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Hotel loyalty programs reward you for sticking with their brands, so it pays to figure out which hotel chain deserves your repeat business. It’s not always an easy choice. Hotel room prices, geographic location of hotels, program perks, hotel benefits and ease of redeeming points for free nights are a few of the things to consider when comparing brands.
Whether you’re an infrequent budget traveler or a business road warrior, two of the most popular brands, Hyatt and Marriott, could be contenders for your loyalty. Here’s a breakdown of these two popular hotel programs to help you decide which is better for you.
Best for locations and brand selection
Where to find Marriotts
Marriott is one of the largest hotel brands in the world, with 30 brands and more than 7,000 properties in over 130 countries and territories, which means you’re likely to find at least one Marriott hotel wherever you’re traveling. Here’s a list of hotel brands under the umbrella of Marriott Bonvoy, the hotel's loyalty program:
With so many brands, you’ll find multiple Marriott hotels to choose from in popular travel destinations. As just one example: California’s Santa Monica beachfront is home to three Marriott brand hotels: a Courtyard by Marriott, a JW Marriott and Le Méridien.
Where to find Hyatts
With over 1,000 hotels, Hyatt isn’t the largest chain, but it has a global presence with hotels in 68 countries. Hyatt has been adding hotels in recent years through acquisitions and partnerships, including the addition of Miraval, Small Luxury Hotels of the World and, recently, numerous all-inclusive brands. Here are the brands in the portfolio of World of Hyatt, the hotel's loyalty program:
Hyatt’s hotel roster features several popular luxury all-inclusive hotels, including the Hyatt Ziva and Zilara, located in Dominican Republic, Jamaica and Mexico. The all-inclusive Miraval Resorts are in Austin, Texas; Tucson, Arizona; and Lenox, Massachusetts.
» Learn more: How to find and book hotels
Best co-branded credit card
Marriott credit cards
Marriott offers five consumer credit cards and one business credit card. Three personal cards are issued by Chase and the two others by American Express. Here’s how a few of the personal hotel credit cards compare:
Marriott Bonvoy bonus points
Marriott Bonvoy bonus points
Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
Earn 3 Free Night Awards (each night valued up to 50,000 points) after spending $3,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Boundless® Credit Card!
Earn 150,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases on the Card within the first 3 months. Terms Apply.
You might also consider Marriott's newer personal cards, which were launched in the fall of 2022. Both have an annual fee of $250 and identical benefits; only their issuer differs.
Marriott offers potential cardholders a variety of price points and value, plus larger welcome bonuses. Though, it's worth considering NerdWallet's recent hotel points valuation, which paints a more complex picture. Our analysis determined that World of Hyatt points are worth an impressive 2.8 cents a piece, whereas Marriott Bonvoy points are worth 0.7 cent each. That means that the potential value of the welcome bonuses varies significantly.
Even so, the current travel credit card offerings from Marriott are too good to pass up, whether you want the middle of the road or high-priced card option.
Hyatt credit cards
Hyatt offers a personal and business credit card.
Here's what you need to know about the World of Hyatt Credit Card.
Welcome bonus: Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
Annual fee: $95.
Earning rate: 9 points per $1 spent on Hyatt stays, 2 points per $1 spent on airline tickets purchased directly from airlines, fitness club and gym memberships, and local transit and commuting, and 1 point per $1 on everything else.
Perks: One free night each year after your cardmember anniversary at any Category 1 through 4 World of Hyatt property. Cardholders also receive complimentary World of Hyatt Discoverist status.
If you’re looking for a business card, here is how the World of Hyatt Business Credit Card shakes out:
Welcome bonus: 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening.
Annual fee: $199.
Earning rate: 9 points per $1 on Hyatt stays and experiences including restaurants and spas, 2 points per $1 on fitness, and 2 points per $1 in your top three eligible spend categories through 12/31/23. Thereafter, you'll receive 2 points per $1 on your top two categories.
Perks: $100 in Hyatt statement credit after spending $50 at a Hyatt, and $50 (up to two times) on your cardmember anniversary. Discoverist status is also provided to cardholders.
Hyatt is a Chase Ultimate Rewards® transfer partner, which means that if you have an eligible Chase credit card, like Chase Sapphire Preferred® Card or Chase Sapphire Reserve®, you can move your Chase Ultimate Rewards® points to your World of Hyatt loyalty account.
Best for using points
World of Hyatt
World of Hyatt is one of the most popular hotel loyalty programs because it offers several sweet spots, plus no blackout dates and the ability to redeem points at their all-inclusive hotels. Plus, you don’t pay resort fees when you use points to book a stay.
The cost of a free night in a standard Hyatt room depends on the property. Award night prices range from 5,000 points per night at a Category 1 World of Hyatt hotel to 40,000 points per night at a Category 8 hotel. NerdWallet values Hyatt points at 2.8 cents each.
In March 2022, Hyatt introduced peak/off-peak pricing for points redemptions, making certain award stays more expensive.
It’s easy to earn Hyatt points with its co-branded credit card, on eligible paid stays or by transferring points from an eligible Chase Ultimate Rewards® credit card. Note, Hyatt elite members can accumulate points more quickly with bonuses on eligible purchases.
The World of Hyatt program has three elite membership tiers: Discoverist, Explorist and Globalist. Earning the first status tier, Discoverist, requires 10 qualifying nights or earning 25,000 base points.
Marriott uses dynamic award pricing, so points rates will vary based on demand.
You can earn Marriott Bonvoy points for eligible stays in participating hotels. You can also earn points with one of the chain’s co-branded credit cards mentioned above. Additionally, Marriott is a transfer partner for Chase Ultimate Rewards® and American Express Membership Rewards.
The Marriott Bonvoy program has five elite levels: Silver, Gold, Platinum, Titanium and Ambassador. Becoming a Silver Elite requires 10 nights in a year, and the next status level, Gold, requires 25 nights in a year. You can also earn elite status by signing up for a Marriott credit card.
NerdWallet values Marriott points at 0.7 cent each, but it’s possible to get more for your points depending on the redemption.
» Learn more: Questions to ask before joining a hotel loyalty program
Best for family travel
How Hyatt caters to families
Hyatt has lots of family-friendly Category 1 and Category 2 Hyatt Place hotels around the world. Standard award stays at these hotels cost 5,000 to 8,000 points per night, and budget-conscious families can find great deals at these lower-cost hotels. Plus, World of Hyatt members will get free breakfast at Hyatt Place hotels when booking through Hyatt, including award stays.
Families who use points to book getaways to resort-style Hyatt hotels won’t have to worry about paying resort fees, potentially saving a good deal on daily charges that otherwise add up fast.
Plus, Hyatt offers myriad hotels with bunk beds you can book with points — which can be handy for families.
How Marriott caters to families
Amenities like pools and free breakfasts can be appealing to large groups of travelers (like a family). Marriott has more than 2,500 hotels with free breakfast in the U.S. alone, found at the following brands:
Fairfield Inn and Suites.
Marriott also offers Stay for 5, Pay for 4 redemptions: You'll receive a complimentary fifth night when you redeem points for consecutive nights. This can save you a significant number of points during a five-night getaway. However, the challenge remains that you’ll have to find consecutive night award availability, which can be challenging, especially during peak travel times.
» Learn more: 6 tips for families traveling with points and miles
Best for business travel
How Marriott caters to business travelers
With 30 brands, Marriott has numerous hotels designed for corporate travelers, whether you’re focused on luxury or cost. Plus, given the density of Marriott hotels in many travel destinations, you’ll typically have multiple options when deciding which property to book. Business travelers on extended stays may prefer Residence Inn hotels, which have larger accommodations.
If cost isn’t a concern, business travelers can enjoy luxury accommodations at St. Regis or Ritz-Carlton branded hotels.
How Hyatt caters to business travelers
Hyatt brands appealing to business travelers include Caption by Hyatt, Grand Hyatt, Hyatt Centric and Hyatt Regency. For business travelers who aren’t on a strict budget, you might consider splurging on luxury stays at Park Hyatt branded hotels. Business travelers will need to factor in that Hyatt simply doesn't have as many hotel locations as Marriott.
» Learn more: Best hotels for business travel
Hyatt vs. Marriott: The results
Is Hyatt better than Marriott? Though Marriott is attractive to business travelers, has more locations and more credit card options, there's still a clear winner: Hyatt.
No blackout dates and no resort fees on award stays are two extremely valuable benefits of the World of Hyatt program. Plus, a standard award night starts at just 5,000 points and tops out at 40,000 points, which makes it easy to get terrific value from its already valuable 2.8 cents a piece points.
How to maximize your rewards
You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2022, including those best for:
Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card
No annual fee: Bank of America® Travel Rewards credit card
Flat-rate travel rewards: Capital One Venture Rewards Credit Card
Bonus travel rewards and high-end perks: Chase Sapphire Reserve®
Luxury perks: The Platinum Card® from American Express
Business travelers: Ink Business Preferred® Credit Card
Chase Sapphire Preferred® Card
on Chase's website
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®
- Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X on travel purchased through Chase Ultimate Rewards®, 3X on dining and 2X on all other travel purchases, plus more
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel
on Chase's website
Wells Fargo Autograph℠ Card
on Wells Fargo's website
- Earn 30,000 bonus points when you spend $1,500 in purchases in the first 3 months - that's a $300 cash redemption value
- Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases
- $0 annual fee
Bank of America® Travel Rewards credit card
on Bank of America's website
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
- Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions
on Bank of America's website