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Karrin Sehmbi's avatar

Karrin Sehmbi

Editor & Content Strategist
Expertise
  • Small-business lending •
  • Software
How I Think About Money “Our communities thrive when our small businesses thrive. I write to educate, encourage and empower small-business owners to pursue their goals and achieve financial success.”
15+ Years of Experience
150+ Articles Written
Previous experience
Copy and production editor, AuntMinnie.com, Assistant managing editor, Weber Shandwick, Development editor, Bedford/St. Martin's
Education
B.A. in English from Skidmore College
Karrin Sehmbi is an editor and content strategist on the small-business team. She has covered small-business software and lending since 2022 and has more than fifteen years of editorial experience in the fields of educational publishing, content marketing and medical news. She has also held roles as a teacher and a tutor.

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Curated financial resources
4 Reasons to Have a Business Line of Credit on Hand
3:01
Featured video

4 Reasons to Have a Business Line of Credit on Hand

Apply for a business line of credit: https://www.fundera.com/apply-for-a-loan?aid=nerdwallet/#/questionnaire Did you know you can qualify for a business line of credit even if you don’t need the funds right now? In this video, we explain what a business line of credit is, how it works and why it can be such a valuable resource to keep in your back pocket. More resources: Best business lines of credit: https://www.nerdwallet.com/best/small-business/business-line-of-credit In this video: 00:00 Intro. 00:12 How it works. 00:38 Reason 1: Emergency expenses. 00:57 Reason 2: Cash flow gaps. 01:10 Reason 3: Flexibility. 01:20 Reason 4: Business credit. 01:40 Banks and credit unions. 01:58 Alternative lenders. 02:21 Business loan marketplace. 02:26 Fundera by NerdWallet. #businesslineofcredit #smallbusiness #businessloans #nerdwallet

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