Fidelity® Rewards Visa Signature® Card

Fidelity® Rewards Visa Signature® Card

Fidelity® Rewards Visa Signature® Card

Fidelity® Rewards Visa Signature® Card

Fidelity® Rewards Visa Signature® Card

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Card details

  • Get unlimited 2% cash back into an eligible Fidelity account to either spend or invest

  • Every eligible net $1 spent equals 2 Reward Points

  • No limits on total Reward Points and no restrictive categories

  • No annual fee

  • Reward Points will not expire

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    2%

  • Bonus offer

    None

  • Intro APR

    N/A

  • Ongoing APR

    Purchase: 13.99%, Variable

    Cash Advance APR: 23.99%, Variable

  • Balance transfer fee

    Either 3% of the amount of each transfer or $5 minimum, whichever is greater.

  • Foreign transaction fee

    1%

Recommended credit score

Compare to other cards

Fidelity Fidelity Rewards Visa Signature Card Credit Card

Fidelity® Rewards Visa Signature® Card

NerdWallet rating 
NerdWallet rating 
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

13.99% Variable

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Just tell us some details and see which card matches your needs most.

Just tell us some details and see which card matches your needs most.

NerdWallet review

By Virginia C. McGuire

Rating details

Editor's overall rating

Pros and cons

Pros
  • Cardholders with eligible Fidelity accounts get a high rewards rate

  • No annual fee

  • Earns same rewards rate on all purchases

Cons
  • Rewards must be deposited into Fidelity account to get full value

  • Requires excellent credit

  • No 0% APR period

The Fidelity® Rewards Visa Signature® Card is one of the most straightforward rewards cards on the market. Cardholders earn 2% back on every purchase, with no limits, no expiring points and no complicated bonus categories. The only requirement is that rewards must be deposited into a Fidelity Investments account. If you opt to take your rewards in some other form — as merchandise, charitable donations or statement credit — the value of the rewards drops to 1%. The $0.

That makes this card good for one type of customer: those who have a Fidelity checking account or investment account. If that's you, the Fidelity® Rewards Visa Signature® Card is a great card for day-to-day purchases and big splurges alike.

For more details, see our full review of this card.