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How to Make Money: 19 Realistic Side Hustles

Take our quiz to find the right side hustle for you. Is it freelancing? Taking surveys? One of our other 17 ideas? Answer some questions to help you decide.

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Written by 
Lead Writer & Content Strategist
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Edited by 
Managing Editor
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Co-written by 
Lead Writer & Content Strategist

With so many side hustle possibilities, where do you even start?

If you're looking for a side hustle in 2026, you need ambition and a good idea. While we can't make you a go-getter, we can vet ways to make money online and off. We think these 19 gig ideas are the most realistic.

If you're not sure which job is right for you, answer a few questions below.

We used AI to create a quiz based on articles written by our Nerdy experts.

1. Pick up freelance work online

This is a NerdWallet fave because the potential is real for those with specialized skills and the drive to succeed.

There’s also a slew of freelance websites that allow you to put your profile and pitch in front of clients. Examples include Upwork, Fiverr and Freelancer.com. These platforms offer opportunities to do jobs like writing, programming, design, marketing, data entry, virtual assistance and more.

You'll want to research the going rate for the kind of work you provide so you know what to charge. Some freelancers are charging $100 an hour or more for their freelance writing services.

Total time: It can take a while to get your first gig.

Setup: 24-48 hours.

How easy to start: Easy, if you have the expertise.

Age threshold: Typically 16 to 18+.

How fast you'll get paid: Varies by site.

Soraya Ivette is a content marketing strategist who offers services on Fiverr. She started freelancing part time when she was home with her young children, and has done well.

"Once I set up my profile on Fiverr, I started getting job requests within a couple of weeks and I started taking on more jobs and making regular money consistently every month," she said in an email interview.

If you’re worried AI is coming for all the freelance gigs, don’t fear it. Consider how you can leverage the technology instead. Recent research from Upwork found human workers collaborating with AI agents actually increased project completion rates, by up to 70%

Upwork news release. Upwork Human+Agent Productivity Index Reveals Up to 70% Boost in Work Completion from Human and AI Agent Collaboration vs. Agents Working Alone. Accessed Dec 23, 2025.
View all sources
.

  • It takes Upwork up to 48 hours to approve your profile, and will take longer to land your first freelance gig.

  • Getting paid on Upwork: Payment depends on contract type. Hourly contracts have a weekly billing cycle and you can withdraw funds 10 days later. Fixed-price contracts have a five-day waiting period after reaching a milestone.

  • Getting paid on Fiverr: You'll be paid when the work order is complete, but you can't withdraw funds for 14 days. (The waiting time is shorter for Top Rated Sellers.)

  • Upwork and Fiverr require users to be at least 18 to sell work. Fiverr allows users age 13 and older to use a parent or guardian’s account, with permission. And Freelancer.com requires users to be at least 16.

2. Drive for Uber or Lyft

Uber and Lyft are legit side hustle options. Just remember to factor in gas and maintenance costs. You need an eligible car in good condition and must agree to a background check and a review of your driving history.

Total time: Depends on your market demand.

Setup: A few weeks.

How easy to start: Not difficult, but you'll need the right type of vehicle.

Age threshold: Varies by region from 21-25.

How fast you'll get paid: Very fast. Either instantly or within days.

  • Allow some time for the application process, background check and car inspection.

  • Lyft and Uber can pay you instantly through a debit card or transfer earnings to your bank account pretty quickly.

  • A car with four doors. It must also meet other requirements, such as year, physical condition, etc.

  • Depending on your state, you may need to have at least one year of licensed driving experience to drive for Lyft. Uber requires at least one year of licensed driving experience in the U.S. (or three years if you’re under 25).

  • Let your car insurance company know of your plans before you start driving.

» Learn how to become an Uber driver or how to make money as a Lyft driver.

3. Make deliveries for DoorDash, Amazon and more

Delivery side hustles are even more accessible than rideshare gigs. And a car isn’t always required — DoorDash let you use a bike or scooter to make deliveries in some cities, for example. However, a background check is almost always part of the deal. Learn more about how to get started with a service like Amazon Flex, Instacart or DoorDash.

Total time: Depends on your market demand.

Setup: About a week.

How easy to start: Easy, if you have dependable transportation.

Age threshold: Varies by the service, but at least 18.

How fast you'll get paid: Varies by vendor.

  • The background check can take a few days, and timing can vary.

  • Payment timing also varies, but earnings are generally issued weekly or quicker.

  • You'll need transportation. It could be a car, scooter or bike, depending on the service.

  • A smartphone is necessary to accept and process jobs.

  • Each delivery service has a minimum age requirement, but it varies by service.

4. Sign up for Taskrabbit

If you're good at putting together Ikea furniture or hanging pictures, you can use an online service to get local odd jobs. Websites like Taskrabbit connect workers with people who need help with a variety of things, such as moving, cleaning, delivery and handyman services. The site also offers several virtual and online tasks, such as helping with a research project or data entry. Read about how to make money with Taskrabbit.

Total time: Local demand for your skills will determine the time you spend.

Setup: A couple of hours, then some time for approval.

How easy to start: Easy, though you'll need to do some research.

Age threshold: 18+.

How fast you'll get paid: A few days after a job.

Where input from Reddit posts is included: We used AI to sift through Reddit forums to get info on how users feel about certain side hustles. People post anonymously, so we cannot confirm their individual experiences or circumstances.

This is a flexible side hustle that can be good for a couple hundred bucks of supplemental income per month. But, like with other gig service sites, your success is dependent on location and demand.

  • You can set up your profile and register in a matter of hours, but can't start accepting tasks until your profile is approved by Taskrabbit. This may take a few days.

  • Once approved, you need to pay a $25 fee, so you may first want to research your market and the value of your skills to determine if that fee is worth it to you.

  • You're paid after the task is completed through direct deposit to a checking account. Payment typically takes a few days to appear in your account.

  • You need to be at least 18 to start working with Taskrabbit.

  • Prospective Taskers must also pass a background check.

5. Walk dogs/feed cats with Rover or Wag

Love animals? You can walk dogs or watch cats for pay. Services like Wag and Rover give you access to paying pet parents. You can offer overnight dog boarding, too, once you're approved to pet sit. Learn how to get set up with services like Rover and Wag.

Total time: Building a client base may take some time.

Setup: Can take a few weeks to be approved.

How easy to start: Love pets? You're good to go.

Age threshold: 18+.

How fast you'll get paid: Two days to a week.

There's potential to earn an extra $300+ per month with a gig service like Rover when you have regular clientele, but success can depend heavily on location and market. Are dogs trending in your town?

  • Rover: It takes about five to 10 business days for Rover to review and approve your profile.

  • Wag: The application process takes about two weeks, and you must pass a background check and pet care quiz.

  • For Rover or Wag, you’ll need to live in an area where the service operates.

  • If you want to pet-sit in your own home, you’ll need an apartment or house that allows pets.

  • You’ll have to pass a background check.

6. Get a babysitting gig

Babysitting has been a legit side job since before the term "side hustle" existed. You can rely on word-of-mouth referrals from family and friends, and/or create a free profile on Care.com or Sittercity to expand your reach. In your profile, note any specialized skills, such as CPR certifications, to make yourself more marketable. This is one of the few really good side hustles for college students, especially.

Total time: Online setup takes minutes; neighborhood referrals may take a while.

Setup: Just minutes.

How easy to start: Getting the word out is the main thing.

Age threshold: Very young if you're using referrals. 18+ online.

How fast you'll get paid: When the parents come home.

  • You can create a profile on Care.com or Sittercity in a matter of minutes.

  • You typically get paid when you complete your gig, whether by a service or directly from the customer.

  • You need to be at least 18 to list as a caregiver on Care.com and Sittercity.

  • Clients may request a background check.

7. Become a private tutor

Turn your math, science, foreign-language or test-prep expertise into extra money as a private tutor. You can tutor people online or in-person.

What you charge will depend on your experience, expertise and what’s in demand. To get started, see what types of tutors are needed on Craigslist, or create a profile on sites like Tutor.com or Care.com. You can also advertise your services at local schools, community centers and coffee shops.

Total time: Varies by subject matter. Some companies might require a minimum availability per week (e.g., Tutor.com requires 5 hours).

Setup: Can be a bit involved.

How easy to start: Students will have to find you, and that might take a while.

Age threshold: Any.

How fast you'll get paid: Depends on the platform; check the terms of service.

  • Startup time depends on demand in your area. It could take a while before you get your first student.

  • If you haven't tutored before, you'll want to allow for time to prep so students feel like they're getting the most out of their time with you.

  • How quickly you get paid depends on whether you tutor via a platform or in-person; either way, it likely won't take long.

  • You'll need deep knowledge in an area that people need help understanding, like mathematics, a foreign language or test prep.

  • Educational requirements might apply. Some tutors might be required to be currently enrolled in a four-year university or have at least a bachelor's degree from an accredited four-year university.

Nerdy Perspective

Is gig work worth it?

While delivering lots of meals with DoorDash, I was reminded there's no such thing as a free lunch. I tried Uber and Instacart, too. The work wasn't necessarily fun, but it was accessible and independent (no boss FTW). Signing up for each service was easy and painless ... and I made actually money. Gig work, especially that of the driving variety, can be a slog, but I learned it's a legit way to make extra bucks.

Profile photo of Tommy Tindall

Tommy Tindall

8. Sell your gently used clothes

Selling clothes is big business for side hustlers. Start offline with local consignment shops to make money quicker or use sites like ThredUp and Poshmark to find buyers from all over. When listing items online, be sure to take clear, well-lit photos of your pieces and research similar items to set competitive prices. Get tips on how to sell your clothing.

Total time: Varies by sales channel.

Setup: Easy and fast. You can simply go to a consignment shop or fill a box with clothes and send it in.

How easy to start: Easy. Cleaning out the closet may be the hardest part.

Age threshold: 13+.

How fast you'll get paid: Varies by sales channel.

  • You can sell used clothing and accessories several ways, but they're all pretty quick to start.

  • Fast: A brick-and-mortar consignment store like Plato's Closet will give you cash on the spot.

  • Medium: Other in-person and online consignment shops pay you when your items sell, or when they receive and inspect your items.

  • Either way, allow at least a month for your payout.

  • Gently worn shoes, clothing and accessories.

  • Items will go through various inspections before being accepted. For example, ThredUp checks items for pilling, fading, shrinkage, missing parts (like buttons) and stains.

9. Sell your wares on Etsy

Have a penchant for woodworking, jewelry-making, embroidery or pottery? Sell your crafts on Etsy, the go-to site for selling artisan goods. According to Etsy, the company has more than 95 million active buyers. You just need to figure out what to sell before you get started.

Total time: It might take a while for customers to find you.

Setup: Can be quite involved.

How easy to start: Leaning toward "hard" on the difficulty meter.

Age threshold: 13+.

How fast you'll get paid: Daily, weekly, biweekly or monthly, depending on your preference.

  • Opening an Etsy shop is the easy part. It can be done in a few hours.

  • You need merchandise to sell, photos and descriptions to post, a name for your shop and a business plan to help you succeed.

  • Sell an item and payment is deposited into your Etsy Payments account first, then to your bank account depending on your desired deposit schedule.

  • If you’re over 13 years old but under 18, you can sell on Etsy but would be considered a minor and must follow extra policies.

  • You need to have all necessary intellectual property rights to the merchandise sold in your shop.

Video preview image

10. Rent out your car on Turo

Rent your stuff for passive income. City-dwellers often don’t use their cars for days or weeks at a time. That idle time can translate to extra money with services like Turo and Getaround, which let you rent out your car by the hour or day. You take home the majority of those earnings, while the service takes a cut for protecting your car while it’s being rented.

Total time: Demand for your car will depend on the local market.

Setup: It takes about a half hour to set up an account, assuming you have a car that qualifies (check Turo's requirements).

How easy to start: With an appropriate vehicle, it's easy.

Age threshold: 21+ with a valid driver's license for Turo; Getaround does not list an age requirement.

How fast you'll get paid: Varies by site.

  • You can create a listing on Turo or Getaround in under 30 minutes.

  • Turo initiates payment within three hours of the end of the rental, but you can expect it to take a few days for your bank to process the deposit.

  • Getaround rental earnings accrue daily or monthly. Payments are made via direct deposit.

  • If you lease your car, check the terms of your agreement and financing documents to make sure you’re allowed to share it.

  • Your car must meet certain requirements (make/model/year/mileage) and satisfy maintenance and safety standards. You may also be asked to agree not to list on other platforms.

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11. Earn from your YouTube channel

You may be able to make money on YouTube if your channel draws a decent audience. Ads is a one way, but it takes time. YouTube sets 1,000 subscribers as the benchmark for applying to the YouTube Partner Program if you want to place ads on your channel.

You can apply with 500 subscribers for other monetizing features like channel memberships. You can also use Google’s AdSense, the same ad platform on YouTube, to put relevant ads on your blog or website for earning potential.

Other ways to earn with a YouTube channel include using affiliate links in video descriptions and partnering with brands on paid content.

Total time: It can take several weeks to get up and running, but much longer to make money.

Setup: Fairly easy.

How easy to start: Depends on how good you are at producing interesting videos.

Age threshold: 18+.

How fast you'll get paid: Could take a long while to earn the first payout; then monthly.

  • Making a channel is easy as pie; putting videos on it is harder.

  • Signing up for Google AdSense is pretty easy, but to use it with YouTube, you’ll need to be part of the Partner Program.

  • You can use AdSense on a website or blog with fewer eligibility requirements.

  • Allow at least two months for ad revenue to start trickling in.

  • You need to earn at least $100 before you're eligible for a payout.

  • Once you hit the $100 threshold, earnings are issued between the 21st and 26th of the following month.

  • Your own website that has been active for at least six months.

  • For YouTube, you need at least 1,000 subscribers and to meet requirements related to views or watch hours.

  • You must be at least 18.

12. Sell digital products on Gumroad

Do you write, design, code or have expertise in a specialized area (like nutrition or parenting). If so, try turning your passion into a digital creation. People pay for quality downloadable products like online courses, e-books (see below), cookbooks, weekly planners and even self-help guides.

You can use a site like Canva to make designs for free, and then a platform like Gumroad (or Etsy) to upload and sell your product.

Total time: It takes time to create something compelling enough to sell.

Setup: Can be quite involved depending on the digital product you create.

How easy is it to start: You can read a tutorial and start designing on a site like Canva today. Creating a Gumroad account is straightforward when you’re ready to list something.

Age threshold: 13+ on Gumroad.

How fast you'll get paid: Daily (after having earned enough to be paid at least four times), weekly, monthly or quarterly with Gumroad.

There are lots of digital cookbooks available on Gumroad. One that stood out to us was a 280 page PDF with tons of techniques and recipes to “optimize your nutrition.” It had 47 positive ratings and a $39 price at the time of writing.

  • This is not a path to quick cash, but payouts could be passive down the road.

  • You’ll need to understand what types of products sell well, come up with a profitable idea and then sweat the details so you can deliver a quality product. 

  • You’ll also need a marketing strategy to make your product(s) stand out in a crowded digital marketplace.

  • Talent (or at least good idea and the will to execute it), a computer, design or writing software or site (depending on your product) and a platform to host or sell the product.

13. Self-publish an e-book

Writing a good book is tough, but the internet allows you to bring it to market yourself. If you’re a writer who can churn out pages, you can use Amazon’s Kindle Direct Publishing to sell your books(s) on the Kindle store. It’s free to publish a book, and you can earn up to 70% of each sale in royalties. Write your book, enter a clear description and the details to be displayed and upload your manuscript. Set the price and see if it sells.

Total time: We don’t have to tell you writing a book is a journey.

Setup: Quick and easy on KDP once the book is ready.

How easy to start: Just start writing.

Age threshold: 18+, but parents and guardians can use their accounts to sell minors’ books. 

How fast you’ll get paid: Monthly. You'll need to meet a $100 threshold for wire or check payments.

  • Just because it’s simple to self-publish doesn’t mean your book will sell. Competition is high with millions of e-book titles on the Kindle Store.

  • Choose one of two royalty options: 70% or 35%. You’ll have to price your book between $2.99 and $9.99 if you select the 70% option. You have more pricing flexibility when you pick 35%.

  • You need to create a Kindle Direct Publishing account to get started.

  • Proper formatting is important. Amazon says most Microsoft Word documents convert to e-books easily, but other formats are also supported.

14. Monetize your Twitch channel

Live-streaming game play could be a way to make money from home if you have a steady following on Twitch, the go-to site for gamers. Streamers can receive money from viewers’ virtual cheers, or “Bits,” and even get a share of subscription and ad revenue if they reach Affiliate or Partner status. Learn more about how to make money on Twitch.

Total time: This can be a long game.

Setup: Quick and easy.

How easy to start: Easy to start; takes a while to build a following.

Age threshold: 13+.

How fast you'll get paid: Monthly.

  • You can launch a Twitch channel and start streaming in a day, but it will take much longer to build a following.

  • Subscription and ad revenue earned as a Twitch Partner or Affiliate is paid out around the 15th of every month, and you must have a balance of at least $50 for most payout methods (it's $100 for wire transfers).

  • You need to hit certain viewership and broadcast milestones to become a Twitch Affiliate or Partner and qualify for a share of game sales, ads and subscription revenue.

» MORE: How to make money as a kid

15. Become an Instagram influencer

Companies are using Instagram influencers — people with large, dedicated followings on the platform — to rep their products. Reaching that point may be as daunting as turning pro in a sport, though.

Just keep posting. If it goes well, you can seek brand deals through a platform like Open Influence or Aspire, or by contacting the companies you want to work with. You can also make money on TikTok this way.

Total time: You'll need to stick with it.

Setup: Quick and easy.

How easy to start: Not that easy. You can't influence without and audience.

Age threshold: 13+.

How fast you'll get paid: Varies on partnerships.

  • Creating an Instagram account is quick, but building a following can take months or even years.

  • Once you have the numbers, you'll need to find paid opportunities. You can do this via affiliate networks or by pitching brands you want to work with.

  • The time to receive your payment will depend on the terms of your agreement, but affiliate networks typically pay out earnings the month after a campaign is completed.

  • An Instagram account with a dedicated, engaged following.

  • You'll also need to meet the requirements of any affiliate network.

Nerdy Perspective

Should you try a "content" side hustle?

Maybe. I started a gear review channel on YouTube in 2021 and still don't have nearly enough subscribers to join the YouTube Partner Program. However, the experience of making videos helped me hone my skills in script-writing, talking on camera, editing and SEO. While I haven't made a dime — and can't even influence my cat — I had fun and got better at my day job.

Profile photo of Tommy Tindall

Tommy Tindall

16. Take legit surveys or play games for money

You can make money from home by taking online surveys, and/or playing games but don’t expect to earn a lot. These sites are made for micro-earnings, and many are more useful for earning gift cards than cash.

Swagbucks, Survey Junkie and Prolific are just a couple popular “surveys for money” sites.

Go into this with low expectations, and be OK with pocket change.

Total time: It could take a while.

Setup: Just minutes.

How easy to start: Very. Just register and begin.

Age threshold: 13 to 18+, depending on the site.

How fast you'll get paid: Varies by site.

  • The time it takes to get paid depends on the survey site and how much time you dedicate to taking surveys.

  • Some sites let you cash out only after you hit a minimum earnings threshold.

  • Other survey sites issue points, which can be redeemed for cash (via PayPal) or gift cards.

  • Most survey sites have a minimum age requirement, which ranges from 13 to 18 (depending on the site).

  • Individual surveys may have specific requirements. Don't be surprised if you are disqualified from a survey without much explanation.

17. Test websites and apps

Another way to make money from home is on sites like UserTesting.com. You get paid for your thoughts on how well — or not so well — certain websites work. You have to complete the application process, then you can earn money for testing certain features of websites or apps in various testing formats.

Total time: Approval can take a few days.

Setup: Less than an hour.

How easy to start: Easy, if you have the tech gear and complete a sample test.

Age threshold: 18+.

How fast you'll get paid: Usually after 14 days.

  • You need to complete a sample test as part of the UserTesting application process.

  • You will start receiving testing opportunities after your application is approved.

  • The timeline for approval can vary.

  • Payment amounts vary based on the length of the tests. You get paid via PayPal 14 days after completing a website or app test.

  • You need to be at least 18.

  • You need a device that meets UserTesting’s requirements, plus an internet connection and microphone.

  • The practice test and most user testing requires English, German or French; some test opportunities may be in additional languages.

18. Sell unused gift cards

Did you know you can sell unused or partially used gift cards on a site like CardCash or GiftCash. CardCash notes it will pay you up to 92% of the card’s value, or you can trade in your card for one you’ll use. Read more about what to do with unwanted gift cards.

Total time: In minutes if your gift card is for a popular store.

Setup: Easy.

How easy to start: The more gift cards you have to sell, the better.

Age threshold: 18+.

How fast you'll get paid: A few days to about two weeks.

  • You can get an instant offer or quote via sites like CardCash and GiftCash.

  • You can sell gift cards at kiosks and participating retail locations to get cash the same day, or try to sell them online. The latter takes longer, but you may get a better offer for your gift card.

  • Your gift card may need to meet a minimum balance to be resold. Not all cards will generate offers.

  • Gift cards with expiration dates may not be eligible.

19. Sign up to be a mystery shopper

Businesses often want to know how they’re performing from a customer’s perspective, and will use covert shoppers to engage with their employees and report back. You can apply to be mystery shopper online via sites like IntelliShop, BestMark and Sinclair Customer Metrics. Just beware of scams and do thorough research before signing on.

Total time: Varies by site.

Setup: Applying takes little time, but approval can take a while.

How easy to start: Relatively easy if you have required transportation and tech.

Age threshold: May vary by site.

How fast you'll get paid: Varies by company.

  • The application process is typically quick, but then it's in the company's hands. It can take days, or more, to assess your application, depending on demand.

  • Payout timing and method vary by company. BestMark, for example, issues payments monthly.

  • Most mystery shopping services have an age requirement. You have to be at least 18 to shop for BestMark.

  • Depending on the service, you may need internet access.

Watch out for making money scams

Not all online opportunities are legit. Be wary of any that asks for an upfront fee, wants you to pay for certification, or requests your Social Security number or any financial information, such as your credit card number.

Still unsure if an opportunity is legit? Look for community forums, like those on Reddit, for unfiltered reviews and complaints. Also, check if the company or platform has a Better Business Bureau profile. The BBB assigns ratings based on reported complaints, business transparency and other factors.

What’s your side hustle?

Have you tried any of these ideas? Let us know how it’s going. Seriously, we want to know. Send an email to me, Tommy Tindall.

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Frequently asked questions

Side jobs such as testing websites, taking surveys and selling your used stuff online take minimal time to set up and have few requirements. You can also earn passive income through affiliate marketing or renting out your vehicle.

Some of the fastest ways to make money from home include selling used clothes and electronics, babysitting and renting out a room on a vacation rental website.

It’s tough to find jobs that pay on the spot. You can check local or online job listings for paying gigs like moving couches or painting a fence for someone in your area. If you need money immediately, consider other ways to get fast cash. For example, if you have any jewelry, instruments or new electronics, you can get a pawnshop loan. Your credit won’t be a barrier to getting the loan and if you can’t pay it back within the loan term, the pawnshop will sell your item but your credit score won’t take a hit.

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