The Guide to Capital One Transfer Partners

Unlike co-branded credit cards, transferable point currencies give cardholders the ability to convert their points to a number of different travel partners. Among the available options, Capital One has been doing its best to become competitive with other transferable point currencies by beefing up its partnerships. This shows, with more favorable transfer ratios and a widening variety of hotel and airline partners from which to choose.

Let’s take a look at Capital One transfer partners, their ratios and which cards will earn you Capital One Miles.

Capital One has a total of 18 transfer partners, including three hotel programs. Most of these partners will allow you to transfer at a 1:1 ratio, which means that one Capital One Mile becomes one point.

However, a few of these differ — including the ALL Accor Live Limitless program and EVA Infinity MileageLands — both of which provide a less favorable transfer ratio.

Here is a quick scan of Capital One transfer partners. Keep reading for more details about the partnerships.

You’ll find representation from all three major airline alliances among these transfer partners. Let’s break them down.

Aeromexico

A member of SkyTeam, you can transfer your Capital One Miles over to Aeromexico’s Club Premier at a 1:1 ratio.

Air Canada Aeroplan

Canada’s national flag carrier and a member of Star Alliance, you can transfer Capital One Miles to Air Canada’s Aeroplan at a 1:1 ratio.

Asia Miles

The loyalty program of Oneworld member Cathay Pacific, each Capital One Mile transferred becomes one Asia Mile.

ALL Accor Live Limitless

Accor, the popular European hotel chain, will give you a 40 euro discount for every 2,000 points you redeem with its program. Capital One Miles transfer over to ALL at a 2:1 ratio.

Avianca LifeMiles

Although some warn against redeeming points with LifeMiles due to its poor customer support, this program can provide reasonable redemptions to Europe and the Middle East.

You can transfer your Capital One Miles to Avianca LifeMiles at a 1:1 ratio.

Based on our most recent analysis, NerdWallet values Avianca LifeMiles at 1.2 cents each.

British Airways Executive Club

This well-known airline is a Oneworld member that relies on a distance-based award chart for redemption. Capital One Miles convert to British Airways Executive Club Avios at a 1:1 ratio.

» Learn more: What’s the value of British Airways Avios?

Choice Privileges

Choice Privileges, another of Capital One’s hotel partners, allows you to transfer over your miles at a 1:1 ratio.

Emirates Skywards

If you want to fly in flashy first class suites, you can transfer your Capital One Miles to Emirates Skywards at a 1:1 ratio. Access to Emirates’ award program is important for those premium cabin redemptions; Emirates has chosen to limit reward availability for these seats almost entirely to direct bookings.

Etihad Guest

Another favorite among points and miles nerds, Etihad’s first class product features amenities like beds, showers, bars, sliding doors and up-scale menus. Capital One Miles for these (and all other) flights transfer to Etihad Guest at a 1:1 ratio.

EVA Infinity MileageLands

EVA Air, the Taiwanese airline, is a member of Star Alliance. Capital One Miles transfer over to its loyalty program at a 2:1.5 ratio.

Finnair Plus

Although not as well known as some other Oneworld members, Finnair Plus still provides some solid value. You can convert your Capital One Miles at a 1:1 ratio.

Flying Blue

The Flying Blue reward program is a joint venture between Air France and KLM. Miles can be redeemed interchangeably between these two airlines; you can also use these miles for other SkyTeam partner flights. Capital One cardholders can transfer their miles over to Flying Blue at a 1:1 ratio.

» Learn more: Current can’t-miss Flying Blue flight discounts and promos

Qantas Frequent Flyer

Yet another Oneworld airline, Capital One Miles can be transferred to Qantas points at a 1:1 ratio. Qantas operates on a distance-based award chart, meaning you can find some decent deals on expensive short-haul flights.

Singapore Airlines

Singapore — a Star Alliance member — has an excellent business class product, though redemptions aren’t cheap. You can convert Capital One Miles to Singapore’s KrisFlyer program at a 1:1 ratio.

TAP Portugal Miles&Go

The flag carrier of Portugal and a participant of Star Alliance, you can transfer your Capital One Miles to TAP’s loyalty program at a 1:1 ratio.

NerdWallet values TAP Portugal miles at 1.7 cents each when redeemed for economy award flights.

Turkish Airlines

Turkish’s Miles&Smiles program offers great value to travelers, including the ability to fly to Europe in business class for just 45,000 miles. Capital One Miles convert at a 1:1 ratio.

Based on our most recent analysis, NerdWallet values Turkish Airlines miles at 1.4 cents each.

Virgin Red

The reward program for nonalliance airline Virgin Atlantic, your Capital One Miles can be transferred over to Virgin Red at a 1:1 ratio.

Wyndham Rewards

The third hotel program on this list, Wyndham Rewards can be converted from Capital One Miles at a 1:1 ratio. Along with its own reward program, Wyndham Rewards has partnered with Vacasa to offer the ability to book full-sized vacation homes with your points.

NerdWallet analysis has determined six parters are better for redemptions than the others.

1. Turkish Airlines Miles&Smiles.

2. Air France/KLM Flying Blue.

3. Air Canada Aeroplan.

4. Avianca LifeMiles.

5. Singapore Airlines.

6. British Airways Avios.

Read our full story — including which transfer partners to avoid — here.

Not all Capital One credit cards will earn miles that can be transferred to these partners. However, Capital One has increased its visibility in recent years with the launch of its own high-end credit card, along with its standard fare of miles-earning cards:

• Capital One Venture X Rewards Credit Card.

• Capital One Venture Rewards Credit Card.

• Capital One VentureOne Rewards Credit Card.

• Capital One Spark Miles for Business.

• Capital One® Spark® Miles Select for Business.

All of the Capital One miles transfer partners feature the same transfer ratio, no matter which card you have. This goes for both Capital One Venture Rewards Credit Card transfer partners and Capital One Venture X Rewards Credit Card transfer partners.

However, the miles you’ll earn on each transaction will vary based on the card that you hold. Notably, the Capital One Venture X Rewards Credit Card, Capital One Venture Rewards Credit Card and Capital One Spark Miles for Business all earn at least 2 miles per dollar spent on all purchases — no matter where you’re shopping.

» Learn more: The best Capital One transfer partners — and those to avoid

Capital One has a good variety of transfer partners, and although it’s missing any relationships with domestic airlines, you can still redeem rewards on Star Alliance, SkyTeam and Oneworld.

Along with its airline partners, Capital One’s three hotel partnerships can offer good redemptions for your miles. However, before you make any bookings, make sure that you’re getting good value: There’s nothing worse than losing out on miles when making a less-than-desirable transfer.