Fidelity® Rewards Visa Signature® Card
Fidelity® Rewards Visa Signature® Card
Fidelity® Rewards Visa Signature® Card
Card details
Get unlimited 2% cash back into an eligible Fidelity account to either spend or invest
Every eligible net $1 spent equals 2 Reward Points
No limits on total Reward Points and no restrictive categories
No annual fee
Reward Points will not expire
Rates, fees & offers
Annual fee
$0
Rewards rate
2%
Bonus offer
None
Intro APR
N/A
Ongoing APR
Purchase: 13.99%, Variable
Cash Advance APR: 23.99%, Variable
Balance transfer fee
Either 3% of the amount of each transfer or $5 minimum, whichever is greater.
Foreign transaction fee
1%
Recommended credit score
Compare to other cards
 Fidelity® Rewards Visa Signature® Card | ||
|---|---|---|
Annual Fee$0 | Annual Fee$95 | Annual Fee$0 |
Regular APR13.99% Variable | Regular APR13.99% - 23.99% Variable APR | |
Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months | Intro APR0% on Balance Transfers for 18 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
Rating details
Editor's overall rating
Pros and cons
Pros
Cardholders with eligible Fidelity accounts get a high rewards rate
No annual fee
Earns same rewards rate on all purchases
Cons
Rewards must be deposited into Fidelity account to get full value
Requires excellent credit
No 0% APR period
The Fidelity® Rewards Visa Signature® Card is one of the most straightforward rewards cards on the market. Cardholders earn 2% back on every purchase, with no limits, no expiring points and no complicated bonus categories. The only requirement is that rewards must be deposited into a Fidelity Investments account. If you opt to take your rewards in some other form — as merchandise, charitable donations or statement credit — the value of the rewards drops to 1%. The $0.
That makes this card good for one type of customer: those who have a Fidelity checking account or investment account. If that's you, the Fidelity® Rewards Visa Signature® Card is a great card for day-to-day purchases and big splurges alike.
For more details, see our full review of this card.
