Exclusively designed for those spending $50,000+ a year on their card
Unlimited Cash Back: 3% cash back in year one & 2.5% cash back after
No limit to the cash back awards you can earn
No foreign transaction fees
Generous credit line
$99 annual fee, waived the first year
Works with Google Pay, Apple Pay and Samsung Pay
$0 fraud liability guarantee from Visa
Rates, fees & offers
$0 the first year, then $99
Earn 3% cash back in the first year
Min APR: 12.49%, Variable
Max APR: 14.99%, Variable
Balance transfer fee
Foreign transaction fee
Recommended credit score
Not sure which card is best for you?
Editor's overall rating
Pros and cons
High rewards rate
No foreign transaction fee
Has annual fee
The Alliant Cashback Visa® Signature Credit Card is one of the highest-earning flat-rate cash-back cards you can find, offering a whopping 3% cash back on all purchases in the first year of card ownership and 2.5% on everything after that.
But there are a few potential speed bumps, including a cost of card ownership. There's an annual fee of $0 the first year, then $99. The card also has neither an upfront sign-up bonus nor a 0% intro APR period, and you'll be required to join Alliant's credit union before you can apply for this product.
For more information about the card, check out our full review.
NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.