Costco Anywhere Visa® Card by Citi

Costco Anywhere Visa® Card by Citi

on Citibank's application

Costco Anywhere Visa® Card by Citi

Costco Anywhere Visa® Card by Citi

Costco Anywhere Visa® Card by Citi

on Citibank's application

Card details

  • Discover one of Citi's best cash back rewards cards designed exclusively for Costco members.

  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter.

  • 3% cash back on restaurants and eligible travel purchases.

  • 2% cash back on all other purchases from Costco and Costco.com.

  • 1% cash back on all other purchases.

  • No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases.

  • Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico.

  • The standard variable APR for Citi Flex Plan is 15.24%. Citi Flex Plan offers are made available at Citi's discretion.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-4%

  • Bonus offer

    None

  • Intro APR

    N/A

  • Ongoing APR

    APR: 15.24% Variable APR

    Penalty APR: Up to 29.99%, Variable

    Cash Advance APR: 25.24%, Variable

  • Balance transfer fee

    3% of each balance transfer; $5 minimum.

  • Foreign transaction fee

    0%

Recommended credit score

Compare to other cards

Annual Fee

$0

Annual Fee

$95

Annual Fee

$0

Regular APR

15.24% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Regular APR

13.99% - 23.99% Variable APR

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Intro APR

0% on Balance Transfers for 18 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Just tell us some details and see which card matches your needs most.

Just tell us some details and see which card matches your needs most.

NerdWallet review

By Kimberly Palmer

Rating details

4.7

Editor's overall rating

Pros and cons

Pros
  • Bonus cash back categories

  • No annual fee

  • High rewards rates in certain categories

  • Can use card as Costco membership ID

Cons
  • Requires excellent credit

  • Needs Costco membership to qualify

  • Rewards redeemable once a year and only at Costco

The Costco Anywhere Visa® Card by Citi can indeed be used anywhere, not just at Costco, and it offers high rewards rates across a wide variety of categories, especially on gas purchases.

Its annual fee is $0, but you must be a Costco member to get the card — and that requires a yearly membership fee.

With the card, you’ll earn:

-4% cash back on gas purchases (both at Costco and other gas stations) on up to $7,000 of spending a year, then 1% back.

-3% cash back on restaurants and most travel purchases.

-2% cash back at Costco and Costco.com.

-1% cash back on all other purchases.

Rewards can be redeemed only once a year, and only inside a physical Costco store.

For more information, visit our full review.