Compare 85% LTV Mortgages

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  • Hinckley & Rugby BS's logo'

    Hinckley & Rugby BS 2 Year Discounted Variable

    • Cashback Available
    • Initial Rate
      2.15% Discounted Variable for 2 years (3.74% disc)
    • APRC
      4.80%
    • Product Fee
      £999
    • Monthly Repayment
      £916.29
    Continue on Fluent Mortgages' website + More Info
  • Vernon BS's logo'

    Vernon BS 3 Year Discounted Variable

    • Initial Rate
      2.29% Discounted Variable (collared at ) for 3 years (2.91% disc)
    • APRC
      4.60%
    • Product Fee
      £0
    • Monthly Repayment
      £930.99
    Continue on Fluent Mortgages' website + More Info
  • Newcastle BS's logo'

    Newcastle BS 2 Year Discounted Variable

    • Initial Rate
      2.35% Discounted Variable to 30/09/2023 (1.61% disc)
    • APRC
      3.80%
    • Product Fee
      £999
    • Monthly Repayment
      £937.34
    Continue on Fluent Mortgages' website + More Info
  • Vernon BS's logo'

    Vernon BS 2 Year Discounted Variable

    • Initial Rate
      2.35% Discounted Variable (collared at ) for 2 years (2.85% disc)
    • APRC
      4.90%
    • Product Fee
      £999
    • Monthly Repayment
      £937.34
    Continue on Fluent Mortgages' website + More Info
  • TSB's logo'

    TSB 2 Year Fixed

    • Cashback Available
    • Initial Rate
      2.39% Fixed to 31/08/2023
    • APRC
      3.40%
    • Product Fee
      £0
    • Monthly Repayment
      £941.58
    Continue on Fluent Mortgages' website + More Info
  • Cumberland BS's logo'

    Cumberland BS 2 Year Fixed

    • Initial Rate
      2.40% Fixed to 01/07/2023
    • APRC
      4.00%
    • Product Fee
      £1,999
    • Monthly Repayment
      £942.64
    Continue on Fluent Mortgages' website + More Info
  • Stafford Railway BS's logo'

    Stafford Railway BS 3 Year Discounted Variable

    • Initial Rate
      2.40% Discounted Variable (collared at 1.00%) for 3 years (0.55% disc)
    • APRC
      2.90%
    • Product Fee
      £100
    • Monthly Repayment
      £942.64
    Continue on Fluent Mortgages' website + More Info
  • Tipton & Coseley BS's logo'

    Tipton & Coseley BS 3 Year Discounted Variable

    • Initial Rate
      2.44% Discounted Variable (collared at ) for 3 years (2.50% disc)
    • APRC
      4.40%
    • Product Fee
      £999
    • Monthly Repayment
      £946.90
    Continue on Fluent Mortgages' website + More Info
  • Tipton & Coseley BS's logo'

    Tipton & Coseley BS 3 Year Discounted Variable

    • Initial Rate
      2.44% Discounted Variable (collared at ) for 3 years (2.50% disc)
    • APRC
      4.40%
    • Product Fee
      £999
    • Monthly Repayment
      £946.90
    Continue on Fluent Mortgages' website + More Info
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  • Hinckley & Rugby BS's logo'

    Hinckley & Rugby BS 2 Year Fixed

    • Cashback Available
    • Initial Rate
      2.45% Fixed for 2 years
    • APRC
      4.90%
    • Product Fee
      £999
    • Monthly Repayment
      £947.97
    Continue on Fluent Mortgages' website + More Info
  • Newcastle BS's logo'

    Newcastle BS 2 Year Discounted Variable

    • Initial Rate
      2.45% Discounted Variable to 30/09/2023 (1.51% disc)
    • APRC
      3.80%
    • Product Fee
      £999
    • Monthly Repayment
      £947.97
    Continue on Fluent Mortgages' website + More Info
  • Yorkshire Building Society's logo'

    Yorkshire Building Society 2 Year Fixed

    • Initial Rate
      2.45% Fixed to 31/07/2023
    • APRC
      4.00%
    • Product Fee
      £1,495
    • Monthly Repayment
      £947.97
    Continue on Fluent Mortgages' website + More Info
  • Yorkshire Building Society's logo'

    Yorkshire Building Society 2 Year Fixed

    • Initial Rate
      2.45% Fixed to 31/07/2023
    • APRC
      3.80%
    • Product Fee
      £1,495
    • Monthly Repayment
      £947.97
    Continue on Fluent Mortgages' website + More Info
  • Cumberland BS's logo'

    Cumberland BS 2 Year Discounted Variable

    • Initial Rate
      2.48% Discounted Variable for 2 years (1.61% disc)
    • APRC
      4.10%
    • Product Fee
      £1,999
    • Monthly Repayment
      £951.17
    Continue on Fluent Mortgages' website + More Info
  • Cumberland BS's logo'

    Cumberland BS 2 Year Fixed

    • Initial Rate
      2.48% Fixed to 01/07/2023
    • APRC
      3.90%
    • Product Fee
      £999
    • Monthly Repayment
      £951.17
    Continue on Fluent Mortgages' website + More Info
  • Halifax's logo'

    Halifax 2 Year Fixed

    • Initial Rate
      2.48% Fixed to 31/08/2023
    • APRC
      3.60%
    • Product Fee
      £995
    • Monthly Repayment
      £951.17
    Continue on Fluent Mortgages' website + More Info
  • Halifax's logo'

    Halifax 2 Year Fixed

    • Initial Rate
      2.48% Fixed to 31/08/2023
    • APRC
      3.60%
    • Product Fee
      £995
    • Monthly Repayment
      £951.17
    Continue on Fluent Mortgages' website + More Info
  • Click here to see 1 similar product
  • Virgin Money's logo'

    Virgin Money 2 Year Fixed

    • Cashback Available
    • Initial Rate
      2.48% Fixed to 01/08/2023
    • APRC
      4.00%
    • Product Fee
      £995
    • Monthly Repayment
      £951.17
    Continue on Fluent Mortgages' website + More Info
  • Virgin Money's logo'

    Virgin Money 2 Year Fixed

    • Initial Rate
      2.48% Fixed to 01/08/2023
    • APRC
      4.00%
    • Product Fee
      £995
    • Monthly Repayment
      £951.17
    Continue on Fluent Mortgages' website + More Info
  • Click here to see 1 similar product
  • Barclays Mortgage's logo'

    Barclays Mortgage 2 Year Fixed

    • Initial Rate
      2.49% Fixed to 31/08/2023
    • APRC
      3.50%
    • Product Fee
      £999
    • Monthly Repayment
      £952.24
    Continue on Barclays Mortgage's website + More Info
  • Barclays Mortgage's logo'

    Barclays Mortgage 2 Year Fixed

    • Cashback Available
    • Initial Rate
      2.49% Fixed to 31/08/2023
    • APRC
      3.50%
    • Product Fee
      £999
    • Monthly Repayment
      £952.24
    Continue on Barclays Mortgage's website + More Info
  • Click here to see 1 similar product
  • HSBC's logo'

    HSBC 2 Year Fixed

    • Initial Rate
      2.49% Fixed to 31/08/2023
    • APRC
      3.50%
    • Product Fee
      £999
    • Monthly Repayment
      £952.24

Your home may be repossessed if you do not keep up repayments on your mortgage.

The mortgage data above was supplied by Moneyfacts Group Plc and is updated at the time of mortgage search. The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.

Our mortgage comparison service is partnered with Fluent Mortgages for selections made outside of our featured lenders. Featured lenders are firms with whom we have a direct commercial relationship.

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Published on 05 July 2017. Last updated on 01 February 2021.

85% LTV Mortgages FAQ

What is an 85% LTV mortgage?

Are 85% LTV mortgages suitable for first-time buyers?

Is an 85% LTV mortgage cheaper than other LTVs?

How do I apply for an 85% LTV mortgage?

How much is early repayment on an 85% LTV mortgage?

Do I need a good credit score to get an 85% LTV mortgage?

Is there an ideal LTV for a mortgage?