Fidelity® Rewards Visa Signature® Card
Fidelity® Rewards Visa Signature® Card
Fidelity® Rewards Visa Signature® Card
Card details
Get unlimited 2% cash back into an eligible Fidelity account to either spend or invest
Every eligible net $1 spent equals 2 Reward Points
No limits on total Reward Points and no restrictive categories
No annual fee
Reward Points will not expire
Rates, fees & offers
Annual fee
$0
Rewards rate
2%
Bonus offer
None
Intro APR
N/A
Ongoing APR
Purchase: 13.99%, Variable
Cash Advance APR: 23.99%, Variable
Balance transfer fee
Either 3% of the amount of each transfer or $5 minimum, whichever is greater.
Foreign transaction fee
1%
Recommended credit score
Compare to other cards
 Fidelity® Rewards Visa Signature® Card | ||
|---|---|---|
Annual Fee$0 | Annual Fee$95 | Annual Fee$0 intro for the first year, then $95 |
Regular APR13.99% Variable | Regular APR15.99% - 22.99% Variable APR | |
Intro APRN/A | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
Wondering if this card is the best match for you?
Wondering if this card is the best match for you?
Wondering if this card is the best match for you?
Just tell us some details and see which card matches your needs most.
Just tell us some details and see which card matches your needs most.
NerdWallet review
Rating details
Editor's overall rating
Pros and cons
Pros
Cardholders with eligible Fidelity accounts get a high rewards rate
No annual fee
Earns same rewards rate on all purchases
Cons
Rewards must be deposited into Fidelity account to get full value
Requires excellent credit
No 0% APR period
The Fidelity® Rewards Visa Signature® Card is one of the most straightforward rewards cards on the market. Cardholders earn 2% back on every purchase, with no limits, no expiring points and no complicated bonus categories. The only requirement is that rewards must be deposited into a Fidelity Investments account. If you opt to take your rewards in some other form — as merchandise, charitable donations or statement credit — the value of the rewards drops to 1%. The $0.
That makes this card good for one type of customer: those who have a Fidelity checking account or investment account. If that's you, the Fidelity® Rewards Visa Signature® Card is a great card for day-to-day purchases and big splurges alike.
For more details, see our full review of this card.
