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-
![Halifax's logo']()
Halifax 5 Year Fixed
-
Initial Rate
1.52% Fixed to 31/05/2026
-
APRC
3.00%
-
Product Fee
£0
-
Monthly Repayment
£601.32
-
Lender:
Halifax
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
60%
-
Min Loan:
£100,000
-
Max Loan:
£249,999
-
Product Description:
1.52% Fixed to 31/05/2026
-
Incentives:
Free valuation fees
free valuation admin fees
No arrangement fees
free legal fees
-
Initial Monthly Repayment:
£601.32 x 64
-
Ongoing Monthly Payments:
£725.01 x 236
-
Total Amount Payable:
£209,586.84
-
Total Interest Payable:
£59,586.84
-
Valuation Fee:
Free
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 31/5/26: 5/4/3/2/1% Mortgage Advance
-
Initial Rate
-
![Halifax's logo']()
Halifax 2 Year Fixed
-
Initial Rate
1.52% Fixed to 31/05/2023
-
APRC
3.40%
-
Product Fee
£0
-
Monthly Repayment
£601.32
-
Lender:
Halifax
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
60%
-
Min Loan:
£100,000
-
Max Loan:
£249,999
-
Product Description:
1.52% Fixed to 31/05/2023
-
Incentives:
Free valuation fees
free valuation admin fees
No arrangement fees
free legal fees
-
Initial Monthly Repayment:
£601.32 x 28
-
Ongoing Monthly Payments:
£743.71 x 272
-
Total Amount Payable:
£219,126.08
-
Total Interest Payable:
£69,126.08
-
Valuation Fee:
Free
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 31/5/23: 2/1% Mortgage Advance
-
Initial Rate
-
![Coventry BS's logo']()
Coventry BS 2 Year Fixed
-
Initial Rate
1.59% Fixed to 31/03/2023
-
APRC
3.90%
-
Product Fee
£0
-
Monthly Repayment
£606.27
-
Lender:
Coventry BS
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
65%
-
Min Loan:
£0
-
Max Loan:
Varies
-
Product Description:
1.59% Fixed to 31/03/2023
-
Incentives:
Free valuation fees (Max £700)
No arrangement fees
free legal fees
-
Initial Monthly Repayment:
£606.27 x 26
-
Ongoing Monthly Payments:
£775.05 x 36
-
Total Amount Payable:
£236,190.16
-
Total Interest Payable:
£86,190.16
-
Valuation Fee:
Free
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 31/3/23: 2/1% Sum Repaid
-
Initial Rate
-
![first direct's logo']()
first direct 2 Year Fixed
-
Initial Rate
1.59% Fixed for 2 years
-
APRC
3.20%
-
Product Fee
£0
-
Monthly Repayment
£606.27
-
Lender:
first direct
-
Max First Time Buyer LTV:
60%
-
Max House Purchase LTV:
60%
-
Max Remortgage LTV:
60%
-
Min Loan:
£10,000
-
Max Loan:
£1,000,000
-
Product Description:
1.59% Fixed for 2 years
-
Incentives:
Free valuation fees
free legal fees Remortgages
No arrangement fees
- Website:
-
Initial Monthly Repayment:
£606.27 x 24
-
Ongoing Monthly Payments:
£742.54 x 276
-
Total Amount Payable:
£219,491.52
-
Total Interest Payable:
£69,491.52
-
Valuation Fee:
Free
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
1st 2 yrs: 3/2% Mortgage Advance
-
Initial Rate
-
![Nationwide BS's logo']()
Nationwide BS 2 Year Fixed
-
Initial Rate
1.59% Fixed for 2 years
-
APRC
3.20%
-
Product Fee
£0
-
Monthly Repayment
£606.27
-
Lender:
Nationwide BS
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
60%
-
Min Loan:
£25,000
-
Max Loan:
£2,000,000
-
Product Description:
1.59% Fixed for 2 years
-
Incentives:
Free valuation fees
free valuation admin fees
No arrangement fees
£500 cashback or free legal fees
-
Initial Monthly Repayment:
£606.27 x 24
-
Ongoing Monthly Payments:
£746.24 x 276
-
Total Amount Payable:
£220,512.72
-
Total Interest Payable:
£70,512.72
-
Valuation Fee:
Free
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
1st 2 yrs: 2/1% Outstanding Balance
-
Initial Rate
-
![West Brom BS's logo']()
West Brom BS 2 Year Fixed
-
Initial Rate
1.59% Fixed to 30/04/2023
-
APRC
3.60%
-
Product Fee
£0
-
Monthly Repayment
£606.27
-
Lender:
West Brom BS
-
Max First Time Buyer LTV:
60%
-
Max House Purchase LTV:
60%
-
Max Remortgage LTV:
0%
-
Min Loan:
£40,000
-
Max Loan:
£2,000,000
-
Product Description:
1.59% Fixed to 30/04/2023
-
Incentives:
Free valuation fees (Max £740)
free valuation admin fees
No arrangement fees
-
Initial Monthly Repayment:
£606.27 x 27
-
Ongoing Monthly Payments:
£774.44 x 273
-
Total Amount Payable:
£228,791.41
-
Total Interest Payable:
£77,791.41
-
Valuation Fee:
Free
-
Exit Admin Fee:
£200
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 30/4/23: 2/1% Sum Repaid
-
Initial Rate
-
![West Brom BS's logo']()
West Brom BS 2 Year Fixed
-
Initial Rate
1.59% Fixed to 30/04/2023
-
APRC
3.60%
-
Product Fee
£0
-
Monthly Repayment
£606.27
-
Lender:
West Brom BS
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
60%
-
Min Loan:
£40,000
-
Max Loan:
£2,000,000
-
Product Description:
1.59% Fixed to 30/04/2023
-
Incentives:
Free valuation fees (Max £740)
free legal fees
free valuation admin fees
No arrangement fees
-
Initial Monthly Repayment:
£606.27 x 27
-
Ongoing Monthly Payments:
£774.44 x 273
-
Total Amount Payable:
£227,991.41
-
Total Interest Payable:
£77,791.41
-
Valuation Fee:
Free
-
Exit Admin Fee:
£200
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 30/4/23: 2/1% Sum Repaid
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-
Initial Rate
-
![Skipton BS's logo']()
Skipton BS 2 Year Fixed
-
Initial Rate
1.62% Fixed to 30/04/2023
-
APRC
3.70%
-
Product Fee
£0
-
Monthly Repayment
£608.40
-
Lender:
Skipton BS
-
Max First Time Buyer LTV:
60%
-
Max House Purchase LTV:
60%
-
Max Remortgage LTV:
60%
-
Min Loan:
£5,000
-
Max Loan:
£1,000,000
-
Product Description:
1.62% Fixed to 30/04/2023
-
Incentives:
Free valuation fees
free legal fees Remortgages
free valuation admin fees
No arrangement fees
-
Initial Monthly Repayment:
£608.40 x 27
-
Ongoing Monthly Payments:
£748.64 x 36
-
Total Amount Payable:
£236,755.82
-
Total Interest Payable:
£86,660.82
-
Valuation Fee:
Free
-
Exit Admin Fee:
£95
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 30/4/23: 2/1% Outstanding Balance
-
Initial Rate
-
![Barclays Mortgage's logo']()
Barclays Mortgage 2 Year Fixed
-
Initial Rate
1.64% Fixed to 31/05/2023
-
APRC
3.30%
-
Product Fee
£0
-
Monthly Repayment
£609.82
-
Lender:
Barclays Mortgage
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
60%
-
Min Loan:
£50,000
-
Max Loan:
£2,000,000
-
Product Description:
1.64% Fixed to 31/05/2023
-
Incentives:
Free valuation fees
No arrangement fees
free legal fees
£250 cashback
- Website:
-
Initial Monthly Repayment:
£609.82 x 28
-
Ongoing Monthly Payments:
£744.63 x 272
-
Total Amount Payable:
£219,444.32
-
Total Interest Payable:
£69,614.32
-
Valuation Fee:
Free
-
Exit Admin Fee:
£80
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 31/5/23: 2% Sum Repaid
-
Initial Rate
-
![Barclays Mortgage's logo']()
Barclays Mortgage 2 Year Fixed
-
Initial Rate
1.64% Fixed to 31/05/2023
-
APRC
3.30%
-
Product Fee
£0
-
Monthly Repayment
£609.82
-
Lender:
Barclays Mortgage
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
60%
-
Min Loan:
£50,000
-
Max Loan:
£2,000,000
-
Product Description:
1.64% Fixed to 31/05/2023
-
Incentives:
Free valuation fees
No arrangement fees
£350 cashback
- Website:
-
Initial Monthly Repayment:
£609.82 x 28
-
Ongoing Monthly Payments:
£744.63 x 272
-
Total Amount Payable:
£219,744.32
-
Total Interest Payable:
£69,614.32
-
Valuation Fee:
Free
-
Exit Admin Fee:
£80
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 31/5/23: 2% Sum Repaid
-
Initial Rate
-
![Barclays Mortgage's logo']()
Barclays Mortgage 2 Year Fixed
-
Initial Rate
1.64% Fixed to 31/05/2023
-
APRC
3.30%
-
Product Fee
£0
-
Monthly Repayment
£609.82
-
Lender:
Barclays Mortgage
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
60%
-
Min Loan:
£50,000
-
Max Loan:
£2,000,000
-
Product Description:
1.64% Fixed to 31/05/2023
-
Incentives:
Free valuation fees
No arrangement fees
free legal fees
£400 cashback
- Website:
-
Initial Monthly Repayment:
£609.82 x 28
-
Ongoing Monthly Payments:
£744.63 x 272
-
Total Amount Payable:
£219,294.32
-
Total Interest Payable:
£69,614.32
-
Valuation Fee:
Free
-
Exit Admin Fee:
£80
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 31/5/23: 2% Sum Repaid
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-
Initial Rate
-
![HSBC's logo']()
HSBC 2 Year Fixed
-
Initial Rate
1.64% Fixed to 31/05/2023
-
APRC
3.30%
-
Product Fee
£0
-
Monthly Repayment
£609.82
-
Lender:
HSBC
-
Max First Time Buyer LTV:
60%
-
Max House Purchase LTV:
60%
-
Max Remortgage LTV:
60%
-
Min Loan:
£10,000
-
Max Loan:
£5,000,000
-
Product Description:
1.64% Fixed to 31/05/2023
-
Incentives:
Free valuation fees
No arrangement fees
free legal fees Remortgages
-
Initial Monthly Repayment:
£609.82 x 28
-
Ongoing Monthly Payments:
£740.97 x 272
-
Total Amount Payable:
£218,713.80
-
Total Interest Payable:
£68,618.80
-
Valuation Fee:
Free
-
Exit Admin Fee:
£95
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 31/5/23: 2/1% Outstanding Balance
-
Initial Rate
-
![Santander's logo']()
Santander 2 Year Fixed
-
Initial Rate
1.64% Fixed to 02/04/2023
-
APRC
2.90%
-
Product Fee
£0
-
Monthly Repayment
£609.82
-
Lender:
Santander
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
60%
-
Min Loan:
£25,000
-
Max Loan:
£550,000
-
Product Description:
1.64% Fixed to 02/04/2023
-
Incentives:
Free valuation admin fees England, Wales, Northern Ireland
No arrangement fees
£250 cashback On Completion or free legal fees
free valuation fees (Max £1190)England, Wales, Northern Ireland or £95 towards valuation feesScotland
-
Initial Monthly Repayment:
£609.82 x 26
-
Ongoing Monthly Payments:
£728.02 x 274
-
Total Amount Payable:
£215,557.80
-
Total Interest Payable:
£65,332.80
-
Valuation Fee:
Free
-
Exit Admin Fee:
£225
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 2/4/23: 3% Outstanding Balance,to 2/2/23: £250 reclaimedCashback Reclaimed or to : 2/2/23. Legal Fee (Max £200.00)
-
Initial Rate
-
![Skipton BS's logo']()
Skipton BS 5 Year Fixed
-
Initial Rate
1.64% Fixed to 30/04/2026
-
APRC
3.10%
-
Product Fee
£0
-
Monthly Repayment
£609.82
-
Lender:
Skipton BS
-
Max First Time Buyer LTV:
60%
-
Max House Purchase LTV:
60%
-
Max Remortgage LTV:
60%
-
Min Loan:
£5,000
-
Max Loan:
£1,000,000
-
Product Description:
1.64% Fixed to 30/04/2026
-
Incentives:
Free valuation fees
free legal fees Remortgages
free valuation admin fees
No arrangement fees
-
Initial Monthly Repayment:
£609.82 x 63
-
Ongoing Monthly Payments:
£796.03 x 237
-
Total Amount Payable:
£227,172.77
-
Total Interest Payable:
£77,077.77
-
Valuation Fee:
Free
-
Exit Admin Fee:
£95
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 30/4/26: 5/5/4/3/2% Outstanding Balance
-
Initial Rate
-
![Cumberland BS's logo']()
Cumberland BS 2 Year Discounted Variable
-
Initial Rate
1.66% Discounted Variable for 2 years (2.43% disc)
-
APRC
3.50%
-
Product Fee
£0
-
Monthly Repayment
£611.25
-
Lender:
Cumberland BS
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
60%
-
Min Loan:
£20,000
-
Max Loan:
£2,000,000
-
Product Description:
1.66% Discounted Variable for 2 years (2.43% disc)
-
Incentives:
Free valuation fees
free legal fees
No arrangement fees
-
Ongoing Monthly Payments:
£611.25 x 24
-
Total Amount Payable:
£231,303.36
-
Total Interest Payable:
£81,153.36
-
Valuation Fee:
Free
-
Exit Admin Fee:
£150
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
1st 2 yrs: 1/0.5% Sum Repaid
-
Initial Rate
-
![Barclays Mortgage's logo']()
Barclays Mortgage 5 Year Fixed
-
Initial Rate
1.69% Fixed to 31/05/2026
-
APRC
2.90%
-
Product Fee
£0
-
Monthly Repayment
£613.39
-
Lender:
Barclays Mortgage
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
60%
-
Min Loan:
£50,000
-
Max Loan:
£2,000,000
-
Product Description:
1.69% Fixed to 31/05/2026
-
Incentives:
Free valuation fees
No arrangement fees
free legal fees
£250 cashback
- Website:
-
Initial Monthly Repayment:
£613.39 x 64
-
Ongoing Monthly Payments:
£727.91 x 236
-
Total Amount Payable:
£210,873.72
-
Total Interest Payable:
£61,043.72
-
Valuation Fee:
Free
-
Exit Admin Fee:
£80
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 31/5/26: 3% Sum Repaid
-
Initial Rate
-
![Barclays Mortgage's logo']()
Barclays Mortgage 5 Year Fixed
-
Initial Rate
1.69% Fixed to 31/05/2026
-
APRC
2.90%
-
Product Fee
£0
-
Monthly Repayment
£613.39
-
Lender:
Barclays Mortgage
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
60%
-
Min Loan:
£50,000
-
Max Loan:
£2,000,000
-
Product Description:
1.69% Fixed to 31/05/2026
-
Incentives:
Free valuation fees
No arrangement fees
£350 cashback
- Website:
-
Initial Monthly Repayment:
£613.39 x 64
-
Ongoing Monthly Payments:
£727.91 x 236
-
Total Amount Payable:
£211,173.72
-
Total Interest Payable:
£61,043.72
-
Valuation Fee:
Free
-
Exit Admin Fee:
£80
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 31/5/26: 3% Sum Repaid
Click here to see 1 similar product
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-
Initial Rate
-
![Coventry BS's logo']()
Coventry BS 5 Year Fixed
-
Initial Rate
1.69% Fixed to 31/03/2026
-
APRC
3.40%
-
Product Fee
£0
-
Monthly Repayment
£613.39
-
Lender:
Coventry BS
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
65%
-
Min Loan:
£0
-
Max Loan:
Varies
-
Product Description:
1.69% Fixed to 31/03/2026
-
Incentives:
Free valuation fees (Max £700)
No arrangement fees
free legal fees
-
Initial Monthly Repayment:
£613.39 x 62
-
Ongoing Monthly Payments:
£787.67 x 238
-
Total Amount Payable:
£225,495.64
-
Total Interest Payable:
£75,495.64
-
Valuation Fee:
Free
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 31/3/26: 5/5/3/1/1% Sum Repaid
-
Initial Rate
-
![Nationwide BS's logo']()
Nationwide BS 5 Year Fixed
-
Initial Rate
1.69% Fixed for 5 years
-
APRC
2.60%
-
Product Fee
£0
-
Monthly Repayment
£613.39
-
Lender:
Nationwide BS
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
60%
-
Min Loan:
£25,000
-
Max Loan:
£2,000,000
-
Product Description:
1.69% Fixed for 5 years
-
Incentives:
Free valuation fees
free valuation admin fees
No arrangement fees
£500 cashback or free legal fees
-
Initial Monthly Repayment:
£613.39 x 60
-
Ongoing Monthly Payments:
£729.82 x 240
-
Total Amount Payable:
£211,960.20
-
Total Interest Payable:
£61,960.20
-
Valuation Fee:
Free
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
1st 5 yrs: 5/4/3/2/1% Outstanding Balance
-
Initial Rate
-
![NatWest's logo']()
NatWest 2 Year Fixed
-
Initial Rate
1.69% Fixed to 30/06/2023
-
APRC
3.30%
-
Product Fee
£0
-
Monthly Repayment
£613.39
-
Lender:
NatWest
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
60%
-
Min Loan:
£25,000
-
Max Loan:
£2,000,000
-
Product Description:
1.69% Fixed to 30/06/2023
-
Incentives:
Free valuation fees
free legal fees
free valuation admin fees
No arrangement fees
-
Initial Monthly Repayment:
£613.39 x 29
-
Ongoing Monthly Payments:
£744.53 x 271
-
Total Amount Payable:
£219,555.94
-
Total Interest Payable:
£69,555.94
-
Valuation Fee:
Free
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 30/6/23: 2/1% Sum Repaid
-
Initial Rate
-
![Royal Bank of Scotland's logo']()
Royal Bank of Scotland 2 Year Fixed
-
Initial Rate
1.69% Fixed to 30/06/2023
-
APRC
3.30%
-
Product Fee
£0
-
Monthly Repayment
£613.39
-
Lender:
Royal Bank of Scotland
-
Max First Time Buyer LTV:
0%
-
Max House Purchase LTV:
0%
-
Max Remortgage LTV:
60%
-
Min Loan:
£25,000
-
Max Loan:
£2,000,000
-
Product Description:
1.69% Fixed to 30/06/2023
-
Incentives:
Free valuation fees
free legal fees
free valuation admin fees
No arrangement fees
-
Initial Monthly Repayment:
£613.39 x 29
-
Ongoing Monthly Payments:
£744.53 x 271
-
Total Amount Payable:
£219,555.94
-
Total Interest Payable:
£69,555.94
-
Valuation Fee:
Free
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
to 30/6/23: 2/1% Sum Repaid
-
Initial Rate
-
![first direct's logo']()
first direct 5 Year Fixed
-
Initial Rate
1.74% Fixed for 5 years
-
APRC
2.80%
-
Product Fee
£0
-
Monthly Repayment
£616.97
-
Lender:
first direct
-
Max First Time Buyer LTV:
60%
-
Max House Purchase LTV:
60%
-
Max Remortgage LTV:
60%
-
Min Loan:
£10,000
-
Max Loan:
£1,000,000
-
Product Description:
1.74% Fixed for 5 years
-
Incentives:
Free valuation fees
free legal fees Remortgages
No arrangement fees
- Website:
-
Initial Monthly Repayment:
£616.97 x 60
-
Ongoing Monthly Payments:
£727.39 x 240
-
Total Amount Payable:
£211,591.80
-
Total Interest Payable:
£61,591.80
-
Valuation Fee:
Free
-
Exit Admin Fee:
£0
-
Early Repayment Charge:
Yes
-
Early Repayment Charge Details:
1st 5 yrs: 3/2/2/2/2% Mortgage Advance
-
Initial Rate
Your home may be repossessed if you do not keep up repayments on your mortgage.
The mortgage data above was supplied by Moneyfacts Group Plc and is updated at the time of mortgage search. The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.
Our mortgage comparison service is partnered with L&C Mortgages for selections made outside of our featured lenders. Featured lenders are firms with whom we have a direct commercial relationship.
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No Fee Mortgages FAQ
What are no fee mortgages?
No fee mortgages are mortgages which do not feature any application fees.
Will I pay a more expensive rate for a no fee mortgage?
Yes, unfortunately you might do. Mortgages with low or no fees tend to come with higher interest rates.
Will I need a larger deposit for a no fee mortgage?
Not necessarily. There are a number of no fee mortgages on offer at a range of loan to values (LTVs). This means it's possible to access a no fee mortgage regardless of the size of your deposit.
What criteria will I have to meet?
You'll have to meet your lender's standard criteria including having a good credit score and being within its age limit. Your lender will also assess your income and outgoings to make sure you can afford the mortgage.
What are the benefits of a no fee mortgage?
Taking out a no fee mortgage means you can avoid paying a lump sum fee. While it is possible to add this fee onto the mortgage, this will mean you're actually paying interest on it for the whole of the mortgage term.
Are there any downsides to no fee mortgages?
The main downside with no fee mortgages is you're likely to pay a higher rate so it's important to work out whether the money you'd save on fees outweighs what you'll lose having a higher rate. It's also worth bearing in mind that no fee mortgages will only make you exempt from paying fees related to the mortgage product, you'll still have to pay a valuation fee and legal fees.
How can I compare no fee mortgages?
You can use NerdWallet's comprehensive and easy to use comparison tables to compare no fee mortgages.
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