Fidelity® Rewards Visa Signature® Card

Fidelity® Rewards Visa Signature® Card

Fidelity® Rewards Visa Signature® Card

Fidelity® Rewards Visa Signature® Card

Fidelity® Rewards Visa Signature® Card

Card details

  • Get unlimited 2% cash back into an eligible Fidelity account to either spend or invest

  • No category limitations

  • No annual fee

  • Points never expire

  • A variable APR of 15.99% (as of 6/16/2017)

  • Balance transfer fee: 3% of each transfer amount, $5 minimum

  • View Rates and Fees

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    2.00%

  • Bonus offer

    None

  • Intro APR

    N/A

  • Ongoing APR

    Purchase: 15.99%, Variable

    Cash Advance APR: 25.99%, Variable

  • Balance transfer fee

    3%

  • Foreign transaction fee

    1%

Recommended credit score

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NerdWallet review

By Virginia C. McGuire

Rating details

Editor's overall rating

Pros and cons

Pros
  • Cardholders with eligible Fidelity accounts get a high rewards rate

  • No annual fee

  • Earns same rewards rate on all purchases

Cons
  • Rewards must be deposited into Fidelity account to get full value

  • Requires excellent credit

  • No 0% APR period

The Fidelity® Rewards Visa Signature® Card is one of the most straightforward rewards cards on the market. Cardholders earn 2% back on every purchase, with no limits, no expiring points and no complicated bonus categories. The only requirement is that rewards must be deposited into a Fidelity Investments account. If you opt to take your rewards in some other form — as merchandise, charitable donations or statement credit — the value of the rewards drops to 1%. The $0.

That makes this card good for one type of customer: those who have a Fidelity checking account or investment account. If that's you, the Fidelity® Rewards Visa Signature® Card is a great card for day-to-day purchases and big splurges alike.

Our full review of the Fidelity® Rewards Visa Signature® Card has all the details.