NatWest Mortgages

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  • NatWest's logo'

    NatWest 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.02% Fixed to 30/11/2023
    • APRC
      3.20%
    • Product Fee
      £995
    • Monthly Repayment
      £566.67
  • NatWest's logo'

    NatWest 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.03% Fixed to 30/11/2023
    • APRC
      3.20%
    • Product Fee
      £995
    • Monthly Repayment
      £567.35
  • NatWest's logo'

    NatWest 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.06% Fixed to 30/11/2023
    • APRC
      3.20%
    • Product Fee
      £995
    • Monthly Repayment
      £569.39
  • NatWest's logo'

    NatWest 2 Year Fixed

    • Initial Rate
      1.07% Fixed to 30/11/2023
    • APRC
      3.20%
    • Product Fee
      £995
    • Monthly Repayment
      £570.07
  • NatWest's logo'

    NatWest 5 Year Fixed

    • Cashback Available
    • Initial Rate
      1.27% Fixed to 30/11/2026
    • APRC
      2.80%
    • Product Fee
      £995
    • Monthly Repayment
      £583.83
  • NatWest's logo'

    NatWest 5 Year Fixed

    • Cashback Available
    • Initial Rate
      1.28% Fixed to 30/11/2026
    • APRC
      2.80%
    • Product Fee
      £995
    • Monthly Repayment
      £584.52
  • NatWest's logo'

    NatWest 5 Year Fixed

    • Cashback Available
    • Initial Rate
      1.29% Fixed to 30/11/2026
    • APRC
      2.80%
    • Product Fee
      £995
    • Monthly Repayment
      £585.22
  • NatWest's logo'

    NatWest 5 Year Fixed

    • Initial Rate
      1.30% Fixed to 30/11/2026
    • APRC
      2.80%
    • Product Fee
      £995
    • Monthly Repayment
      £585.91
  • NatWest's logo'

    NatWest 2 Year Fixed

    • Initial Rate
      1.33% Fixed to 30/11/2023
    • APRC
      3.20%
    • Product Fee
      £0
    • Monthly Repayment
      £588
  • NatWest's logo'

    NatWest 2 Year Fixed

    • Initial Rate
      1.38% Fixed to 30/11/2023
    • APRC
      3.20%
    • Product Fee
      £0
    • Monthly Repayment
      £591.48
  • NatWest's logo'

    NatWest 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.38% Fixed to 30/11/2023
    • APRC
      3.30%
    • Product Fee
      £995
    • Monthly Repayment
      £591.48
  • NatWest's logo'

    NatWest 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.38% Fixed to 30/11/2023
    • APRC
      3.30%
    • Product Fee
      £995
    • Monthly Repayment
      £591.48
  • Click here to see 1 similar product
  • NatWest's logo'

    NatWest 2 Year Fixed

    • Initial Rate
      1.43% Fixed to 30/11/2023
    • APRC
      3.30%
    • Product Fee
      £995
    • Monthly Repayment
      £594.98
  • NatWest's logo'

    NatWest 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.43% Fixed to 30/11/2023
    • APRC
      3.30%
    • Product Fee
      £995
    • Monthly Repayment
      £594.98
  • Click here to see 1 similar product
  • NatWest's logo'

    NatWest 5 Year Fixed

    • Initial Rate
      1.43% Fixed to 30/11/2026
    • APRC
      2.80%
    • Product Fee
      £0
    • Monthly Repayment
      £594.98
  • NatWest's logo'

    NatWest 5 Year Fixed

    • Initial Rate
      1.43% Fixed to 30/11/2026
    • APRC
      2.80%
    • Product Fee
      £0
    • Monthly Repayment
      £594.98
  • Click here to see 1 similar product
  • NatWest's logo'

    NatWest 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.44% Fixed to 30/11/2023
    • APRC
      3.30%
    • Product Fee
      £995
    • Monthly Repayment
      £595.69
  • NatWest's logo'

    NatWest 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.61% Fixed to 30/11/2023
    • APRC
      3.30%
    • Product Fee
      £995
    • Monthly Repayment
      £607.69
  • NatWest's logo'

    NatWest 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.62% Fixed to 30/11/2023
    • APRC
      3.40%
    • Product Fee
      £995
    • Monthly Repayment
      £608.40
  • NatWest's logo'

    NatWest 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.63% Fixed to 30/11/2023
    • APRC
      3.40%
    • Product Fee
      £995
    • Monthly Repayment
      £609.11
  • NatWest's logo'

    NatWest 2 Year Fixed

    • Initial Rate
      1.73% Fixed to 30/11/2023
    • APRC
      3.30%
    • Product Fee
      £0
    • Monthly Repayment
      £616.25
  • NatWest's logo'

    NatWest 2 Year Fixed

    • Initial Rate
      1.73% Fixed to 30/11/2023
    • APRC
      3.30%
    • Product Fee
      £0
    • Monthly Repayment
      £616.25
  • Click here to see 1 similar product
  • NatWest's logo'

    NatWest 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.75% Fixed to 30/11/2023
    • APRC
      3.40%
    • Product Fee
      £995
    • Monthly Repayment
      £617.68
  • NatWest's logo'

    NatWest 5 Year Fixed

    • Cashback Available
    • Initial Rate
      1.78% Fixed to 30/11/2026
    • APRC
      3.00%
    • Product Fee
      £995
    • Monthly Repayment
      £619.84
  • NatWest's logo'

    NatWest 5 Year Fixed

    • Cashback Available
    • Initial Rate
      1.78% Fixed to 30/11/2026
    • APRC
      3.00%
    • Product Fee
      £995
    • Monthly Repayment
      £619.84
  • Click here to see 1 similar product

Your home may be repossessed if you do not keep up repayments on your mortgage.

The mortgage data above was supplied by Moneyfacts Group Plc and is updated at the time of mortgage search. The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.

Our mortgage comparison service is partnered with Fluent Mortgages for selections made outside of our featured lenders. Featured lenders are firms with whom we have a direct commercial relationship.

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Last updated on 09 November 2020.

NatWest Mortgages FAQ

Who is NatWest?

NatWest is considered to be one of the Big Four banks in the UK and is a major bank with both retail and commercial arms. It has a network of over 950 branches across the UK and has been part of the Royal Bank of Scotland since 2000. Some 7.5 million people bank with NatWest.

What mortgage deals does NatWest offer?

  • Fixed-rate mortgages: These mortgages allow borrowers to fix their interest rate for a set period of time, helping them to plan their finances around stable monthly repayments that can’t fluctuate, even when the Bank of England Base Rate increases, for example. Once the fixed period is over, the interest rate reverts back to the Standard Variable Rate set by the bank, which can fluctuate over time.
  • Tracker mortgages: NatWest offers tracker mortgages on which borrowers pay interest at a set rate above the Bank of England Base Rate for a certain period of time - usually between two and five years. A tracker mortgage keeps repayments relatively low while the Base Rate is low, but is less predictable as it can increase alongside rises in the Base Rate.
  • Offset mortgages: NatWest offset mortgages allow borrowers to link their mortgage to their NatWest savings account. This means that as a NatWest offset mortgage customer, you only pay interest on the difference between the balance of your savings account and your mortgage amount.

I want to invest in property, can I get a mortgage with NatWest?

Yes. Buy-to-let mortgages by NatWest are specifically designed for those who want to purchase a property as an investment, which they want to let out to tenants. A higher minimum deposit usually applies, and interest rates are usually higher than with a regular mortgage for your own home.

How do I apply for a NatWest mortgage?

Getting an agreement in principle from NatWest can be done online. Once this stage is complete, it will be time to schedule a full mortgage application, which involves a meeting in branch with a mortgage advisor or a telephone call. For this, you will need to ensure you have all your financial details to hand.

Once the application has been completed, the mortgage team will value the property you want to buy. If the value is as expected and your application is approved you will then receive your mortgage offer.

What happens after my NatWest mortgage deal runs out?

If you have a NatWest mortgage and your initial deal period is up, your interest rate will revert back to the bank’s Standard Variable Rate. If you would prefer to switch to another deal, this option is also available to you.

Services offered by this provider may change over time. Always check Ts&Cs.