Alliant Cashback Visa® Signature Credit Card

Alliant Cashback Visa® Signature Credit Card

Alliant Cashback Visa® Signature Credit Card

Alliant Cashback Visa® Signature Credit Card

Alliant Cashback Visa® Signature Credit Card

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Card details

  • Earn unlimited cash back with no categories to track

  • Earn up to 2.5% cash back on your first $10,000 of qualifying eligible purchases (1.5% for purchases over $10,000)

  • No foreign transaction fees

  • No annual fee

  • $0 fraud liability guarantee from Visa

  • Works with Google Pay, Apple Pay and Samsung Pay

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    2.5%

  • Bonus offer

    N/A

  • Intro APR

    N/A

  • Ongoing APR

    APR: 12.24% - 22.24% Variable APR

  • Balance transfer fee

    3%

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Alliant Cashback Visa® Signature Credit Card

Alliant Cashback Visa® Signature Credit Card

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

12.24% - 22.24% Variable APR

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Robin Saks Frankel

Rating details

4

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • High rewards rate

  • Cash rewards

  • No foreign transaction fee

Cons
  • No bonus offer

  • Must be a member

  • No bonus categories

The Alliant Cashback Visa® Signature Credit Card is one of the highest-earning flat-rate cash-back cards you can find, offering a whopping 2.5% cash back on up to $10,000 in purchases per billing cycle.

But there are a few potential speed bumps, including a cost of card ownership. There's an annual fee of $0. The card also has neither an upfront sign-up bonus nor a 0% intro APR period, and you'll be required to join Alliant's credit union before you can apply for this product.

For more information about the card, check out our full review.