Capital One Spark Cash Select for Good Credit

Capital One Spark Cash Select for Good Credit

on Capital One's website

Capital One Spark Cash Select for Good Credit

Capital One Spark Cash Select for Good Credit

Capital One Spark Cash Select for Good Credit

on Capital One's website

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Card details

  • 0% Intro APR for the first 12 months; 21.24% - 29.24% variable APR after that

  • Earn unlimited 1.5% cash back for your business on every purchase, everywhere — with no limits or category restrictions

  • No annual fee

  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel

  • Rewards won't expire for the life of the account

  • Redeem your cash back rewards for any amount

  • Free employee cards, which also earn unlimited 1.5% cash back on all purchases

  • $0 Fraud Liability for unauthorized charges

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.5%-5%

  • Bonus offer

    N/A

  • Intro APR

    0% intro APR on Purchases for 12 months

  • Ongoing APR

    APR: 21.24%-29.24% Variable APR

    Cash Advance APR: 32.24%, Variable

    Penalty APR: 34.65%, Variable

  • Balance transfer fee

    $0 at the Transfer APR

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual fee

$0

Annual fee

$0 intro annual fee for the first year, then $95.

Annual fee

$0

Regular APR

21.24%-29.24% Variable APR

Rates & Fees

Regular APR

19.24%-29.99% Variable APR

Rates & Fees

Regular APR

19.99%-29.99% Variable APR

Rates & Fees

Intro APR

0% intro APR on Purchases for 12 months

Intro APR

0% intro APR for 12 months on purchases and balance transfers

Intro APR

0% intro APR for 15 months on purchases and balance transfers; balance transfer fee applies

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score