Compare Fixed Rate Mortgages

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  • Hinckley & Rugby BS's logo'

    Hinckley & Rugby BS 2 Year Fixed

    • Cashback Available
    • Initial Rate
      2.30% Fixed for 2 years
    • APRC
      4.80%
    • Product Fee
      £199
    • Monthly Repayment
      £986.88
    Continue on Fluent Mortgages' website + More Info
  • Leeds BS's logo'

    Leeds BS 2 Year Fixed

    • Initial Rate
      2.33% Fixed to 31/10/2023
    • APRC
      4.60%
    • Product Fee
      £999
    • Monthly Repayment
      £990.23
    Continue on Fluent Mortgages' website + More Info
  • Nationwide BS's logo'

    Nationwide BS 3 Year Fixed

    • Initial Rate
      2.34% Fixed for 3 years
    • APRC
      3.40%
    • Product Fee
      £999
    • Monthly Repayment
      £991.35
    Continue on Fluent Mortgages' website + More Info
  • Nationwide BS's logo'

    Nationwide BS 2 Year Fixed

    • Initial Rate
      2.34% Fixed for 2 years
    • APRC
      3.50%
    • Product Fee
      £999
    • Monthly Repayment
      £991.35
    Continue on Fluent Mortgages' website + More Info
  • Barclays Mortgage's logo'

    Barclays Mortgage 2 Year Fixed

    • Initial Rate
      2.35% Fixed to 31/08/2023
    • APRC
      3.50%
    • Product Fee
      £999
    • Monthly Repayment
      £992.48
    Continue on Barclays Mortgage's website + More Info
  • Virgin Money's logo'

    Virgin Money 2 Year Fixed

    • Initial Rate
      2.39% Fixed to 01/12/2023
    • APRC
      4.00%
    • Product Fee
      £995
    • Monthly Repayment
      £996.97
    Continue on Fluent Mortgages' website + More Info
  • Virgin Money's logo'

    Virgin Money 2 Year Fixed

    • Cashback Available
    • Initial Rate
      2.39% Fixed to 01/12/2023
    • APRC
      4.00%
    • Product Fee
      £995
    • Monthly Repayment
      £996.97
    Continue on Fluent Mortgages' website + More Info
  • Virgin Money's logo'

    Virgin Money 2 Year Fixed

    • Cashback Available
    • Initial Rate
      2.39% Fixed to 01/12/2023
    • APRC
      4.00%
    • Product Fee
      £995
    • Monthly Repayment
      £996.97
    Continue on Fluent Mortgages' website + More Info
  • Click here to see 2 similar products
  • Nationwide BS's logo'

    Nationwide BS 3 Year Fixed

    • Cashback Available
    • Initial Rate
      2.44% Fixed for 3 years
    • APRC
      3.40%
    • Product Fee
      £999
    • Monthly Repayment
      £1,002.60
    Continue on Fluent Mortgages' website + More Info
  • Nationwide BS's logo'

    Nationwide BS 2 Year Fixed

    • Cashback Available
    • Initial Rate
      2.44% Fixed for 2 years
    • APRC
      3.50%
    • Product Fee
      £999
    • Monthly Repayment
      £1,002.60
    Continue on Fluent Mortgages' website + More Info
  • Coventry BS's logo'

    Coventry BS 2 Year Fixed

    • Initial Rate
      2.45% Fixed to 30/09/2023
    • APRC
      4.20%
    • Product Fee
      £999
    • Monthly Repayment
      £1,003.73
    Continue on Fluent Mortgages' website + More Info
  • Barclays Mortgage's logo'

    Barclays Mortgage 2 Year Fixed

    • Initial Rate
      2.49% Fixed to 31/08/2023
    • APRC
      3.50%
    • Product Fee
      £0
    • Monthly Repayment
      £1,008.25
    Continue on Barclays Mortgage's website + More Info
  • HSBC's logo'

    HSBC 2 Year Fixed

    • Initial Rate
      2.49% Fixed to 30/11/2023
    • APRC
      3.50%
    • Product Fee
      £999
    • Monthly Repayment
      £1,008.25
  • Skipton BS's logo'

    Skipton BS 2 Year Fixed

    • Initial Rate
      2.49% Fixed to 30/09/2023
    • APRC
      4.20%
    • Product Fee
      £995
    • Monthly Repayment
      £1,008.25
    Continue on Fluent Mortgages' website + More Info
  • Halifax's logo'

    Halifax 2 Year Fixed

    • Initial Rate
      2.53% Fixed to 30/11/2023
    • APRC
      3.60%
    • Product Fee
      £995
    • Monthly Repayment
      £1,012.79
    Continue on Halifax's website + More Info
  • Halifax's logo'

    Halifax 2 Year Fixed

    • Initial Rate
      2.53% Fixed to 30/11/2023
    • APRC
      3.60%
    • Product Fee
      £995
    • Monthly Repayment
      £1,012.79
    Continue on Halifax's website + More Info
  • Click here to see 1 similar product
  • Bank of Ireland UK's logo'

    Bank of Ireland UK 2 Year Fixed

    • Initial Rate
      2.56% Fixed to 31/10/2023
    • APRC
      3.90%
    • Product Fee
      £0
    • Monthly Repayment
      £1,016.20
    Continue on Fluent Mortgages' website + More Info
  • Santander's logo'

    Santander 2 Year Fixed

    • Cashback Available
    • Initial Rate
      2.57% Fixed to 02/11/2023
    • APRC
      3.30%
    • Product Fee
      £999
    • Monthly Repayment
      £1,017.34
    Continue on Fluent Mortgages' website + More Info
  • Santander's logo'

    Santander 2 Year Fixed

    • Cashback Available
    • Initial Rate
      2.57% Fixed to 02/11/2023
    • APRC
      3.30%
    • Product Fee
      £999
    • Monthly Repayment
      £1,017.34
    Continue on Fluent Mortgages' website + More Info
  • Click here to see 1 similar product
  • Leeds BS's logo'

    Leeds BS 2 Year Fixed

    • Initial Rate
      2.58% Fixed to 31/10/2023
    • APRC
      4.60%
    • Product Fee
      £0
    • Monthly Repayment
      £1,018.48
    Continue on Fluent Mortgages' website + More Info
  • Barclays Mortgage's logo'

    Barclays Mortgage 2 Year Fixed

    • Initial Rate
      2.59% Fixed to 31/08/2023
    • APRC
      3.50%
    • Product Fee
      £0
    • Monthly Repayment
      £1,019.62
    Continue on Barclays Mortgage's website + More Info
  • Nationwide BS's logo'

    Nationwide BS 2 Year Fixed

    • Initial Rate
      2.59% Fixed for 2 years
    • APRC
      3.50%
    • Product Fee
      £0
    • Monthly Repayment
      £1,019.62
    Continue on Fluent Mortgages' website + More Info
  • Nationwide BS's logo'

    Nationwide BS 3 Year Fixed

    • Initial Rate
      2.59% Fixed for 3 years
    • APRC
      3.40%
    • Product Fee
      £0
    • Monthly Repayment
      £1,019.62
    Continue on Fluent Mortgages' website + More Info
  • Bank of Ireland UK's logo'

    Bank of Ireland UK 2 Year Fixed

    • Cashback Available
    • Initial Rate
      2.64% Fixed to 31/10/2023
    • APRC
      3.90%
    • Product Fee
      £0
    • Monthly Repayment
      £1,025.32
    Continue on Fluent Mortgages' website + More Info

Your home may be repossessed if you do not keep up repayments on your mortgage.

The mortgage data above was supplied by Moneyfacts Group Plc and is updated at the time of mortgage search. The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.

Our mortgage comparison service is partnered with Fluent Mortgages for selections made outside of our featured lenders. Featured lenders are firms with whom we have a direct commercial relationship.

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Last updated on 09 November 2020.

Fixed Rate Mortgages FAQ

How does a fixed rate mortgage work?

A fixed rate mortgage will have the same rate of interest for the length of a set period of time known as the mortgage deal. When the deal period ends, the mortgage rate reverts to the lender's Standard Variable Rate (SVR).

What are the benefits of fixed rate mortgages?

Fixed rates offer security and peace of mind. With a fixed rate mortgage you'll know exactly how much you'll be paying for the length of your mortgage deal. This means you can budget accordingly and you're protected from potential interest rate rises.

What are the downsides to a fixed rate mortgage?

Traditionally fixed rate mortgages have always been slightly more expensive than variable rates. However, that is no longer the case, with a number of competitively priced fixes on the market which match or even beat variables on rate.

The biggest downside of a fixed rate at the moment therefore is if interest rates were to fall you wouldn't feel the benefit. Your monthly repayment would stay the same.

Is a fixed rate mortgage right for me?

If you like to know exactly what you're going to pay then a fixed rate mortgage may be right for you.

How long can I fix my mortgage rate for?

You can choose to fix for two, three, five or even ten years.

What if I want to leave a fixed rate mortgage?

If you decided to pay off your mortgage before the fixed rate period is over you're likely to face an Early Repayment Charge. These charges vary from product to product but are usually set as a percentage of the loan, with the percentage reducing the closer you get to the end of your deal.

Will I pay a higher rate for a fixed rate mortgage?

Not necessarily. It used to be that fixed rate mortgages featured higher rates than variables but that is no longer the case. It's possible to get a competitively priced fixed rate that is in fact cheaper than a variable.

How can I compare fixed rate mortgages?

When comparing fixed rate mortgages it's important to remember the rate is not always the most important factor. A product with a low rate may seem like the most cost effective option but if it comes with a hefty arrangement fee it may not be the best option. NerdWallet's free to use comparison tool allows you to sort fixed rate mortgages by rate, fees and overall cost, helping you to work out the cheapest product for your circumstances.

What happens when I'm nearing the end of my fixed rate period?

When your fixed rate period ends you'll move on to your lender's Standard Variable Rate. You can either choose to stay on this, move to another deal with the same lender or remortgage with another provider. As you approach the end of your fixed rate period it's worth comparing mortgages on the market to get an idea of the type of deals on offer to you.