Fidelity® Rewards Visa Signature® Card

Fidelity® Rewards Visa Signature® Card

Fidelity® Rewards Visa Signature® Card

Fidelity® Rewards Visa Signature® Card

Fidelity® Rewards Visa Signature® Card

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Card details

  • Get unlimited 2% cash back into an eligible Fidelity account to either spend or invest

  • Every eligible net $1 spent equals 2 Reward Points

  • No limits on total Reward Points and no restrictive categories

  • No annual fee

  • Reward Points will not expire

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    2%

  • Bonus offer

    None

  • Intro APR

    N/A

  • Ongoing APR

    Purchase: 13.99%, Variable

    Cash Advance APR: 23.99%, Variable

  • Balance transfer fee

    Either 3% of the amount of each transfer or $5 minimum, whichever is greater.

  • Foreign transaction fee

    1%

Recommended credit score

Compare to other cards

Fidelity Fidelity Rewards Visa Signature Card Credit Card

Fidelity® Rewards Visa Signature® Card

NerdWallet rating 
NerdWallet rating 
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

13.99% Variable

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Virginia C. McGuire

Rating details

Editor's overall rating

Pros and cons

Pros
  • Cardholders with eligible Fidelity accounts get a high rewards rate

  • No annual fee

  • Earns same rewards rate on all purchases

Cons
  • Rewards must be deposited into Fidelity account to get full value

  • Requires excellent credit

  • No 0% APR period

The Fidelity® Rewards Visa Signature® Card is one of the most straightforward rewards cards on the market. Cardholders earn 2% back on every purchase, with no limits, no expiring points and no complicated bonus categories. The only requirement is that rewards must be deposited into a Fidelity Investments account. If you opt to take your rewards in some other form — as merchandise, charitable donations or statement credit — the value of the rewards drops to 1%. The $0.

That makes this card good for one type of customer: those who have a Fidelity checking account or investment account. If that's you, the Fidelity® Rewards Visa Signature® Card is a great card for day-to-day purchases and big splurges alike.

For more details, see our full review of this card.