Fidelity® Rewards Visa Signature® Card
on Fidelity's website
Fidelity® Rewards Visa Signature® Card
Card details
Get unlimited 2% cash back into an eligible Fidelity account to either spend or invest
No category limitations
No annual fee
Points never expire
A variable APR of 15.99% (as of 6/16/2017)
Balance transfer fee: 3% of each transfer amount, $5 minimum
Rates, fees & offers
Annual fee
$0
Rewards rate
2.00%
Bonus offer
None
Intro APR
N/A
Ongoing APR
Purchase: 15.99%, Variable
Cash Advance APR: 25.99%, Variable
Balance transfer fee
3%
Foreign transaction fee
1%
Recommended credit score
NerdWallet review
Rating details
Editor's overall rating
Pros and cons
Pros
Cardholders with eligible Fidelity accounts get a high rewards rate
No annual fee
Earns same rewards rate on all purchases
Cons
Rewards must be deposited into Fidelity account to get full value
Requires excellent credit
No 0% APR period
The Fidelity® Rewards Visa Signature® Card is one of the most straightforward rewards cards on the market. Cardholders earn 2% back on every purchase, with no limits, no expiring points and no complicated bonus categories. The only requirement is that rewards must be deposited into a Fidelity Investments account. If you opt to take your rewards in some other form — as merchandise, charitable donations or statement credit — the value of the rewards drops to 1%. The $0.
That makes this card good for one type of customer: those who have a Fidelity checking account or investment account. If that's you, the Fidelity® Rewards Visa Signature® Card is a great card for day-to-day purchases and big splurges alike.
Our full review of the Fidelity® Rewards Visa Signature® Card has all the details.
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