Compare Right to Buy Mortgages

  • The Right to Buy scheme allows eligible council property tenants to buy their homes at a discounted cost.
  • Compare the latest interest rates and other important features of right to buy mortgages in the table below.
Filter your results
You have a 80% loan-to-value
  • Lloyds Bank's logo'

    Lloyds Bank 2 Year Fixed

    • Initial Rate
      1.50% Fixed to 28/02/2023
    • APRC
      3.50%
    • Product Fee
      £999
    • Monthly Repayment
      £479.92
    • Lender:
      Lloyds Bank
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £100,000
    • Max Loan:
      £249,999
    • Product Description:
      1.50% Fixed to 28/02/2023
    • Incentives:
      Free valuation fees
      free legal fees

    • Initial Monthly Repayment:
      £479.92 x 27
    • Ongoing Monthly Payments:
      £595.27 x 273
    • Total Amount Payable:
      £176,465.55
    • Total Interest Payable:
      £55,466.55
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 28/2/23: 2/1% Sum Repaid
  • Lloyds Bank's logo'

    Lloyds Bank 2 Year Fixed

    • Initial Rate
      1.50% Fixed to 28/02/2023
    • APRC
      3.50%
    • Product Fee
      £999
    • Monthly Repayment
      £479.92
    • Lender:
      Lloyds Bank
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £100,000
    • Max Loan:
      £249,999
    • Product Description:
      1.50% Fixed to 28/02/2023
    • Incentives:
      Free valuation fees
      free legal fees
      £200 cashback

    • Initial Monthly Repayment:
      £479.92 x 27
    • Ongoing Monthly Payments:
      £595.27 x 273
    • Total Amount Payable:
      £176,265.55
    • Total Interest Payable:
      £55,466.55
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 28/2/23: 2/1% Sum Repaid
  • Click here to see 1 similar product
  • Lloyds Bank's logo'

    Lloyds Bank 5 Year Fixed

    • Initial Rate
      1.77% Fixed to 28/02/2026
    • APRC
      3.10%
    • Product Fee
      £999
    • Monthly Repayment
      £495.30
    • Lender:
      Lloyds Bank
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £100,000
    • Max Loan:
      £249,999
    • Product Description:
      1.77% Fixed to 28/02/2026
    • Incentives:
      Free valuation fees
      free legal fees

    • Initial Monthly Repayment:
      £495.30 x 63
    • Ongoing Monthly Payments:
      £583.77 x 237
    • Total Amount Payable:
      £170,556.39
    • Total Interest Payable:
      £49,557.39
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 28/2/26: 5/4/3/2/1% Sum Repaid
  • Lloyds Bank's logo'

    Lloyds Bank 5 Year Fixed

    • Initial Rate
      1.77% Fixed to 28/02/2026
    • APRC
      3.10%
    • Product Fee
      £999
    • Monthly Repayment
      £495.30
    • Lender:
      Lloyds Bank
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £100,000
    • Max Loan:
      £249,999
    • Product Description:
      1.77% Fixed to 28/02/2026
    • Incentives:
      Free valuation fees
      free legal fees
      £200 cashback

    • Initial Monthly Repayment:
      £495.30 x 63
    • Ongoing Monthly Payments:
      £583.77 x 237
    • Total Amount Payable:
      £170,356.39
    • Total Interest Payable:
      £49,557.39
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 28/2/26: 5/4/3/2/1% Sum Repaid
  • Click here to see 1 similar product
  • Newcastle BS's logo'

    Newcastle BS 2 Year Fixed

    • Initial Rate
      1.89% Fixed to 31/01/2023
    • APRC
      5.10%
    • Product Fee
      £999
    • Monthly Repayment
      £502.22
    • Lender:
      Newcastle BS
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £30,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.89% Fixed to 31/01/2023
    • Incentives:
    • Initial Monthly Repayment:
      £502.22 x 26
    • Ongoing Monthly Payments:
      £652.40 x 36
    • Total Amount Payable:
      £214,029.48
    • Total Interest Payable:
      £92,240.48
    • Valuation Fee:
      £265
    • Exit Admin Fee:
      £125
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/1/23: 2/1% Sum Repaid
  • Cambridge BS's logo'

    Cambridge BS 2 Year Discounted Variable

    • Initial Rate
      1.99% Discounted Variable for 2 years (2.90% disc)
    • APRC
      4.30%
    • Product Fee
      £999
    • Monthly Repayment
      £508.04
    • Lender:
      Cambridge BS
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £20,000
    • Max Loan:
      £500,000
    • Product Description:
      1.99% Discounted Variable for 2 years (2.90% disc)
    • Incentives:
      Free valuation fees for properties valued Max £1M Remortgages
      free legal fees Remortgages

    • Ongoing Monthly Payments:
      £508.04 x 24
    • Total Amount Payable:
      £200,738.76
    • Total Interest Payable:
      £79,679.76
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £60
    • Early Repayment Charge:
      No
  • first direct's logo'

    first direct 2 Year Fixed

    • Initial Rate
      1.99% Fixed for 2 years
    • APRC
      3.30%
    • Product Fee
      £490
    • Monthly Repayment
      £508.04
    • Lender:
      first direct
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £10,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.99% Fixed for 2 years
    • Incentives:
      Free valuation fees
      free legal fees Remortgages

    • Initial Monthly Repayment:
      £508.04 x 24
    • Ongoing Monthly Payments:
      £596.07 x 276
    • Total Amount Payable:
      £177,198.28
    • Total Interest Payable:
      £56,708.28
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 3/2% Mortgage Advance
  • Mansfield BS's logo'

    Mansfield BS 3 Year Discounted Variable

    • Initial Rate
      1.99% Discounted Variable for 3 years (3.36% disc)
    • APRC
      4.40%
    • Product Fee
      £499
    • Monthly Repayment
      £508.04
    • Lender:
      Mansfield BS
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £500,000
    • Product Description:
      1.99% Discounted Variable for 3 years (3.36% disc)
    • Incentives:
      Free valuation fees

    • Ongoing Monthly Payments:
      £508.04 x 36
    • Total Amount Payable:
      £204,605.84
    • Total Interest Payable:
      £83,181.84
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £125
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 3 yrs: 3% Mortgage Advance
  • Mansfield BS's logo'

    Mansfield BS 3 Year Discounted Variable

    • Initial Rate
      1.99% Discounted Variable for 3 years (3.36% disc)
    • APRC
      4.40%
    • Product Fee
      £499
    • Monthly Repayment
      £508.04
    • Lender:
      Mansfield BS
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £100,000
    • Max Loan:
      £500,000
    • Product Description:
      1.99% Discounted Variable for 3 years (3.36% disc)
    • Incentives:
      Free valuation fees

    • Ongoing Monthly Payments:
      £508.04 x 36
    • Total Amount Payable:
      £204,605.84
    • Total Interest Payable:
      £83,181.84
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £125
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 3 yrs: 3% Mortgage Advance
  • Mansfield BS's logo'

    Mansfield BS 3 Year Discounted Variable

    • Initial Rate
      1.99% Discounted Variable for 3 years (3.36% disc)
    • APRC
      4.40%
    • Product Fee
      £499
    • Monthly Repayment
      £508.04
    • Lender:
      Mansfield BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £25,000
    • Max Loan:
      £500,000
    • Product Description:
      1.99% Discounted Variable for 3 years (3.36% disc)
    • Incentives:
      Free valuation fees
      free legal fees England, Wales

    • Ongoing Monthly Payments:
      £508.04 x 36
    • Total Amount Payable:
      £203,805.84
    • Total Interest Payable:
      £83,181.84
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £125
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 3 yrs: 3% Mortgage Advance
  • Mansfield BS's logo'

    Mansfield BS 3 Year Discounted Variable

    • Initial Rate
      1.99% Discounted Variable for 3 years (3.36% disc)
    • APRC
      4.40%
    • Product Fee
      £499
    • Monthly Repayment
      £508.04
    • Lender:
      Mansfield BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £100,000
    • Max Loan:
      £500,000
    • Product Description:
      1.99% Discounted Variable for 3 years (3.36% disc)
    • Incentives:
      Free valuation fees
      free legal fees England, Wales

    • Ongoing Monthly Payments:
      £508.04 x 36
    • Total Amount Payable:
      £203,805.84
    • Total Interest Payable:
      £83,181.84
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £125
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 3 yrs: 3% Mortgage Advance
  • Click here to see 3 similar products
  • Mansfield BS's logo'

    Mansfield BS 2 Year Discounted Variable

    • Initial Rate
      1.99% Discounted Variable for 2 years (3.36% disc)
    • APRC
      4.60%
    • Product Fee
      £499
    • Monthly Repayment
      £508.04
    • Lender:
      Mansfield BS
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £500,000
    • Product Description:
      1.99% Discounted Variable for 2 years (3.36% disc)
    • Incentives:
      Free valuation fees

    • Ongoing Monthly Payments:
      £508.04 x 24
    • Total Amount Payable:
      £209,298.20
    • Total Interest Payable:
      £87,874.20
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £125
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 2% Mortgage Advance
  • Mansfield BS's logo'

    Mansfield BS 2 Year Discounted Variable

    • Initial Rate
      1.99% Discounted Variable for 2 years (3.36% disc)
    • APRC
      4.60%
    • Product Fee
      £499
    • Monthly Repayment
      £508.04
    • Lender:
      Mansfield BS
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £100,000
    • Max Loan:
      £500,000
    • Product Description:
      1.99% Discounted Variable for 2 years (3.36% disc)
    • Incentives:
      Free valuation fees

    • Ongoing Monthly Payments:
      £508.04 x 24
    • Total Amount Payable:
      £209,298.20
    • Total Interest Payable:
      £87,874.20
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £125
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 2% Mortgage Advance
  • Mansfield BS's logo'

    Mansfield BS 2 Year Discounted Variable

    • Initial Rate
      1.99% Discounted Variable for 2 years (3.36% disc)
    • APRC
      4.60%
    • Product Fee
      £499
    • Monthly Repayment
      £508.04
    • Lender:
      Mansfield BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £25,000
    • Max Loan:
      £500,000
    • Product Description:
      1.99% Discounted Variable for 2 years (3.36% disc)
    • Incentives:
      Free valuation fees
      free legal fees England, Wales

    • Ongoing Monthly Payments:
      £508.04 x 24
    • Total Amount Payable:
      £208,498.20
    • Total Interest Payable:
      £87,874.20
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £125
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 2% Mortgage Advance
  • Mansfield BS's logo'

    Mansfield BS 2 Year Discounted Variable

    • Initial Rate
      1.99% Discounted Variable for 2 years (3.36% disc)
    • APRC
      4.60%
    • Product Fee
      £499
    • Monthly Repayment
      £508.04
    • Lender:
      Mansfield BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £100,000
    • Max Loan:
      £500,000
    • Product Description:
      1.99% Discounted Variable for 2 years (3.36% disc)
    • Incentives:
      Free valuation fees
      free legal fees England, Wales

    • Ongoing Monthly Payments:
      £508.04 x 24
    • Total Amount Payable:
      £208,498.20
    • Total Interest Payable:
      £87,874.20
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £125
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 2% Mortgage Advance
  • Click here to see 3 similar products
  • NatWest's logo'

    NatWest 2 Year Fixed

    • Initial Rate
      1.99% Fixed to 31/03/2023
    • APRC
      3.40%
    • Product Fee
      £995
    • Monthly Repayment
      £508.04
    • Lender:
      NatWest
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £25,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.99% Fixed to 31/03/2023
    • Incentives:
      Free valuation fees
      free legal fees
      free valuation admin fees

    • Initial Monthly Repayment:
      £508.04 x 28
    • Ongoing Monthly Payments:
      £597.79 x 272
    • Total Amount Payable:
      £177,819
    • Total Interest Payable:
      £56,824
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/3/23: 2/1% Sum Repaid
  • Royal Bank of Scotland's logo'

    Royal Bank of Scotland 2 Year Fixed

    • Initial Rate
      1.99% Fixed to 31/03/2023
    • APRC
      3.40%
    • Product Fee
      £995
    • Monthly Repayment
      £508.04
    • Lender:
      Royal Bank of Scotland
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £25,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.99% Fixed to 31/03/2023
    • Incentives:
      Free valuation fees
      free legal fees
      free valuation admin fees

    • Initial Monthly Repayment:
      £508.04 x 28
    • Ongoing Monthly Payments:
      £597.79 x 272
    • Total Amount Payable:
      £177,819
    • Total Interest Payable:
      £56,824
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/3/23: 2/1% Sum Repaid
  • Leek United BS's logo'

    Leek United BS 2 Year Fixed

    • Initial Rate
      2.04% Fixed to 31/03/2023
    • APRC
      4.90%
    • Product Fee
      £1,495
    • Monthly Repayment
      £510.97
    • Lender:
      Leek United BS
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £100,000
    • Max Loan:
      £1,500,000
    • Product Description:
      2.04% Fixed to 31/03/2023
    • Incentives:
      Free valuation fees
      £400 cashback On Completion

    • Initial Monthly Repayment:
      £510.97 x 28
    • Ongoing Monthly Payments:
      £696.21 x 272
    • Total Amount Payable:
      £205,256.28
    • Total Interest Payable:
      £83,676.28
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £85
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/3/23: 2/1% Outstanding Balance
  • NatWest's logo'

    NatWest 5 Year Fixed

    • Initial Rate
      2.04% Fixed to 31/03/2026
    • APRC
      3.10%
    • Product Fee
      £995
    • Monthly Repayment
      £510.97
    • Lender:
      NatWest
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £25,000
    • Max Loan:
      £1,000,000
    • Product Description:
      2.04% Fixed to 31/03/2026
    • Incentives:
      Free valuation fees
      free legal fees
      free valuation admin fees

    • Initial Monthly Repayment:
      £510.97 x 64
    • Ongoing Monthly Payments:
      £587.02 x 236
    • Total Amount Payable:
      £172,233.80
    • Total Interest Payable:
      £51,238.80
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/3/26: 5/4/3/2/1% Sum Repaid
  • Royal Bank of Scotland's logo'

    Royal Bank of Scotland 5 Year Fixed

    • Initial Rate
      2.04% Fixed to 31/03/2026
    • APRC
      3.10%
    • Product Fee
      £995
    • Monthly Repayment
      £510.97
    • Lender:
      Royal Bank of Scotland
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £25,000
    • Max Loan:
      £1,000,000
    • Product Description:
      2.04% Fixed to 31/03/2026
    • Incentives:
      Free valuation fees
      free legal fees
      free valuation admin fees

    • Initial Monthly Repayment:
      £510.97 x 64
    • Ongoing Monthly Payments:
      £587.02 x 236
    • Total Amount Payable:
      £172,233.80
    • Total Interest Payable:
      £51,238.80
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/3/26: 5/4/3/2/1% Sum Repaid
  • Beverley BS's logo'

    Beverley BS 2 Year Discounted Variable

    • Initial Rate
      2.06% Discounted Variable for 2 years (2.93% disc)
    • APRC
      4.60%
    • Product Fee
      £995
    • Monthly Repayment
      £512.14
    • Lender:
      Beverley BS
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £40,000
    • Max Loan:
      Varies
    • Product Description:
      2.06% Discounted Variable for 2 years (2.93% disc)
    • Incentives:
    • Ongoing Monthly Payments:
      £512.14 x 24
    • Total Amount Payable:
      £203,849.96
    • Total Interest Payable:
      £81,654.96
    • Valuation Fee:
      £225
    • Exit Admin Fee:
      £175
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 2% Sum Repaid

Your home may be repossessed if you do not keep up repayments on your mortgage.

The mortgage data above was supplied by Moneyfacts Group Plc and is updated at the time of mortgage search. The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.

Our mortgage comparison service is partnered with L&C Mortgages for selections made outside of our featured lenders. Featured lenders are firms with whom we have a direct commercial relationship.

Right to Buy Mortgages FAQ

What is a Right to Buy mortgage?

Do all lenders offer Right to Buy mortgages?

How is Right to Buy different from Help to Buy?

Is a Right to Buy mortgage right for me?

What do I need to do to get a Right to Buy mortgage?

What are the benefits of Right to Buy?

Are there any downsides to Right to Buy?

How can I compare Right to Buy mortgages?