Shared Ownership Mortgages

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  • Santander's logo'

    Santander 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.10% Fixed to 02/08/2023
    • APRC
      2.80%
    • Product Fee
      £999
    • Monthly Repayment
      £572.12
    Continue on Fluent Mortgages' website + More Info
  • Santander's logo'

    Santander 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.13% Fixed to 02/08/2023
    • APRC
      3.00%
    • Product Fee
      £999
    • Monthly Repayment
      £574.18
    Continue on Fluent Mortgages' website + More Info
  • HSBC's logo'

    HSBC 2 Year Fixed

    • Initial Rate
      1.14% Fixed to 31/08/2023
    • APRC
      3.20%
    • Product Fee
      £999
    • Monthly Repayment
      £574.87
  • Cumberland BS's logo'

    Cumberland BS 2 Year Discounted Variable

    • Initial Rate
      1.16% Discounted Variable for 2 years (2.93% disc)
    • APRC
      3.60%
    • Product Fee
      £999
    • Monthly Repayment
      £576.24
    Continue on Fluent Mortgages' website + More Info
  • Nationwide BS's logo'

    Nationwide BS 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.19% Fixed for 2 years
    • APRC
      3.10%
    • Product Fee
      £999
    • Monthly Repayment
      £578.30
    Continue on Fluent Mortgages' website + More Info
  • HSBC's logo'

    HSBC 5 Year Fixed

    • Initial Rate
      1.21% Fixed to 31/08/2026
    • APRC
      2.80%
    • Product Fee
      £1,499
    • Monthly Repayment
      £579.68
  • Barclays Mortgage's logo'

    Barclays Mortgage 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.22% Fixed to 31/08/2023
    • APRC
      3.30%
    • Product Fee
      £999
    • Monthly Repayment
      £580.37
    Continue on Barclays Mortgage's website + More Info
  • HSBC's logo'

    HSBC 5 Year Fixed

    • Initial Rate
      1.24% Fixed to 31/08/2026
    • APRC
      2.70%
    • Product Fee
      £999
    • Monthly Repayment
      £581.75
  • Nationwide BS's logo'

    Nationwide BS 2 Year Fixed

    • Initial Rate
      1.24% Fixed for 2 years
    • APRC
      3.20%
    • Product Fee
      £999
    • Monthly Repayment
      £581.75
    Continue on Fluent Mortgages' website + More Info
  • Nationwide BS's logo'

    Nationwide BS 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.24% Fixed for 2 years
    • APRC
      3.30%
    • Product Fee
      £999
    • Monthly Repayment
      £581.75
    Continue on Fluent Mortgages' website + More Info
  • Cumberland BS's logo'

    Cumberland BS 2 Year Fixed

    • Initial Rate
      1.26% Fixed to 01/07/2023
    • APRC
      3.70%
    • Product Fee
      £1,249
    • Monthly Repayment
      £583.14
    Continue on Fluent Mortgages' website + More Info
  • Cumberland BS's logo'

    Cumberland BS 2 Year Discounted Variable

    • Initial Rate
      1.26% Discounted Variable for 2 years (2.83% disc)
    • APRC
      3.60%
    • Product Fee
      £999
    • Monthly Repayment
      £583.14
    Continue on Fluent Mortgages' website + More Info
  • Cumberland BS's logo'

    Cumberland BS 2 Year Discounted Variable

    • Initial Rate
      1.26% Discounted Variable for 2 years (2.83% disc)
    • APRC
      3.70%
    • Product Fee
      £999
    • Monthly Repayment
      £583.14
    Continue on Fluent Mortgages' website + More Info
  • Santander's logo'

    Santander 5 Year Fixed

    • Cashback Available
    • Initial Rate
      1.26% Fixed to 02/08/2026
    • APRC
      2.10%
    • Product Fee
      £999
    • Monthly Repayment
      £583.14
    Continue on Fluent Mortgages' website + More Info
  • Santander's logo'

    Santander 5 Year Fixed

    • Cashback Available
    • Initial Rate
      1.27% Fixed to 02/08/2026
    • APRC
      2.40%
    • Product Fee
      £999
    • Monthly Repayment
      £583.83
    Continue on Fluent Mortgages' website + More Info
  • Nationwide BS's logo'

    Nationwide BS 5 Year Fixed

    • Cashback Available
    • Initial Rate
      1.29% Fixed for 5 years
    • APRC
      2.50%
    • Product Fee
      £999
    • Monthly Repayment
      £585.22
    Continue on Fluent Mortgages' website + More Info
  • HSBC's logo'

    HSBC 2 Year Fixed

    • Initial Rate
      1.34% Fixed to 31/08/2023
    • APRC
      3.30%
    • Product Fee
      £999
    • Monthly Repayment
      £588.69
  • HSBC's logo'

    HSBC 2 Year Fixed

    • Initial Rate
      1.34% Fixed to 31/08/2023
    • APRC
      3.30%
    • Product Fee
      £999
    • Monthly Repayment
      £588.69
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  • Nationwide BS's logo'

    Nationwide BS 5 Year Fixed

    • Initial Rate
      1.34% Fixed for 5 years
    • APRC
      2.60%
    • Product Fee
      £999
    • Monthly Repayment
      £588.69
    Continue on Fluent Mortgages' website + More Info
  • Nationwide BS's logo'

    Nationwide BS 5 Year Fixed

    • Cashback Available
    • Initial Rate
      1.34% Fixed for 5 years
    • APRC
      2.80%
    • Product Fee
      £999
    • Monthly Repayment
      £588.69
    Continue on Fluent Mortgages' website + More Info
  • Santander's logo'

    Santander 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.34% Fixed to 02/08/2023
    • APRC
      2.80%
    • Product Fee
      £0
    • Monthly Repayment
      £588.69
    Continue on Fluent Mortgages' website + More Info
  • Santander's logo'

    Santander 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.34% Fixed to 02/08/2023
    • APRC
      3.00%
    • Product Fee
      £999
    • Monthly Repayment
      £588.69
    Continue on Fluent Mortgages' website + More Info
  • Cumberland BS's logo'

    Cumberland BS 2 Year Discounted Variable

    • Initial Rate
      1.36% Discounted Variable for 2 years (2.73% disc)
    • APRC
      3.70%
    • Product Fee
      £999
    • Monthly Repayment
      £590.09
    Continue on Fluent Mortgages' website + More Info
  • Barclays Mortgage's logo'

    Barclays Mortgage 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.38% Fixed to 31/08/2023
    • APRC
      3.30%
    • Product Fee
      £999
    • Monthly Repayment
      £591.48
    Continue on Barclays Mortgage's website + More Info
  • Cumberland BS's logo'

    Cumberland BS 2 Year Discounted Variable

    • Initial Rate
      1.39% Discounted Variable for 2 years (2.70% disc)
    • APRC
      3.80%
    • Product Fee
      £999
    • Monthly Repayment
      £592.18
    Continue on Fluent Mortgages' website + More Info

Your home may be repossessed if you do not keep up repayments on your mortgage.

The mortgage data above was supplied by Moneyfacts Group Plc and is updated at the time of mortgage search. The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.

Our mortgage comparison service is partnered with Fluent Mortgages for selections made outside of our featured lenders. Featured lenders are firms with whom we have a direct commercial relationship.

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Last updated on 01 February 2021.

Shared Ownership Mortgages FAQ

What is a shared ownership mortgage?

Why seek a shared ownership mortgage?

Do shared ownership mortgages require large deposits?

Are there any downsides to seeking shared ownership?

Could I make alterations to a home under shared ownership?

How do I qualify for a shared ownership mortgage?

What shared ownership provisions are there for those with disabilities?

Can I increase my share of a shared ownership property?

How do I sell a property under a shared ownership mortgage?

What does first refusal allow a housing association to do?