Compare No Fee Mortgages

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  • Barclays Mortgage's logo'

    Barclays Mortgage 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.09% Fixed to 30/11/2023
    • APRC
      3.20%
    • Product Fee
      £0
    • Monthly Repayment
      £571.44
    Continue on Fluent Mortgages' website + More info
  • Barclays Mortgage's logo'

    Barclays Mortgage 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.09% Fixed to 30/11/2023
    • APRC
      3.20%
    • Product Fee
      £0
    • Monthly Repayment
      £571.44
    Continue on Fluent Mortgages' website + More info
  • Click here to see 1 similar product
  • HSBC's logo'

    HSBC 2 Year Fixed

    • Initial Rate
      1.09% Fixed to 30/11/2023
    • APRC
      3.20%
    • Product Fee
      £0
    • Monthly Repayment
      £571.44
  • HSBC's logo'

    HSBC 2 Year Fixed

    • Initial Rate
      1.09% Fixed to 30/11/2023
    • APRC
      3.20%
    • Product Fee
      £0
    • Monthly Repayment
      £571.44
  • Click here to see 1 similar product
  • NatWest's logo'

    NatWest 2 Year Fixed

    • Initial Rate
      1.09% Fixed to 30/11/2023
    • APRC
      3.20%
    • Product Fee
      £0
    • Monthly Repayment
      £571.44
  • Royal Bank of Scotland's logo'

    Royal Bank of Scotland 2 Year Fixed

    • Initial Rate
      1.09% Fixed to 30/11/2023
    • APRC
      3.20%
    • Product Fee
      £0
    • Monthly Repayment
      £571.44
  • Santander's logo'

    Santander 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.09% Fixed to 02/01/2024
    • APRC
      2.90%
    • Product Fee
      £0
    • Monthly Repayment
      £571.44
    Continue on Fluent Mortgages' website + More info
  • first direct's logo'

    first direct 2 Year Fixed

    • Initial Rate
      1.14% Fixed for 2 years
    • APRC
      3.10%
    • Product Fee
      £0
    • Monthly Repayment
      £574.87
  • HSBC's logo'

    HSBC 5 Year Fixed

    • Initial Rate
      1.14% Fixed to 30/11/2026
    • APRC
      2.70%
    • Product Fee
      £0
    • Monthly Repayment
      £574.87
  • HSBC's logo'

    HSBC 3 Year Fixed

    • Initial Rate
      1.14% Fixed to 30/11/2024
    • APRC
      3.00%
    • Product Fee
      £0
    • Monthly Repayment
      £574.87
  • Nationwide BS's logo'

    Nationwide BS 3 Year Fixed

    • Cashback Available
    • Initial Rate
      1.14% Fixed for 3 years
    • APRC
      2.60%
    • Product Fee
      £0
    • Monthly Repayment
      £574.87
    Continue on Fluent Mortgages' website + More info
  • Nationwide BS's logo'

    Nationwide BS 3 Year Fixed

    • Initial Rate
      1.14% Fixed for 3 years
    • APRC
      2.80%
    • Product Fee
      £0
    • Monthly Repayment
      £574.87
    Continue on Fluent Mortgages' website + More info
  • Nationwide BS's logo'

    Nationwide BS 2 Year Fixed

    • Initial Rate
      1.14% Fixed for 2 years
    • APRC
      3.10%
    • Product Fee
      £0
    • Monthly Repayment
      £574.87
    Continue on Fluent Mortgages' website + More info
  • Nationwide BS's logo'

    Nationwide BS 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.14% Fixed for 2 years
    • APRC
      3.00%
    • Product Fee
      £0
    • Monthly Repayment
      £574.87
    Continue on Fluent Mortgages' website + More info
  • Leeds BS's logo'

    Leeds BS 2 Year Fixed

    • Initial Rate
      1.18% Fixed to 31/12/2023
    • APRC
      4.40%
    • Product Fee
      £0
    • Monthly Repayment
      £577.61
    Continue on Fluent Mortgages' website + More info
  • HSBC's logo'

    HSBC 3 Year Fixed

    • Initial Rate
      1.19% Fixed to 30/11/2024
    • APRC
      3.00%
    • Product Fee
      £0
    • Monthly Repayment
      £578.30
  • HSBC's logo'

    HSBC 5 Year Fixed

    • Initial Rate
      1.19% Fixed to 30/11/2026
    • APRC
      2.70%
    • Product Fee
      £0
    • Monthly Repayment
      £578.30
  • NatWest's logo'

    NatWest 5 Year Fixed

    • Initial Rate
      1.19% Fixed to 30/11/2026
    • APRC
      2.70%
    • Product Fee
      £0
    • Monthly Repayment
      £578.30
  • Royal Bank of Scotland's logo'

    Royal Bank of Scotland 5 Year Fixed

    • Initial Rate
      1.19% Fixed to 30/11/2026
    • APRC
      2.70%
    • Product Fee
      £0
    • Monthly Repayment
      £578.30

Your home may be repossessed if you do not keep up repayments on your mortgage.

The mortgage data above was supplied by Moneyfacts Group Plc and is updated at the time of mortgage search. The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.

Our mortgage comparison service is partnered with Fluent Mortgages for selections made outside of our featured lenders. Featured lenders are firms with whom we have a direct commercial relationship.

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Last updated on 09 November 2020.

No Fee Mortgages FAQ

What are no fee mortgages?

No fee mortgages are mortgages which do not feature any application fees.

Will I pay a more expensive rate for a no fee mortgage?

Yes, unfortunately you might do. Mortgages with low or no fees tend to come with higher interest rates.

Will I need a larger deposit for a no fee mortgage?

Not necessarily. There are a number of no fee mortgages on offer at a range of loan to values (LTVs). This means it's possible to access a no fee mortgage regardless of the size of your deposit.

What criteria will I have to meet?

You'll have to meet your lender's standard criteria including having a good credit score and being within its age limit. Your lender will also assess your income and outgoings to make sure you can afford the mortgage.

What are the benefits of a no fee mortgage?

Taking out a no fee mortgage means you can avoid paying a lump sum fee. While it is possible to add this fee onto the mortgage, this will mean you're actually paying interest on it for the whole of the mortgage term.

Are there any downsides to no fee mortgages?

The main downside with no fee mortgages is you're likely to pay a higher rate so it's important to work out whether the money you'd save on fees outweighs what you'll lose having a higher rate. It's also worth bearing in mind that no fee mortgages will only make you exempt from paying fees related to the mortgage product, you'll still have to pay a valuation fee and legal fees.

How can I compare no fee mortgages?

You can use NerdWallet's comprehensive and easy to use comparison tables to compare no fee mortgages.