Fixed to 01/01/2024
    • APRC
      3.80%
    • Product Fee
      £1,999
    • Monthly Repayment
      £557.20
    Continue on Fluent Mortgages' website + More info
  • Click here to see 1 similar product
  • NatWest's logo'

    NatWest 2 Year Fixed

    • Initial Rate
      0.88% Fixed to 29/02/2024
    • APRC
      3.20%
    • Product Fee
      £995
    • Monthly Repayment
      £557.20
  • Royal Bank of Scotland's logo'

    Royal Bank of Scotland 2 Year Fixed

    • Initial Rate
      0.88% Fixed to 29/02/2024
    • APRC
      3.20%
    • Product Fee
      £995
    • Monthly Repayment
      £557.20
  • HSBC's logo'

    HSBC 2 Year Fixed

    • Initial Rate
      0.89% Fixed to 31/01/2024
    • APRC
      3.20%
    • Product Fee
      £999
    • Monthly Repayment
      £557.87
  • HSBC's logo'

    HSBC 2 Year Fixed

    • Initial Rate
      0.89% Fixed to 31/01/2024
    • APRC
      3.20%
    • Product Fee
      £999
    • Monthly Repayment
      £557.87
  • Click here to see 1 similar product
  • Nationwide BS's logo'

    Nationwide BS 3 Year Fixed

    • Cashback Available
    • Initial Rate
      0.89% Fixed for 3 years
    • APRC
      2.90%
    • Product Fee
      £999
    • Monthly Repayment
      £557.87
    Continue on Fluent Mortgages' website + More info
  • Nationwide BS's logo'

    Nationwide BS 3 Year Fixed

    • Initial Rate
      0.89% Fixed for 3 years
    • APRC
      2.90%
    • Product Fee
      £999
    • Monthly Repayment
      £557.87
    Continue on Fluent Mortgages' website + More info
  • Click here to see 1 similar product
  • Nationwide BS's logo'

    Nationwide BS 2 Year Fixed

    • Initial Rate
      0.89% Fixed for 2 years
    • APRC
      3.10%
    • Product Fee
      £999
    • Monthly Repayment
      £557.87
    Continue on Fluent Mortgages' website + More info
  • Nationwide BS's logo'

    Nationwide BS 2 Year Fixed

    • Cashback Available
    • Initial Rate
      0.89% Fixed for 2 years
    • APRC
      3.10%
    • Product Fee
      £999
    • Monthly Repayment
      £557.87
    Continue on Fluent Mortgages' website + More info
  • Click here to see 1 similar product

Your home may be repossessed if you do not keep up repayments on your mortgage.

The mortgage data above was supplied by Moneyfacts Group Plc and is updated at the time of mortgage search. The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.

Our mortgage comparison service is partnered with Fluent Mortgages for selections made outside of our featured lenders. Featured lenders are firms with whom we have a direct commercial relationship.

Award-winning comparisons you can trust

It's always nice to know you're on the right track. Over the years, as we have striven to improve the services we provide to our clients and users, we have been pleased to receive recognition for our efforts from both industry and consumer bodies.

Last updated on 04 March 2021.

60% LTV Mortgages FAQ

What is a 60% LTV mortgage?

With a 60% LTV mortgage, the provider is willing to offer 60% loan to value. This shows the amount of money being lent as a percentage of a property’s total value. The remaining sum, worth 40%, is expected to be paid by the borrower up-front, in the form of a deposit.

Are higher LTVs more cost-effective for buyers?

Higher-LTV mortgages, particularly in the 70-90% range, might prove more cost-effective for some buyers, particularly those entering the housing market for the first time, as they will have a lower deposit to save up for in comparison to the deposit on, say, a 60% LTV mortgage.

What’s the lowest LTV you can find?

It’s rare to find mortgages with LTVs lower than 50-60%, and borrowers are often dissuaded from seeking mortgages with lower LTVs, as these will require them to spend much longer saving up on a deposit.

Is interest lower on a 60% LTV mortgage?

One of the benefits of having a lower LTV on a mortgage is that interest paid on a monthly basis is lower, because the provider has less risk, given the borrower’s role in providing almost half of the property’s value as a deposit.

Why does interest matter on a mortgage?

Mortgages are long-term financial commitments, so it’s important to be comfortable with the financial cost associated with having to pay a specific rate of interest on your mortgage for not just one month but for many years or even decades to come.

Is a 60% LTV mortgage right for me?

Whether a 60% LTV mortgage is suitable or not depends on whether you are able to be able to provide a deposit as large as 40% of the property’s value. All mortgages should be sought only when a borrower feels confident that they can consistently meet the monthly repayments.

How do I compare 60% LTV mortgages for the best deals?

NerdWallet’s comparison tables consider a wide range of 60% LTV mortgage products, so make sure you find the best deal for your financial situation.

What does a fixed-rate mortgage entail?

A fixed-rate 60% LTV mortgage has the benefit of allowing the borrower to repay their mortgage on a fixed rate of interest for a limited period, helping reduce costs for a time. These types of mortgage are especially popular as a way of locking in low interest while rates remain low on the market.

How does a fixed rate differ from a variable rate?

Variable-rate mortgages charge a fluctuating rate of interest for the duration of your mortgage term. Variable rates are determined by market rates set by competitor providers. Rate decisions by the Bank of England are also instrumental in influencing the overall direction of mortgage market rates.

Can I repay my 60% LTV mortgage early?

Early repayment is an option on many mortgages but check terms and conditions with your provider before pursuing this course of action, because providers may place an Early Repayment Charge on you, adding to the costs of paying the mortgage sooner than originally intended.