The Best Capital One Credit Card Offers for Travel

The best Capital One credit card sign-up bonus for consumers is a toss-up between two cards and will depend on how much you value premium travel perks.

The Capital One Venture X Rewards Credit Card has a $395 annual fee and currently offers new cardholders the following offer: Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel. The annual fee is high, but a $300 annual travel credit combined with the 10,000 bonus miles you receive every anniversary year effectively negates the annual fee (as long as you use them!).

Alternatively, the Capital One Venture Rewards Credit Card has a $95 annual fee and gives new cardholders a similar offer: Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel. However, if you don’t value the premium travel card perks as much and would rather maintain a lower annual fee, you’d do better with this offer.

Perks shared by both cards

• Bonus miles earned. When not booking travel via Capital One’s travel portal, you’ll earn a flat two miles per dollar spent on all purchases with both cards.

• Travel insurance. Both cards come with travel insurance, including rental car insurance and a lost luggage reimbursement. (Benefits may change over time.)

• Global Entry/TSA PreCheck credit. These cards offer a credit of up to $120 towards Global Entry or TSA PreCheck membership, valid once every four years.

• No foreign transaction fees. Neither of these cards charges a foreign transaction fee when used overseas.

» Learn more: How to make the most of your Capital One Venture Rewards Card

The best Capital One Travel card offer for businesses

The best Capital One travel card offer for businesses will depend on how much your business spends.

If your business spends a lot of money, the Capital One Venture X Business offers one of the largest sign-up offers available on a business travel card: Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening. If you were to complete the entire offer, it’d be worth at least $3,500 towards travel. But even if you only complete the first part of the offer, you’d still earn at least $1,500 in travel.

If your business doesn’t spend that much money, your best offer will be the Capital One Spark Miles for Business. With that card, you can Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening. You won’t get the fancy travel perks as you’ll find with the Capital One Venture X Business, but you’ll also have a much lower spend requirement to earn the bonus, and a lower annual fee.

Other benefits to Capital One travel cards

Capital One travel cards all provide access to over 15 airline and hotel transfer partners. Those transfers can provide the best value when you redeem your Capital One miles. Alternatively, you can use miles for a statement credit to offset travel charges made with your card.

These Capital One travel cards earn have a $395 annual fee and earn 2 miles per dollar spent on everyday purchases, in addition to a $300 annual travel credit, 10,000 bonus miles every account anniversary, a credit for TSA PreCheck or Global Entry and access to Priority Pass and Capital One lounges:

• Capital One Venture X Rewards Credit Card.

• Capital One Venture X Business.

These Capital One travel cards have a $95 annual fee and earn 2 miles per dollar spent on everyday purchases, in addition to a credit for TSA PreCheck or Global Entry:

• Capital One Venture Rewards Credit Card.

• Capital One Spark Miles for Business ($0 annual fee the first year).

These Capital One travel cards have a $0 annual fee and earn 1.5 miles per dollar spent on everyday purchases:

• Capital One VentureOne Rewards Credit Card - Miles Boost.

• Capital One® Spark® Miles Select for Business.

» Learn more: Best Capital One credit cards

Rewards you can combine with your Capital One miles

When you combine certain Capital One cash-back cards with a consumer or business travel card from Capital One, you can pool your rewards and effectively turn that cash back into miles. Those miles can then be used through Capital One Travel, or for better value, transferred to Capital One hotel and airline transfer partners.

Cash back earned from the following cards can be pooled as miles with your Capital One travel card:

• Capital One Savor Cash Rewards Credit Card.

• Capital One Savor Student Cash Rewards Credit Card.

• Capital One Quicksilver Cash Rewards Credit Card.

• Capital One QuicksilverOne Cash Rewards Credit Card.

• Capital One Quicksilver Student Cash Rewards Credit Card.

• Capital One® Spark® Classic for Business.

• Capital One Spark Cash Plus.

• Capital One Spark Cash Select.

Combine the best offers from one of these cash back cards with a boosted bonus on a Capital One travel card to maximize earning Capital One miles through credit card sign-up bonuses.