Fixed Rate No Fee Mortgages

  • Having a no-fee or fee-free arrangement allows you to keep your initial costs down.
  • Fixing the mortgage rate allows you to keep control of your mortgage payments - the decision is just how long you want to fix the rate for.
Filter your results
You have a 90% loan-to-value
  • Nationwide BS's logo'

    Nationwide BS 2 Year Fixed

    • Initial Rate
      3.74% Fixed for 2 years
    • APRC
      3.70%
    • Product Fee
      £0
    • Monthly Repayment
      £924.46
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £500,000
    • Product Description:
      3.74% Fixed for 2 years
    • Incentives:
      Free valuation fees
      free valuation admin fees
      No arrangement fees
      £500 cashback

    • Initial Monthly Repayment:
      £924.46 x 24
    • Ongoing Monthly Payments:
      £910.81 x 276
    • Total Amount Payable:
      £273,870.60
    • Total Interest Payable:
      £93,570.60
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 2/1% Outstanding Balance
  • Nationwide BS's logo'

    Nationwide BS 5 Year Fixed

    • Initial Rate
      3.74% Fixed for 5 years
    • APRC
      3.70%
    • Product Fee
      £0
    • Monthly Repayment
      £924.46
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £500,000
    • Product Description:
      3.74% Fixed for 5 years
    • Incentives:
      Free valuation fees
      free valuation admin fees
      No arrangement fees
      £500 cashback

    • Initial Monthly Repayment:
      £924.46 x 60
    • Ongoing Monthly Payments:
      £912.33 x 240
    • Total Amount Payable:
      £274,726.80
    • Total Interest Payable:
      £94,426.80
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 5 yrs: 5/4/3/2/1% Outstanding Balance
  • Click here to see 1 similar product
  • Furness BS's logo'

    Furness BS 3 Year Fixed

    • Initial Rate
      3.89% Fixed for 3 years
    • APRC
      4.90%
    • Product Fee
      £0
    • Monthly Repayment
      £939.21
    • Lender:
      Furness BS
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £30,000
    • Max Loan:
      £750,000
    • Product Description:
      3.89% Fixed for 3 years
    • Incentives:
      Free valuation fees (Max £665)
      No arrangement fees

    • Initial Monthly Repayment:
      £939.21 x 36
    • Ongoing Monthly Payments:
      £1,053.92 x 264
    • Total Amount Payable:
      £313,011.44
    • Total Interest Payable:
      £132,046.44
    • Valuation Fee:
      £75
    • Exit Admin Fee:
      £90
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 3 yrs: 4/3/2% Mortgage Advance
  • Virgin Money's logo'

    Virgin Money 7 Year Fixed

    • Initial Rate
      3.89% Fixed to 01/03/2028
    • APRC
      4.10%
    • Product Fee
      £0
    • Monthly Repayment
      £939.21
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £0
    • Max Loan:
      £1,000,000
    • Product Description:
      3.89% Fixed to 01/03/2028
    • Incentives:
      Free valuation fees
      No arrangement fees

    • Initial Monthly Repayment:
      £939.21 x 87
    • Ongoing Monthly Payments:
      £954.07 x 213
    • Total Amount Payable:
      £285,778.18
    • Total Interest Payable:
      £104,928.18
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/3/28: 7/7/5/5/3/2/1% Outstanding Balance
  • Virgin Money's logo'

    Virgin Money 2 Year Fixed

    • Initial Rate
      3.94% Fixed to 01/03/2023
    • APRC
      4.20%
    • Product Fee
      £0
    • Monthly Repayment
      £944.15
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £0
    • Max Loan:
      £1,000,000
    • Product Description:
      3.94% Fixed to 01/03/2023
    • Incentives:
      Free valuation fees
      No arrangement fees
      £250 cashback

    • Initial Monthly Repayment:
      £944.15 x 27
    • Ongoing Monthly Payments:
      £981.22 x 57
    • Total Amount Payable:
      £289,826.55
    • Total Interest Payable:
      £109,226.55
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/3/23: 1.5% Outstanding Balance
  • Virgin Money's logo'

    Virgin Money 10 Year Fixed

    • Initial Rate
      3.99% Fixed to 01/03/2031
    • APRC
      4.10%
    • Product Fee
      £0
    • Monthly Repayment
      £949.11
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £0
    • Max Loan:
      £1,000,000
    • Product Description:
      3.99% Fixed to 01/03/2031
    • Incentives:
      Free valuation fees
      No arrangement fees

    • Initial Monthly Repayment:
      £949.11 x 123
    • Ongoing Monthly Payments:
      £955.46 x 177
    • Total Amount Payable:
      £286,706.95
    • Total Interest Payable:
      £105,856.95
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/3/31: 7/7/7/7/7/5/5/3/2/1% Outstanding Balance
  • Cumberland BS's logo'

    Cumberland BS 2 Year Fixed

    • Initial Rate
      4.07% Fixed to 01/01/2023
    • APRC
      4.20%
    • Product Fee
      £0
    • Monthly Repayment
      £957.08
    • Lender:
      Cumberland BS
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £20,000
    • Max Loan:
      £500,000
    • Product Description:
      4.07% Fixed to 01/01/2023
    • Incentives:
      Free valuation fees
      free legal fees Remortgages
      No arrangement fees

    • Initial Monthly Repayment:
      £957.08 x 25
    • Ongoing Monthly Payments:
      £958.94 x 275
    • Total Amount Payable:
      £287,785.50
    • Total Interest Payable:
      £107,635.50
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £150
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/1/23: 2/1% Sum Repaid
  • Cumberland BS's logo'

    Cumberland BS 5 Year Fixed

    • Initial Rate
      4.07% Fixed to 01/01/2026
    • APRC
      4.20%
    • Product Fee
      £0
    • Monthly Repayment
      £957.08
    • Lender:
      Cumberland BS
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £20,000
    • Max Loan:
      £500,000
    • Product Description:
      4.07% Fixed to 01/01/2026
    • Incentives:
      Free valuation fees
      free legal fees Remortgages
      No arrangement fees

    • Initial Monthly Repayment:
      £957.08 x 61
    • Ongoing Monthly Payments:
      £958.73 x 239
    • Total Amount Payable:
      £287,668.35
    • Total Interest Payable:
      £107,518.35
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £150
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/1/26: 5/4/3/2/1% Sum Repaid
  • Click here to see 1 similar product
  • Cumberland BS's logo'

    Cumberland BS 5 Year Fixed

    • Initial Rate
      4.31% Fixed to 01/01/2026
    • APRC
      4.30%
    • Product Fee
      £0
    • Monthly Repayment
      £981.19
    • Lender:
      Cumberland BS
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £20,000
    • Max Loan:
      £500,000
    • Product Description:
      4.31% Fixed to 01/01/2026
    • Incentives:
      Free valuation fees
      No arrangement fees
      £1K cashback

    • Initial Monthly Repayment:
      £981.19 x 61
    • Ongoing Monthly Payments:
      £962.79 x 239
    • Total Amount Payable:
      £289,909.40
    • Total Interest Payable:
      £109,959.40
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £150
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/1/26: 5/4/3/2/1% Sum Repaid
  • Virgin Money's logo'

    Virgin Money 5 Year Fixed

    • Initial Rate
      4.49% Fixed to 01/03/2026
    • APRC
      4.40%
    • Product Fee
      £0
    • Monthly Repayment
      £999.48
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £0
    • Max Loan:
      £1,000,000
    • Product Description:
      4.49% Fixed to 01/03/2026
    • Incentives:
      Free valuation fees
      No arrangement fees
      £250 cashback

    • Initial Monthly Repayment:
      £999.48 x 63
    • Ongoing Monthly Payments:
      £986.86 x 21
    • Total Amount Payable:
      £293,288.58
    • Total Interest Payable:
      £112,688.58
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/3/26: 3.5% Outstanding Balance

Your home may be repossessed if you do not keep up repayments on your mortgage.

The mortgage data above was supplied by Moneyfacts Group Plc and is updated at the time of mortgage search. The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.

Our mortgage comparison service is partnered with L&C Mortgages for selections made outside of our featured lenders. Featured lenders are firms with whom we have a direct commercial relationship.