Alliant Cashback Visa® Signature Credit Card

Alliant Cashback Visa® Signature Credit Card

on Alliant Credit Union's secure website

Alliant Cashback Visa® Signature Credit Card

Alliant Cashback Visa® Signature Credit Card

Alliant Cashback Visa® Signature Credit Card

on Alliant Credit Union's secure website

Card details

  • Exclusively designed for those spending $50,000+ a year on their card

  • Unlimited Cash Back: 3% cash back in year one & 2.5% cash back after

  • No limit to the cash back awards you can earn

  • No foreign transaction fees

  • Generous credit line

  • $59 annual fee, waived the first year

  • Works with Google Pay, Apple Pay and Samsung Pay

  • $0 fraud liability guarantee from Visa

Rates, fees & offers

  • Annual fee

    $0 the first year, then $59

  • Rewards rate

    2.50%

  • Bonus offer

    None

  • Intro APR

    N/A

  • Ongoing Apr

    Min APR: 11.99%, Variable

    Max APR: 14.99%, Variable

  • Balance Transfer Fee

    3%

  • Foreign Transaction Fee

    None

Recommended credit score

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NerdWallet Review

By Robin Saks Frankel

Rating Details

4.2

Editor's overall rating

Pros and Cons

Pros
  • High rewards rate

  • No foreign transaction fee

Cons
  • Has annual fee

The Alliant Cashback Visa® Signature Credit Card is one of the highest-earning flat-rate cash-back cards you can find, offering a whopping 3% cash back on all purchases in the first year of card ownership and 2.5% on everything after that.

But there are a few potential speed bumps, including a cost of card ownership. There's an annual fee of $0 the first year, then $59. The card also has neither an upfront sign-up bonus nor a 0% intro APR period, and you'll be required to join Alliant's credit union before you can apply for this product.

For more information about the card, check out our full review.

User Reviews

Rating Details

NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.

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