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Walmart Savings Catcher Review

Savings Catcher gives you a price adjustment on eligible purchases made in store with Walmart Pay.
Feb. 5, 2018
Managing Money, Personal Finance
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Most shopping savings apps reveal coupons and discounts before you get to the checkout. Walmart’s app takes a different approach. Its Savings Catcher feature dishes out the discounts after you’ve already paid for your items in the store.

It’s one of the simplest ways to save money without putting in much effort, but there are some drawbacks — only certain items qualify and online shoppers can’t cash in. To help you decide whether using Savings Catcher makes sense for you, let’s dig into the details.

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How it works

Savings Catcher is one of the free Walmart app’s standout features. It’s essentially virtual price matching, but the price adjustment comes after the purchase.

After a Walmart shopping trip, view and submit your e-receipt from the Savings Catcher section of the app. The app will automatically check if other retailers in the area are selling any of the items you bought at a cheaper price. If a lower price is detected, Walmart refunds the difference onto an e-gift card.

For example, say you purchase a bottle of shampoo for $5 at Walmart. If Savings Catcher finds a nearby competitor advertising the identical item for $3, Walmart will reimburse you $2.

wal-mart appThe Walmart app is available to download free from the App Store and Google Play store. You’ll need to log in or create a Walmart account and enroll in Walmart Pay, the retailer’s mobile wallet service, to use Savings Catcher.

Earning and redeeming your rewards

The Savings Catcher feature mainly covers groceries, toiletries and other household items. It uses a third-party service to search local print and online ads from top competitors and compare the prices of eligible goods.

You’ll get reimbursed in Rewards Dollars that accumulate on a Walmart e-gift card in your Walmart account. You can spend your credit only at Walmart stores or on its website.

If you used a coupon on the original purchase, your items are still eligible. Savings Catcher uses the original Walmart price as the basis for comparison. The result of your inquiry is typically issued within a week of submitting your receipt. You’ll get an email or notice in the app when it’s ready.


As you might suspect, there are a few caveats. For example, Savings Catcher is only available to those who use Walmart Pay; Cash, physical cards and other payment methods are no longer eligible. This service also applies only to purchases made in Walmart stores, not online. And the competitor’s product must be the same size, weight, color and so on as the one you purchased in order to qualify.

Savings Catcher is only available to those who use Walmart Pay.

Competitor prices need to have been in effect at the time your Walmart transaction was made, and must be clearly spelled out in the advertisement as a dollar amount rather than a percentage off. You also have to submit your Walmart receipt within seven days of the original purchase, and you can submit a maximum of seven receipts per week. The amount of rewards credit you can collect is capped at $599.99 per year.

There are several excluded categories, including produce, electronics, apparel, toys and housewares. Other noteworthy exclusions include products that require the purchase of a separate item to get the reduced price; items that include a gift card or are bundled free with the purchase of a separate product; and deals that require a manufacturer’s coupon.

Visit the Savings Catcher FAQ page to read the full list of exclusions. If you find a lower price elsewhere that you think Savings Catcher has overlooked, check that the item meets the criteria and contact Walmart customer service for help.

More from the app

Savings Catcher is just one part of the Walmart app. Here’s what else you can do with the app:

  • Create shopping lists and registries.
  • Browse your local store’s weekly ad.
  • Scan barcodes to see product information.
  • Make purchases.
  • Manage your pharmacy prescriptions.
  • Set up Walmart Pay.
  • Store your receipts.

» MORE: Target store guide

Savings Catcher shines — if you meet the requirements

Savings Catcher is an easy, practical way to potentially save on your everyday Walmart purchases. Unlike other product-specific offers, it doesn’t incentivize you to buy items you don’t need, because the discounts come after the transaction.

The downside is that deals are mostly limited to groceries rather than including a wide range of categories. Plus, you aren’t guaranteed savings — it’s possible that none of the items on your receipt are sold at a lower price elsewhere. And this feature works only for in-store purchases made with Walmart Pay, which means online shoppers and those who prefer other payment types can’t take advantage. But if you’re willing to take a chance, you might get something in return.


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