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We’ll start with a brief questionnaire to better understand the unique needs of your business.
Once we uncover your personalized matches, our team will consult you on the process moving forward.
Here are 21 small-business lenders
Lender | NerdWallet Rating▼ | Max loan amount▼ | Min. credit score▼ | Next steps |
---|---|---|---|---|
SBA 7(a) loan with Fundera by NerdWallet | Best for SBA loan lenders | $5,000,000 | 650 | with Fundera by NerdWallet |
SBA Express loan with Fundera by NerdWallet | Best for SBA loan lenders | $500,000 | 650 | with Fundera by NerdWallet |
SBA CAPLines of credit with Fundera by NerdWallet | Best for SBA loan lenders | $5,000,000 | 650 | with Fundera by NerdWallet |
SBA CDC/504 loans | Best for SBA loan lenders | $5,000,000 | 680 | Read Review |
Bank of America Business Advantage Unsecured Term Loan | 5.0/5 Best for Business bank lenders | $100,000 | 700 | Read Review |
Wells Fargo BusinessLine® Line of Credit | 5.0/5 Best for Business bank lenders | $150,000 | 680 | Read Review |
Chase - Business line of credit | Best for Business bank lenders | $500,000 | 700 | Read Review |
PNC Bank - Unsecured Small Business Line of Credit | Best for Business bank lenders | $100,000 | 720 | Read Review |
TAB Bank - Term loan | Best for Business bank lenders | $300,000 | 660 | |
OnDeck - Online term loan with Fundera by NerdWallet | 5.0/5 Best for Online small-business lenders | $250,000 | 625 | with Fundera by NerdWallet |
Fundbox - Line of credit | 5.0/5 Best for Online small-business lenders | $150,000 | 600 | Read Review |
Bluevine - Line of credit with Fundera by NerdWallet | 5.0/5 Best for Online small-business lenders | $250,000 | 625 | with Fundera by NerdWallet |
Headway Capital - Line of credit with Fundera by NerdWallet | 5.0/5 Best for Online small-business lenders | $100,000 | 625 | with Fundera by NerdWallet |
American Express® Business Line of Credit | 4.5/5 Best for Online small-business lenders | $250,000 | 660 | Read Review |
Funding Circle - Online term loan with Fundera by NerdWallet | 4.5/5 Best for Online small-business lenders | $500,000 | 660 | with Fundera by NerdWallet |
Fora Financial - Online term loan with Fundera by NerdWallet | 4.5/5 Best for Online small-business lenders | $1,500,000 | 500 | with Fundera by NerdWallet |
AltLINE - Invoice Factoring | 4.5/5 Best for Online small-business lenders | $10,000,000 | 300 | |
National Funding - Equipment Financing with Fundera by NerdWallet | 4.5/5 Best for Online small-business lenders | $150,000 | 600 | with Fundera by NerdWallet |
Triton Capital - Equipment financing with Fundera by NerdWallet | 4.0/5 Best for Online small-business lenders | $250,000 | 575 | with Fundera by NerdWallet |
Accion Opportunity Fund - Small Business Working Capital Loan | 4.0/5 Best for Microlenders | $250,000 | 570 | Read Review |
SBA Microloan with Fundera by NerdWallet | Best for Microlenders | $50,000 | 620 | with Fundera by NerdWallet |
Here are 21 small-business lenders
Best for SBA loan lenders
Best for Business bank lenders
Max Amount
$300,000
Min. Credit Score
660
Best for Online small-business lenders
Max Amount
$10,000,000
Min. Credit Score
300
Best for Microlenders
I'M INTERESTED IN:
Our picks for
SBA loan lenders
SBA loans offer low interest rates and long repayment terms. These loans are issued by banks, credit unions and other participating financial institutions and partially guaranteed by the U.S. Small Business Administration.
SBA 7(a) loan
Max loan
$5,000,000
Min. Credit score
650
Apr range
11.50-15.00%
SBA Express loan
Max loan
$500,000
Min. Credit score
650
Apr range
11.50-15.00%
SBA CAPLines of credit
Max loan
$5,000,000
Min. Credit score
650
Apr range
11.50-15.00%
SBA CDC/504 loans
Max loan
$5,000,000
Min. Credit score
680
Apr range
5.00-7.00%
Our picks for
Business bank lenders
Bank lenders typically offer the most competitive interest rates and repayment terms on small-business loans — but require that you meet strict criteria to qualify.
Bank of America Business Advantage Unsecured Term Loan
Max loan
$100,000
Min. Credit score
700
Wells Fargo BusinessLine® Line of Credit
Max loan
$150,000
Min. Credit score
680
Apr range
10.25-18.25%
Chase - Business line of credit
Max loan
$500,000
Min. Credit score
700
PNC Bank - Unsecured Small Business Line of Credit
Max loan
$100,000
Min. Credit score
720
Apr range
15.99-17.99%
TAB Bank - Term loan
Max loan
$300,000
Min. Credit score
660
Apr range
8.99-35.99%
Our picks for
Online small-business lenders
Online business lenders can offer a variety of different loan types with faster funding times and more flexible qualification requirements than bank or SBA lenders.
OnDeck - Online term loan
Max loan
$250,000
Min. Credit score
625
Apr range
35.40-99.90%
Fundbox - Line of credit
Max loan
$150,000
Min. Credit score
600
Apr range
36.00-99.00%
Bluevine - Line of credit
Max loan
$250,000
Min. Credit score
625
Apr range
20.00-50.00%
Headway Capital - Line of credit
with Fundera by NerdWallet
Max loan
$100,000
Min. Credit score
625
Apr range
35.00-80.00%
with Fundera by NerdWallet
American Express® Business Line of Credit
Max loan
$250,000
Min. Credit score
660
Funding Circle - Online term loan
Max loan
$500,000
Min. Credit score
660
Apr range
15.22-45.00%
Fora Financial - Online term loan
Max loan
$1,500,000
Min. Credit score
500
AltLINE - Invoice Factoring
Max loan
$10,000,000
Min. Credit score
300
National Funding - Equipment Financing
Max loan
$150,000
Min. Credit score
600
Triton Capital - Equipment financing
with Fundera by NerdWallet
Max loan
$250,000
Min. Credit score
575
Apr range
5.99-34.99%
with Fundera by NerdWallet
Our picks for
Microlenders
Microlenders are usually nonprofit or local organizations that focus their lending efforts on businesses in their local communities. These lenders provide smaller-sized loans and business training to borrowers who may not qualify for other options.