Halifax mortgages
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-
![Halifax's logo']()
Halifax 2 Year Fixed
-
Initial Rate
1.56% Fixed to 28/02/2023
-
APRC
3.50%
-
Product Fee
£995
-
Monthly Repayment
£604.14
-
Lender:
Halifax
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
75%
-
Min Loan:
£100,000
-
Max Loan:
£249,999
-
Product Description:
1.56% Fixed to 28/02/2023
-
Incentives:
Free valuation fees
free valuation admin fees
free legal fees
-
Initial Monthly Repayment:
£604.14 x 27
-
Ongoing Monthly Payments:
£744.53 x 273
-
Total Amount Payable:
£220,563.47
-
Total Interest Payable:
£69,568.47
-
Valuation Fee:
Free
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 28/2/23: 2/1% Mortgage Advance
-
Initial Rate
-
![Halifax's logo']()
Halifax 5 Year Fixed
-
Initial Rate
1.73% Fixed to 28/02/2026
-
APRC
3.10%
-
Product Fee
£995
-
Monthly Repayment
£616.25
-
Lender:
Halifax
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
75%
-
Min Loan:
£100,000
-
Max Loan:
£249,999
-
Product Description:
1.73% Fixed to 28/02/2026
-
Incentives:
Free valuation fees
free valuation admin fees
free legal fees
-
Initial Monthly Repayment:
£616.25 x 63
-
Ongoing Monthly Payments:
£729.05 x 237
-
Total Amount Payable:
£212,603.60
-
Total Interest Payable:
£61,608.60
-
Valuation Fee:
Free
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 28/2/26: 5/4/3/2/1% Mortgage Advance
-
Initial Rate
-
![Halifax's logo']()
Halifax 5 Year Fixed
-
Initial Rate
1.85% Fixed to 28/02/2026
-
APRC
3.10%
-
Product Fee
£0
-
Monthly Repayment
£624.88
-
Lender:
Halifax
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
75%
-
Min Loan:
£100,000
-
Max Loan:
£249,999
-
Product Description:
1.85% Fixed to 28/02/2026
-
Incentives:
Free valuation fees
free valuation admin fees
No arrangement fees
free legal fees
-
Initial Monthly Repayment:
£624.88 x 63
-
Ongoing Monthly Payments:
£731.05 x 237
-
Total Amount Payable:
£212,626.29
-
Total Interest Payable:
£62,626.29
-
Valuation Fee:
Free
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 28/2/26: 5/4/3/2/1% Mortgage Advance
-
Initial Rate
-
![Halifax's logo']()
Halifax 2 Year Fixed
-
Initial Rate
1.85% Fixed to 28/02/2023
-
APRC
3.40%
-
Product Fee
£0
-
Monthly Repayment
£624.88
-
Lender:
Halifax
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
75%
-
Min Loan:
£100,000
-
Max Loan:
£249,999
-
Product Description:
1.85% Fixed to 28/02/2023
-
Incentives:
Free valuation fees
free valuation admin fees
No arrangement fees
free legal fees
-
Initial Monthly Repayment:
£624.88 x 27
-
Ongoing Monthly Payments:
£746.63 x 273
-
Total Amount Payable:
£220,701.75
-
Total Interest Payable:
£70,701.75
-
Valuation Fee:
Free
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 28/2/23: 2/1% Mortgage Advance
-
Initial Rate
-
![Halifax's logo']()
Halifax 2 Year Fixed
-
Initial Rate
2.03% Fixed to 28/02/2023
-
APRC
3.60%
-
Product Fee
£995
-
Monthly Repayment
£637.97
-
Lender:
Halifax
-
Max First Time Buyer LTV:
75%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
0%
-
Min Loan:
£100,000
-
Max Loan:
£249,999
-
Product Description:
2.03% Fixed to 28/02/2023
-
Incentives:
-
Initial Monthly Repayment:
£637.97 x 27
-
Ongoing Monthly Payments:
£747.91 x 273
-
Total Amount Payable:
£223,399.62
-
Total Interest Payable:
£71,404.62
-
Valuation Fee:
£200
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 28/2/23: 2/1% Mortgage Advance
-
Initial Rate
-
![Halifax's logo']()
Halifax 2 Year Fixed
-
Initial Rate
2.03% Fixed to 28/02/2023
-
APRC
3.60%
-
Product Fee
£995
-
Monthly Repayment
£637.97
-
Lender:
Halifax
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
75%
-
Max Remortgage LTV:
0%
-
Min Loan:
£100,000
-
Max Loan:
£249,999
-
Product Description:
2.03% Fixed to 28/02/2023
-
Incentives:
-
Initial Monthly Repayment:
£637.97 x 27
-
Ongoing Monthly Payments:
£747.91 x 273
-
Total Amount Payable:
£223,399.62
-
Total Interest Payable:
£71,404.62
-
Valuation Fee:
£200
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 28/2/23: 2/1% Mortgage Advance
Click here to see 1 similar product
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-
Initial Rate
-
![Halifax's logo']()
Halifax 2 Year Fixed
-
Initial Rate
2.13% Fixed to 28/02/2023
-
APRC
3.50%
-
Product Fee
£0
-
Monthly Repayment
£645.32
-
Lender:
Halifax
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
75%
-
Max Remortgage LTV:
0%
-
Min Loan:
£25,000
-
Max Loan:
£999,999
-
Product Description:
2.13% Fixed to 28/02/2023
-
Incentives:
No arrangement fees
-
Initial Monthly Repayment:
£645.32 x 27
-
Ongoing Monthly Payments:
£748.61 x 273
-
Total Amount Payable:
£222,794.17
-
Total Interest Payable:
£71,794.17
-
Valuation Fee:
£200
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 28/2/23: 2/1% Mortgage Advance
-
Initial Rate
-
![Halifax's logo']()
Halifax 2 Year Fixed
-
Initial Rate
2.13% Fixed to 28/02/2023
-
APRC
3.50%
-
Product Fee
£0
-
Monthly Repayment
£645.32
-
Lender:
Halifax
-
Max First Time Buyer LTV:
75%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
0%
-
Min Loan:
£25,000
-
Max Loan:
£999,999
-
Product Description:
2.13% Fixed to 28/02/2023
-
Incentives:
No arrangement fees
-
Initial Monthly Repayment:
£645.32 x 27
-
Ongoing Monthly Payments:
£748.61 x 273
-
Total Amount Payable:
£222,794.17
-
Total Interest Payable:
£71,794.17
-
Valuation Fee:
£200
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 28/2/23: 2/1% Mortgage Advance
Click here to see 1 similar product
Click here to hide 1 similar product
-
Initial Rate
-
![Halifax's logo']()
Halifax 5 Year Fixed
-
Initial Rate
2.26% Fixed to 28/02/2026
-
APRC
3.40%
-
Product Fee
£995
-
Monthly Repayment
£654.94
-
Lender:
Halifax
-
Max First Time Buyer LTV:
75%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
0%
-
Min Loan:
£100,000
-
Max Loan:
£249,999
-
Product Description:
2.26% Fixed to 28/02/2026
-
Incentives:
-
Initial Monthly Repayment:
£654.94 x 63
-
Ongoing Monthly Payments:
£737.74 x 237
-
Total Amount Payable:
£218,100.60
-
Total Interest Payable:
£66,105.60
-
Valuation Fee:
£200
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 28/2/26: 5/4/3/2/1% Mortgage Advance
-
Initial Rate
-
![Halifax's logo']()
Halifax 5 Year Fixed
-
Initial Rate
2.26% Fixed to 28/02/2026
-
APRC
3.40%
-
Product Fee
£995
-
Monthly Repayment
£654.94
-
Lender:
Halifax
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
75%
-
Max Remortgage LTV:
0%
-
Min Loan:
£100,000
-
Max Loan:
£249,999
-
Product Description:
2.26% Fixed to 28/02/2026
-
Incentives:
-
Initial Monthly Repayment:
£654.94 x 63
-
Ongoing Monthly Payments:
£737.74 x 237
-
Total Amount Payable:
£218,100.60
-
Total Interest Payable:
£66,105.60
-
Valuation Fee:
£200
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 28/2/26: 5/4/3/2/1% Mortgage Advance
Click here to see 1 similar product
Click here to hide 1 similar product
-
Initial Rate
-
![Halifax's logo']()
Halifax 10 Year Fixed
-
Initial Rate
2.35% Fixed to 28/02/2031
-
APRC
3.00%
-
Product Fee
£995
-
Monthly Repayment
£661.65
-
Lender:
Halifax
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
75%
-
Min Loan:
£25,000
-
Max Loan:
£1,000,000
-
Product Description:
2.35% Fixed to 28/02/2031
-
Incentives:
Free valuation fees
free valuation admin fees
free legal fees
-
Initial Monthly Repayment:
£661.65 x 123
-
Ongoing Monthly Payments:
£720.43 x 177
-
Total Amount Payable:
£209,894.06
-
Total Interest Payable:
£58,899.06
-
Valuation Fee:
Free
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 28/2/31: 6/6/6/6/6/5/4/3/2/1% Mortgage Advance
-
Initial Rate
-
![Halifax's logo']()
Halifax 5 Year Fixed
-
Initial Rate
2.42% Fixed to 28/02/2026
-
APRC
3.40%
-
Product Fee
£0
-
Monthly Repayment
£666.90
-
Lender:
Halifax
-
Max First Time Buyer LTV:
75%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
0%
-
Min Loan:
£25,000
-
Max Loan:
£999,999
-
Product Description:
2.42% Fixed to 28/02/2026
-
Incentives:
No arrangement fees
-
Initial Monthly Repayment:
£666.90 x 63
-
Ongoing Monthly Payments:
£740.30 x 237
-
Total Amount Payable:
£218,465.80
-
Total Interest Payable:
£67,465.80
-
Valuation Fee:
£200
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 28/2/26: 5/4/3/2/1% Mortgage Advance
-
Initial Rate
-
![Halifax's logo']()
Halifax 5 Year Fixed
-
Initial Rate
2.42% Fixed to 28/02/2026
-
APRC
3.40%
-
Product Fee
£0
-
Monthly Repayment
£666.90
-
Lender:
Halifax
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
75%
-
Max Remortgage LTV:
0%
-
Min Loan:
£25,000
-
Max Loan:
£999,999
-
Product Description:
2.42% Fixed to 28/02/2026
-
Incentives:
No arrangement fees
-
Initial Monthly Repayment:
£666.90 x 63
-
Ongoing Monthly Payments:
£740.30 x 237
-
Total Amount Payable:
£218,465.80
-
Total Interest Payable:
£67,465.80
-
Valuation Fee:
£200
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 28/2/26: 5/4/3/2/1% Mortgage Advance
Click here to see 1 similar product
Click here to hide 1 similar product
-
Initial Rate
-
![Halifax's logo']()
Halifax 10 Year Fixed
-
Initial Rate
2.53% Fixed to 28/02/2031
-
APRC
3.20%
-
Product Fee
£995
-
Monthly Repayment
£675.19
-
Lender:
Halifax
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
75%
-
Max Remortgage LTV:
0%
-
Min Loan:
£25,000
-
Max Loan:
£1,000,000
-
Product Description:
2.53% Fixed to 28/02/2031
-
Incentives:
-
Initial Monthly Repayment:
£675.19 x 123
-
Ongoing Monthly Payments:
£726.02 x 177
-
Total Amount Payable:
£213,548.91
-
Total Interest Payable:
£61,553.91
-
Valuation Fee:
£200
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 28/2/31: 6/6/6/6/6/5/4/3/2/1% Mortgage Advance
-
Initial Rate
-
![Halifax's logo']()
Halifax 10 Year Fixed
-
Initial Rate
2.62% Fixed to 28/02/2031
-
APRC
3.20%
-
Product Fee
£0
-
Monthly Repayment
£682.03
-
Lender:
Halifax
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
75%
-
Max Remortgage LTV:
0%
-
Min Loan:
£25,000
-
Max Loan:
£1,000,000
-
Product Description:
2.62% Fixed to 28/02/2031
-
Incentives:
No arrangement fees
-
Initial Monthly Repayment:
£682.03 x 123
-
Ongoing Monthly Payments:
£728.80 x 177
-
Total Amount Payable:
£213,887.29
-
Total Interest Payable:
£62,887.29
-
Valuation Fee:
£200
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 28/2/31: 6/6/6/6/6/5/4/3/2/1% Mortgage Advance
-
Initial Rate
-
![Halifax's logo']()
Halifax 10 Year Fixed
-
Initial Rate
3.10% Fixed to 28/02/2031
-
APRC
3.40%
-
Product Fee
£0
-
Monthly Repayment
£719.14
-
Lender:
Halifax
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
75%
-
Min Loan:
£25,000
-
Max Loan:
£1,000,000
-
Product Description:
3.10% Fixed to 28/02/2031
-
Incentives:
Free valuation fees
free valuation admin fees
No arrangement fees
free legal fees
-
Initial Monthly Repayment:
£719.14 x 123
-
Ongoing Monthly Payments:
£743.49 x 177
-
Total Amount Payable:
£220,051.95
-
Total Interest Payable:
£70,051.95
-
Valuation Fee:
Free
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 28/2/31: 6/6/6/6/6/5/4/3/2/1% Mortgage Advance
-
Initial Rate
Your home may be repossessed if you do not keep up repayments on your mortgage.
The mortgage data above was supplied by Moneyfacts Group Plc and is updated at the time of mortgage search. The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.
Our mortgage comparison service is partnered with L&C Mortgages for selections made outside of our featured lenders. Featured lenders are firms with whom we have a direct commercial relationship.
Halifax Mortgages FAQ
Who are Halifax?
Halifax was established as a building society in 1853 in the West Yorkshire town where it takes its name from. Today, Halifax is a bank that operates as a trading division of Bank of Scotland, which is owned by Lloyds Banking Group.
Halifax provides a wide range of financial products and services covering all aspect of the banking market. With over 160 years of experience in helping people buy homes, Halifax is one of the UK’s leading mortgage providers. Halifax’s mortgage team can help home buyers throughout the purchasing process.
What types of mortgage do Halifax offer?
Halifax provide a wide range of mortgages covering most types of property buyer. That includes home buyers making their first property purchases, existing homeowners looking to move house or just find a better deal, as well as property investors purchasing for the buy-to-let market.
The Halifax mortgage range covers fixed rate mortgages, flexible mortgages and variable rate mortgages including tracker rate products. The types of mortgage available to you will depend on your individual circumstances and the property you are purchasing.
Halifax provides mortgages on a wide range of LTVs (loan-to-value), which means that they may be able to help you buy a property even if you have a relatively low deposit.
How can I apply for a Halifax mortgage?
If you do not need any advice on your mortgage requirements, you can apply for a Halifax mortgage in person at one of their high street branches, over the phone or online.
However, if you require help with your mortgage needs and/or want to consider other lenders, you should seek advice from an independent qualified mortgage advisor.
What are the current Halifax mortgage interest rates?
Halifax mortgage rates change regularly depending on base rate fluctuations, UK property market trends and lender competition. For the latest mortgage interest rates from Halifax’s mortgage product portfolio you can use our whole-of-market mortgage comparison service or you can visit the Halifax website. Using our comparison service allows you to compare Halifax mortgage rates against other leading UK mortgage lenders.
What are the current Halifax mortgage deals?
Like many other competitive mortgage providers, Halifax frequently offer mortgage deals to entice new customers to borrow with them. Halifax mortgage special offers are usually time-limited deals that feature incentives such as cashback, discounted fees, items for your home or exclusive interest rates.
Services offered by this provider may change over time. Always check Ts&Cs.
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