15 Best No-Fee Credit Cards in Canada for April 2024

Why we like it

You can earn unlimited cash back at a 2% rate in up to three categories of your choice and 0.50% back on other everyday purchases while benefiting from exclusive Tangerine World Mastercard® perks and insurance cover.

Pros

• Choose the best 2% rewards categories for you based on your spending.
• A variety of additional perks like savings on subscription services, rental car collision/loss damage, mobile device insurance, and more.

Cons

• Higher eligibility requirement for gross income.

• Apply for a Tangerine World Mastercard® by April 30, 2024 and earn an extra 10% back* (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.
• Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
• Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
• No limit on the amount of Money-Back Rewards you can earn.
• Change your 2% Money-Back Categories to suit your spending.
• With Mastercard Travel Rewards, you can unlock cashback offers and get a rebate applied directly to your statement, by using your Tangerine World Mastercard at select merchants that accept Mastercard while travelling outside of Canada.
• Save on the things you love with your Tangerine World Mastercard. Enjoy special benefits and offers from a growing lineup of on-demand apps and subscription services made available to you as a Tangerine World Mastercard cardholder.
• Make the most of your travel with Mastercard® Travel Pass Provided by DragonPass. Your complimentary membership gives you exclusive dining, retail and spa offers in over 650 airports worldwide, along with access to over 1,300 airport lounges at $32 USD per visit. Learn more at Mastercard® Travel Pass.
• Rental Car Collision/Loss Damage Insurance**: Damage and theft protection for your car rental when you rent for up to 31 consecutive days and charge the full cost of your rental to your Card.
• Mobile Device Insurance**: Protection on new cell phones, smartphones or tablets when you charge the full cost to your Card, or when you purchase it through a plan and charge all of your wireless bill payments to your Card. Covers up to $1,000 if your mobile device is lost, stolen, accidentally damaged or experiences mechanical failure.
• Preferred rates: 19.95% for purchases and cash advances.
• To be eligible, a $60,000 (individual) annual income is required. Also, you must have a Canadian credit file and be a Canadian resident of the age of majority in the province or territory where you live.

If this card doesn’t seem like a good fit for your wallet, take a look at NerdWallet’s selection of the best credit cards to help find the right option for you.

Neo Secured Credit is a no-fee card that earns cash back rewards and offers access to high-interest savings.

Pros

• A small $50 minimum deposit makes this card accessible to consumers of all budgets.
• Earn up to 15% cash back on purchases with select Neo partners.

Cons

• Interest rates could be as high as 29.99% for some users.

• Build credit history with on-time payments.
• Set your credit limit and get started with as little as $50.
• Guaranteed approval with no credit score needed to apply.
• Earn 1% cashback on all gas and grocery purchases.
• 0.5% guaranteed monthly minimum cashback.
• No monthly or annual fees.
• Upgrade to Premium and earn exclusive benefits and boosted rewards, like 3% cashback on all gas and grocery and free credit monitoring.
• Personalized Insights AI generates tailored information and recommendations designed specifically for you.

Why we like it

The MBNA Rewards Platinum Plus Mastercard offers bonus rewards on common spending categories, along with flexible options for redemption.

Pros

• Flexible redemption options, including cash back, brand-name merchandise, gift cards, charitable donations and travel, and points never expire.
• You can receive up to 10,000 Birthday Bonus Points every year.

Cons

• Accelerated earn rate drops to 2x after the first 90 days, and 1x after $10,000 in spending. Considering how many categories fit into the cap, hitting the limit will be easy for families and big spenders.
• Lack of travel insurance may disappoint some cardholders.

• Earn 4 points†† for every $1 spent on eligible restaurant, grocery, digital media, membership and household utility purchases during the first 90 days, and 2 points‡ for every $1 spent on eligible purchases in those categories thereafter – in both cases, these earn rates apply until $10,000 is spent annually in the applicable category.
• Earn 1 point‡ for every $1 spent on all other eligible purchases.
• 5,000 bonus points†† ($25 in cash back value) after you make $500 or more in eligible purchases within the first 90 days of your account opening.
• 5,000 bonus points††($25 in cash back value) once enrolled for paperless e-statements within the first 90 days of account opening.
• Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 10,000 Points.
• Redeem points‡ for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel.
• Mobile Device Insurance*** With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown.
• No annual fee.
• ‡, ††, ✪, ***, Terms and Conditions apply.
• This offer is not available for residents of Quebec.
• Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

Why we like it

The American Express Green Card has a simple rewards program with an accelerated earn rate on hotel and rental car bookings, and it’s easy to transfer your points to other loyalty programs for maximum redemption value. Oh, and the card itself is made from 99% recycled plastic.

Pros

• No limits on rewards spending, and more ways to redeem your points than other no-fee rewards credit cards on this list.
• Cardholders who enjoy VIP treatment will enjoy access to a multitude of perks through American Express Experiences.

Cons

• Reward earn rates are lower than some other no-fee credit cards.
• Lacks some of the travel perks and insurance options offered by other cards.

• Get the Card that lets you live in the moment while getting ready for the future.
• The American Express® Green Card lets you go for it with every swipe or tap of your Card.
• As a new American Express® Green Cardmember, you can earn a Welcome Bonus of 10,000 Membership Rewards® points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership. That’s $100 towards groceries or concert tickets.
• Earn 1x the points on Card purchases.
• Charge an eligible purchase to your Card and redeem your Membership Rewards points for a statement credit (All eligible purchases: 1,000 points = $10 statement credit).
• With American Express Experiences and Front Of The Line®, American Express Cardmembers get access to amazing events in Canada.
• Transfer points 1:1 to several frequent flyer and other loyalty programs.
• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.

Why we like it

It’s rare to find a 0.99% balance transfer offer on a dedicated travel rewards credit card, especially with a low 2% balance transfer fee. Sure, the introductory period is only for nine months, but the BBMO AIR MILES®† Mastercard®* makes it worth its while by adding an extra introductory perk: 800 bonus AIR MILES.

Pros

• No annual fee.
• Ability to earn unlimited rewards.

Cons

• The introductory APR period for transfers is only nine months, so make sure you can pay off your balance during that window of time.

• Welcome offer: Get 800 AIR MILES Bonus Miles!* That’s enough for $80 towards purchases with AIR MILES Cash.*
• Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred.*
• Get 3x the Miles for every $25 spent at participating AIR MILES Partners and 2x the Miles for every $25 spent at any eligible grocery store.*
• Get 1 Mile for every $25 spent everywhere else.*
• Use your BMO AIR MILES Mastercard and AIR MILES Collector Card at an AIR MILES Partner to earn Reward Miles from both.*
• No annual fee.*
• Receive a discount on car rentals.*
• Extended Warranty.*
• Purchase Protection.*
• *Terms and conditions apply.
• BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information.

Why we like it

The BMO CashBack® Mastercard®* offers attractive earn rates on everyday purchases like groceries and utility bills, making it easy to quickly rack up rewards that you can turn into cold hard cash.

Pros

• Attractive introductory offer, especially if you’re interested in a balance transfer.
• No minimum threshold for redeeming your cash-back rewards. Redeem as little as $1 if you want.

Cons

• Accelerated earn rates for groceries and recurring bills are capped at $500 per billing cycle, a ceiling that might be easy to hit if you have a family or higher monthly balances.
• Offers fewer travel perks and types of insurance than some other cards.

• Welcome offer: Get 5% cash back in your first 3 months.*
• Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!*
• Now earn the highest cash back on groceries in Canada without paying an annual fee!†
• Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred.*
• No Annual fee.*
• Want to get your cash back ASAP? Now you can redeem your cash back anytime through direct deposit, as a credit on your statement or into your BMO InvestorLine account.*
• Extended Warranty.*
• Purchase Protection.*
• Receive a discount on car rentals.*
• *Terms and conditions apply.
• †Statement based on a comparison of the non-promotional grocery rewards earn rate on Canadian cash back credit cards as of January 4, 2023.
• BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information.

Why we like it

The BMO CashBack® Business Mastercard®* offers strong earn rates on gas, office supplies and bill payments, making it a smart no-fee choice for businesses looking to be rewarded for buying daily essentials.

Pros

• No annual fee.
• Rewarding intro offer.
• Automatic rebates through the Mastercard Easy Savings program.

Cons

• If you don’t frequent Shell gas stations you’ll miss out on the most savings.

• Welcome Offer: Get 10% cash back on gas, office supplies and cell phone/internet bills for 3 months.*
• 0.00% introductory interest rate on Balance Transfers for 9 months with a 3% transfer fee.*
• Get 1.5% cash back on eligible gas stations, office supplies purchases and on your cell phone and internet recurring payments.*
• Get 1.75% cash back on purchases at Shell®†† gas stations.
• 0.75% cash back on all other card purchases.*
• 25 payment grace days.*
• Optional Employee Cards – empower employees with delegated purchasing authority.*
• Use your card at Costco locations across Canada.*
• Liability Waiver Program protects your business against employee card abuse.*
• Get cash advances at any BMO Bank of Montreal branch or at more than 1 million ATMs worldwide.*
• Worldwide Acceptance.
• *Terms and conditions apply.
• BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information.

Why we like it

You can earn unlimited cash back at a 2% rate in up to three categories of your choice — all while earning 0.50% back on everything else.

Pros

• You can tailor the 2% rewards to your spending by choosing up to three categories from Tangerine’s list of 10, which includes basics like gas and groceries as well as unusual picks like furniture and home improvement.
• Transfer balances within your first 30 days and pay only 1.95% interest on the transferred balance for the first six months (19.95% after that).

Cons

• 2% cash back is a competitive rate, but many cards offer double the rewards on specific categories.
• Tangerine is a virtual bank with no physical bank branches.

• 2% on two categories of your choice: grocery, furniture, restaurants, hotel-motel, gas, recurring bill payments, drug store, home improvement, entertainment, or public transportation and parking.
• Get a third cash-back category by choosing to have your rewards deposited into a Tangerine Savings Account.
• 0.50% on everything else.
• Redeem cash back monthly as a statement credit or deposited into a Tangerine Savings Account.
• No annual fee.
• Transfer balances within your first 30 days and pay only 1.95% interest on the transferred balance for the first six months (19.95% after that). 1% balance transfer fee applies to the amount transferred.
• Get free cards for any authorized users on your account.
• It only includes purchase assurance and extended protection insurance. For more insurance, consider the Tangerine World Mastercard which requires a minimum personal income of $60,000. If you meet this requirement, you will automatically be considered for the World card if you apply for the Money-Back card.
• Preferred rates: 19.95% for purchases and cash advances.
• To be eligible, a $12,000 (individual) annual income is required. Also, you must have a Canadian credit file and be a Canadian resident of the age of majority in the province or territory where you live.

Why we like it

Most cards make you choose between low fees or valuable travel rewards, but the CIBC Aeroplan Visa offers both.

Pros

• An attractive intro offer that could be enough for a one-way economy class flight in North America.
• Your Aeroplan membership will help you earn points twice as fast at Aeroplan partners and retailers in the Aeroplan eStore when you pay with your Aeroplan credit card.

Cons

• To get the best value, you’ll have to be loyal to Air Canada and the Aeroplan rewards program.
• Earn rate on included categories is lower than some other no-fee cards.

• 1x Aeroplan points per dollar on gas, electric vehicle charging, groceries and Air Canada travel purchases, up to $40,000 annual spend.
• 1x Aeroplan points per $1.50 spent on all other purchases, including gas, electric vehicle charging, groceries and Air Canada travel purchases that exceed the $40,000 threshold.
• Earn points twice at over 150 Aeroplan partners and 170+ online retailers through the Aeroplan eStore.
• Aeroplan Points never expire and can be redeemed for a variety of travel, merchandise, gift card, and other rewards offered by Aeroplan’s participating partners and suppliers.
• $0 annual fee.
• Primary Aeroplan credit cardholders may get access to preferred pricing, which means you can book flight rewards for even fewer points.
• Get three free months of Uber Pass for discounts on rides, meals and more.
• Earn 1 Aeroplan point for every $6 spent on CIBC Global Money Transfer, with no transaction fees or interest as long as you pay your balance on time.
• Use the CIBC Pace It feature to make installment payments on large purchases.
• Four types of insurance are provided: car rental collision and loss damage insurance, purchase security and extended protection insurance, and common carrier travel accident insurance.
• Preferred rates: 20.99% for purchases, 22.99% for cash advances.
• To be eligible, $15,000 (household) annual income is required. Also, you must have a Canadian credit file and be a Canadian resident of the age of majority in the province or territory where you live.

Why we like it

The $0-annual-fee Simplii Financial Cash Back Visa Card earns bonus cash-back on the purchases you make almost every day.

Pros

• Earn up to 4% cash back on eligible purchases in restaurants, bars and coffee shops.
• Get cash back on fee-free global money transfers.

Cons

• The 0.5% base rate isn’t exactly impressive, but it only applies after you hit the annual spending limits of bonus categories.
• It only includes purchase security and extended protection insurance.

• Earn 4% on eligible restaurant, bar and coffee shop purchases up to $5,000 spend per year†.
• Earn 1.5% on eligible gas, groceries, drugstore purchases and pre-authorized payments, up to $15,000 per year†.
• Earn 0.5% on all other credit card purchases with no limit on how much you can earn†.
• Get 20% cashback in your first 3 months on eligible gas, groceries, drugstore purchases and pre-authorized payments (up to $500 spend)†
• Redeem cash back as a statement credit in December.†
• No annual fee.
• Cash back when you send money abroad with a Simplii Financial Global Money Transfer. No transaction fees and no interest charges.†
• Purchase security and extended protection insurance provided.†
• Interest rates: 20.99% for purchases‡, 22.99% for cash advances‡.
• To be eligible, a $15,000 (individual/household) annual income is required. Also, you must have a Canadian credit file and be a Canadian resident (excluding Quebec) that is the age of majority in the province or territory where you live.
• †Terms and conditions apply. Click ‘Apply Now’ for complete details. This offer is not available for residents of Quebec.
• ‡ “Purchase” means any Transaction other than a Cash Advance, Balance Transfer or Convenience Cheque. “Cash” means a Cash Advance, Balance Transfer and Convenience Cheque. Interest rates may change from time to time.

Why we like it

This no-fee unsecured credit card is suitable to build or rebuild credit and offers cash back rewards on every purchase.

Pros

• No foreign exchange fees on foreign currency purchases.
• Suitable to build or rebuild credit.

Cons

• Cash back rewards are only redeemable as a statement credit.

• Receive 1% cash back¹ on every eligible purchase made with your Home Trust Preferred Visa*.
• CashBack Rewards earned are displayed every month on your statement, and the total amount earned for the previous year will be provided to you as a credit in January.
• No annual fee.
• Use your Home Trust Preferred Visa on purchases made in foreign currencies without added foreign exchange fees², whether you’re spending while abroad or shopping online at home.
• Worldwide access from anywhere you are, for hotel and travel reservations or shopping in-store and online. Access cash at over 2.5 million ATMs in more than 200 countries and territories worldwide.
• Manage your Visa account easily and securely — at any time, and from anywhere. Get your balance and view your transactions at Home Trust Visa Online.
• Purchase Security³: insures eligible items against theft or damage for 90 days from the date of purchase.
• Manage your Home Trust Visa account easily and securely — at anytime from anywhere in the world. View the card’s balance, transactions and pay bills online at Home Trust Visa Online.
• Guaranteed hotel reservations — with this international travel credit card, you can request a guaranteed hotel reservation anywhere in the world and your room will be held for you even if you arrive late.
• Preferred rates: 19.99% for purchases and cash advances.
• To be eligible, $15,000 individual annual income is required. Also, you must have a Canadian credit file and be a Canadian resident of the age of majority in the province or territory where you live. You cannot currently be in bankruptcy or be a resident of Quebec.

If you want a card with no foreign exchange fees but this card doesn’t fit the bill, take a look at NerdWallet’s selection of the best no foreign transaction fee credit cards to find the right option for you.

Why we like it

The Desjardins Flexi Visa offers more than the average no-fee, low-interest rate credit card, including mobile device protection and a modest amount of travel insurance.

Pros

• Competitive interest rate on purchases and cash advances.
• Mobile device protection and travel insurance included.

Cons

• No points system or rewards program.
• No promotional offers.

• No annual fee for the primary card and any additional cards.
• No transaction fees on purchases made in Canada.
• 25-day grace period to pay your bill without incurring credit charges.
• 10.9% interest rate on purchases and 12.9% on cash advances.
• If the minimum payment is not made, the annual interest rate will increase to 19.9% until payment is received.
• Cash advances limit of $5,000 per day.
• Up to $1,000 in insurance against loss, theft, accidental damage or mechanical failure of mobile devices purchased with the Desjardins Flexi Visa.
• Purchase protection: Eligible items purchased with the Desjardins Flexi Visa are protected against loss or damage for 90 days from the purchase date.
• Extended warranty: The original manufacturer’s warranty is doubled for up to one additional year on most items purchased with the Desjardins Flexi Visa.
• Travel insurance for trips up to three days cover:
• Eligible medical care and services required for up to $5 million per person;
• Trip cancellation for up to $500 per person and trip interruption for up to $1,000 per person if the trip is paid for using the Desjardins Flexi Visa;
• Baggage insurance for up to $500 per person for bags that are lost, stolen or delayed more than six hours.
• Car rental discounts include: up to 15% off rental rates and reduced fees at Hertz; up to 10% off rental rates and reduced fees at Thrifty and Dollar.
• Cardholders enjoy zero liability in the event of fraudulent card use.

Why we like it

Beginner investors interested in learning more about building wealth will feel right at home with the Wealthsimple Card, a no-fee prepaid Mastercard that earns 1% cash back on purchases. Use the rewards to support your TFSA, invest in stocks, ETFs and crypto, or fund your linked spending (Cash) account, where you can send, spend and receive money instantly with the Wealthsimple Cash app.

Pros

• Use a Visa or Mastercard debit card to instantly deposit up to $3,500 per day (up to a maximum of $35,000 per month).
• Effortlessly build an investment portfolio by transforming cash back rewards into stocks, ETFs or cryptocurrency deposited directly into a trading account.

Cons

• There’s no brick-and-mortar location for Wealthsimple customers, so you need to be comfortable managing your money with an online-only company.
• $5,000 per day spending limit; ATM withdrawals are limited to $500 per transaction/$1,000 per day.
• Cash rewards invested into cryptocurrency are subject to Wealthsimple Crypto’s 1.5-2% fee.

• General fees and features: Wealthsimple does not charge any fees to use the Wealthsimple Card.
• Currency conversion fee: Mastercard will determine the applicable exchange rate from the range of rates available in wholesale currency markets for the applicable processing date, which may vary from the rate Mastercard itself receives.
• ATM withdrawals: Wealthsimple does not charge any fees for withdrawing cash, but you may see a standard ATM withdrawal fee (usually about $3.00) when you make a withdrawal at an ATM. ATM Withdrawal limits are $500 per transaction and $1,000 per day.
• Reload methods: Add funds to your card by making a deposit via a linked bank account, a wire transfer, your Visa or Mastercard debit card, or an institutional transfer to move an account from another institution.
• Rewards: Earn 1% cash back on eligible purchases. Cash back rewards can go directly into your Spend account, be added to the cash balance of a stock trading or crypto trading account, or be used to auto-purchase the cryptocurrency of your choice in your crypto trading account. Use the card anywhere Mastercard is accepted — in-store, in apps, or online. Pay bills, use direct deposit, and e-Transfer.
• The Wealthsimple Card is available as part of the everyday spending account, which comes with both a digital and physical card that you can manage right from the Wealthsimple app.
• Use the app to manage your rewards and spending preferences, or lock your card if something happens to it. Your balances are all updated in real-time, too — even if you’re using the physical card
• Add your Wealthsimple Card to Apple, Samsung or Google Pay digital wallet.
• Use the Wealthsimple Cash app to send and receive payments to anyone else who uses the Cash app without paying fees. You can also send money to people who don’t have the Cash app yet. They will receive a prompt to download the app and claim the money you sent them.
• Your money is protected for up to $100,000 through CDIC.
• To be eligible, you must be a Canadian resident with a Social Insurance Number of the age of majority in the province or territory where you live.

Why we like it

Credit card beginners can use the CIBC Aeroplan Visa Card for Students to accumulate travel rewards thanks to a solid earn rate and a generous welcome bonus.

Pros

• The welcome bonus has no strings attached or hoops to jump through — simply make a purchase a receive 10,000 Aeroplan points.
• Your Aeroplan membership will help you earn points twice as fast at Aeroplan partners and retailers in the Aeroplan eStore when you pay with your Aeroplan credit card.

Cons

• The higher 20.99% interest rate could be a problem for students learning how to use their first credit card.
• To get the best value, you’ll have to be loyal to Air Canada and the Aeroplan rewards program.

• 1x Aeroplan points per dollar on gas, electric vehicle charging, groceries and Air Canada travel purchases, up to $40,000 annual spend.
• 1x Aeroplan points per $1.50 spent on all other purchases, including gas, electric vehicle charging, groceries and Air Canada travel purchases that exceed the $40,000 threshold.
• Earn points twice at over 150 Aeroplan partners and 170+ online retailers through the Aeroplan eStore.
• Aeroplan Points never expire and can be redeemed for a variety of travel, merchandise, gift card, and other rewards offered by Aeroplan’s participating partners and suppliers.
• $0 annual fee.
• Get three free months of Uber Pass for discounts on rides, meals and more. Offer ends September 8, 2022.
• Earn 1 Aeroplan point for every $6 spent on CIBC Global Money Transfer, with no transaction fees or interest as long as you pay your balance on time. Offer ends June 30, 2022.
• Maximize your points by adding up to three additional cards and giving them to your spouse or other family members. Points can be shared with other Aeroplan members in your household.
• Earn points by using your CIBC Aeroplan Visa to automatically make recurring bill payments.
• Receive preferred pricing when paying for flights with your Aeroplan points.
• Save up to 25% on car rentals at participating Budget and Avis locations worldwide when paying with your card.
• Save up to 10 cents per litre at participating Chevron, Ultramar and Pioneer gas stations if you link your card with Journie Rewards.
• Use the CIBC Pace It feature to make installment payments on large purchases.
• Four types of insurance are provided: auto rental collision and loss damage insurance, purchase security, extended protection insurance, and $100,000 in common carrier accident insurance.
• Preferred rates: 20.99% for purchases, 22.99% for cash advances.
• To be eligible, you must have full-time status in a college or university.

Why we like it

The standard Brim Mastercard is a tech-savvy, no-fee rewards card. It offers an impressive mobile app with budget tracking, an eShop with hundreds of retailers, partnerships with five mobile wallets, free global Wi-Fi and no foreign transaction fees — even when shopping online.

Pros

• Rewards are easy to understand — each point is worth $0.01 — and you can earn up to 30x at select retail partners, including small local businesses and big brands.
• There’s no fee for additional cardholders or a family card.

Cons

• Included insurance types are more limited than the Brim World or World Elite Mastercards.
• Brim is a virtual bank with no physical bank branches, so you must be comfortable with a digital-first experience.

• 1x points per dollar on everyday purchases, with no annual spend limit.
• Up to 30x points per dollar on retail partners in the eShop.
• Points have a straightforward value of $0.01 and can be redeemed on transactions or as cash back. $1 minimum redemption required. Points do not expire.
• No annual fee.
• Brim’s Family Card option lets you add additional card members, set and adjust their spending limits, block types of transactions and track spending — perfect for teaching teens smart budgeting.
• Enhanced security features allow you to lock your card and block online or foreign transactions instantly.
• Stay connected with access to over 1 million Boingo Global Wi-Fi hotspots around the world.
• Access to the Brim Installment plan.
• Five types of insurance provided: common carrier accident insurance, mobile device insurance, event ticket protection, extended warranty and purchase security insurance.
• Preferred rates vary by card member.
• No foreign exchange fees.
• To be eligible, you must have a Canadian credit file and be a Canadian resident of the age of majority in the province or territory where you live.