Compare Current Account Mortgages

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  • Hinckley & Rugby BS's logo'

    Hinckley & Rugby BS 2 Year Discounted Variable

    • Offset
    • Cashback Available
    • Initial Rate
      1.99% Discounted Variable for 2 years (3.90% disc)
    • APRC
      4.60%
    • Product Fee
      £999
    • Monthly Repayment
      £846.74
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  • Beverley BS's logo'

    Beverley BS 2 Year Discounted Variable

    • Offset
    • Initial Rate
      2.06% Discounted Variable for 2 years (2.93% disc)
    • APRC
      4.60%
    • Product Fee
      £995
    • Monthly Repayment
      £853.56
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  • Clydesdale Bank's logo'

    Clydesdale Bank 2 Year Discounted Variable

    • Offset
    • Initial Rate
      2.24% Discounted Variable to 31/07/2023 (2.31% disc)
    • APRC
      4.30%
    • Product Fee
      £999
    • Monthly Repayment
      £871.27
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  • Yorkshire Bank's logo'

    Yorkshire Bank 2 Year Discounted Variable

    • Offset
    • Initial Rate
      2.24% Discounted Variable to 31/07/2023 (2.31% disc)
    • APRC
      4.30%
    • Product Fee
      £999
    • Monthly Repayment
      £871.27
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  • Beverley BS's logo'

    Beverley BS 2 Year Discounted Variable

    • Offset
    • Initial Rate
      2.43% Discounted Variable for 2 years (2.56% disc)
    • APRC
      4.60%
    • Product Fee
      £0
    • Monthly Repayment
      £890.20
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  • Yorkshire Building Society's logo'

    Yorkshire Building Society 2 Year Fixed

    • Offset
    • Initial Rate
      2.55% Fixed to 31/07/2023
    • APRC
      4.10%
    • Product Fee
      £0
    • Monthly Repayment
      £902.28
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  • Yorkshire Building Society's logo'

    Yorkshire Building Society 2 Year Fixed

    • Offset
    • Cashback Available
    • Initial Rate
      2.60% Fixed to 31/07/2023
    • APRC
      4.00%
    • Product Fee
      £0
    • Monthly Repayment
      £907.34
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  • Yorkshire Building Society's logo'

    Yorkshire Building Society 5 Year Fixed

    • Offset
    • Cashback Available
    • Initial Rate
      2.61% Fixed to 31/07/2026
    • APRC
      3.50%
    • Product Fee
      £0
    • Monthly Repayment
      £908.35
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  • Yorkshire Building Society's logo'

    Yorkshire Building Society 5 Year Fixed

    • Offset
    • Initial Rate
      2.70% Fixed to 31/07/2026
    • APRC
      3.70%
    • Product Fee
      £0
    • Monthly Repayment
      £917.51
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  • Hinckley & Rugby BS's logo'

    Hinckley & Rugby BS Discounted Variable

    • Offset
    • Cashback Available
    • Initial Rate
      2.84% Discounted Variable (collared at 2.59%) (3.05% disc)
    • APRC
      2.90%
    • Product Fee
      £999
    • Monthly Repayment
      £931.86
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  • Beverley BS's logo'

    Beverley BS 3 Year Discounted Variable

    • Offset
    • Initial Rate
      2.99% Discounted Variable for 3 years (2.00% disc)
    • APRC
      4.60%
    • Product Fee
      £995
    • Monthly Repayment
      £947.38
    Continue on Fluent Mortgages' website + More Info
  • Beverley BS's logo'

    Beverley BS 3 Year Discounted Variable

    • Offset
    • Initial Rate
      2.99% Discounted Variable for 3 years (2.00% disc)
    • APRC
      4.40%
    • Product Fee
      £0
    • Monthly Repayment
      £947.38
    Continue on Fluent Mortgages' website + More Info
  • Hinckley & Rugby BS's logo'

    Hinckley & Rugby BS 2 Year Discounted Variable

    • Offset
    • Initial Rate
      2.99% Discounted Variable for 2 years (2.90% disc)
    • APRC
      5.00%
    • Product Fee
      £999
    • Monthly Repayment
      £947.38
    Continue on Fluent Mortgages' website + More Info
  • Yorkshire Building Society's logo'

    Yorkshire Building Society 5 Year Fixed

    • Offset
    • Cashback Available
    • Initial Rate
      3.10% Fixed to 31/07/2026
    • APRC
      3.70%
    • Product Fee
      £0
    • Monthly Repayment
      £958.86
    Continue on Fluent Mortgages' website + More Info
  • Yorkshire Building Society's logo'

    Yorkshire Building Society 2 Year Fixed

    • Offset
    • Initial Rate
      3.11% Fixed to 31/07/2023
    • APRC
      4.20%
    • Product Fee
      £0
    • Monthly Repayment
      £959.90
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  • Yorkshire Building Society's logo'

    Yorkshire Building Society 2 Year Fixed

    • Offset
    • Cashback Available
    • Initial Rate
      3.11% Fixed to 31/07/2023
    • APRC
      4.10%
    • Product Fee
      £0
    • Monthly Repayment
      £959.90
    Continue on Fluent Mortgages' website + More Info
  • Yorkshire Building Society's logo'

    Yorkshire Building Society 5 Year Fixed

    • Offset
    • Initial Rate
      3.19% Fixed to 31/07/2026
    • APRC
      3.90%
    • Product Fee
      £0
    • Monthly Repayment
      £968.31
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  • Chelsea Building Society's logo'

    Chelsea Building Society 2 Year Fixed

    • Offset
    • Initial Rate
      3.21% Fixed to 31/07/2023
    • APRC
      4.10%
    • Product Fee
      £0
    • Monthly Repayment
      £970.41
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  • Chelsea Building Society's logo'

    Chelsea Building Society 5 Year Fixed

    • Offset
    • Initial Rate
      3.29% Fixed to 31/07/2026
    • APRC
      3.90%
    • Product Fee
      £0
    • Monthly Repayment
      £978.86
    Continue on Fluent Mortgages' website + More Info
  • Family Building Society's logo'

    Family Building Society 5 Year Fixed

    • Offset
    • Initial Rate
      3.64% Fixed to 30/09/2026
    • APRC
      3.90%
    • Product Fee
      £599
    • Monthly Repayment
      £1,016.33
    Continue on Fluent Mortgages' website + More Info
  • Yorkshire Building Society's logo'

    Yorkshire Building Society 2 Year Fixed

    • Offset
    • Initial Rate
      3.74% Fixed to 31/07/2023
    • APRC
      4.30%
    • Product Fee
      £0
    • Monthly Repayment
      £1,027.17
    Continue on Fluent Mortgages' website + More Info
  • Yorkshire Building Society's logo'

    Yorkshire Building Society 5 Year Fixed

    • Offset
    • Initial Rate
      3.80% Fixed to 31/07/2026
    • APRC
      4.20%
    • Product Fee
      £0
    • Monthly Repayment
      £1,033.71
    Continue on Fluent Mortgages' website + More Info
  • Yorkshire Building Society's logo'

    Yorkshire Building Society 2 Year Fixed

    • Offset
    • Initial Rate
      3.84% Fixed to 31/07/2023
    • APRC
      4.30%
    • Product Fee
      £0
    • Monthly Repayment
      £1,038.09
    Continue on Fluent Mortgages' website + More Info
  • Yorkshire Building Society's logo'

    Yorkshire Building Society 5 Year Fixed

    • Offset
    • Initial Rate
      3.94% Fixed to 31/07/2026
    • APRC
      4.20%
    • Product Fee
      £0
    • Monthly Repayment
      £1,049.06
    Continue on Fluent Mortgages' website + More Info
  • NatWest's logo'

    NatWest Variable

    • Offset
    • Initial Rate
      4.25% Variable
    • APRC
      3.80%
    • Product Fee
      £499
    • Monthly Repayment
      £1,083.48

Your home may be repossessed if you do not keep up repayments on your mortgage.

The mortgage data above was supplied by Moneyfacts Group Plc and is updated at the time of mortgage search. The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.

Our mortgage comparison service is partnered with Fluent Mortgages for selections made outside of our featured lenders. Featured lenders are firms with whom we have a direct commercial relationship.

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Published on 05 July 2017. Last updated on 01 February 2021.

Current Account Mortgages FAQ

What are current account mortgages?

How is a current account mortgage an offset mortgage?

What’s a benefit of using a current account mortgage?

Why does it matter how quickly you repay a current account mortgage?

What disadvantages do current account mortgages have?

What happens when I withdraw from my current account?

How can a broker help with a current account mortgage?

What documents do I need to apply for a current account mortgage?

Is a current account mortgage suitable for those on low wages?

Can I save with a current account mortgage?